TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 CONT

... mortgage managers offer much more flexibility than you would find going straight to a broker or bank. Mortgage managers source their loan products from different wholesale lenders and work across these to find the best deal for you. Also, unlike brokers, mortgage managers are often authorised to approve home loans on behalf of the lenders, meaning there are fewer hoops to go through and less time waiting to get approved.  2, record 1, English, - mortgage%20manager

Record number: 1, Textual support number: 1 OBS

Mortgage managers oversee only their clients’ mortgages, while mortgages managers oversee the mortgage department or section within a financial institution.  3, record 1, English, - mortgage%20manager

Record 1,  Textual support,  French

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 CONT

This type of direction regarding the payment of funds will direct the purchaser of the old home to pay the funds in favor of the vendor of the new home and, thus, will avoid the necessity of depositing the funds from the sale of the old home into a bank account and subsequently drawing a cheque for the amount of money required to purchase the new home.(Rose, 5th ed., 1981, p. 168).  1, record 2, English, - direction%20regarding%20funds

Record 2,  Textual support,  French

Record number: 2, Textual support number: 1 OBS

directive de paiement : terme normalisé par le Comité de normalisation dans le cadre du Programme national de l'administration de la justice dans les deux langues officielles (PAJLO).  2, record 2, French, - directive%20de%20paiement

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 OBS

In 1985, [The Royal Bank of Canada] launched a new series of consumer information booklets known as "Your Money Matters". Designed to provide Canadians with a basic knowledge of budgeting, buying a home, investment and retirement planning, the four booklets have received an enthusiastic response from the media and the public.  2, record 3, English, - Your%20Money%20Matters

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 OBS

En 1985, [La Banque Royale du Canada a] commencé à diffuser une nouvelle série de livrets d'information à l'intention des consommateurs sous le titre «Affaires d'argent». Ces quatre ouvrages, conçus pour communiquer aux Canadiens des connaissances de base sur les budgets, l'achat d'une maison, l'investissement et la planification de la retraite, ont été accueillis avec enthousiasme par les médias et par le public.  2, record 3, French, - Affaires%20d%27argent

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  English

Record number: 4, Textual support number: 1 CONT

Mortgage refinancing : refinancing a mortgage means paying off a current mortgage and replacing it with a new one. This can be done with the existing bank(lender) often named renewal or via another bank(lender). There are many unique reasons why homeowners refinance : to obtain a lower interest rate; to shorten the term of their mortgage; to change the type of mortgage; to access the home's equity for other needs; mortgage refinancing when moving and buying a home; to consolidate debt; to be able to convert part or all of [the] mortgage interest to be tax-deductible in Canada.  2, record 4, English, - mortgage%20refinancing

Record number: 4, Textual support number: 2 CONT

Mortgage refinancing has costs; examples are property appraisal, legal fees and therefore it’s important for a homeowner to determine whether his or her reason for refinancing offers true value.  2, record 4, English, - mortgage%20refinancing

Record 4,  Textual support,  French

Record number: 4, Textual support number: 1 CONT

Les ménages canadiens ont continué de s'endetter à un rythme soutenu, quoique légèrement inférieur au sommet enregistré au milieu de 2006. La hausse des prix des logements nourrit la demande de crédit, car les ménages recourent de plus en plus au refinancement hypothécaire pour tirer parti de l'augmentation de leur avoir propre foncier.  2, record 4, French, - refinancement%20hypoth%C3%A9caire

Record 4,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 OBS

The Bank of Canada's Currency Museum was opened in 1980. It is the home to the National Currency Collection, the largest collection of Canadian Bank Notes, coins and tokens in the world.  2, record 5, English, - National%20Currency%20Collection

Record 5,  Textual support,  French

Record number: 5, Textual support number: 1 OBS

Le Musée de la monnaie de la Banque du Canada a été fondé en 1980. Il abrite la Collection nationale de monnaies, la plus vaste collection de billets de banque, de pièces de monnaie et de jetons canadiens du monde.  2, record 5, French, - Collection%20nationale%20de%20monnaies

Record 5,  Textual support,  Spanish

Record 6,  Textual support,  English

Record number: 6, Textual support number: 1 DEF

A practice that imposes undue pressure, or coerces a person to obtain a product or service from a bank and any of its affiliates, as a condition for obtaining a loan or any other product from that same bank.  2, record 6, English, - coercive%20tied%20selling

Record number: 6, Textual support number: 1 CONT

Section 459.1 of the Bank Act prohibits coercive tied selling and requires banks to disclose to consumers that coercive tied selling is illegal through the display of plain-language brochures made available at all of their branches.  2, record 6, English, - coercive%20tied%20selling

Record number: 6, Textual support number: 2 CONT

The following example will help to explain coercive tied selling and what is not allowed : Your bank's mortgage specialist tells you that you qualify for a home mortgage. However, you are also told that the bank will approve your mortgage only if you transfer your investments to the bank or its affiliates. You want the mortgage but you do not want to move your investments.  3, record 6, English, - coercive%20tied%20selling

Record 6,  Textual support,  French

Record number: 6, Textual support number: 1 DEF

Pratique imposant des pressions indues ou des mesures coercitives à l'égard d'une personne afin de l'obliger à acquérir un produit ou un service d'une banque ou de ses sociétés affiliées en échange d'un prêt ou d'un autre produit de cette dernière.  2, record 6, French, - vente%20li%C3%A9e%20avec%20coercition

Record number: 6, Textual support number: 1 CONT

L'article 459.1 de la Loi sur les banques interdit la vente liée avec coercition et porte que les banques doivent offrir dans toutes leurs succursales des brochures expliquant de façon claire aux consommateurs que cette pratique est illégale.  2, record 6, French, - vente%20li%C3%A9e%20avec%20coercition

Record number: 6, Textual support number: 2 CONT

[L'exemple qui suit illustre] bien ce qu'est la vente liée avec coercition et ce qui n'est pas permis : Le spécialiste en prêts hypothécaires de votre banque vous dit que vous êtes admissible à un prêt hypothécaire. Il ajoute toutefois que la banque n'approuvera votre prêt hypothécaire que si vous transférez vos placements à la banque ou à une de ses sociétés affiliées. Cependant vous voulez obtenir le prêt hypothécaire, mais ne voulez pas transférer vos placements.  3, record 6, French, - vente%20li%C3%A9e%20avec%20coercition

Record 6,  Textual support,  Spanish

Record 7,  Textual support,  English

Record number: 7, Textual support number: 1 DEF

The bank of keys on a typewriter containing the home keys.  2, record 7, English, - home%20row

Record number: 7, Textual support number: 1 OBS

home key: one of the eight keys for the characters "asdf" and "jkl;" on which the fingers normally rest in starting position for touch typing - also called guide key.  2, record 7, English, - home%20row

Record 7,  Textual support,  French

Record number: 7, Textual support number: 1 CONT

Il faudra s'astreindre à ne regarder le clavier que le temps nécessaire pour permettre aux mains de prendre sur la troisième rangée de touches, ou rangée d'appui, la position de départ définie à la page suivante.  2, record 7, French, - rang%C3%A9e%20d%27appui

Record 7,  Textual support,  Spanish

Record 8,  Textual support,  English

Record number: 8, Textual support number: 1 CONT

Among other things, a foreign bank will be required to show that : 1) it will be capable of making a contribution to the Canadian financial system, 2) it is a bank in its home country and is regulated in a manner acceptable to the Superintendent, and 3) its principal activity is the provision of services that would be permitted by the Bank Act if they were provided by a Canadian bank.  1, record 8, English, - home%20country

Record number: 8, Textual support number: 1 OBS

Terminology found in the 1999 Federal Budget.  2, record 8, English, - home%20country

Record 8,  Textual support,  French

Record number: 8, Textual support number: 1 CONT

La banque étrangère devra notamment démontrer : 1) qu'elle est en mesure de contribuer au système financier canadien; 2) qu'elle est une banque dans son pays d'attache et qu'elle est réglementée de manière acceptable aux yeux du surintendant; et 3) que son activité principale consiste à fournir des services que la Loi sur les banques autoriserait une banque canadienne à fournir.  1, record 8, French, - pays%20d%27attache

Record number: 8, Textual support number: 1 OBS

Terminologie extraite du Budget 1999.  2, record 8, French, - pays%20d%27attache

Record 8,  Textual support,  Spanish

Record 9,  Textual support,  English

Record number: 9, Textual support number: 1 DEF

Future damages that, based on the facts pleaded and proved by the plaintiff, can reasonably be expected to occur.  1, record 9, English, - prospective%20damages

Record number: 9, Textual support number: 1 CONT

The operation of the St. Andrews dam, constructed downstream by the federal government between 1903 and 1910 resulted in the gradual erosion of the river bank and forced the plaintiff in 1986, to abandon her home and to construct a new one farther away from the river. The plaintiff in this action, initially representative in nature, claimed damages for past injury. She also claimed in nuisance, seeking declarations tha there was a continuing nuisance, as to breach of duty and as to interference with riparian rights, and prospective damages.  2, record 9, English, - prospective%20damages

Record number: 9, Textual support number: 1 OBS

prospective damages: Term used in the plural.  3, record 9, English, - prospective%20damages

Record 9,  Textual support,  French

Record number: 9, Textual support number: 1 OBS

dommages-intérêts potentiels: Terme pluriel d'usage.  2, record 9, French, - dommages%2Dint%C3%A9r%C3%AAts%20potentiels

Record 9,  Textual support,  Spanish

Record 10,  Textual support,  English

Record number: 10, Textual support number: 1 DEF

Currency used by central bank for official intervention in the foreign exchange market. This currency is often not the same as the home currency, which may not be a convertible currency.  2, record 10, English, - intervention%20currency

Record number: 10, Textual support number: 1 OBS

Intervention usually takes form of purchases and sales of foreign currency by the central bank or exchange equalization fund in domestic dealings with commercial banks.  3, record 10, English, - intervention%20currency

Record 10,  Textual support,  French

Record 10,  Textual support,  Spanish

Record 11,  Textual support,  English

Record number: 11, Textual support number: 1 DEF

The facility for a credit institution established in one country("home country") to become a direct participant in an Interbank Funds Transfer System(IFTS) established in another country("host country") and, for that purpose, to have a settlement account in its own name with the central bank in the host country, if necessary, without having established a branch in the host country.  1, record 11, English, - remote%20access%20to%20an%20IFTS

Record 11,  Textual support,  French

Record number: 11, Textual support number: 1 DEF

Possibilité pour un établissement de crédit domicilié dans un pays («pays d'origine») de devenir participant direct à un système de transfert de fonds entre banques (STFB) installé dans un autre pays («pays d'accueil») et de détenir à cet effet un compte de règlement à son propre nom auprès de la banque centrale du pays d'accueil, si nécessaire, sans y avoir établi de succursale.  1, record 11, French, - acc%C3%A8s%20%C3%A0%20distance%20%C3%A0%20un%20STFB

Record 11,  Textual support,  Spanish

Record 12,  Textual support,  English

Record number: 12, Textual support number: 1 OBS

The Centre for Research and Education on Women and Work was established at Carleton University, School of Business, in 1992 to facilitate both research and education on women and work. The Centre supports research on the issues that women face in the workplace and offers a Management Development Program for Women. The Centre is guided by an Advisory Board and supported by a full-time administrator. The Centre is home to the Royal Bank Visiting Chair in Women and Work funded through donations from the Royal Bank of Canada and Ontario Hydro.  1, record 12, English, - Centre%20for%20Research%20and%20Education%20on%20Women%20and%20Work

Record number: 12, Textual support number: 2 OBS

Title and abbreviation confirmed by the Centre for Research and Education on Women and Work, School of Business, Carleton University.  2, record 12, English, - Centre%20for%20Research%20and%20Education%20on%20Women%20and%20Work

Record 12,  Textual support,  French

Record number: 12, Textual support number: 1 OBS

Appellation et abréviation vérifiées auprès du Centre for Research and Education on Women and Work, School of Business, Carleton University.  1, record 12, French, - Centre%20for%20Research%20and%20Education%20on%20Women%20and%20Work

Record 12,  Textual support,  Spanish

Record 13,  Textual support,  English

Record number: 13, Textual support number: 1 CONT

If these assets are not sufficient to reimburse depositors and creditors of the Canadian branch, they could seek recourse from the liquidator of the foreign bank in the home jurisdiction.  1, record 13, English, - seek%20recourse%20from

Record number: 13, Textual support number: 1 OBS

Terminology found in the 1999 Federal Budget.  2, record 13, English, - seek%20recourse%20from

Record 13,  Textual support,  French

Record number: 13, Textual support number: 1 CONT

[Si l'actif] se révèle insuffisant, les déposants et les créanciers pourraient s'adresser au liquidateur étranger.  1, record 13, French, - s%27adresser%20%C3%A0

Record number: 13, Textual support number: 1 OBS

Terminologie extraite du Budget 1999.  2, record 13, French, - s%27adresser%20%C3%A0

Record 13,  Textual support,  Spanish

Record 14,  Textual support,  English

Record number: 14, Textual support number: 1 OBS

Stroll though the CallMall-where you care shop, bank and access information services-all from the comfort of your home. By NB Tel  1, record 14, English, - CallMall

Record 14,  Textual support,  French

Record number: 14, Textual support number: 1 OBS

Faites un tour dans le TéléMail - pour faire vos emplettes et vos transactions bancaires et pour avoir accès à des services de renseignements - tout cela à partir du confort de votre foyer  1, record 14, French, - T%C3%A9l%C3%A9Mail

Record 14,  Textual support,  Spanish

Record 15,  Textual support,  English

Record number: 15, Textual support number: 1 DEF

A system which allows bank customers to pay their bills through fund transfers initiated from the home. Verbal or electronic instructions are sent by customers to their bank using ordinary domestic telephones.  7, record 15, English, - pay%2Dby%2Dphone

Record number: 15, Textual support number: 1 OBS

... the Farmers and Mechanics Savings of Minneapolis began offering the first pay-by-phone service.  8, record 15, English, - pay%2Dby%2Dphone

Record number: 15, Textual support number: 2 OBS

Telephone bill payment is the more formal name for pay-by-phone.  7, record 15, English, - pay%2Dby%2Dphone

Record 15,  Textual support,  French

Record number: 15, Textual support number: 1 CONT

Banque par téléphone. Le meilleur exemple de ces services aux Etats-Unis est la Farmers and Mechanics Savings Bank à Minneapolis dans le Minnesota. Commencé tôt cette année, ce service permet aux clients de la banque de payer leurs factures par téléphone.  2, record 15, French, - banque%20par%20t%C3%A9l%C3%A9phone

Record 15,  Textual support,  Spanish

Record 16,  Textual support,  English

Record number: 16, Textual support number: 1 OBS

The federal savings associations can borrow from the Federal Home Loan Bank(...)  1, record 16, English, - federal%20savings%20association

Record 16,  Textual support,  French

Record 16,  Textual support,  Spanish