TERMIUM Plus®

The Government of Canada’s terminology and linguistic data bank.

OCCURRENCE POLICY [1 record]

Record 1 2005-10-24

English

Subject field(s)
  • Insurance
DEF

A liability policy for claims arising out of incidents that occur during the policy period, regardless of whether the policy is still in effect at the time the claim is made.

CONT

Example of Occurrence Policy - You became an Occurrence policyholder in 1994, and discontinued the policy in 1996. A patient you treated in 1995 files a malpractice claim against you now. Because the patient was treated while the policy was in force, you're able to report the claim in 1998 for that 1995 incident.

French

Domaine(s)
  • Assurances
CONT

Avez-vous une police sur une base d'événement (couvre les pertes qui surviennent après que la police a expiré) ou une police sur une base de réclamation (ne couvre que les pertes survenues pendant le terme de la police)?

CONT

La police comportait cependant des caractéristiques d'une police «sur la base des événements», en ce qu'elle ne couvrait pas les actes antérieurs à la police.

OBS

évènement : Cette graphie, puisée des Rectifications de l'orthographe recommandées par le Conseil supérieur de la langue française, est attestée dans le Petit Robert (2004).

OBS

police sur une base d'événement; police sur la base des événements : Sources : Simcoe, [1992]; Lexique de la Cour suprême, 27 janvier 1994.

Spanish

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