TERMIUM Plus^®

Fiche 1,  Justifications,  Anglais

Record number: 1, Textual support number: 1 DEF

An arrangement or procedure under which a debtor pays to a a debt pooler money to be distributed or paid, according to a system, by that debt pooler to three or more creditors of the debtor.  2, fiche 1, Anglais, - debt%20pooling

Record number: 1, Textual support number: 1 CONT

Debt pooling allows [anyone] to “pool all of your debt” and make a monthly payment to retire the full amount of the debt plus a nominal interest charge. Debt pooling is similar to a consolidation loan in that you now only... one monthly payment [is made]. The advantage is that usually the interest is greatly reduced, you are not providing any additional collateral, and no co-signor or guarantor is required. A debt pooling repayment plan should generally only be considered if the entire obligation can be retired in a reasonable time period – usually under five years.  3, fiche 1, Anglais, - debt%20pooling

Record number: 1, Textual support number: 2 CONT

Debt pooling is a flexible alternative to bankruptcy or consumer proposal, allowing [someone] to pay [their] debts in full. It is designed for people who are struggling with their debts and typically have over $10,000 of unsecured debt and are unable to obtain a low cost unsecured loan.  4, fiche 1, Anglais, - debt%20pooling

Fiche 1,  Justifications,  Français

Record number: 1, Textual support number: 1 OBS

Il s'agit de la gestion des fonds d'un débiteur en vue du refinancement de ses dettes auprès des créditeurs.  1, fiche 1, Français, - mise%20en%20commun%20de%20fonds%20pour%20dettes%20g%C3%A9r%C3%A9es

Record number: 1, Textual support number: 2 OBS

Aucun équivalent n'existe selon un syndic montréalais. La notion est propre à la législation de la Colombie-Britannique et de l'Alberta.  1, fiche 1, Français, - mise%20en%20commun%20de%20fonds%20pour%20dettes%20g%C3%A9r%C3%A9es

Fiche 1,  Justifications,  Espagnol

Fiche 2,  Justifications,  Anglais

Record number: 2, Textual support number: 1 DEF

Security that passes payments from borrowers to investors as loan payments are collected. Its cash flow is from a pool or pools of underlying loans. The issuer remits, or passes through, to the investor monthly payments of principal and interest.  3, fiche 2, Anglais, - pass%2Dthrough%20security

Fiche 2,  Justifications,  Français

Record number: 2, Textual support number: 1 DEF

Dans une opération de titrisation de créances, titre adossé à des créances (TAC) dont les flux en capital et en intérêts sont transmis aux porteurs de titres au fur et à mesure de leur encaissement par l'émetteur, sans aucune transformation.  2, fiche 2, Français, - titre%20avec%20flux%20identiques

Fiche 2,  Justifications,  Espagnol

Fiche 3,  Justifications,  Anglais

Record number: 3, Textual support number: 1 DEF

With loans made prior to the introduction of the currency pool, each loan was disbursed in the currencies available at that time. As regards repayment of the loan, the(World) Bank determines the order in which currencies shall be report(usually according to which currency has the most attractive investment potential). The choice of currency by the Bank for repayment purposes is called recall.  2, fiche 3, Anglais, - recall

Record number: 3, Textual support number: 1 CONT

Revocation and Recall of Direct Deposit Transactions. Except [in special circumstances] a direct deposit transaction shall not be revoked or recalled by the Receiver General on or after the payment date.  1, fiche 3, Anglais, - recall

Fiche 3,  Justifications,  Français

Fiche 3,  Justifications,  Espagnol

Fiche 4,  Justifications,  Anglais

Record number: 4, Textual support number: 1 DEF

A system set up by the World Bank to equalize among all borrowers at any time the risks inherent in fluctuations in the exchange rates of the currencies disbursed and repayable on all Bank loans included in the system.  3, fiche 4, Anglais, - loan%20currency%20pool

Fiche 4,  Justifications,  Français

Fiche 4,  Justifications,  Espagnol

Fiche 5,  Justifications,  Anglais

Record number: 5, Textual support number: 1 OBS

Under the revised system, which will apply to loans whose invitation to negotiate is sent on or after May 18, 1989, calculation of the average cost of the Bank's debt for the purpose of setting the lending rate will be done by using currency weights representing the composition of currencies in the currency pool rather than the composition of currencies in the Bank's debt, qualified borrowings will be redefined to exclude those borrowings allocated to the funding of the Bank's investment in liquid assets and two technical adjustments will be made to reduce the lag between the time period over which the Bank's average cost of debt is calculated and the period over which the lending rate is applied to balances outstanding on a given loan, with the new lending rate being calculated quarterly and new rates being applied at the start of each quarter rather than at the start of each interest period.  1, fiche 5, Anglais, - variable%20lending%20rate%20system

Fiche 5,  Justifications,  Français

Fiche 5,  Justifications,  Espagnol

Fiche 6,  Justifications,  Anglais

Record number: 6, Textual support number: 1 DEF

Under the new IBRD lending rate system, currency specific cost rates from qualified borrowings will be applied to the amounts in each currency actually outstanding, thereby effectively weighting those rates in each currency by their share in the loan currency pool. These weightings are called currency weights.  1, fiche 6, Anglais, - currency%20weight

Fiche 6,  Justifications,  Français

Fiche 6,  Justifications,  Espagnol

Fiche 7,  Justifications,  Anglais

Record number: 7, Textual support number: 1 DEF

A system set up by the World Bank to equalize among all borrowers, at any time, the risks inherent in fluctuations in the exchange rates of the currencies disbursed and repayable on all Bank loans included in the system. Equalization is achieved by pooling all currencies disbursed and outstanding on participating loans and by expressing the outstanding principal amount of each such loan as a share of the pool. As a result, loan-service obligations on each participating loan are related to all amounts in various currencies disbursed and outstanding on all loans in the system.  1, fiche 7, Anglais, - currency%20pooling%20system

Fiche 7,  Justifications,  Français

Fiche 7,  Justifications,  Espagnol

Fiche 8,  Justifications,  Français

Fiche 8,  Justifications,  Espagnol