TERMIUM Plus^®

Fiche 1,  Justifications,  Anglais

Record number: 1, Textual support number: 1 CONT

A first-loss guarantee covers the first default on a loan up to a specific percentage of the total loan amount. For example, on a 50% first loss guarantee in the case of default, the first 50% of the loan that is not repaid is covered by the guarantee.  1, fiche 1, Anglais, - first%2Dloss%20guarantee

Record number: 1, Textual support number: 1 OBS

first loss guarantee: term extracted from the “Glossaire de l’économie” and reproduced with permission of the Organisation for Economic Co-operation and Development.  3, fiche 1, Anglais, - first%2Dloss%20guarantee

Fiche 1,  Justifications,  Français

Record number: 1, Textual support number: 1 OBS

garantie au premier risque : terme extrait du «Glossaire de l’économie» et reproduit avec l’autorisation de l’Organisation de coopération et de développement économiques.  4, fiche 1, Français, - garantie%20%C3%A0%20l%27%C3%A9gard%20des%20premi%C3%A8res%20pertes

Fiche 1,  Justifications,  Espagnol

Fiche 2,  Justifications,  Anglais

Record number: 2, Textual support number: 1 OBS

Bottomry loans were those in which a sum of money was loaned for a particular voyage, at maritime interest, on the security of the ship, or the ship and freight, or the ship, freight and cargo, on condition that if the voyage were performed safely, the loan should be repaid with the interest, and if she did not so arrive but is lost by a peril of the sea, nothing should be paid. [Benedict on Admiralty, 1989, p. 14 : 31].  2, fiche 2, Anglais, - bottomry%20loan

Fiche 2,  Justifications,  Français

Record number: 2, Textual support number: 1 DEF

Prêt à intérêt contracté par l'armateur ou, au cours du voyage, par le capitaine, sur le corps ou les facultés, et qui n'est pas remboursé (ou ne l'est que partiellement) si un sinistre total (ou partiel) survient.  4, fiche 2, Français, - pr%C3%AAt%20%C3%A0%20la%20grosse

Record number: 2, Textual support number: 1 OBS

prêt à la grosse aventure : L'ancien nom donné [au prêt à la grosse] était «prêt à la grosse aventure» parce que, en cas de naufrage du navire, le prêteur n'a le droit de demander son remboursement que jusqu'à concurrence des valeurs sauvées [...]; s'il n'y a pas de valeurs sauvées, il n'a droit à rien; il court donc un risque, «une aventure».  5, fiche 2, Français, - pr%C3%AAt%20%C3%A0%20la%20grosse

Fiche 2,  Justifications,  Espagnol

Record number: 2, Textual support number: 1 DEF

Préstamo cuya garantía puede recaer en el casco del buque o sus aparejos, pertrechos o maquinaria, e incluso en la carga que transporta. Su reembolso, tanto del principal como de sus intereses, se hace depender de la llegada a puerto de los efectos sobre los que se ha hecho o del valor obtenido por ellos en caso de siniestro.  2, fiche 2, Espagnol, - pr%C3%A9stamo%20a%20la%20gruesa

Record number: 2, Textual support number: 1 OBS

En la práctica, el préstamo a la gruesa [es una figura jurídica que] está en desuso.  2, fiche 2, Espagnol, - pr%C3%A9stamo%20a%20la%20gruesa

Fiche 3,  Justifications,  Anglais

Record number: 3, Textual support number: 1 DEF

A contract or agreement by which one, who is the lender, lends to another, who is the borrower a certain sum of money, upon condition that if the thing upon which the loan has been made, should be lost by any peril of the sea, or vis major, the lender shall not be repaid, unless what remains shall be equal to the sum borrowed; and if the thing arrives in-safety, or in case it shall not have been injured, but by its own defects or the fault of the master or mariners, the borrower shall be bound to return the sum borrowed, together with a certain sum agreed upon as the price of the hazard incurred.  2, fiche 3, Anglais, - maritime%20loan

Fiche 3,  Justifications,  Français

Fiche 3,  Justifications,  Espagnol

Fiche 4,  Justifications,  Anglais

Record number: 4, Textual support number: 1 CONT

Building term loans are also available to finance the purchase of land and the purchase, construction or major renovation of an outlet. The amount of the loan cannot exceed 75% of the appraised market value of the land and buildings less the amount of any outstanding mortgage. These loans are normally repaid over a period of ten years or longer. Under special circumstances interest-only payments may be arranged for the first year.  1, fiche 4, Anglais, - building%20term%20loan

Fiche 4,  Justifications,  Français

Fiche 4,  Justifications,  Espagnol

Fiche 5,  Justifications,  Anglais

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An international loan that must be repaid in a stable(hard) currency.  3, fiche 5, Anglais, - hard%20loan

Fiche 5,  Justifications,  Français

Record number: 5, Textual support number: 1 DEF

Prêt obtenu à l'étranger et remboursable en une monnaie forte.  1, fiche 5, Français, - pr%C3%AAt%20en%20monnaie%20forte

Fiche 5,  Justifications,  Espagnol

Fiche 6,  Justifications,  Anglais

Record number: 6, Textual support number: 1 DEF

In instalment lending, method of charging interest whereby the total amount of annual interest either is deducted from the face amount of the loan at the time the loan proceeds are disbursed or is added to the total amount to be repaid in equal instalments.  1, fiche 6, Anglais, - precompute

Fiche 6,  Justifications,  Français

Record number: 6, Textual support number: 1 DEF

Opération qui consiste pour certains placements à verser en début de période les intérêts prévus au contrat. En général, le souscripteur ne verse que la différence entre la valeur nominale de son placement et le montant des "intérêts précomptés".  1, fiche 6, Français, - pr%C3%A9compte

Fiche 6,  Justifications,  Espagnol

Fiche 7,  Justifications,  Anglais

Record number: 7, Textual support number: 1 OBS

A term used to identify a CSL(Canada Student Loan) which has been repaid by the student.  1, fiche 7, Anglais, - paid%20in%20full

Fiche 7,  Justifications,  Français

Record number: 7, Textual support number: 1 OBS

Expression utilisée lorsqu'un PEC (prêt d'études canadien) a été acquitté par un étudiant.  1, fiche 7, Français, - remboursement%20int%C3%A9gral

Fiche 7,  Justifications,  Espagnol

Fiche 8,  Justifications,  Anglais

Record number: 8, Textual support number: 1 OBS

Bank credit repaid in a lump sum at end of loan period.  1, fiche 8, Anglais, - bullet%20issue

Fiche 8,  Justifications,  Français

Record number: 8, Textual support number: 1 OBS

Emprunt remboursé en totalité à l'échéance finale.  1, fiche 8, Français, - %C3%A9mission%20%C3%A0%20%C3%A9ch%C3%A9ance%20massive

Fiche 8,  Justifications,  Espagnol

Fiche 9,  Justifications,  Anglais

Record number: 9, Textual support number: 1 CONT

Wharton is a powerful symbol of where our country went wrong in the 1980s. It was here at Wharton that Michael Milken got the idea to use junk bonds to leverage corporate buyouts -- a quick-buck scheme that was supposed to shake up failed management but too often forced corporations to lay off workers in formerly profitable plants, reduce R&D, and ultimately to go bankrupt or sell out again under the crushing burden of unserviceable debt.  2, fiche 9, Anglais, - unserviceable%20debt

Record number: 9, Textual support number: 2 CONT

Even the stronger enterprises were not immune from the problem of unserviceable debt as the state had in the past arbitrarily absorbed their profits and forced them to build up a large stock of debt.  3, fiche 9, Anglais, - unserviceable%20debt

Record number: 9, Textual support number: 3 CONT

Total Third World debt is in the hundreds of billions, piled up under the auspices of the World Bank and sister agencies when they were attempting to impose their brand of global statism on any country desperate or corrupt enough to accept the money. The majority of these loans are unlikely to be repaid, especially those to the poorest nations. This creates a problem for the people who run the World Bank, a band of bureaucrats who for years claimed that their lending practices were sound and that their loan default rates were low. What the loans did, aside from provide tax-free employment opportunities for thousands of World Bank credit officers, was create scores of nations with large, unserviceable debt burdens.  3, fiche 9, Anglais, - unserviceable%20debt

Fiche 9,  Justifications,  Français

Fiche 9,  Justifications,  Espagnol

Fiche 10,  Justifications,  Anglais

Record number: 10, Textual support number: 1 DEF

The Department of Housing and Municipal Affairs is responsible for the Personal Property Registry(PPR) which is a centralized computer registry service that extends throughout the entire province of Nova Scotia. The PPR allows both individuals and organizations to record their financial interest in personal property(cars, boats, appliances, etc.). For example, if you have a car loan with a financial institution, that car is the security for your loan. Until you have repaid the loan, the institution has a financial interest in that car. The PPR is the place to record that interest and make that information available to other interested individuals and organizations.  1, fiche 10, Anglais, - Personal%20Property%20Registry

Fiche 10,  Justifications,  Français

Fiche 10,  Justifications,  Espagnol

Fiche 11,  Justifications,  Anglais

Record number: 11, Textual support number: 1 DEF

A bank loan repaid in a lump sum upon maturity.  3, fiche 11, Anglais, - bullet%20loan

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The "bullet loans" of 1972 where the whole loan was paid at final maturity were the ultimate balloon, but fortunately this concept was short-lived.  1, fiche 11, Anglais, - bullet%20loan

Fiche 11,  Justifications,  Français

Record number: 11, Textual support number: 1 DEF

Crédit remboursable en une seule fois, à l'échéance.  2, fiche 11, Français, - cr%C3%A9dit%20sec

Fiche 11,  Justifications,  Espagnol

Fiche 12,  Justifications,  Anglais

Record number: 12, Textual support number: 1 DEF

An advance under the Project Preparation Facility. It is at the(World) Bank(or IDA(International Development Association)) rate. It is normally repaid through reimbursement under the loan/credit for the project in question.  1, fiche 12, Anglais, - Project%20Preparation%20Facility%20advance

Fiche 12,  Justifications,  Français

Fiche 12,  Justifications,  Espagnol

Fiche 13,  Justifications,  Anglais

Record number: 13, Textual support number: 1 OBS

Home equity conversion is commonly understood to be the generation of cash by borrowing against home equity from a lender. The home is mortgaged by the borrower to provide an interest to the lender. The borrower retains occupancy rights until the loan has to be repaid because the cash is generated from home equity through a mortgage loan, rather than through the sale of the home.  1, fiche 13, Anglais, - home%20equity%20conversion

Fiche 13,  Justifications,  Français

Record number: 13, Textual support number: 1 OBS

On entend généralement par transformation de l'avoir propre foncier l'obtention de liquidités par emprunt sur l'avoir propre foncier chez un prêteur. L'emprunteur souscrit une hypothèque sur son logement et verse un intérêt au prêteur. L'emprunteur conserve les droits d'occupation jusqu'à ce que le prêt doive être remboursé, car les liquidités proviennent de l'avoir propre foncier par l'intermédiaire d'un prêt hypothécaire, plutôt que par la vente du logement.  1, fiche 13, Français, - transformation%20d%27avoir%20propre

Fiche 13,  Justifications,  Espagnol

Fiche 14,  Justifications,  Anglais

Record number: 14, Textual support number: 1 DEF

Documents used by departments and agencies to expedite loans by financial institutions to Crown-owned corporations before formal guarantee by Her Majesty. The letters are authorized by Order-in-Council and signed by a minister. Subsequently they expire when Her Majesty's guarantee is granted or when the loan is repaid.  1, fiche 14, Anglais, - letters%20of%20comfort

Fiche 14,  Justifications,  Français

Record number: 14, Textual support number: 1 DEF

Documents utilisés par les ministères et les organismes pour accélérer l'octroi de prêts par des institutions financières à des sociétés appartenant à la Couronne avant que Sa Majesté ne donne une garantie formelle. Ces lettres sont autorisées par un décret du Conseil et signées par un ministre. Elles expirent donc lorsque Sa Majesté donne sa garantie ou que le prêt est remboursé.  1, fiche 14, Français, - lettres%20d%27accord

Fiche 14,  Justifications,  Espagnol

Fiche 15,  Justifications,  Anglais

Record number: 15, Textual support number: 1 DEF

A mortgage loan repaid in instalments which are initially low, but which increase over the term of the mortgage.  1, fiche 15, Anglais, - graduated%20payment%20mortgage

Fiche 15,  Justifications,  Français

Record number: 15, Textual support number: 1 OBS

"prêt hypothécaire à taux de remboursement progressif" : Terme fourni par la Société canadienne d'hypothèques et de logement.  2, fiche 15, Français, - pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20paiements%20progressifs

Fiche 15,  Justifications,  Espagnol

Fiche 16,  Justifications,  Anglais

Record number: 16, Textual support number: 1 CONT

A life insurance loan is money borrowed from an insurance company against the cash surrender value of a life insurance policy. The face value of the policy is then reduced by the amount of the loan until it is repaid.  1, fiche 16, Anglais, - life%20insurance%20loan

Fiche 16,  Justifications,  Français

Record number: 16, Textual support number: 1 CONT

Un prêt d'assurance-vie est constitué par un montant d'argent emprunté à une compagnie d'assurance jusqu'à concurrence de la valeur des fonds accumulés de la police d'assurance. La valeur nominale de la police est ensuite diminuée de la valeur du prêt tant et aussi longtemps qu'il n'est pas remboursé.  1, fiche 16, Français, - pr%C3%AAt%20d%27assurance%2Dvie

Fiche 16,  Justifications,  Espagnol

Fiche 17,  Justifications,  Français

Fiche 17,  Justifications,  Espagnol

Fiche 18,  Justifications,  Français

Fiche 18,  Justifications,  Espagnol