TERMIUM Plus®

The Government of Canada’s terminology and linguistic data bank.

ADVERSE UNDERWRITING DECISION [1 record]

Record 1 2004-05-19

English

Subject field(s)
  • Insurance
DEF

A denial of insurance, a termination of coverage, or the failure of an agent to apply for a coverage that the applicant requested.

CONT

Under property and casualty insurance, [an] adverse underwriting decision also includes the placing of coverage with a residual market mechanism or with an insurer specializing in substandard risks, or the charging of a higher rate on the basis of information that differs from the information provided by the applicant or policyholder. Under life, health and disability insurance, an adverse underwriting decision also includes [an] offering to insure the applicant at a higher than standard rate.

French

Domaine(s)
  • Assurances
CONT

Voici des exemples de situations où la déchéance représenterait un intérêt perçu d'un titulaire de polices en santé : [...] une décision de souscription défavorable pour une assurance temporaire sujette à réadmission [...]

Spanish

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