TERMIUM Plus®

The Government of Canada’s terminology and linguistic data bank.

OPERATING SPREAD [2 records]

Record 1 2008-03-07

English

Subject field(s)
  • Currency and Foreign Exchange
  • Banking
DEF

Operating spread between the gross yield on earning assets and interest costs on deposits used to fund these assets.

Key term(s)
  • operating spread

French

Domaine(s)
  • Politique monétaire et marché des changes
  • Banque
DEF

La différence entre le coût de l'argent pour les banques et le prix auquel elles le prêtent.

Key term(s)
  • marge bénéficiaire

Spanish

Campo(s) temático(s)
  • Política monetaria y mercado de cambios
  • Operaciones bancarias
DEF

Diferencia entre el precio de compra y de venta en cualquier negocio. En el negocio bancario suele ser la diferencia entre los intereses que la banca paga a quien le deja dinero y los que cobra a quien le toma dinero. En las transacciones de cambio son las diferencias entre el precio de compra y de venta de una divisa; estos márgenes son en general muy estrechos, pero aplicados a grandes sumas dejan un beneficio considerable.

Save record 1

Record 2 1999-05-04

English

Subject field(s)
  • Financial and Budgetary Management
  • Banking
CONT

With the steep rise in interest rates ... operating spreads narrowed significantly. This occurred because interest earnings on previously acquired longer term assets remained fixed, while interest costs on savings deposits and short-term deposits rose substantially.

OBS

"Intermediation spread" is used when referring to financial institutions.

French

Domaine(s)
  • Gestion budgétaire et financière
  • Banque
CONT

En raison de l'intensité de la concurrence, l'intérêt net obtenu par la banque, autrement dit sa marge bénéficiaire, sur les opérations au Canada a fléchi quelque peu par rapport à l'exercice précédent.

OBS

«Marge d'intermédiation» s'utilise dans le cas d'institutions financières.

Spanish

Save record 2

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