TERMIUM Plus®

The Government of Canada’s terminology and linguistic data bank.

incurred but not reported claims [2 records]

Record 1 2011-02-21

English

Subject field(s)
  • Insurance
DEF

Loss which has occurred but has not yet been reported as of a specified date.

OBS

incurred but not reported claim; incurred but not reported loss; unreported claim; unreported loss; IBNR claim; IBNR loss: terms and abbreviations usually used in the plural.

Key term(s)
  • incurred but not reported losses
  • incurred but not reported claims
  • unreported claims
  • unreported losses
  • IBNR claims
  • IBNR losses

French

Domaine(s)
  • Assurances
DEF

[...] sinistre survenu au cours de l'exercice d'assurance mais non encore déclaré au moment de la clôture de l'inventaire.

OBS

sinistre survenu mais non déclaré; sinistre subi mais non déclaré; sinistre non déclaré; sinistre inconnu : termes habituellement utilisés au pluriel.

OBS

Le terme «sinistre inconnu» s'emploie principalement dans le vocabulaire européen de l'assurance.

OBS

sinistre non rapporté : selon le Multidictionnaire (2003), il est préférable d'employer le verbe «déclarer» lorsqu'il s'agit de porter à la connaissance d'une autorité un sinistre ou une perte.

OBS

sinistre encouru mais non déclaré : dans ce terme, le verbe «encourir» constitue un anglicisme.

Key term(s)
  • sinistres survenus mais non déclarés
  • sinistres inconnus
  • sinistres non déclarés
  • sinistres non rapportés
  • sinistres encourus mais non déclarés
  • sinistres subis mais non déclarés

Spanish

Save record 1

Record 2 1987-01-20

English

Subject field(s)
  • Reinsurance and Coinsurance
OBS

Insurance companies are required to put up reserves on all claims. This even includes claims that have not yet been reported to the company. It is the sum added to the total of claims reserve and is usually determined by means of an estimate based upon the actual claims reported late one year earlier, two years earlier, etc., with proper adjustment made for increase in premium income and inflation.

French

Domaine(s)
  • Réassurance et coassurance
OBS

I.B.N.R. «Incurred but not reported», soit en français «Survenu mais non déclaré». On ignore ce qui est survenu sans être avisé, mais ce sigle énigmatique (IBNR) signifie tout simplement «sinistres annoncés tardivement».

Spanish

Save record 2

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