TERMIUM Plus®
The Government of Canada’s terminology and linguistic data bank.
UNDERWRITING SURPLUS [1 record]
Record 1 - internal organization data 2003-05-26
Record 1, English
Record 1, Subject field(s)
- Insurance
- Fire, Accidents, Miscellaneous Risks (Insur.)
Record 1, Main entry term, English
- underwriting profit
1, record 1, English, underwriting%20profit
correct
Record 1, Abbreviations, English
Record 1, Synonyms, English
- underwriting gain 2, record 1, English, underwriting%20gain
correct
- underwriting surplus 3, record 1, English, underwriting%20surplus
correct
- technical profit 4, record 1, English, technical%20profit
correct
Record 1, Textual support, English
Record number: 1, Textual support number: 1 DEF
Profit obtained as a result of real losses being lower than foreseen losses as calculated by technical statistics, or by internal or external management costs being lower than foreseen costs as calculated by actuarial statistics or formulae. It is common to operate at a technical loss compensated for by financial profits produced as a result of excess financial income in real terms obtained in the market with technical interest rates used in actuarial formulae. 5, record 1, English, - underwriting%20profit
Record number: 1, Textual support number: 1 CONT
The excess of earned pre miums over incurred losses and expenses shows the underwriting profit. 6, record 1, English, - underwriting%20profit
Record number: 1, Textual support number: 1 OBS
Definition reproduced from the CAPITAL Business Dictionary with the permission of LID Editorial Empresarial. 7, record 1, English, - underwriting%20profit
Record 1, French
Record 1, Domaine(s)
- Assurances
- Incendies, accidents et risques divers (Assur.)
Record 1, Main entry term, French
- bénéfice technique
1, record 1, French, b%C3%A9n%C3%A9fice%20technique
correct, masculine noun
Record 1, Abbreviations, French
Record 1, Synonyms, French
Record 1, Textual support, French
Record number: 1, Textual support number: 1 DEF
Bénéfice obtenu lorsque le montant des pertes est inférieur à celui prévu, calculé conformément aux statistiques utilisées dans les bases techniques. Il peut aussi être obtenu quand les frais de gestion interne et externe sont inférieurs à ceux prévus par les statistiques actuarielles. Normalement, une compagnie d'assurances travaille avec des pertes techniques, qui sont compensées par les bénéfices financiers produits par un excès de rentabilité financière réelle obtenue sur le marché, grâce à des taux d'intérêt technique utilisés dans les formules actuarielles. 2, record 1, French, - b%C3%A9n%C3%A9fice%20technique
Record number: 1, Textual support number: 1 OBS
Définition extraite du CAPITAL Business Dictionary et reproduite avec l'autorisation de LID Editorial Empresarial. 3, record 1, French, - b%C3%A9n%C3%A9fice%20technique
Record 1, Spanish
Record 1, Campo(s) temático(s)
- Seguros
- Incendio, accidentes y riesgos varios (Seguros)
Record 1, Main entry term, Spanish
- beneficio técnico
1, record 1, Spanish, beneficio%20t%C3%A9cnico
correct, masculine noun
Record 1, Abbreviations, Spanish
Record 1, Synonyms, Spanish
- beneficio sobre la póliza de seguros 2, record 1, Spanish, beneficio%20sobre%20la%20p%C3%B3liza%20de%20seguros
correct, masculine noun
Record 1, Textual support, Spanish
Record number: 1, Textual support number: 1 DEF
Beneficio obtenido por una siniestralidad real inferior a la prevista de acuerdo con las estadísticas utilizadas en las bases técnicas, o por gastos de gestión interna y externa inferiores a los previstos en las fórmulas estadístico-actuariales. Frecuentemente se opera a pérdida técnica, compensada por beneficios financieros producidos por exceso de la rentabilidad financiera real obtenida en el mercado, sobre el tipo de interés técnico utilizado en las fórmulas actuariales. 1, record 1, Spanish, - beneficio%20t%C3%A9cnico
Record number: 1, Textual support number: 1 OBS
beneficio técnico: término y definición extraídos del CAPITAL Business Dictionary con la autorización de LID Editorial Empresarial. 3, record 1, Spanish, - beneficio%20t%C3%A9cnico
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