TERMIUM Plus®
The Government of Canada’s terminology and linguistic data bank.
DOUBLE INSURANCE [1 record]
Record 1 - internal organization data 2016-03-08
Record 1, English
Record 1, Subject field(s)
- Insurance
Record 1, Main entry term, English
- overlapping insurance
1, record 1, English, overlapping%20insurance
correct
Record 1, Abbreviations, English
Record 1, Synonyms, English
- double insurance 2, record 1, English, double%20insurance
correct
- cumulative insurance 3, record 1, English, cumulative%20insurance
Record 1, Textual support, English
Record number: 1, Textual support number: 1 DEF
Insurance coverage from two or more policies or companies which in part duplicate the insurance of certain risks. 2, record 1, English, - overlapping%20insurance
Record 1, French
Record 1, Domaine(s)
- Assurances
Record 1, Main entry term, French
- pluralité d'assurances
1, record 1, French, pluralit%C3%A9%20d%27assurances
correct, feminine noun
Record 1, Abbreviations, French
Record 1, Synonyms, French
- assurance cumulative 2, record 1, French, assurance%20cumulative
correct, feminine noun
- double assurance 3, record 1, French, double%20assurance
correct, feminine noun
- assurance double 2, record 1, French, assurance%20double
correct, feminine noun
Record 1, Textual support, French
Record number: 1, Textual support number: 1 CONT
Il y a pluralité d'assurances lorsque deux assurances ou plus couvrent les mêmes biens. Il peut s'agir de polices du même genre : deux polices d'assurance incendie par exemple. On dira que ces assurances "interviennent à titre contributif" lorsque chaque assureur indemnise sa quote-part du sinistre. Mais il existe des cas où les assurances sont "cumulatives", lorsqu'il n'y a pas de répartition de quotités déterminées, ce qui peut arriver lorsqu'il s'agit de deux genres d'assurances différents comme une assurance incendie et une assurance des biens meubles. 1, record 1, French, - pluralit%C3%A9%20d%27assurances
Record 1, Spanish
Record 1, Campo(s) temático(s)
- Seguros
Record 1, Main entry term, Spanish
- concurrencia de seguro
1, record 1, Spanish, concurrencia%20de%20seguro
correct, feminine noun
Record 1, Abbreviations, Spanish
Record 1, Synonyms, Spanish
- pluralidad de seguros 1, record 1, Spanish, pluralidad%20de%20seguros
correct, feminine noun
- seguro doble 1, record 1, Spanish, seguro%20doble
correct, masculine noun
- doble seguro 1, record 1, Spanish, doble%20seguro
correct, masculine noun
- seguro acumulativo 1, record 1, Spanish, seguro%20acumulativo
correct, masculine noun
Record 1, Textual support, Spanish
Record number: 1, Textual support number: 1 DEF
Situación que se plantea cuando sobre el mismo objeto existen varios seguros del mismo tipo, de tal modo que, teóricamente, si se produjera la pérdida de dicho objeto a consecuencia de un siniestro, las indemnizaciones conjuntas debidas por las distintas aseguradoras sobrepasarían el valor real del objeto y serían, por tanto, causa de lucro para el tomador del seguro. 1, record 1, Spanish, - concurrencia%20de%20seguro
Record number: 1, Textual support number: 1 OBS
La concurrencia de seguros es distinta del coaseguro, ya que en este último, si bien existen varios contratos sobre el mismo objeto, el importe total asegurado no sobrepasa el valor de dicho objeto. 1, record 1, Spanish, - concurrencia%20de%20seguro
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