TERMIUM Plus^®

Fiche 1,  Justifications,  Anglais

Record number: 1, Textual support number: 1 CONT

The people's bank... accepted savings from small savers and made loans to small borrowers, mostly farmers, ordinarily turned down by commercial banks.  3, fiche 1, Anglais, - people%26rsquo%3Bs%20bank

Fiche 1,  Justifications,  Français

Record number: 1, Textual support number: 1 CONT

Les banques populaires sont des organismes mutualistes dont le but premier est de venir en aide au secteur de la petite production.  2, fiche 1, Français, - banque%20populaire

Fiche 1,  Justifications,  Espagnol

Record number: 1, Textual support number: 1 CONT

Los bancos populares son sociedades cooperativas que fueron creadas por artesanos, comerciantes y pequeños industriales como solución a sus necesidades de financiación.  1, fiche 1, Espagnol, - banco%20popular

Fiche 2,  Justifications,  Anglais

Record number: 2, Textual support number: 1 CONT

… the country banks … are generally without credit files as known to the large city bank. Borrowers are personally known by the officers and directors who are usually their neighbors …  3, fiche 2, Anglais, - rural%20bank

Record number: 2, Textual support number: 1 OBS

country bank; rural bank: Some sources consider these institutions within the category of near banks.  4, fiche 2, Anglais, - rural%20bank

Fiche 2,  Justifications,  Français

Record number: 2, Textual support number: 1 CONT

Banques rurales. L'expérience internationale de la microfinance fait ressortir le besoin d'hisser ces institutions de crédit à des niveaux supérieurs d'autosuffisance – qu'elles deviennent des banques. Mais en attendant, la plupart d'entre elles ne peuvent agir qu'à une échelle limitée avec un portefeuille de petits clients (en termes financiers).  1, fiche 2, Français, - banque%20rurale

Record number: 2, Textual support number: 1 OBS

banque rurale : Certaines sources classifient ces institutions dans la catégorie des quasi-banques.  2, fiche 2, Français, - banque%20rurale

Fiche 2,  Justifications,  Espagnol

Record number: 2, Textual support number: 1 OBS

banco rural : Algunas fuentes clasifican estas instituciones dentro de la categoría de cuasibancos.  2, fiche 2, Espagnol, - banco%20rural

Fiche 3,  Justifications,  Anglais

Record number: 3, Textual support number: 1 DEF

A diagnostic instrument designed to facilitate a common understanding by the borrower, the Bank and their development partners of the borrower's public and private sector financial accountability framework.  2, fiche 3, Anglais, - Country%20Financial%20Accountability%20Assessment

Fiche 3,  Justifications,  Français

Fiche 3,  Justifications,  Espagnol

Fiche 4,  Justifications,  Anglais

Record number: 4, Textual support number: 1 DEF

The fee payable to cover costs of setting up a loan.  1, fiche 4, Anglais, - front%2Dend%20fee

Record number: 4, Textual support number: 1 CONT

Initial or one-time set-up fee. Some lenders will charge you a one-time set-up fee of $10 to $15 if you are a first-time customer.  6, fiche 4, Anglais, - front%2Dend%20fee

Record number: 4, Textual support number: 2 CONT

Bank set-up fees : The analysis assumes that banks charge borrowers a one-time set-up fee equal to 0. 5% of the principal value of a new loan.  5, fiche 4, Anglais, - front%2Dend%20fee

Fiche 4,  Justifications,  Français

Record number: 4, Textual support number: 1 DEF

Frais exigés à l'emprunteur de la part du prêteur pour l'obtention d'un prêt.  3, fiche 4, Français, - frais%20d%27ouverture%20de%20dossier

Record number: 4, Textual support number: 1 CONT

Frais initiaux ou d'ouverture de dossier. Certains prêteurs vous imposeront des frais d'ouverture de dossier de 10 $ à 15 $, si vous n'êtes pas déjà client.  4, fiche 4, Français, - frais%20d%27ouverture%20de%20dossier

Fiche 4,  Justifications,  Espagnol

Fiche 5,  Justifications,  Anglais

Record number: 5, Textual support number: 1 CONT

Mutual Guarantee Schemes : mutual guarantee schemes are also sometimes known as mutual guarantee associations, societies or funds. They are private and independent organisations formed and managed by borrowers with limited access to bank loans. Although they are largely funded from membership fees, etc., in many instances, they operate with some form of government support. Mutual guarantee schemes benefit from the active involvement and experience of their members.  2, fiche 5, Anglais, - mutual%20guarantee%20scheme

Fiche 5,  Justifications,  Français

Fiche 5,  Justifications,  Espagnol

Fiche 6,  Justifications,  Anglais

Record number: 6, Textual support number: 1 DEF

Revolving credit arrangement in the Euromarket, whereby the borrower issues short-term promissory notes (Euronotes) in its own name, generally with maturities of three to six months.  3, fiche 6, Anglais, - note%20issuance%20facility

Record number: 6, Textual support number: 1 OBS

A group of underwriting banks guarantees the availability of funds by agreeing to purchase any unsold notes at each rollover date, or by writing a standby line of credit. NIFs offer companies the flexibility of short-term financing, and give lenders an opportunity to meet credit needs of borrowers without being required to purchase any unsold notes. The revolving line of credit is often negotiated through a single bank that in turn sells participations to other members of the underwriting syndicate.  3, fiche 6, Anglais, - note%20issuance%20facility

Record number: 6, Textual support number: 1 CONT

NIF: Note issuance facility. It is difficult to determine when this term was first used but, like "RUF", has become for many the generic term for all manner of euronote issuance facilities irrespective of distribution method. It refers in its accepted sense to a facility using the tender panel distribution method.  4, fiche 6, Anglais, - note%20issuance%20facility

Record number: 6, Textual support number: 2 OBS

RUFs and NIFs are considered by many as generic terms for any Euronote issuance facility. However, the banks which provide such facilities use varying designations to differentiate their product from those of competitors.  5, fiche 6, Anglais, - note%20issuance%20facility

Fiche 6,  Justifications,  Français

Record number: 6, Textual support number: 1 DEF

Ouverture de crédit à moyen terme par un établissement financier (ou un groupe d'établissements financiers) qui assure à son client la disponibilité de fonds à court terme moyennant une commission.  1, fiche 6, Français, - facilit%C3%A9%20d%27%C3%A9mission%20garantie

Record number: 6, Textual support number: 1 OBS

l'emprunteur émet, pour placement auprès de tiers, jusqu'à concurrence du montant convenu, des billets à court terme ayant en général une échéance de trois à six mois, successivement pendant une période donnée plus longue, habituellement de cinq à sept ans. L'établissement financier s'engage à acheter les billets que l'emprunteur ne réussit pas à se placer, ou encore à lui fournir un crédit de confirmation.  1, fiche 6, Français, - facilit%C3%A9%20d%27%C3%A9mission%20garantie

Record number: 6, Textual support number: 2 OBS

La facilité d'émission d'effets est accordée à l'emprunteur par un établissement financier (ou un groupe d'établissements financiers) moyennant une commission, ce dernier s'engageant à acheter les billets que l'emprunteur ne réussit pas à placer, ou encore à lui fournir un crédit de soutien.  1, fiche 6, Français, - facilit%C3%A9%20d%27%C3%A9mission%20garantie

Fiche 6,  Justifications,  Espagnol

Record number: 6, Textual support number: 1 DEF

Convenio de mediano plazo que permite a los deudores emitir papel a corto plazo (de tres a seis meses) bajo su propia garantía.  3, fiche 6, Espagnol, - contrato%20de%20emisi%C3%B3n

Fiche 7,  Justifications,  Anglais

Record number: 7, Textual support number: 1 OBS

[U. S. Treasury Secretary Donald T. Regan] took aim at the prime [rate]. He pointed to the Federal Reserve Board's quarterly survey of bank lending, which showed that 48 large banks made 79 per cent of their short-term business loans below the prime rate in May. In place of the prime as a borrowing benchmark, Regan proposed a new barometer he dubbed the "watch rate" or "loan rate" that would reflect the lowest rates available to the best borrowers.  1, fiche 7, Anglais, - watch%20rate

Fiche 7,  Justifications,  Français

Fiche 7,  Justifications,  Espagnol

Fiche 8,  Justifications,  Anglais

Record number: 8, Textual support number: 1 OBS

Inter-American Development Bank. Our mission is to provide operational and technical support to Bank staff, borrowers and executing agencies in order to help ensure standards, effectiveness and quality in the application of operational policies and procedures related to disbursement and financial management; systems standards and integration; portfolio management, project monitoring and operational feedback; produrement; and their associated operations systems.  1, fiche 8, Anglais, - Regional%20Operations%20Support%20Office

Fiche 8,  Justifications,  Français

Record number: 8, Textual support number: 1 OBS

Appellation et abréviation confirmées par l'organisme.  2, fiche 8, Français, - Regional%20Operations%20Support%20Office

Fiche 8,  Justifications,  Espagnol

Fiche 9,  Justifications,  Anglais

Record number: 9, Textual support number: 1 DEF

An officer of the bank who is designated with the responsibility of interviewing customers who may become borrowers.  5, fiche 9, Anglais, - loan%20officer

Record number: 9, Textual support number: 1 OBS

According to MOIPR-E, "loan officer" is a synonym of "credit officer". However, the term credit has a broader meaning than "loan". For example, a "credit officer" working for a credit card department would not always be a loan officer, although a loan officer would be and is termed a "credit officer".  6, fiche 9, Anglais, - loan%20officer

Fiche 9,  Justifications,  Français

Record number: 9, Textual support number: 1 OBS

Voir le terme anglais «lending officer» dans PERAF.  7, fiche 9, Français, - responsable%20des%20pr%C3%AAts

Fiche 9,  Justifications,  Espagnol

Fiche 10,  Justifications,  Anglais

Record number: 10, Textual support number: 1 CONT

EDC [Export Development Corporation] has signed the extension of a $288 million(US$200 million) credit facility with the Bank of China. This agreement will facilitate the financing of sales of Canadian capital equipment and services to Chinese buyers in a variety of sectors. EDC has maintained a credit facility with the Bank of China since 1979, and the Bank of China remains one of EDC' s prime borrowers in China.  2, fiche 10, Anglais, - credit%20facility

Record number: 10, Textual support number: 1 PHR

Establish, maintain a credit facility  3, fiche 10, Anglais, - credit%20facility

Fiche 10,  Justifications,  Français

Record number: 10, Textual support number: 1 CONT

La SEE [Société pour l'expansion des exportations] a renouvelé une facilité de crédit de 288 millions de dollars (200 millions de dollars américains) avec la Bank of China. Cet accord permettra de faciliter le financement des exportations canadiennes de biens et services vers la Chine dans une gamme étendue de secteurs. La SEE maintient des facilités de crédit avec la Bank of China depuis 1979. Cette banque demeure l'un des emprunteurs privilégiés de la SEE en Chine.  1, fiche 10, Français, - facilit%C3%A9%20de%20cr%C3%A9dit

Record number: 10, Textual support number: 1 PHR

Maintenir, renouveler une facilité de crédit  1, fiche 10, Français, - facilit%C3%A9%20de%20cr%C3%A9dit

Fiche 10,  Justifications,  Espagnol

Fiche 11,  Justifications,  Anglais

Record number: 11, Textual support number: 1 DEF

Bank of Canada's estimate of operative market trading levels on the date indicated for major borrowers’ paper.  1, fiche 11, Anglais, - 90%2Dday%20commercial%20paper%20rate

Fiche 11,  Justifications,  Français

Record number: 11, Textual support number: 1 DEF

Estimation, faite à la Banque du Canada, des taux effectivement pratiqués sur le marché par les principaux emprunteurs à la date indiquée.  1, fiche 11, Français, - taux%20du%20papier%20commercial%20%C3%A0%2090%20jours

Fiche 11,  Justifications,  Espagnol

Fiche 12,  Justifications,  Anglais

Record number: 12, Textual support number: 1 DEF

IBRD [International Bank for Reconstruction and Development] program where selected borrowers are offered a choice of currencies on their loans as an alternative to the existing standard multicurrency loan product. The program offers United States dollars, yen, deutschmarks, French francs, and pounds sterling. Its interest rate will be tied to six-month LIBOR [London Interbank Offered Rate] in each loan currency(PIBOR [Paris Interbank Offered Rate] in the case of French francs).  1, fiche 12, Anglais, - single%20currency%20loan

Fiche 12,  Justifications,  Français

Fiche 12,  Justifications,  Espagnol

Fiche 13,  Justifications,  Anglais

Record number: 13, Textual support number: 1 DEF

A notice of bidding opportunities in a competitive bid. It should contain information concerning the recipient, amount and purpose of the loan, describe the goods and works to be procured, indicate the scheduled date for availability of documents and specify the Borrower's agency responsible for procurement. In the case of [World] Bank loans these are normally published in the United Nations Development Forum, Business Edition.  1, fiche 13, Anglais, - general%20procurement%20notice

Fiche 13,  Justifications,  Français

Fiche 13,  Justifications,  Espagnol

Fiche 14,  Justifications,  Anglais

Record number: 14, Textual support number: 1 DEF

Institution receiving money from the World Bank under an apex loan which it, in turn, onlends to other borrowers.  1, fiche 14, Anglais, - apex%20institution

Fiche 14,  Justifications,  Français

Fiche 14,  Justifications,  Espagnol

Fiche 15,  Justifications,  Anglais

Record number: 15, Textual support number: 1 DEF

A system set up by the World Bank to equalize among all borrowers at any time the risks inherent in fluctuations in the exchange rates of the currencies disbursed and repayable on all Bank loans included in the system.  3, fiche 15, Anglais, - loan%20currency%20pool

Fiche 15,  Justifications,  Français

Fiche 15,  Justifications,  Espagnol

Fiche 16,  Justifications,  Anglais

Record number: 16, Textual support number: 1 DEF

Institution receiving money from the World Bank under an apex loan which it, in turn, onlends to other borrowers.  2, fiche 16, Anglais, - apex%20bank

Fiche 16,  Justifications,  Français

Fiche 16,  Justifications,  Espagnol

Fiche 17,  Justifications,  Anglais

Record number: 17, Textual support number: 1 DEF

A system of standing authorization to issue securities given by the U. S. Treasury to certain select borrowers(including the IBRD(International Bank for Reconstruction and Development). Borrowers must normally wait for formal approval.  1, fiche 17, Anglais, - shelf%20registration

Fiche 17,  Justifications,  Français

Fiche 17,  Justifications,  Espagnol

Fiche 18,  Justifications,  Anglais

Record number: 18, Textual support number: 1 DEF

A system set up by the World Bank to equalize among all borrowers, at any time, the risks inherent in fluctuations in the exchange rates of the currencies disbursed and repayable on all Bank loans included in the system. Equalization is achieved by pooling all currencies disbursed and outstanding on participating loans and by expressing the outstanding principal amount of each such loan as a share of the pool. As a result, loan-service obligations on each participating loan are related to all amounts in various currencies disbursed and outstanding on all loans in the system.  1, fiche 18, Anglais, - currency%20pooling%20system

Fiche 18,  Justifications,  Français

Fiche 18,  Justifications,  Espagnol

Fiche 19,  Justifications,  Anglais

Record number: 19, Textual support number: 1 DEF

Total of gold coin and bullion, foreign currency, bank deposits in foreign currencies, foreign securities, foreign-pay securities issued by Canadian borrowers, day, call and short loans to investment dealers and stock-brokers in foreign currencies, other loans in foreign currencies, investment in controlled corporations abroad(until November 1981), and net foreign currency items in transit less deposits by banks in foreign currencies and other deposits in foreign currencies.  1, fiche 19, Anglais, - net%20foreign%20currency%20assets

Fiche 19,  Justifications,  Français

Record number: 19, Textual support number: 1 CONT

Les avoirs nets en monnaies étrangères comprennent l'encaisse or (pièces et lingots), les monnaies étrangères, les dépôts bancaires en monnaies étrangères, les titres en monnaies étrangères, y compris ceux émis par des emprunteurs canadiens, les prêts en monnaies étrangères aux agents de change et aux courtiers en valeurs mobilières (prêts au jour le jour ou prêts sur titres à vue ou à court terme), les autres prêts en monnaies étrangères, les investissements dans des sociétés étrangères sous le contrôle de la banque (jusqu'en novembre 1981) et le solde net des effets en monnaies étrangères en cours de compensation - déduction faite du passif-dépôts en monnaies étrangères (envers d'autres banques ou tous les autres déposants).  1, fiche 19, Français, - avoirs%20nets%20en%20monnaies%20%C3%A9trang%C3%A8res

Fiche 19,  Justifications,  Espagnol

Fiche 20,  Justifications,  Français

Fiche 20,  Justifications,  Espagnol

Fiche 21,  Justifications,  Anglais

Record number: 21, Textual support number: 1 OBS

A bank provides certain services for its customers(depositors and borrowers) and in return receives payments from them in one form or another.(...) A member bank's balance sheet shows certain assets, certain liabilities, and certain capital ownership.  1, fiche 21, Anglais, - capital%20ownership

Fiche 21,  Justifications,  Français

Fiche 21,  Justifications,  Espagnol