TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 DEF

A... home mortgage that takes into account the lower costs of operating an energy efficient home over a conventional home, which could qualify the borrower for a larger loan amount than otherwise would be possible.  2, record 1, English, - energy%20efficient%20mortgage

Record 1,  Textual support,  French

Record number: 1, Textual support number: 1 DEF

[...] prêt hypothécaire qui prend en compte les économies que permet de réaliser une habitation éconergétique par rapport à un logement ordinaire afin qu’un emprunteur soit admissible à un montant de prêt supérieur à celui auquel il aurait normalement accès.  2, record 1, French, - hypoth%C3%A8que%20pour%20habitation%20%C3%A9co%C3%A9nerg%C3%A9tique

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 OBS

[The] Canada Secondary Suite Loan Program [is designed to] make it easier for homeowners to convert an unused basement into a rental apartment or a garage into a laneway home to increase density in... communities. Secondary suites can help homeowners pay their mortgage with a new rental apartment and bring families closer together.  2, record 2, English, - Canada%20Secondary%20Suite%20Loan%20Program

Record number: 2, Textual support number: 2 OBS

Canada Secondary Suite Loan Program: program announced in the 2024 Fall Economic Statement.  3, record 2, English, - Canada%20Secondary%20Suite%20Loan%20Program

Record 2,  Textual support,  French

Record number: 2, Textual support number: 1 OBS

[Le] Programme canadien de prêt pour la construction d'un logement accessoire [est conçu pour permettre] aux propriétaires de convertir plus facilement un sous‑sol inutilisé en appartement locatif ou un garage en une maison sur ruelle pour augmenter la densité dans les communautés. Les logements accessoires peuvent aider les propriétaires à payer leur hypothèque avec un nouvel appartement locatif et à rapprocher les familles.  2, record 2, French, - Programme%20canadien%20de%20pr%C3%AAt%20pour%20la%20construction%20d%27un%20logement%20accessoire

Record number: 2, Textual support number: 2 OBS

Programme canadien de prêt pour la construction d'un logement accessoire : programme annoncé dans l'Énoncé économique de l'automne de 2024.  3, record 2, French, - Programme%20canadien%20de%20pr%C3%AAt%20pour%20la%20construction%20d%27un%20logement%20accessoire

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 CONT

Although there is nothing inherently right or wrong about borrowing, financial experts often distinguish between "good debt" and "bad debt. "Good debt is an investment in something that creates value or produces more wealth in the long run. Examples : a mortgage on a home, a student loan to pursue education for a career, a loan to launch a business, or a purchase made to accomplish your job or for your health.  1, record 3, English, - good%20debt

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 CONT

Même si ce n'est ni bon ni mauvais d'emprunter de l'argent, les experts financiers font souvent la distinction entre les «bonnes dettes» et les «mauvaises dettes». Une bonne dette est un investissement dans quelque chose qui prend de la valeur ou qui est profitable à long terme. Voici quelques exemples : un prêt hypothécaire pour une maison; un prêt pour des études en vue d'une carrière; un prêt pour lancer une entreprise; un achat bénéfique pour votre travail ou votre santé.  1, record 3, French, - bonne%20dette

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  English

Record number: 4, Textual support number: 1 CONT

... mortgage managers offer much more flexibility than you would find going straight to a broker or bank. Mortgage managers source their loan products from different wholesale lenders and work across these to find the best deal for you. Also, unlike brokers, mortgage managers are often authorised to approve home loans on behalf of the lenders, meaning there are fewer hoops to go through and less time waiting to get approved.  2, record 4, English, - mortgage%20manager

Record number: 4, Textual support number: 1 OBS

Mortgage managers oversee only their clients’ mortgages, while mortgages managers oversee the mortgage department or section within a financial institution.  3, record 4, English, - mortgage%20manager

Record 4,  Textual support,  French

Record 4,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 CONT

The House of Commons is the custodian of an important collection of art and artifacts reflecting Canada's social and political history. Many of these works are displayed throughout Parliament, including its committee rooms. This painting, Ghosts of Vimy Ridge, is currently on loan to the new Canadian War Museum, but its permanent home is the Centre Block's historic Railway Committee Room. Portraying the flickering spirits of departed Canadian soldiers making their way toward the summit of the ridge, it was painted in 1929 by Australian artist William Longstaff and purchased by Captain John Dewar, who donated it to Parliament in 1931.  1, record 5, English, - Ghosts%20of%20Vimy%20Ridge

Record 5,  Textual support,  French

Record number: 5, Textual support number: 1 CONT

La Chambre des communes est le gardien d'une importante collection d'œuvres d'art et d'artefacts témoignant de l'histoire politique et sociale du Canada. Bon nombre de ces œuvres sont exposées dans différents édifices du Parlement dont les salles de comité. Le domicile permanent de cette toile, Les revenants de la crête de Vimy, est la salle historique du Comité des Chemins de fer de l'édifice du Centre. La peinture est actuellement prêtée au nouveau Musée canadien de la guerre. Représentant les esprits vacillants des soldats canadiens se frayant un chemin jusqu'au sommet de la crête de Vimy, le tableau a été réalisé en 1929 par l'artiste australien, William Longstaff, et acheté par le capitaine John Dewar, qui en a fait don au Parlement en 1931.  1, record 5, French, - Les%20revenants%20de%20la%20cr%C3%AAte%20de%20Vimy

Record 5,  Textual support,  Spanish

Record 6,  Textual support,  English

Record number: 6, Textual support number: 1 CONT

A mortgage deed is a document which gives a lender legal right and interest in a property. There are certain requirements that must be met when a mortgage document is executed. A borrower is pledging his home as security for a loan; the mortgage deed represents the lender's ownership in the property.  3, record 6, English, - deed%20of%20mortgage

Record 6,  Textual support,  French

Record number: 6, Textual support number: 1 OBS

Les termes «acte d’hypothèque» et «acte hypothécaire» sont en ce sens elliptiques; ils ne s’emploient que lorsque la spécificité juridique du «deed» n’est pas en cause ou lorsque cette spécificité ressort d’une autre manière du contexte d’emploi.  2, record 6, French, - acte%20formaliste%20d%27hypoth%C3%A8que

Record number: 6, Textual support number: 2 OBS

acte formaliste d’hypothèque; acte d’hypothèque; acte hypothécaire formaliste; acte hypothécaire : termes normalisés par le Comité de normalisation, Promotion de l’accès à la justice dans les deux langues officielles (PAJLO).  3, record 6, French, - acte%20formaliste%20d%27hypoth%C3%A8que

Record 6,  Textual support,  Spanish

Record 7,  Textual support,  English

Record number: 7, Textual support number: 1 CONT

A non conforming mortgage loan is one that does not conform to Federal National Mortgage Association(FNMA) or Federal Home Loan Mortgage Corporation(FHLMC) guidelines because the amount is too high or because FNMA/FHLMC underwriting or other criteria are not met.  2, record 7, English, - non%2Dconforming%20mortgage%20loan

Record 7,  Textual support,  French

Record number: 7, Textual support number: 1 CONT

Deux des plus grandes agences de crédit aux États-Unis - Fannie Mae et Freddie Mac, fixent des plafonds sur le montant des prêts qu'ils donneront à un emprunteur pour une maison. Tout prêt hypothécaire qui exige plus que cela est considéré comme un prêt hypothécaire jumbo. Ils peuvent aussi être appelé un prêt hypothécaire non-conforme.  2, record 7, French, - pr%C3%AAt%20hypoth%C3%A9caire%20non%20conforme

Record number: 7, Textual support number: 1 OBS

Prêt hypothécaire non conforme aux normes habituelles.  1, record 7, French, - pr%C3%AAt%20hypoth%C3%A9caire%20non%20conforme

Record 7,  Textual support,  Spanish

Record 8,  Textual support,  English

Record number: 8, Textual support number: 1 DEF

A loan secured by a primary residence or second home to the extent of the excess of fair market value over the debt incurred in the purchase.  3, record 8, English, - home%20equity%20loan

Record number: 8, Textual support number: 1 OBS

home equity loan : this term is sometimes also used to designate a line of credit secured by the equity the borrower has in a home.  4, record 8, English, - home%20equity%20loan

Record 8,  Textual support,  French

Record number: 8, Textual support number: 1 CONT

Deux des meilleures options pour emprunter des sommes importantes sont le prêt sur la valeur domiciliaire ou la marge de crédit domiciliaire. La valeur nette de la maison correspond à la différence entre la valeur de votre maison et le solde de votre prêt hypothécaire. La marge de crédit domiciliaire a l’avantage de vous permettre de ne payer que l’intérêt sur votre emprunt. Cette option convient donc mieux pour les projets qui s’étendent sur plusieurs mois.  1, record 8, French, - pr%C3%AAt%20sur%20valeur%20domiciliaire

Record 8,  Textual support,  Spanish

Record 9,  Textual support,  English

Record number: 9, Textual support number: 1 DEF

Depository financial institution whose primary function is promoting personal savings(thrift) and home ownership through mortgage lending. Thrift institutions hold most of their assets in mortgages and collect most of their deposits from consumers. Savings and Loan Associations, Savings Banks, and Credit Unions are all considered thrift institutions. Thrift institutions, at one time restricted to mortgage lending, have gained parity with commercial banks over the last 20 years and many thrifts offer the same range of nonmortgage credit services-credit cards, auto loans, home equity loans, and business loans-available from commercial banks.  2, record 9, English, - thrift%20institution

Record 9,  Textual support,  French

Record number: 9, Textual support number: 1 CONT

Le terme générique «thrift institution» (institution d'épargne) est une réalité du système financier américain qui englobe les Credits Unions, les Savings Banks et les Savings and Loan Associations.  2, record 9, French, - institution%20d%27%C3%A9pargne

Record 9,  Textual support,  Spanish

Record 10,  Textual support,  English

Record number: 10, Textual support number: 1 CONT

A Home Equity Line of Credit(often called HELOC, pronounced HEE-lock) is a loan in which the lender agrees to lend a maximum amount within an agreed period(called a term), where the collateral is the borrower's equity in his/her house. A HELOC differs from a conventional home equity loan in that the borrower is not advanced the entire sum up front, but uses the line of credit to borrow sums that total no more than the amount, similar to a credit card.  4, record 10, English, - home%20equity%20line%20of%20credit

Record number: 10, Textual support number: 2 CONT

A Home Equity Line of Credit is simply a revolving Line of Credit that allows you to use the equity in your home to borrow money.  5, record 10, English, - home%20equity%20line%20of%20credit

Record number: 10, Textual support number: 3 CONT

Both a home equity line of credit(home equity credit line) and a home equity loan are secured by the equity in your home.  6, record 10, English, - home%20equity%20line%20of%20credit

Record 10,  Textual support,  French

Record number: 10, Textual support number: 1 DEF

Marge de crédit dont le remboursement est garanti par une hypothèque.  5, record 10, French, - marge%20de%20cr%C3%A9dit%20hypoth%C3%A9caire

Record number: 10, Textual support number: 1 CONT

Les emprunteurs bénéficient de nouveaux canaux de financement peu coûteux, pour liquider des actifs réels et accéder à l'épargne disponible, au travers par exemple des lignes de crédit gagées sur des biens immobiliers [...]  6, record 10, French, - marge%20de%20cr%C3%A9dit%20hypoth%C3%A9caire

Record number: 10, Textual support number: 1 OBS

La Société canadienne d'hypothèques et de logement rend «home equity concession» par «transformation de l'avoir foncier».  4, record 10, French, - marge%20de%20cr%C3%A9dit%20hypoth%C3%A9caire

Record 10,  Textual support,  Spanish

Record 11,  Textual support,  English

Record number: 11, Textual support number: 1 CONT

Borrowing against home equity, or home equity withdrawal, means turning home equity into financial capital by taking out a loan secured by the home without selling it.  1, record 11, English, - home%20equity%20withdrawal

Record 11,  Textual support,  French

Record number: 11, Textual support number: 1 CONT

L'emprunt garanti par l'avoir propre foncier, ou le dégagement de l'avoir propre foncier, signifie transformer l'avoir propre foncier en capital en contractant un emprunt garanti par la maison sans vendre celle-ci.  1, record 11, French, - d%C3%A9gagement%20de%20l%27avoir%20propre%20foncier

Record 11,  Textual support,  Spanish

Record 12,  Textual support,  English

Record number: 12, Textual support number: 1 CONT

Mortgage loan insurance was developed to address the problem home buyers have with saving enough for a down payment while addressing the concerns Canadian mortgage lenders expressed with the increased potential of payment default. By developing mortgage loan insurance, home buyers and mortgage lenders now have an alternative. Using approved Canadian lenders, mortgage loan insurance now affords home buyers the ability to purchase a home with as little as 5% down while protecting mortgage lenders against payment default.  4, record 12, English, - mortgage%20loan%20insurance

Record number: 12, Textual support number: 1 OBS

Mortgage insurance ... Do not confuse this form of insurance with the life insurance offered by many lenders that repays the loan in the event that the borrower dies.  5, record 12, English, - mortgage%20loan%20insurance

Record 12,  Textual support,  French

Record number: 12, Textual support number: 1 DEF

Assurance crédit souscrite sur un prêt hypothécaire dans le but de protéger le créancier contre les défauts de paiement du débiteur.  4, record 12, French, - assurance%20pr%C3%AAt%20hypoth%C3%A9caire

Record number: 12, Textual support number: 1 CONT

L'assurance prêt hypothécaire est exigée habituellement par les prêteurs, lorsque l'emprunteur effectue une mise de fonds inférieure à 20 % du prix d'achat de l'habitation.  5, record 12, French, - assurance%20pr%C3%AAt%20hypoth%C3%A9caire

Record number: 12, Textual support number: 1 OBS

Il ne faut pas confondre l'assurance prêt hypothécaire et l'assurance-vie prêt hypothécaire, qui garantit que votre succession n'aura pas à rembourser le solde de votre prêt hypothécaire au moment de votre décès.  5, record 12, French, - assurance%20pr%C3%AAt%20hypoth%C3%A9caire

Record 12,  Textual support,  Spanish

Record 13,  Textual support,  English

Record number: 13, Textual support number: 1 CONT

A cashback mortgage loan provides a lump sum to the borrower when the mortgage is taken out. This may be a fixed amount or a percentage of the mortgage loan. Whether you’re a first timer buyer or moving home, buying a house can be an expensive time. Any extra cash to put towards a deposit, solicitor, estate agent or removal company's fees is very welcome. Whilst the cash up front may be tempting, it's important to weight up the full benefits of other types of mortgage loan, which may be better options for you in the longer term.  5, record 13, English, - cashback%20mortgage%20loan

Record number: 13, Textual support number: 2 CONT

... first-time buyers are the number one consumers of cash-back mortgages in Canada  6, record 13, English, - cashback%20mortgage%20loan

Record 13,  Textual support,  French

Record number: 13, Textual support number: 1 CONT

Dans le cadre d'un prêt hypothécaire avec remise en argent, le prêteur vous «remet» un pourcentage de la somme empruntée sous forme de montant forfaitaire, ce qui peut vous aider à assumer une foule de dépenses inhérentes à l'achat d'une maison - frais d'établissement du prêt hypothécaire, ameublement, frais de déménagement, etc.  2, record 13, French, - pr%C3%AAt%20hypoth%C3%A9caire%20avec%20remise%20en%20argent

Record 13,  Textual support,  Spanish

Record 14,  Textual support,  English

Record number: 14, Textual support number: 1 CONT

A piggyback mortgage loan is a second loan that closes at the same time as the first mortgage loan. Typically the first mortgage loan is only 80 percent of the home value.... A piggyback loan is usually for 10 percent of the remaining balance, after that the purchaser has to come up with the rest as a down payment.  5, record 14, English, - piggyback%20mortgage%20loan

Record number: 14, Textual support number: 2 CONT

Homeowners who don’t have 20 percent for a down payment and don’t want to pay PMI can opt for a piggyback loan, which is essentially a home equity loan that funds a portion of the down payment.  6, record 14, English, - piggyback%20mortgage%20loan

Record number: 14, Textual support number: 3 CONT

The disadvantage of a piggyback loan is that it could take as long as 10 years to pay off your second loan.  6, record 14, English, - piggyback%20mortgage%20loan

Record number: 14, Textual support number: 1 OBS

Piggyback mortgages are also called 80-10-10 loans  5, record 14, English, - piggyback%20mortgage%20loan

Record 14,  Textual support,  French

Record number: 14, Textual support number: 1 CONT

Les prêts gigognes occupent également une part du marché importante aux États-Unis, surtout parce qu'ils sont exempts de primes d'assurance hypothécaire.  1, record 14, French, - pr%C3%AAt%20gigogne

Record number: 14, Textual support number: 1 OBS

D'après les recherches effectuées, il s'agit de deux prêts hypothécaires qui se composent ainsi : l'un représente 80% de la valeur de la maison, l'autre 10 % auquel s'ajoute un apport de 10%. Ce type de prêt est souvent appelé «prêt 80-10-10» ou «prêt 80-15-5». L'emprunteur, par conséquent évite ainsi de payer l'assurance hypothécaire privée (PMI).  2, record 14, French, - pr%C3%AAt%20gigogne

Record 14,  Textual support,  Spanish

Record 15,  Textual support,  English

Record number: 15, Textual support number: 1 CONT

Mortgage fraud is a type of real estate fraud that most often hurts the financial institutions that lend money for purchasing property. The most common form of mortgage fraud involves fraudsters acquiring property and then artificially increasing the property’s value through a series of sales and resales between the fraudster and someone in cooperation with them.  3, record 15, English, - mortgage%20fraud

Record number: 15, Textual support number: 2 CONT

Mortgage loan fraud in 2006 rose 35 percent over the previous year, the Treasury Department's Financial Crimes Enforcement Network reports. Loan fraud can involve predatory lending schemes, inflating appraisals, property flipping or falsifying borrower income to qualify for home mortgages.  4, record 15, English, - mortgage%20fraud

Record 15,  Textual support,  French

Record number: 15, Textual support number: 1 CONT

Une fraude hypothécaire se produit lorsqu'une personne fournit intentionnellement de l'information inexacte, frauduleuse ou incomplète à un prêteur pour garantir un prêt hypothécaire qui, autrement, ne lui serait peut-être pas accordé.  2, record 15, French, - fraude%20hypoth%C3%A9caire

Record number: 15, Textual support number: 2 CONT

La fraude hypothécaire est un crime que le secteur bancaire, la police, les gouvernements et d'autres organisations participant à des transactions immobilières prennent très au sérieux.  2, record 15, French, - fraude%20hypoth%C3%A9caire

Record 15,  Textual support,  Spanish

Record 16,  Textual support,  English

Record number: 16, Textual support number: 1 OBS

EMMIC is a section with the Energy Sector's Management Services Division. We are your link to information at home or worldwide by providing library and information services to the Energy Sector, Minerals and Metals Sector, Corporate Services Sector and Executive offices. We also provide information to other libraries via interlibrary loan and, to outside institutions and the public.  1, record 16, English, - Energy%2C%20Minerals%20and%20Metals%20Information%20Centre

Record 16,  Textual support,  French

Record number: 16, Textual support number: 1 OBS

CIMME est une section de la Direction des services de gestion du Secteur de l'énergie. Nous sommes votre lien à l'information nationale et internationale, puisque nous offrons des services de bibliothèque et d'information au Secteur de l'énergie, au Secteur des minéraux et des métaux, au Secteur des services intégrés et aux Bureaux de la haute direction. En outre, nous fournissons des documents à d'autres bibliothèques (via le service de prêt entre bibliothèque), à des organismes externes et au grand public.  1, record 16, French, - Centre%20d%27information%20sur%20les%20min%C3%A9raux%2C%20les%20m%C3%A9taux%20et%20l%27%C3%A9nergie

Record 16,  Textual support,  Spanish

Record 17,  Textual support,  English

Record number: 17, Textual support number: 1 CONT

... the partner with the great credit must own and finance the home solely; the non-qualifier has no legal rights to the property. Further, a post-closing transfer of an undivided half interest to the non-qualifier normally would constitute a loan default if the lender chooses to check the public records. In other words, buying the house in one name and then transferring title into both names could result in acceleration or foreclosure.  4, record 17, English, - undivided%20half%20interest

Record 17,  Textual support,  French

Record number: 17, Textual support number: 1 CONT

La part de chacun dans le bien détenu en copropriété indivise (en l'absence d'une telle convention écrite) vous serez en effet présumé être chacun propriétaire de la moitié indivise du bien détenu en copropriété.  2, record 17, French, - moiti%C3%A9%20indivise

Record 17,  Textual support,  Spanish

Record 18,  Textual support,  English

Record number: 18, Textual support number: 1 OBS

Created in 1932, the twelve federal home loan banks provide credit on a secured basis and other services to their savings and loan members and certain other institutions involved in home financing. [Klein, Gerald. Dictionary of Banking. Pitman Publishing, 1995].  3, record 18, English, - Federal%20Home%20Loan%20Bank

Record 18,  Textual support,  French

Record 18,  Textual support,  Spanish

Record 19,  Textual support,  English

Record number: 19, Textual support number: 1 OBS

In the following year the Chattel Loan Insurance Program was introduced as a five-year experiment to cover loans made on mobile homes and to help people who choose this kind of affordable home ownership.  1, record 19, English, - Chattel%20Loan%20Insurance%20Program

Record 19,  Textual support,  French

Record number: 19, Textual support number: 1 OBS

[...] entrait en vigueur à titre expérimental pour une période de cinq ans. Il avait pour but de garantir les prêts accordés pour l'achat d'une maison mobile et de venir en aide à ceux qui choisissaient cette façon plus abordable de devenir propriétaires.  2, record 19, French, - Programme%20d%27assurance%20des%20pr%C3%AAts%20sur%20hypoth%C3%A8que%20mobili%C3%A8re

Record 19,  Textual support,  Spanish

Record 20,  Textual support,  English

Record number: 20, Textual support number: 1 CONT

The Materiel Group Home Loan Program... has been designed to offer ADM(Mat) employees an opportunity to enhance their computer skills at their own pace in their own home.  1, record 20, English, - Home%20Loan%20Program

Record 20,  Textual support,  French

Record 20,  Textual support,  Spanish

Record 21,  Textual support,  English

Record number: 21, Textual support number: 1 OBS

Home equity conversion is commonly understood to be the generation of cash by borrowing against home equity from a lender. The home is mortgaged by the borrower to provide an interest to the lender. The borrower retains occupancy rights until the loan has to be repaid because the cash is generated from home equity through a mortgage loan, rather than through the sale of the home.  1, record 21, English, - home%20equity%20conversion

Record 21,  Textual support,  French

Record number: 21, Textual support number: 1 OBS

On entend généralement par transformation de l'avoir propre foncier l'obtention de liquidités par emprunt sur l'avoir propre foncier chez un prêteur. L'emprunteur souscrit une hypothèque sur son logement et verse un intérêt au prêteur. L'emprunteur conserve les droits d'occupation jusqu'à ce que le prêt doive être remboursé, car les liquidités proviennent de l'avoir propre foncier par l'intermédiaire d'un prêt hypothécaire, plutôt que par la vente du logement.  1, record 21, French, - transformation%20d%27avoir%20propre

Record 21,  Textual support,  Spanish

Record 22,  Textual support,  English

Record number: 22, Textual support number: 1 DEF

Debt securities collateralized by mortgage loans on the bond issuer's books. The income generated by the mortgages is used to pay principal and interest on the bonds. The best example is the collateralized mortgage obligation issued by the Federal Home Loan Mortgage Corporation.  1, record 22, English, - pay%2Dthrough%20bond

Record 22,  Textual support,  French

Record 22,  Textual support,  Spanish

Record 23,  Textual support,  English

Record number: 23, Textual support number: 1 CONT

[Sales finance and consumer loan companies] make direct cash loans to consumers who usually repay principal and interest in installments. They also purchase, at a discount, installment sales contracts from retailers and dealers when such items as new automobiles, appliances or home improvements are bought on installment plans.  1, record 23, English, - installment%20sales%20contract

Record 23,  Textual support,  French

Record number: 23, Textual support number: 1 CONT

Les sociétés de financement et les sociétés de prêts à la consommation consentent des prêts directs en espèces à leurs clients qui remboursent normalement le capital et l'intérêt par versements échelonnés. Elles achètent également, à escompte, des contrats de vente à tempérament aux détaillants et aux concessionnaires lorsque de nouvelles automobiles, de nouveaux appareils ménagers ou des articles pour la rénovation des maisons sont achetés à tempérament.  1, record 23, French, - contrat%20de%20vente%20%C3%A0%20temp%C3%A9rament

Record 23,  Textual support,  Spanish

Record 24,  Textual support,  English

Record number: 24, Textual support number: 1 OBS

Home improvement loan program. Under the home improvement loan provision of the NHA, chartered banks and approved credit instalment agencies are authorized to make loans for home improvements at favourable interest rates.  1, record 24, English, - home%20improvement

Record 24,  Textual support,  French

Record number: 24, Textual support number: 1 OBS

Programme de prêts pour l'amélioration de maisons. Aux termes des dispositions de la LNH concernant l'amélioration des maisons, les banques à charte et les organismes agréés de crédit à tempérament sont autorisés à consentir des prêts à des taux d'intérêts favorables pour l'amélioration des maisons.  1, record 24, French, - am%C3%A9lioration%20des%20maisons

Record 24,  Textual support,  Spanish

Record 25,  Textual support,  English

Record number: 25, Textual support number: 1 OBS

The federal savings associations can borrow from the Federal Home Loan Bank(...)  1, record 25, English, - federal%20savings%20association

Record 25,  Textual support,  French

Record 25,  Textual support,  Spanish