TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 DEF

... a charge not exceeding five dollars for the creation of or increase in an overdraft, imposed by a credit union or caisse populaire the membership of which [comprises,] wholly or substantially, natural persons or a deposit-taking institution the deposits in which are insured, in whole or in part, by the Canada Deposit Insurance Corporation or guaranteed, in whole or in part, by the Quebec Deposit Insurance Board.  5, record 1, English, - overdraft%20protection%20fee

Record number: 1, Textual support number: 1 CONT

This means that the bank will simply advance the money that your account is short and allow the check to be cashed.... a fee is charged for this overdraft protection. Overdraft fees typically range between $20 and $35 per overdraft. In addition, interest may be charged on any outstanding balance(that is the money the bank had to advance) until those funds are repaid. Naturally, overdraft charges can be very expensive, particularly if you aren’t aware of your account balance at all times, or are careless with the checks you issue.  6, record 1, English, - overdraft%20protection%20fee

Record number: 1, Textual support number: 2 CONT

... If [consumer] accounts have insufficient funds, they will be subject to expensive bounced check fees or overdraft protection charges.  7, record 1, English, - overdraft%20protection%20fee

Record 1,  Textual support,  French

Record number: 1, Textual support number: 1 CONT

Les frais de services sont des frais que vous payez en contrepartie d'un service fourni par la banque. Certains services de comptes de chèques sont gratuits, mais bon nombre sont payés par les clients, selon la formule de l'utilisateur-payeur. [...] Voici certains frais courants des comptes de chèques : frais de tenue de compte mensuels (dépendent souvent du maintien d'un solde minimum); frais de retrait, de virement et de règlement de factures; [...] frais de découvert (ou frais de protection de découvert) [...]  2, record 1, French, - frais%20de%20d%C3%A9couvert

Record number: 1, Textual support number: 2 CONT

Les clients peuvent éviter les frais de découvert en faisant une demande du service de protection de découvert.  3, record 1, French, - frais%20de%20d%C3%A9couvert

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 CONT

You have 60 days to release a cheque to StudentAid BC eligible student. After 60 days, unclaimed cheque(s) must be returned to StudentAid BC.  3, record 2, English, - unclaimed%20cheque

Record number: 2, Textual support number: 2 CONT

Unclaimed checks may be transferred either to the outstanding check account or to a clearing account...  4, record 2, English, - unclaimed%20cheque

Record number: 2, Textual support number: 1 OBS

The preferred Canadian spelling form is "cheque," not "check."  5, record 2, English, - unclaimed%20cheque

Record 2,  Textual support,  French

Record number: 2, Textual support number: 1 CONT

Le solde de tous les chèques périmés figurant dans les différents comptes pour chèques émis mais non compensés à la fin de l'exercice est porté au crédit de la réserve pour chèques non réclamés.  2, record 2, French, - ch%C3%A8que%20non%20r%C3%A9clam%C3%A9

Record 2,  Textual support,  Spanish