TERMIUM Plus®

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FACTEUR CONVERSION EQUIVALENT-CREDIT [1 record]

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Record 1 1996-02-28

English

Subject field(s)
  • Loans
CONT

The credit conversion factor applied to a commitment is dependent on its maturity. Longer maturity commitments are considered to be of higher risk because there is a longer period between credit reviews and less opportunity to withdraw the commitment if the credit quality of the drawer deteriorates. [Office of the Superintendent of Financial Institutions].

French

Domaine(s)
  • Prêts et emprunts
CONT

Le facteur de conversion en équivalent-crédit qui s'applique à un engagement dépend de son échéance. On considère que les engagements à longue échéance comportent un risque élevé parce que la période entre les réévaluations du crédit est relativement longue et qu'il y a relativement peu d'occasions de retirer l'engagement si la qualité du crédit du tireur se détériore. [Bureau du surintendant des institutions financières].

Spanish

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