TERMIUM Plus®

The Government of Canada’s terminology and linguistic data bank.

SHORT TERM DEPOSIT [1 record]

Record 1 1997-06-12

English

Subject field(s)
  • Banking
CONT

When interest rates are falling, and liabilities are more interest rate sensitive than assets, the net interest margin will be enhanced for a period of time - for example, when a mortgage portfolio is funded by short-term deposits.

Key term(s)
  • short term deposit

French

Domaine(s)
  • Banque
CONT

Lorsque les taux d'intérêt sont à la baisse et que la sensibilité des éléments de passif est plus grande que celle des éléments d'actif, par exemple lorsqu'un portefeuille de prêts hypothécaires est financé au moyen de dépôts à court terme, l'écart net entre les taux d'intérêt s'élargit pendant un certain temps.

Spanish

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