TERMIUM Plus^®

Fiche 1,  Justifications,  Anglais

Record number: 1, Textual support number: 1 DEF

A mortgage on personal property as contrasted with real estate.  4, fiche 1, Anglais, - chattel%20mortgage

Fiche 1,  Justifications,  Français

Record number: 1, Textual support number: 1 DEF

Hypothèque grevant un meuble.  5, fiche 1, Français, - hypoth%C3%A8que%20mobili%C3%A8re

Record number: 1, Textual support number: 1 OBS

L'hypothèque mobilière, qui est maintenant définie dans le Code civil du Québec, correspond en gros au nantissement sans dépossession, mais peut grever une grande diversité de biens. En common law, l'hypothèque mobilière s'accompagne d'un transfert du titre de propriété.  5, fiche 1, Français, - hypoth%C3%A8que%20mobili%C3%A8re

Fiche 1,  Justifications,  Espagnol

Record number: 1, Textual support number: 1 DEF

Hipoteca que recae sobre bienes muebles. Aquí no se entregan los bienes, no se desposee de los bienes al deudor.  3, fiche 1, Espagnol, - hipoteca%20mobiliaria

Fiche 2,  Justifications,  Français

Fiche 2,  Justifications,  Espagnol

Fiche 3,  Justifications,  Anglais

Record number: 3, Textual support number: 1 CONT

A real estate bubble or property bubble... is a type of economic bubble that occurs periodically in local or global real estate markets. It is characterized by rapid increases in the valuations of real property such as housing until they reach unsustainable levels relative to incomes and other economic indicators, followed by decreases that can result in many owners holding negative equity(a mortgage debt higher than the value of the property).  2, fiche 3, Anglais, - real%20estate%20bubble

Fiche 3,  Justifications,  Français

Record number: 3, Textual support number: 1 CONT

Qu'est-ce qu'une bulle immobilière? Une demande excessive par rapport à l'offre entraîne une forte croissance des prix. Ce déséquilibre peut être causé par un certain nombre de facteurs, dont des taux d'intérêt bas, un changement dans l'activité économique et une augmentation du revenu disponible. Le caractère spéculatif, que l'on observe dans une période de bulle immobilière, est souvent nourri par une croyance populaire que les prix sont en perpétuelle augmentation. […] Pendant que la bulle gonfle, les acheteurs paient plus que la valeur marchande.  2, fiche 3, Français, - bulle%20immobili%C3%A8re

Fiche 3,  Justifications,  Espagnol

Record number: 3, Textual support number: 1 CONT

Una burbuja inmobiliaria es un proceso económico de incremento excesivo del precio de los bienes inmuebles o bienes raíces más allá de su valor intrínseco, ocasionado básicamente por la especulación y en el deseo de la gente de adquirir bienes.  2, fiche 3, Espagnol, - burbuja%20inmobiliaria

Fiche 4,  Justifications,  Anglais

Record number: 4, Textual support number: 1 OBS

The Real Estate Council of Alberta is the independent governing authority that sets, regulates and enforces standards for real estate brokerage, mortgage brokerage, property management and real estate appraisal professionals in Alberta.  3, fiche 4, Anglais, - Real%20Estate%20Council%20of%20Alberta

Record number: 4, Textual support number: 2 OBS

RECA is mandated to protect consumers and to provide services that enhance and improve the industry and the business of industry members.  4, fiche 4, Anglais, - Real%20Estate%20Council%20of%20Alberta

Fiche 4,  Justifications,  Français

Fiche 4,  Justifications,  Espagnol

Fiche 5,  Justifications,  Anglais

Record number: 5, Textual support number: 1 CONT

A land mortgage is a type of mortgage loan which is used to purchase land or a lot, in contrast with a structure which has been built on a piece of land. Buyers of raw land usually purchase land with the intent of developing it or establishing a structure. Land mortgages are different from mortgages for structures because, from the point of view of a bank, land is a less secure investment. If someone defaults on a land mortgage, the bank will be left with an empty lot which could be difficult to resell.  3, fiche 5, Anglais, - land%20mortgage

Record number: 5, Textual support number: 1 OBS

Exceptionally, in the law of mortgages, leasehold interests are treated as realty.  4, fiche 5, Anglais, - land%20mortgage

Fiche 5,  Justifications,  Français

Record number: 5, Textual support number: 1 OBS

hypothèque immobilière : terme normalisé par le Comité de normalisation, Promotion de l’accès à la justice dans les deux langues officielles (PAJLO).  2, fiche 5, Français, - hypoth%C3%A8que%20immobili%C3%A8re

Fiche 5,  Justifications,  Espagnol

Fiche 6,  Justifications,  Anglais

Record number: 6, Textual support number: 1 CONT

No interest recoverable in certain cases. Whenever any principal money or interest secured by mortgage on real property or hypothec on immovables is, by the mortgage or hypothec, made payable on a sinking fund plan, on any plan under which the payments of principal money and interest are blended or on any plan that involves an allowance of interest on stipulated repayments, no interest whatever shall be chargeable, payable or recoverable on any part of the principal money advanced, unless the mortgage or hypothec contains a statement showing the amount of the principal money and the rate of interest chargeable on that money, calculated yearly or half-yearly, not in advance.  2, fiche 6, Anglais, - sinking%20fund%20plan

Fiche 6,  Justifications,  Français

Record number: 6, Textual support number: 1 OBS

système du fonds d'amortissement : terme normalisé par le Comité de normalisation, Promotion de l’accès à la justice dans les deux langues officielles (PAJLO).  2, fiche 6, Français, - syst%C3%A8me%20du%20fonds%20d%27amortissement

Fiche 6,  Justifications,  Espagnol

Fiche 7,  Justifications,  Anglais

Record number: 7, Textual support number: 1 OBS

To be effective, it [the legal charge] must be —(i) made by deed : a charge merely in writing will have no effect at law; and(ii) expressed to be by way of legal mortgage : the deed must contain a statement that the charge is made by way of legal mortgage, though such a statement is not required where the title to the land is registered.(Megarry's Manual of the Law of Real Property, 1982, 6th ed., p. 465).  2, fiche 7, Anglais, - legal%20charge

Fiche 7,  Justifications,  Français

Record number: 7, Textual support number: 1 OBS

sûreté réelle légale : terme normalisé par le Comité de normalisation, Promotion de l’accès à la justice dans les deux langues officielles (PAJLO).  2, fiche 7, Français, - s%C3%BBret%C3%A9%20r%C3%A9elle%20l%C3%A9gale

Fiche 7,  Justifications,  Espagnol

Fiche 8,  Justifications,  Anglais

Record number: 8, Textual support number: 1 CONT

In terms of real property, a lien may be equitable or statutory. An equitable lien gives one person a charge on the real property of another until certain specific claims are satisfied. It does not arise by contract, as does a mortgage, but rather because of some equitable doctrine.(Anger & Honsberger, 2nd ed., 1985, p. 1686)  2, fiche 8, Anglais, - equitable%20lien

Fiche 8,  Justifications,  Français

Record number: 8, Textual support number: 1 OBS

privilège en equity : terme normalisé par le Comité de normalisation, Promotion de l’accès à la justice dans les deux langues officielles (PAJLO).  2, fiche 8, Français, - privil%C3%A8ge%20en%20equity

Fiche 8,  Justifications,  Espagnol

Fiche 9,  Justifications,  Anglais

Record number: 9, Textual support number: 1 OBS

Ordinary sense. A form of real security over property in contrast to a mortgage and a lien.  2, fiche 9, Anglais, - charge

Fiche 9,  Justifications,  Français

Record number: 9, Textual support number: 1 OBS

charge : terme normalisé par le Comité de normalisation, Promotion de l’accès à la justice dans les deux langues officielles (PAJLO).  2, fiche 9, Français, - charge

Record number: 9, Textual support number: 2 OBS

Le verbe charge, employé dans ce sens, pourra se rendre par «grever d'une charge».  3, fiche 9, Français, - charge

Fiche 9,  Justifications,  Espagnol

Fiche 10,  Justifications,  Anglais

Record number: 10, Textual support number: 1 DEF

The adjustment of accounts between the vendor and the purchaser of real property relating to the sale price, taxes, public utilities, mortgage, fuel, etc.  1, fiche 10, Anglais, - closing%20statement

Record number: 10, Textual support number: 1 OBS

The vendor pays all his expenses to that date (such as his proportional share of fuel, real estate taxes etc.). He credits money prepaid and debits bills not paid; the end calculation will show either a credit or a debit. The closing statement is normally prepared by the lawyer, or notary in Quebec.  1, fiche 10, Anglais, - closing%20statement

Fiche 10,  Justifications,  Français

Record number: 10, Textual support number: 1 DEF

Rajustement des comptes entre le vendeur et l'acheteur du bien réel, relativement au prix de vente, à l'impôt foncier, aux frais hypothécaires, de services publics et de combustible, etc.  1, fiche 10, Français, - relev%C3%A9%20de%20cl%C3%B4ture

Record number: 10, Textual support number: 1 OBS

Le vendeur règle tous ses frais à ce jour, soit sa part de frais de combustible, d'impôt foncier, etc. Il crédite les sommes payées d'avance et débite les factures impayées; le calcul final indiquera un crédit ou un débit. En règle générale, le relevé de clôture est préparé par l'avocat ou le notaire (au Québec).  1, fiche 10, Français, - relev%C3%A9%20de%20cl%C3%B4ture

Fiche 10,  Justifications,  Espagnol

Fiche 11,  Justifications,  Anglais

Record number: 11, Textual support number: 1 CONT

Whether you are a home buyer, home seller, looking for a mortgage, a real estate investor, or buying recreational or vacation property, you will find this site contains invaluable information.  1, fiche 11, Anglais, - home%20buyer

Fiche 11,  Justifications,  Français

Record number: 11, Textual support number: 1 CONT

Les garanties données aux acquéreurs de logements pour les protéger contre un éventuel scandale immobilier.  1, fiche 11, Français, - acqu%C3%A9reur%20de%20logement

Fiche 11,  Justifications,  Espagnol

Fiche 12,  Justifications,  Anglais

Record number: 12, Textual support number: 1 CONT

S. 12(7. 1) was added to provide that if an applicant were to apply to bring the title to his land under the Act, subject to an outstanding interest or encumbrance, "e. g. "a mortgage which he is assuming, then the application need not be accompanied by the consent of the holder of the encumbrance and no notice need be served on him.("Overriding Interests to Real Property in New Brunswick", 1987, Annex "O").  1, fiche 12, Anglais, - outstanding%20interest

Fiche 12,  Justifications,  Français

Record number: 12, Textual support number: 1 OBS

intérêt subsistant : terme normalisé par le Comité de normalisation dans le cadre du Programme national de l'administration de la justice dans les deux langues officielles (PAJLO).  2, fiche 12, Français, - int%C3%A9r%C3%AAt%20subsistant

Fiche 12,  Justifications,  Espagnol

Fiche 13,  Justifications,  Anglais

Record number: 13, Textual support number: 1 OBS

In parts of the United States, real estate is customarily sold through a process known as an escrow closing. In such a closing, the buyer and seller do not meet face to face for an exchange of documents and consideration; rather, the purchaser deposits with the escrow agent the agreed purchase price and such other documents as may be required, while the seller deposits with the escrow agent the executed deed to the property and related documents. In addition, if financing by a lender is to be provided, the mortgage or deed of trust and its related instruments are also deposited with the escrow agent. When the agent has received all of the necessary documents and cash, it will consummate the transaction and title will pass to the purchaser. Between the time that a document or cash is deposited with the escrow agent and the transaction is consummated, the items deposited are considered to be "in escrow".("The Arnold Encyclopedia of Real Estate", 1978, p. 269)  1, fiche 13, Anglais, - escrow%20closing

Fiche 13,  Justifications,  Français

Record number: 13, Textual support number: 1 OBS

clôture sous condition : terme normalisé par le Comité de normalisation dans le cadre du Programme national de l'administration de la justice dans les deux langues officielles (PAJLO).  2, fiche 13, Français, - cl%C3%B4ture%20sous%20condition

Record number: 13, Textual support number: 2 OBS

Le syntagme verbal correspondant "close in escrow" peut se rendre en français par «clore sous conditions».  1, fiche 13, Français, - cl%C3%B4ture%20sous%20condition

Fiche 13,  Justifications,  Espagnol

Fiche 14,  Justifications,  Anglais

Record number: 14, Textual support number: 1 CONT

In Manitoba, the Real Property Act defines "mortgage" as meaning a charge on land created for securing a debt or loan and includes a hypothecation of such charge and defines "encumbrance" as meaning a charge or lien on land other than a mortgage and includes a hypothecation of such charge or lien.  3, fiche 14, Anglais, - charge%20on%20land

Fiche 14,  Justifications,  Français

Fiche 14,  Justifications,  Espagnol

Fiche 15,  Justifications,  Anglais

Record number: 15, Textual support number: 1 DEF

The liberation of an estate in real property from a mortgage.  2, fiche 15, Anglais, - redemption

Record number: 15, Textual support number: 1 CONT

Redemption is the process by which land has been mortgaged or pledged is bought back or redaimed. It is accomplished through a payment of the debt owed or a fulfillment of the other conditions.  2, fiche 15, Anglais, - redemption

Fiche 15,  Justifications,  Français

Record number: 15, Textual support number: 1 DEF

Rachat; reprise de la chose vendue en vertu d'une clause de réméré ou pacte de rachat.  2, fiche 15, Français, - rachat

Record number: 15, Textual support number: 1 OBS

L'article 1750 du Code civil du Québec stipule que la vente à rémeré est aussi appelée «vente faite avec faculté de rachat».  3, fiche 15, Français, - rachat

Fiche 15,  Justifications,  Espagnol

Record number: 15, Textual support number: 1 DEF

Dícese de la acción destinada a poner fin a un contrato de hipoteca, de seguro, o a un endeudamiento, antes del plazo inicialmente previsto, mediante el pago de las cantidades adeudadas por una a otra parte. Puede darse asimismo en las concesiones administrativas por parte del poder público otorgante, mediante la correspondiente indemnización al concesionario.  2, fiche 15, Espagnol, - rescate

Record number: 15, Textual support number: 1 OBS

rescate: término reproducido del Glosario Provisional de Términos Jurídicos con la autorización de la Oficina de las Naciones Unidas en Ginebra.  3, fiche 15, Espagnol, - rescate

Fiche 16,  Justifications,  Anglais

Record number: 16, Textual support number: 1 CONT

Mortgage fraud is a type of real estate fraud that most often hurts the financial institutions that lend money for purchasing property. The most common form of mortgage fraud involves fraudsters acquiring property and then artificially increasing the property's value through a series of sales and resales between the fraudster and someone in cooperation with them.  3, fiche 16, Anglais, - mortgage%20fraud

Record number: 16, Textual support number: 2 CONT

Mortgage loan fraud in 2006 rose 35 percent over the previous year, the Treasury Department’s Financial Crimes Enforcement Network reports. Loan fraud can involve predatory lending schemes, inflating appraisals, property flipping or falsifying borrower income to qualify for home mortgages.  4, fiche 16, Anglais, - mortgage%20fraud

Fiche 16,  Justifications,  Français

Record number: 16, Textual support number: 1 CONT

Une fraude hypothécaire se produit lorsqu'une personne fournit intentionnellement de l'information inexacte, frauduleuse ou incomplète à un prêteur pour garantir un prêt hypothécaire qui, autrement, ne lui serait peut-être pas accordé.  2, fiche 16, Français, - fraude%20hypoth%C3%A9caire

Record number: 16, Textual support number: 2 CONT

La fraude hypothécaire est un crime que le secteur bancaire, la police, les gouvernements et d'autres organisations participant à des transactions immobilières prennent très au sérieux.  2, fiche 16, Français, - fraude%20hypoth%C3%A9caire

Fiche 16,  Justifications,  Espagnol

Fiche 17,  Justifications,  Anglais

Record number: 17, Textual support number: 1 DEF

The bonds of a corporation(and sometimes of an individual) which are secured by a mortgage upon its real property.  2, fiche 17, Anglais, - real%20estate%20mortgage%20bond

Fiche 17,  Justifications,  Français

Record number: 17, Textual support number: 1 DEF

Toute obligation garantie par une hypothèque sur les immeubles.  1, fiche 17, Français, - obligation%20%C3%A0%20hypoth%C3%A8que%20immobili%C3%A8re

Fiche 17,  Justifications,  Espagnol

Fiche 18,  Justifications,  Anglais

Record number: 18, Textual support number: 1 OBS

The University of British Columbia Real Property Assessment Certificate Program was developed in cooperation with the International Association of Assessing Officers. It is unique in its approach to real property valuation and state-of-the-art in its material. The first year encompasses a broad spectrum of basic valuation concepts, basic economics of supply and demand as it relates to real property, an introduction to statistics and mortgage financing techniques. The second year is unique in that it presents a hands-on approach to computer assisted mass appraisal(CAMA). Topics directly related to the real property taxation system, administration, data collection and quality assurance are also covered.  1, fiche 18, Anglais, - Real%20Property%20Assessment%20Certificate%20Program

Fiche 18,  Justifications,  Français

Fiche 18,  Justifications,  Espagnol

Fiche 19,  Justifications,  Anglais

Record number: 19, Textual support number: 1 CONT

Power of attorney for the sale, mortgage, pledge or other disposition of real or personal property.  1, fiche 19, Anglais, - power%20of%20attorney%20for%20the%20sale

Fiche 19,  Justifications,  Français

Record number: 19, Textual support number: 1 CONT

Procuration autorisant à vendre, hypothéquer, engager ou autrement aliéner un bien  1, fiche 19, Français, - procuration%20autorisant%20%C3%A0%20vendre

Fiche 19,  Justifications,  Espagnol

Fiche 20,  Justifications,  Anglais

Record number: 20, Textual support number: 1 DEF

Agreement between one holding a mortgage on improved real estate and a lessee of space at the property under which the mortgage holder agrees that, notwithstanding a foreclosure of the mortgage, the lessee will be permitted to continue in occupancy under the lease, provided all of the lease terms are being complied with.  1, fiche 20, Anglais, - nondisturbance%20agreement

Fiche 20,  Justifications,  Français

Record number: 20, Textual support number: 1 OBS

«disturbance» = «trouble de jouissance»  2, fiche 20, Français, - garantie%20de%20jouissance%20paisible

Fiche 20,  Justifications,  Espagnol

Fiche 21,  Justifications,  Anglais

Record number: 21, Textual support number: 1 CONT

... real property held as a surrogate for a mortgage.  1, fiche 21, Anglais, - hold%20as%20a%20surrogate%20for%20a%20mortgage

Fiche 21,  Justifications,  Français

Record number: 21, Textual support number: 1 CONT

[...] les biens immobiliers détenus en substituts d'hypothèques.  1, fiche 21, Français, - d%C3%A9tenir%20en%20substitut%20d%27hypoth%C3%A8que

Record number: 21, Textual support number: 1 OBS

Terme tiré du Manuel du Conseil du Trésor, Gestion des biens immobiliers  2, fiche 21, Français, - d%C3%A9tenir%20en%20substitut%20d%27hypoth%C3%A8que

Fiche 21,  Justifications,  Espagnol