TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 CONT

Although there is nothing inherently right or wrong about borrowing, financial experts often distinguish between "good debt" and "bad debt. "... Bad debt is debt taken on to buy something that immediately goes down in value or to buy something that you can’t repay on time and in full, thus incurring interest charges and more debt.  1, record 1, English, - bad%20debt

Record 1,  Textual support,  French

Record number: 1, Textual support number: 1 CONT

Même si ce n'est ni bon ni mauvais d'emprunter de l'argent, les experts financiers font souvent la distinction entre les «bonnes dettes» et les «mauvaises dettes». Si vous empruntez pour acheter quelque chose dont la valeur diminue immédiatement ou dont vous ne pouvez pas effectuer le remboursement au complet et à temps (ce qui occasionne des frais d'intérêt et un endettement plus élevé), il s'agit d'une mauvaise dette.  1, record 1, French, - mauvaise%20dette

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 CONT

Although there is nothing inherently right or wrong about borrowing, financial experts often distinguish between "good debt" and "bad debt. "Good debt is an investment in something that creates value or produces more wealth in the long run. Examples : a mortgage on a home, a student loan to pursue education for a career, a loan to launch a business, or a purchase made to accomplish your job or for your health.  1, record 2, English, - good%20debt

Record 2,  Textual support,  French

Record number: 2, Textual support number: 1 CONT

Même si ce n'est ni bon ni mauvais d'emprunter de l'argent, les experts financiers font souvent la distinction entre les «bonnes dettes» et les «mauvaises dettes». Une bonne dette est un investissement dans quelque chose qui prend de la valeur ou qui est profitable à long terme. Voici quelques exemples : un prêt hypothécaire pour une maison; un prêt pour des études en vue d'une carrière; un prêt pour lancer une entreprise; un achat bénéfique pour votre travail ou votre santé.  1, record 2, French, - bonne%20dette

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 DEF

... consideration given for property or for an obligation in either of the following circumstances :(1) when given in good faith as an exchange for the property or obligation, or(2) when the property or obligation is received in good faith to secure a present advance or prior debt in an amount not disproportionately small as compared with the value of the property or obligation obtained.  2, record 3, English, - fair%20and%20valuable%20consideration

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 OBS

contrepartie à titre onéreux et juste : terme normalisé par le Comité de normalisation, Promotion de l'accès à la justice dans les deux langues officielles (PAJLO).  2, record 3, French, - contrepartie%20%C3%A0%20titre%20on%C3%A9reux%20et%20juste

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  English

Record number: 4, Textual support number: 1 CONT

There seems, moreover, to be little doubt that a performance other than a simple payment of a debt can be good consideration even though it was already due under a contract with a third party. Some of the cases which support this view are not wholly conclusive because in each of them some additional consideration can be found.  1, record 4, English, - additional%20consideration

Record 4,  Textual support,  French

Record 4,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 CONT

The principle of monetary nominalism according to which a mark always remains a mark(Mark gleich Mark) was set aside when it was considered contrary to fairness and good faith(Treu und Glauben) for a debtor to try to pay his debt in marks which had become worthless.  1, record 5, English, - monetary%20nominalism

Record 5,  Textual support,  French

Record number: 5, Textual support number: 1 DEF

Le deuxième principe est celui du nominalisme monétaire (ou de stabilité de l'unité monétaire) : il consiste à admettre que l'unité monétaire conserve toujours la même valeur au cours du temps [...]  2, record 5, French, - nominalisme%20mon%C3%A9taire

Record 5,  Textual support,  Spanish

Record number: 5, Textual support number: 1 CONT

El principio clásico del llamado nominalismo monetario o monetarista [...] supone la invariabilidad del valor del signo monetario: un sucre es y será siempre un sucre, cualquiera sea la alteración que en la realidad sufra a consecuencia de fenómenos como la inflación.  1, record 5, Spanish, - nominalismo%20monetario

Record 6,  Textual support,  English

Record number: 6, Textual support number: 1 CONT

RRSP loans are generally offered at interest close to the prime lending rate, which currently sits at 4. 25 per cent.... It's a relatively low-cost way to pay for your RRSPs if you find yourself strapped for cash at the deadline. There's also a trick you can employ to lower your debt costs via an RRSP loan.... the big "catch-up" RRSP loans that some financial institutions offer are rarely a good idea. These loans, designed to allow investors who haven’t contributed much to RRSPs in past years to make up for lost time by making a big lump-sum contribution, can saddle you with a debt for years.  3, record 6, English, - RRSP%20loan

Record number: 6, Textual support number: 2 CONT

An RRSP loan can help you realize tax savings, increase the eventual size of your RRSP, and help you stick to your savings plan.  4, record 6, English, - RRSP%20loan

Record 6,  Textual support,  French

Record number: 6, Textual support number: 1 CONT

[...] ING Direct offre moins de services que les autres banques : comptes d'épargne, certificats de placement garantis (CPG), marges de crédit, régimes enregistrés d'épargne-retraite (REER), prêts hypothécaires et prêts REER seulement. Et tout s'effectue sur Internet ou par téléphone.  3, record 6, French, - pr%C3%AAt%20REER

Record 6,  Textual support,  Spanish

Record 7,  Textual support,  English

Record number: 7, Textual support number: 1 CONT

The economy has suffered several blows but overall management has been reasonably good. The balance of payments has been helped by exceptional debt relief. Given continuing debt relief, the outlook is relatively favourable.  1, record 7, English, - exceptional%20debt%20relief

Record 7,  Textual support,  French

Record number: 7, Textual support number: 1 CONT

L'économie a accusé plusieurs reculs mais, dans l'ensemble, l'administration est assez bonne et, grâce à un allégement exceptionnel de la dette, la balance des paiements est stable. Étant donné l'allégement continu de la dette, les perspectives sont relativement favorables.  1, record 7, French, - all%C3%A9gement%20exceptionnel%20de%20la%20dette

Record number: 7, Textual support number: 1 OBS

allègement : Cette graphie, puisée des Rectifications de l'orthographe recommandées par le Conseil supérieur de la langue française, est attestée dans le Petit Robert (2004).  2, record 7, French, - all%C3%A9gement%20exceptionnel%20de%20la%20dette

Record 7,  Textual support,  Spanish

Record 8,  Textual support,  English

Record number: 8, Textual support number: 1 DEF

A deposit given as a token of good faith for the purchase of goods or services. On receipt of the goods or services, the outstanding debt will be paid. [Klein, Gerald. Dictionary of Banking. Pitman Publishing, 1995].  1, record 8, English, - token%20payment

Record 8,  Textual support,  French

Record number: 8, Textual support number: 1 DEF

Paiement qui, tout en étant réel, n'a pas de valeur en soi.  1, record 8, French, - paiement%20symbolique

Record 8,  Textual support,  Spanish

Record 9,  Textual support,  English

Record number: 9, Textual support number: 1 CONT

Borrowing in wartime makes good sense, to cope with the heavy government spending that military action demands.... Taxes went up-but could not rise nearly enough to balance the budget if people were still to be willing to work for the war effort. The price of "tax smoothing" during wartime is big public sector debt burdens, which impose a cost in future years of servicing these debts.  1, record 9, English, - tax%20smoothing

Record 9,  Textual support,  French

Record number: 9, Textual support number: 1 CONT

En temps de guerre, le recours à l'emprunt se justifie pour faire face aux lourdes dépenses publiques dues aux campagnes militaires. [...] Les impôts ont été relevés, mais on ne pouvait les augmenter suffisamment pour même s'approcher de l'équilibre budgétaire, car la hausse à laquelle il aurait fallu procéder aurait découragé l'effort productif requis des citoyens pour financer la guerre. Le prix à payer pour ce «lissage des impôts» en période de guerre est le fardeau de la dette publique qu'il génère, dont le service représente un coût élevé pendant les années qui suivent.  1, record 9, French, - lissage%20des%20imp%C3%B4ts

Record 9,  Textual support,  Spanish

Record 10,  Textual support,  English

Record number: 10, Textual support number: 1 CONT

Income or bond funds-whose main investment goals are those of safety of principal and a high income. Investment by such funds is primarily in good quality, high yielding government and corporate debt securities, some high-yield preferred and common shares and mortgages.  2, record 10, English, - high%2Dyield

Record 10,  Textual support,  French

Record number: 10, Textual support number: 1 CONT

Les placements de ces fonds sont orientés surtout vers des titres d'emprunt de bonne qualité et à rendement élevé émis par des compagnies et des gouvernements ainsi que vers quelques actions privilégiées, actions ordinaires et hypothèques donnant également un rendement élevé.  2, record 10, French, - %C3%A0%20rendement%20%C3%A9lev%C3%A9

Record 10,  Textual support,  Spanish

Record 11,  Textual support,  English

Record number: 11, Textual support number: 1 CONT

Normally an assessment of bond quality allows for both good and bad times by providing the margin of safety judged necessary for a company to weather difficult economic conditions and fulfil its debt obligations. A company, that is conservatively financed and in a strong financial position, will likely encounter no problems.  2, record 11, English, - bond%20quality

Record 11,  Textual support,  French

Record number: 11, Textual support number: 1 CONT

Normalement, l'évaluation de la qualité d'une obligation tient compte à la fois des bonnes et des mauvaises années en prévoyant la marge de sécurité jugée nécessaire pour qu'une compagnie puisse affronter une conjoncture difficile et assurer le remboursement de sa dette. Une compagnie qui est financée de façon prudente et dont la situation financière est solide n'éprouvera probablement aucune difficulté.  2, record 11, French, - qualit%C3%A9%20de%20l%27obligation

Record 11,  Textual support,  Spanish

Record 12,  Textual support,  English

Record number: 12, Textual support number: 1 CONT

... I’d say that he took a company that was non-investment grade and turned it into an investment grade company... Financial management has been very good. The company sold equity at a good time and reduced debt. The balance sheet is in good shape, and this is a much stronger company than it was a couple of years ago.  1, record 12, English, - investment%2Dgrade%20company

Record 12,  Textual support,  French

Record number: 12, Textual support number: 1 DEF

Société dont les titres ont la qualité d'un bon placement.  1, record 12, French, - soci%C3%A9t%C3%A9%20ayant%20une%20cote%20%C3%A9lev%C3%A9e%20de%20solvabilit%C3%A9

Record 12,  Textual support,  Spanish