TERMIUM Plus®

The Government of Canada’s terminology and linguistic data bank.

MORTGAGE LENDING [12 records]

Record 1 2019-11-26

English

Subject field(s)
  • Occupation Names (General)
  • Management Operations (General)
  • Loans
CONT

Mortgage broker managers plan, organize, direct, control and evaluate the operations of an establishment or department that finds lenders or lending institutions on behalf of clients seeking a mortgage.

French

Domaine(s)
  • Désignations des emplois (Généralités)
  • Opérations de la gestion (Généralités)
  • Prêts et emprunts
CONT

Les directeurs des courtiers en hypothèques planifient, organisent, dirigent, contrôlent et évaluent les activités d'un établissement ou d'un service qui trouve des prêteurs ou des établissements de crédit pour des clients qui cherchent une hypothèque.

Key term(s)
  • directeur des courtiers en hypothèque
  • directrice des courtiers en hypothèque

Spanish

Campo(s) temático(s)
  • Nombramiento de cargos (Generalidades)
  • Operaciones de la gestión (Generalidades)
  • Préstamos
Save record 1

Record 2 2017-09-13

English

Subject field(s)
  • Non-Gov. Provincial Bodies and Committees (Canadian)
  • Financial Institutions
  • Real Estate
OBS

... an active real estate industry association, working to build professionalism and a strong network among a wide range of real estate professionals with an interest in mortgage lending.

Key term(s)
  • Mortgage Investment Association of B.C.

French

Domaine(s)
  • Organismes et comités provinciaux non gouv. canadiens
  • Institutions financières
  • Immobilier
Key term(s)
  • Mortgage Investment Association of B.C.

Spanish

Save record 2

Record 3 2011-09-20

English

Subject field(s)
  • Banking
CONT

A new first mortgage statement describes a transaction in which the buyer is obtaining a new loan from a lending institution.

French

Domaine(s)
  • Banque
CONT

État du compte de prêt hypothécaire, bail ou contrat de location pour un bien-fonds en Ontario;

Spanish

Save record 3

Record 4 2011-07-13

English

Subject field(s)
  • Banking
DEF

A bank that offers a complete range of financial services to its clients.

OBS

A combined commercial and investment bank.

CONT

Services typically found in full service banks include consumer credit, mortgage financing, commercial lending, trust services, and corporate agency services, such as funds transfer and securities registration.

Key term(s)
  • multi-purpose bank
  • combined commercial and investment bank

French

Domaine(s)
  • Banque
DEF

Établissement de crédit qui offre tous les services bancaires à l'ensemble de sa clientèle.

OBS

banque universelle : terme dont l'usage a été rendu obligatoire par l'arrêté ministériel du 30 septembre 1991 relatif à la terminologie économique et financière (France).

Spanish

Campo(s) temático(s)
  • Operaciones bancarias
DEF

Unión de banca comercial de depósito con la banca de inversión y otras instituciones financieras de servicios integrales con el propósito de ofrecer en un sólo sitio todos los servicios al cliente.

Key term(s)
  • multibanco
  • banco múltiple
Save record 4

Record 5 2011-01-19

English

Subject field(s)
  • Banking
DEF

Depository financial institution whose primary function is promoting personal savings(thrift) and home ownership through mortgage lending. Thrift institutions hold most of their assets in mortgages and collect most of their deposits from consumers. Savings and Loan Associations, Savings Banks, and Credit Unions are all considered thrift institutions. Thrift institutions, at one time restricted to mortgage lending, have gained parity with commercial banks over the last 20 years and many thrifts offer the same range of nonmortgage credit services-credit cards, auto loans, home equity loans, and business loans-available from commercial banks.

French

Domaine(s)
  • Banque
CONT

Le terme générique «thrift institution» (institution d'épargne) est une réalité du système financier américain qui englobe les Credits Unions, les Savings Banks et les Savings and Loan Associations.

Spanish

Campo(s) temático(s)
  • Operaciones bancarias
Save record 5

Record 6 2010-06-07

English

Subject field(s)
  • Financial Institutions
  • Banking
  • Loans
CONT

The Canadian subprime mortgage market accounts for less than 5 per cent of the residential mortgage market, and might be better characterized as a near-prime market, with quite different lending standards than appear to have been applied in the United States.

Key term(s)
  • sub-prime mortgage market

French

Domaine(s)
  • Institutions financières
  • Banque
  • Prêts et emprunts

Spanish

Save record 6

Record 7 2007-10-09

English

Subject field(s)
  • Real Estate
  • Banking
  • Loans
CONT

Mortgage fraud is a type of real estate fraud that most often hurts the financial institutions that lend money for purchasing property. The most common form of mortgage fraud involves fraudsters acquiring property and then artificially increasing the property’s value through a series of sales and resales between the fraudster and someone in cooperation with them.

CONT

Mortgage loan fraud in 2006 rose 35 percent over the previous year, the Treasury Department's Financial Crimes Enforcement Network reports. Loan fraud can involve predatory lending schemes, inflating appraisals, property flipping or falsifying borrower income to qualify for home mortgages.

French

Domaine(s)
  • Immobilier
  • Banque
  • Prêts et emprunts
CONT

Une fraude hypothécaire se produit lorsqu'une personne fournit intentionnellement de l'information inexacte, frauduleuse ou incomplète à un prêteur pour garantir un prêt hypothécaire qui, autrement, ne lui serait peut-être pas accordé.

CONT

La fraude hypothécaire est un crime que le secteur bancaire, la police, les gouvernements et d'autres organisations participant à des transactions immobilières prennent très au sérieux.

Spanish

Save record 7

Record 8 2002-02-14

English

Subject field(s)
  • Financial Institutions
  • Loans
CONT

[the private consumption growth] spurred on by temporary factors(notably windfall gains arising from the demutualisation of mortgage lending institutions).

French

Domaine(s)
  • Institutions financières
  • Prêts et emprunts
CONT

[l'augmentation de la consommation privée] s'explique en partie par des facteurs temporaires (notamment les revenus exceptionnels ayant résulté de la démutualisation des établissements de crédit hypothécaire).

Spanish

Campo(s) temático(s)
  • Instituciones financieras
  • Préstamos
Save record 8

Record 9 1994-11-29

English

Subject field(s)
  • Loans
CONT

... a wholesale mortgage banker specializing in securitization of jumbo mortgages and warehouse lending...

French

Domaine(s)
  • Prêts et emprunts

Spanish

Save record 9

Record 10 1990-11-07

English

Subject field(s)
  • Property Law (common law)
DEF

Often used by junior mortgage lenders who in event of default on their mortgage or prior liens wish to dispose of their interest rather than becoming owners. This value may be a basis for their lending program.

French

Domaine(s)
  • Droit des biens et de la propriété (common law)
DEF

Méthode à laquelle ont souvent recours des prêteurs hypothécaires débutants qui, en cas de défaut du débiteur d'une créance privilégiée antérieure, préfère vendre leurs droits plutôt que de devenir propriétaires de l'immeuble hypothéqué. Cette valeur peut servir de base à l'établissement de leur programme de prêts.

OBS

Fiche terminologique en transactions immobilières fournie par le ministère des Affaires indiennes.

Spanish

Save record 10

Record 11 1989-07-12

English

Subject field(s)
  • Loans
  • Banking
CONT

... mortgage lenders and mortgage brokers have seen their skill base grow from fixed interest rate formula lending to more complex structures that factor in inflation trends, interest rate indices and the effects of growing budget deficits.

French

Domaine(s)
  • Prêts et emprunts
  • Banque

Spanish

Save record 11

Record 12 1975-03-11

English

Subject field(s)
  • Loans
DEF

A formal indication, by a lending institution that it will grant a mortgage loan on property, in a certain specified amount and on certain specified terms.

French

Domaine(s)
  • Prêts et emprunts
OBS

promesse : engagement de faire ou de donner une chose.

OBS

Prêt hypothécaire.

Spanish

Save record 12

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