TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 DEF

A... home mortgage that takes into account the lower costs of operating an energy efficient home over a conventional home, which could qualify the borrower for a larger loan amount than otherwise would be possible.  2, record 1, English, - energy%20efficient%20mortgage

Record 1,  Textual support,  French

Record number: 1, Textual support number: 1 DEF

[...] prêt hypothécaire qui prend en compte les économies que permet de réaliser une habitation éconergétique par rapport à un logement ordinaire afin qu’un emprunteur soit admissible à un montant de prêt supérieur à celui auquel il aurait normalement accès.  2, record 1, French, - hypoth%C3%A8que%20pour%20habitation%20%C3%A9co%C3%A9nerg%C3%A9tique

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 OBS

[The] Canada Secondary Suite Loan Program [is designed to] make it easier for homeowners to convert an unused basement into a rental apartment or a garage into a laneway home to increase density in... communities. Secondary suites can help homeowners pay their mortgage with a new rental apartment and bring families closer together.  2, record 2, English, - Canada%20Secondary%20Suite%20Loan%20Program

Record number: 2, Textual support number: 2 OBS

Canada Secondary Suite Loan Program: program announced in the 2024 Fall Economic Statement.  3, record 2, English, - Canada%20Secondary%20Suite%20Loan%20Program

Record 2,  Textual support,  French

Record number: 2, Textual support number: 1 OBS

[Le] Programme canadien de prêt pour la construction d'un logement accessoire [est conçu pour permettre] aux propriétaires de convertir plus facilement un sous‑sol inutilisé en appartement locatif ou un garage en une maison sur ruelle pour augmenter la densité dans les communautés. Les logements accessoires peuvent aider les propriétaires à payer leur hypothèque avec un nouvel appartement locatif et à rapprocher les familles.  2, record 2, French, - Programme%20canadien%20de%20pr%C3%AAt%20pour%20la%20construction%20d%27un%20logement%20accessoire

Record number: 2, Textual support number: 2 OBS

Programme canadien de prêt pour la construction d'un logement accessoire : programme annoncé dans l'Énoncé économique de l'automne de 2024.  3, record 2, French, - Programme%20canadien%20de%20pr%C3%AAt%20pour%20la%20construction%20d%27un%20logement%20accessoire

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 CONT

Although there is nothing inherently right or wrong about borrowing, financial experts often distinguish between "good debt" and "bad debt. "Good debt is an investment in something that creates value or produces more wealth in the long run. Examples : a mortgage on a home, a student loan to pursue education for a career, a loan to launch a business, or a purchase made to accomplish your job or for your health.  1, record 3, English, - good%20debt

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 CONT

Même si ce n'est ni bon ni mauvais d'emprunter de l'argent, les experts financiers font souvent la distinction entre les «bonnes dettes» et les «mauvaises dettes». Une bonne dette est un investissement dans quelque chose qui prend de la valeur ou qui est profitable à long terme. Voici quelques exemples : un prêt hypothécaire pour une maison; un prêt pour des études en vue d'une carrière; un prêt pour lancer une entreprise; un achat bénéfique pour votre travail ou votre santé.  1, record 3, French, - bonne%20dette

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  English

Record number: 4, Textual support number: 1 DEF

The person who holds title to an asset on behalf of another person.  4, record 4, English, - nominee%20title%20holder

Record number: 4, Textual support number: 1 CONT

A loan shall not qualify as an eligible loan(i) unless, at the time of transfer to the guarantor entity, the loan, the mortgage or hypothecary instrument securing the loan and(in the case of a loan extended or advanced upon the security of a mortgage or hypothecary instrument also securing retained loans) all retained loans are beneficially owned(or owned) by the same Lender(disregarding, for such purposes, nominee title holders) …  1, record 4, English, - nominee%20title%20holder

Record 4,  Textual support,  French

Record number: 4, Textual support number: 1 DEF

Personne qui détient le titre de propriété d'un bien (généralement une valeur mobilière) au nom du propriétaire réel.  3, record 4, French, - propri%C3%A9taire%20apparent

Record number: 4, Textual support number: 1 CONT

Un prêt ne se qualifie pas à titre de prêt admissible (i) à moins qu'au moment du transfert au garant, le prêt, l'hypothèque ou la sûreté qui garantit le prêt et (dans le cas d'un prêt qui est garanti par une hypothèque ou une sûreté qui garantit également des prêts réservés) tous les prêts réservés sont détenus en propriété véritable (ou détenus en propriété) par le même prêteur (sans égard, à cette fin, à l'utilisation de prête-noms) […]  2, record 4, French, - propri%C3%A9taire%20apparent

Record 4,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 OBS

[A mortgage correspondent] services a loan for someone else for a fee.  2, record 5, English, - mortgage%20correspondent

Record number: 5, Textual support number: 2 OBS

The correspondent is ... different from a mortgage broker, who does not originate or service mortgage loans but places them with various lenders ...  2, record 5, English, - mortgage%20correspondent

Record 5,  Textual support,  French

Record 5,  Textual support,  Spanish

Record 6,  Textual support,  English

Record number: 6, Textual support number: 1 CONT

... mortgage managers offer much more flexibility than you would find going straight to a broker or bank. Mortgage managers source their loan products from different wholesale lenders and work across these to find the best deal for you. Also, unlike brokers, mortgage managers are often authorised to approve home loans on behalf of the lenders, meaning there are fewer hoops to go through and less time waiting to get approved.  2, record 6, English, - mortgage%20manager

Record number: 6, Textual support number: 1 OBS

Mortgage managers oversee only their clients’ mortgages, while mortgages managers oversee the mortgage department or section within a financial institution.  3, record 6, English, - mortgage%20manager

Record 6,  Textual support,  French

Record 6,  Textual support,  Spanish

Record 7,  Textual support,  English

Record number: 7, Textual support number: 1 DEF

A subprime mortgage loan offered to borrowers without proof of income, employment, or assets.  3, record 7, English, - ninja%20loan

Record number: 7, Textual support number: 1 OBS

NINJA: no income, no job, and no assets.  4, record 7, English, - ninja%20loan

Record 7,  Textual support,  French

Record number: 7, Textual support number: 1 DEF

[…] prêt […] accordé [...] à des personnes sans revenus suffisants, sans travail ou sans actifs.  2, record 7, French, - pr%C3%AAt%20ninja

Record number: 7, Textual support number: 1 CONT

Des produits tels que [...] l'incroyable prêt «NINJA» , accordé aux candidats ne disposant ni de revenu, ni de travail, ni d'apport personnel, ont emporté un franc succès auprès des plus modestes, notamment la clientèle du segment subprime.  3, record 7, French, - pr%C3%AAt%20ninja

Record 7,  Textual support,  Spanish

Record 8,  Textual support,  English

Record number: 8, Textual support number: 1 DEF

[A mortgage] that requires a borrower to fulfill repayment in a lump sum [at the end of the loan term].  1, record 8, English, - balloon%20mortgage

Record number: 8, Textual support number: 1 CONT

Balloon mortgages may be [periodic] payment free or they may require interest-only installment payments.  1, record 8, English, - balloon%20mortgage

Record 8,  Textual support,  French

Record number: 8, Textual support number: 1 DEF

[Prêt hypothécaire] dont une partie ou la totalité du capital n'est pas remboursable périodiquement, mais seulement à l'échéance ou à des dates fixées à l'avance.  2, record 8, French, - pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20versement%20forfaitaire%20final

Record number: 8, Textual support number: 1 OBS

hypothèque ballon : On trouve souvent l'emploi familier du mot «hypothèque» [dans le sens de «prêt hypothécaire»], principalement au Canada; rigoureusement, l'hypothèque constitue le droit accordé au créancier sur un bien de l'emprunteur pour garantir le paiement de l'emprunt.  3, record 8, French, - pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20versement%20forfaitaire%20final

Record number: 8, Textual support number: 2 OBS

hypothèque ballon : Le mot «ballon» est employé dans cette désignation pour évoquer le fait que, chaque année, l'intérêt s'ajoute au capital sur lequel sera calculé de nouveaux intérêts. Autrement dit, le solde «gonfle».  4, record 8, French, - pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20versement%20forfaitaire%20final

Record 8,  Textual support,  Spanish

Record 9,  Textual support,  English

Record number: 9, Textual support number: 1 DEF

An account in which funds paid in by a first party are held by a third party.  2, record 9, English, - escrow%20account

Record number: 9, Textual support number: 1 OBS

The funds are to be forwarded to a second party once certain conditions have been met. For example, the property tax portion of a mortgage loan payment could be held by a bank in an escrow account until the due date for property taxes and then paid by the bank to the city.  2, record 9, English, - escrow%20account

Record number: 9, Textual support number: 2 OBS

escrow account: term extracted from the "Glossaire de l’économie" and reproduced with permission of the Organisation for Economic Co-operation and Development.  3, record 9, English, - escrow%20account

Record 9,  Textual support,  French

Record number: 9, Textual support number: 1 OBS

Libéré par un tiers lorsque les conditions préalablement fixées sont remplies.  2, record 9, French, - compte%20de%20garantie%20bloqu%C3%A9

Record number: 9, Textual support number: 2 OBS

compte de garantie bloqué; compte séquestre : termes extraits du «Glossaire de l’économie» et reproduits avec l’autorisation de l’Organisation de coopération et de développement économiques.  5, record 9, French, - compte%20de%20garantie%20bloqu%C3%A9

Record 9,  Textual support,  Spanish

Record 10,  Textual support,  English

Record number: 10, Textual support number: 1 OBS

Banking, credit and other investment managers plan, organize, direct, control and evaluate the activities of financial establishments or operational departments within such establishments, or credit departments in industrial and commercial establishments. They oversee business development and manage overall performance in accordance with established strategic directions and policies. Banking managers are employed by banks, trust companies and credit unions. Credit managers are employed by credit departments in department stores, utility companies, car dealerships, insurance companies or other industrial or commercial organizations. Other investment managers are employed by credit card companies, consumer loan companies, mutual fund investment firms, mortgage investment companies or other financial establishments concerned with extending loans and financing and investments.  1, record 10, English, - Banking%2C%20credit%20and%20other%20investment%20managers

Record number: 10, Textual support number: 2 OBS

0122: classification system code in the National Occupational Classification.  2, record 10, English, - Banking%2C%20credit%20and%20other%20investment%20managers

Record 10,  Textual support,  French

Record number: 10, Textual support number: 1 OBS

Les directeurs de banque, du crédit et d'autres services de placements planifient, organisent, dirigent, contrôlent et évaluent les activités des établissements financiers ou les services opérationnels de ceux-ci, ou les services de crédit dans les établissements industriels ou commerciaux. Ils veillent au développement des affaires et gèrent la performance globale en fonction des orientations stratégiques et des politiques établies. Les directeurs de banque travaillent dans des banques, des sociétés de fiducie et des coopératives de crédit. Les directeurs du crédit travaillent dans le service de crédit des grands magasins, des services d'utilité publique, des concessionnaires automobiles, des compagnies d'assurances ou d'autres organismes industriels ou commerciaux. Les directeurs d'autres services de placements travaillent pour des sociétés émettrices de cartes de crédit, de prêts à la consommation, de fonds communs de placement, de placements hypothécaires ou d'autres institutions financières qui sont reliées aux prêts, au financement et aux placements.  1, record 10, French, - Directeurs%2Fdirectrices%20de%20banque%2C%20du%20cr%C3%A9dit%20et%20d%27autres%20services%20de%20placements

Record number: 10, Textual support number: 2 OBS

0122 : code du système de classification de la Classification nationale des professions.  2, record 10, French, - Directeurs%2Fdirectrices%20de%20banque%2C%20du%20cr%C3%A9dit%20et%20d%27autres%20services%20de%20placements

Record 10,  Textual support,  Spanish

Record 11,  Textual support,  English

Record number: 11, Textual support number: 1 DEF

A mortgage that allows the interest charges on a loan to increase or decrease automatically with change with a predetermined index.  3, record 11, English, - variable%20rate%20mortgage

Record number: 11, Textual support number: 1 OBS

adjustable-rate mortgage: term and text reproduced from The Encyclopedia of Banking and Finance, Tenth Edition (1993), by Glenn G. Munn, F.L. Garcia and Charles J. Woelfel, with the permission of the copyright holder, The McGraw-Hill Companies Inc. In no event shall McGraw-Hill have any liability to any party for special, incidental, tort, or consequential damages arising out of or in connection with the use of this material.  4, record 11, English, - variable%20rate%20mortgage

Record number: 11, Textual support number: 2 OBS

adjustable rate mortgage; ARM: term and abbreviation extracted from the “Glossaire de l’économie” and reproduced with permission of the Organisation for Economic Co-operation and Development.  5, record 11, English, - variable%20rate%20mortgage

Record 11,  Textual support,  French

Record number: 11, Textual support number: 1 DEF

Prêt hypothécaire dont le taux d'intérêt suit les fluctuations du marché monétaire, et change au maximum une fois par mois. Le versement mensuel ne varie pas. Toutefois, la partie du versement appliquée au principal varie en fonction de la fluctuation du taux d'intérêt (s'il y a lieu).  4, record 11, French, - pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20taux%20variable

Record number: 11, Textual support number: 1 OBS

prêt hypothécaire à taux révisable : terme extrait du «Glossaire de l’économie» et reproduit avec l’autorisation de l’Organisation de coopération et de développement économiques.  5, record 11, French, - pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20taux%20variable

Record 11,  Textual support,  Spanish

Record number: 11, Textual support number: 1 DEF

Préstamo que periódicamente se adapta al tipo de interés de los índices marcados por los bancos centrales de cada país.  1, record 11, Spanish, - cr%C3%A9dito%20hipotecario%20de%20tipo%20variable

Record 12,  Textual support,  English

Record number: 12, Textual support number: 1 CONT

A mortgage deed is a document which gives a lender legal right and interest in a property. There are certain requirements that must be met when a mortgage document is executed. A borrower is pledging his home as security for a loan; the mortgage deed represents the lender's ownership in the property.  3, record 12, English, - deed%20of%20mortgage

Record 12,  Textual support,  French

Record number: 12, Textual support number: 1 OBS

Les termes «acte d’hypothèque» et «acte hypothécaire» sont en ce sens elliptiques; ils ne s’emploient que lorsque la spécificité juridique du «deed» n’est pas en cause ou lorsque cette spécificité ressort d’une autre manière du contexte d’emploi.  2, record 12, French, - acte%20formaliste%20d%27hypoth%C3%A8que

Record number: 12, Textual support number: 2 OBS

acte formaliste d’hypothèque; acte d’hypothèque; acte hypothécaire formaliste; acte hypothécaire : termes normalisés par le Comité de normalisation, Promotion de l’accès à la justice dans les deux langues officielles (PAJLO).  3, record 12, French, - acte%20formaliste%20d%27hypoth%C3%A8que

Record 12,  Textual support,  Spanish

Record 13,  Textual support,  English

Record number: 13, Textual support number: 1 DEF

A bank, mortgage company, or credit union that issues you a loan secured by a mortgage.  2, record 13, English, - mortgage%20lender

Record 13,  Textual support,  French

Record number: 13, Textual support number: 1 OBS

prêteur hypothécaire; prêteuse hypothécaire : termes normalisés par le Comité de normalisation, Promotion de l’accès à la justice dans les deux langues officielles (PAJLO).  2, record 13, French, - pr%C3%AAteur%20hypoth%C3%A9caire

Record 13,  Textual support,  Spanish

Record 14,  Textual support,  English

Record number: 14, Textual support number: 1 CONT

A land mortgage is a type of mortgage loan which is used to purchase land or a lot, in contrast with a structure which has been built on a piece of land. Buyers of raw land usually purchase land with the intent of developing it or establishing a structure. Land mortgages are different from mortgages for structures because, from the point of view of a bank, land is a less secure investment. If someone defaults on a land mortgage, the bank will be left with an empty lot which could be difficult to resell.  3, record 14, English, - land%20mortgage

Record number: 14, Textual support number: 1 OBS

Exceptionally, in the law of mortgages, leasehold interests are treated as realty.  4, record 14, English, - land%20mortgage

Record 14,  Textual support,  French

Record number: 14, Textual support number: 1 OBS

hypothèque immobilière : terme normalisé par le Comité de normalisation, Promotion de l’accès à la justice dans les deux langues officielles (PAJLO).  2, record 14, French, - hypoth%C3%A8que%20immobili%C3%A8re

Record 14,  Textual support,  Spanish

Record 15,  Textual support,  English

Record number: 15, Textual support number: 1 CONT

The mortgage sale is actually comprised of potentially two sales; the mortagage loan and the mortgage serving of the loan. The new mortgage loan is sold to another lender on the secondary mortgage market soon after closing. The mortgage loan-servicing can be sold to another loan servicer but is usually not and stays with the original loan servicer.  2, record 15, English, - mortgage%20sale

Record number: 15, Textual support number: 2 CONT

Your first annual buildings & contents insurance premium is due at the start of your mortgage. Subsequent annual premiums are due on the anniversary of date of completion of your mortgage sale.  3, record 15, English, - mortgage%20sale

Record 15,  Textual support,  French

Record 15,  Textual support,  Spanish

Record 16,  Textual support,  English

Record number: 16, Textual support number: 1 OBS

mortgage : A conveyance of property(as for security on a loan) on condition that the conveyance becomes void on payment...  2, record 16, English, - mortgage%20accounting

Record 16,  Textual support,  French

Record number: 16, Textual support number: 1 OBS

comptabilité : Tenue des comptes; ensemble des comptes tenus selon les règles.  2, record 16, French, - comptabilit%C3%A9%20hypoth%C3%A9caire

Record number: 16, Textual support number: 2 OBS

hypothécaire : Relatif à l'hypothèque.  2, record 16, French, - comptabilit%C3%A9%20hypoth%C3%A9caire

Record 16,  Textual support,  Spanish

Record 17,  Textual support,  English

Record number: 17, Textual support number: 1 CONT

Building term loans are also available to finance the purchase of land and the purchase, construction or major renovation of an outlet. The amount of the loan cannot exceed 75% of the appraised market value of the land and buildings less the amount of any outstanding mortgage. These loans are normally repaid over a period of ten years or longer. Under special circumstances interest-only payments may be arranged for the first year.  1, record 17, English, - building%20term%20loan

Record 17,  Textual support,  French

Record 17,  Textual support,  Spanish

Record 18,  Textual support,  English

Record number: 18, Textual support number: 1 CONT

A non conforming mortgage loan is one that does not conform to Federal National Mortgage Association(FNMA) or Federal Home Loan Mortgage Corporation(FHLMC) guidelines because the amount is too high or because FNMA/FHLMC underwriting or other criteria are not met.  2, record 18, English, - non%2Dconforming%20mortgage%20loan

Record 18,  Textual support,  French

Record number: 18, Textual support number: 1 CONT

Deux des plus grandes agences de crédit aux États-Unis - Fannie Mae et Freddie Mac, fixent des plafonds sur le montant des prêts qu'ils donneront à un emprunteur pour une maison. Tout prêt hypothécaire qui exige plus que cela est considéré comme un prêt hypothécaire jumbo. Ils peuvent aussi être appelé un prêt hypothécaire non-conforme.  2, record 18, French, - pr%C3%AAt%20hypoth%C3%A9caire%20non%20conforme

Record number: 18, Textual support number: 1 OBS

Prêt hypothécaire non conforme aux normes habituelles.  1, record 18, French, - pr%C3%AAt%20hypoth%C3%A9caire%20non%20conforme

Record 18,  Textual support,  Spanish

Record 19,  Textual support,  English

Record number: 19, Textual support number: 1 CONT

A conforming mortgage loan meets all the set out guidelines regarding mortgage loans. It should be contrasted with jumbo loans, which do not follow set out guidelines mostly due to stimulus legislation and other factors.  2, record 19, English, - conforming%20mortgage%20loan

Record number: 19, Textual support number: 2 CONT

A conforming mortgage loan must also meet the underwriting standards of Freddie Mac and Fannie Mae. The standards include loan-to-value limits, minimum credit scores and debt-to-income guidelines.  3, record 19, English, - conforming%20mortgage%20loan

Record 19,  Textual support,  French

Record number: 19, Textual support number: 1 CONT

Les différents types de prêts hypothécaires à taux fixes qui sont offerts comprennent prêt hypothécaire conforme, le prêt d'intérêt seulement et prêt Jumbo.  2, record 19, French, - pr%C3%AAt%20hypoth%C3%A9caire%20conforme

Record 19,  Textual support,  Spanish

Record 20,  Textual support,  English

Record number: 20, Textual support number: 1 DEF

A mortgage loan under which prepayments of principal during the term of the mortgage are not permitted, or else are permitted with the payment of a penalty.  3, record 20, English, - closed%20mortgage

Record 20,  Textual support,  French

Record number: 20, Textual support number: 1 DEF

Prêt ou emprunt hypothécaire qui ne permet pas des paiements anticipés du principal avant l'échéance ou qui les permet moyennant une surcharge.  2, record 20, French, - pr%C3%AAt%20hypoth%C3%A9caire%20ferm%C3%A9

Record 20,  Textual support,  Spanish

Record 21,  Textual support,  English

Record number: 21, Textual support number: 1 OBS

A lien is a species of security, but differs from a mortgage, charge or the like in this respect, that in the case of a mortgage or charge the origin of the debt is immaterial(e. g., it may be a loan, a debt for goods sold, etc.) while a lien can only be a security on property which is or has been the subject of a transaction between the parties. … Lien arises either by operation of law or by agreement between the parties. …(Jowitt's Dictionary of English Law, 2nd ed., vol. 2, p. 1097)  2, record 21, English, - registration%20of%20claim%20for%20lien

Record 21,  Textual support,  French

Record number: 21, Textual support number: 1 OBS

enregistrement de revendication de privilège : terme normalisé par le Comité de normalisation, Promotion de l’accès à la justice dans les deux langues officielles (PAJLO).  2, record 21, French, - enregistrement%20de%20revendication%20de%20privil%C3%A8ge

Record 21,  Textual support,  Spanish

Record 22,  Textual support,  English

Record number: 22, Textual support number: 1 CONT

In Manitoba, the Real Property Act defines "mortgage" as meaning a charge on land created for securing a debt or loan and includes a hypothecation of such charge and defines "encumbrance" as meaning a charge or lien on land other than a mortgage and includes a hypothecation of such charge or lien.  3, record 22, English, - charge%20on%20land

Record 22,  Textual support,  French

Record 22,  Textual support,  Spanish

Record 23,  Textual support,  English

Record number: 23, Textual support number: 1 DEF

Loan made on real estate collateral, urban or rural, residential or business, in which a mortgage is given to secure payment of principal and interest.  4, record 23, English, - mortgage%20loan

Record number: 23, Textual support number: 1 OBS

mortgage loan : term and text reproduced from The Encyclopedia of Banking and Finance, Tenth Edition(1993), by Glenn G. Munn, F. L. Garcia and Charles J. Woelfel, with the permission of the copyright holder, The McGraw-Hill Companies Inc. In no event shall McGraw-Hill have any liability to any party for special, incidental, tort, or consequential damages arising out of or in connection with the use of this material.  5, record 23, English, - mortgage%20loan

Record 23,  Textual support,  French

Record number: 23, Textual support number: 1 DEF

Prêt garanti par une hypothèque.  1, record 23, French, - pr%C3%AAt%20hypoth%C3%A9caire

Record number: 23, Textual support number: 1 OBS

On trouve souvent l'emploi familier du mot «hypothèque» en ce sens, principalement au Canada; rigoureusement, l'hypothèque constitue le droit accordé au créancier sur un bien de l'emprunteur pour garantir le paiement de l'emprunt.  1, record 23, French, - pr%C3%AAt%20hypoth%C3%A9caire

Record number: 23, Textual support number: 2 OBS

Du point de vue de la personne qui avance les fonds, il s'agit d'un prêt. Du point de vue de celle qui les reçoit, il s'agit d'un emprunt.  4, record 23, French, - pr%C3%AAt%20hypoth%C3%A9caire

Record 23,  Textual support,  Spanish

Record 24,  Textual support,  English

Record number: 24, Textual support number: 1 DEF

A mortgage loan under which prepayments of principal are permitted without penalty at any time during the term of the mortgage.  2, record 24, English, - open%20mortgage

Record 24,  Textual support,  French

Record number: 24, Textual support number: 1 DEF

Prêt hypothécaire qui offre la possibilité de paiements anticipés du principal avant l'échéance, sans surcharge.  2, record 24, French, - pr%C3%AAt%20hypoth%C3%A9caire%20remboursable%20par%20anticipation

Record 24,  Textual support,  Spanish

Record 25,  Textual support,  English

Record number: 25, Textual support number: 1 CONT

In a leverage lease, the lessor buys the asset and leases it to the lessee, but (s)he pays only a small fraction of the purchase price, and the remaining payment is handled by a lender who puts up more than 50% of the purchase price and receives interest from the lessor. The lender is protected by first lien of assets and gets periodic payment from the lessee if the lessor defaults. This method is popular for very expensive assets.  2, record 25, English, - leverage%20lease

Record number: 25, Textual support number: 2 CONT

A leverage lease is used for financing those assets which require huge capital outlay. The leverage lease agreement involves three parties, the lessee, the lessor and the lender. The loan is generally secured by mortgage of the asset besides assignment of the leased rental payments.  3, record 25, English, - leverage%20lease

Record number: 25, Textual support number: 1 OBS

leverage lease: term published in the Journal officiel by the Commission générale de terminologie et de néologie of the Government of France.  4, record 25, English, - leverage%20lease

Record 25,  Textual support,  French

Record number: 25, Textual support number: 1 DEF

Opération par laquelle une entreprise vend le matériel qu'elle fabrique à une société de crédit-bail qui le laisse à sa disposition dans le cadre d'un contrat de crédit-bail.  4, record 25, French, - cr%C3%A9dit%2Dbail%20adoss%C3%A9

Record number: 25, Textual support number: 1 CONT

Il existe trois principaux types de crédit-bail : Le crédit-bail adossé. Cette méthode fait intervenir un investissement de la part de l'utilisateur, à hauteur de 20 % à 40 % par exemple, le reste étant financé par un crédit-bail.  5, record 25, French, - cr%C3%A9dit%2Dbail%20adoss%C3%A9

Record number: 25, Textual support number: 1 OBS

bail à effet de levier : terme et définition publiés au Journal officiel par la Commission générale de terminologie et de néologie du gouvernement de la France.  6, record 25, French, - cr%C3%A9dit%2Dbail%20adoss%C3%A9

Record 25,  Textual support,  Spanish

Record 26,  Textual support,  English

Record number: 26, Textual support number: 1 DEF

A mortgage loan which disallows borrowing beyond the total already reached.  3, record 26, English, - closed%2Dend%20mortgage

Record 26,  Textual support,  French

Record number: 26, Textual support number: 1 DEF

Contrat hypothécaire ne permettant pas d'emprunter des sommes supplémentaires qui seraient garanties par le même bien.  2, record 26, French, - emprunt%20hypoth%C3%A9caire%20%C3%A0%20montant%20fixe

Record 26,  Textual support,  Spanish

Record 27,  Textual support,  English

Record number: 27, Textual support number: 1 DEF

Property charged or pledged as security for the performance of a contract or the payment of a debt, e. g., land, buildings and plant in the case of mortgage bonds; accounts receivable, inventories or transferable evidence of indebtedness or ownership in the case of a bank loan.  2, record 27, English, - collateral

Record 27,  Textual support,  French

Record number: 27, Textual support number: 1 DEF

Tout bien qu'une personne (l'emprunteur) affecte à titre de garantie du remboursement d'une dette.  1, record 27, French, - bien%20affect%C3%A9%20en%20garantie

Record number: 27, Textual support number: 1 OBS

Le bien ainsi affecté peut être immeuble (un terrain ou un bâtiment dans le cas d'obligations hypothécaires) ou meuble (des créances ou des stocks dans le cas d'un emprunt bancaire).  1, record 27, French, - bien%20affect%C3%A9%20en%20garantie

Record number: 27, Textual support number: 2 OBS

Bien en nantissement : terminologie employée au Bureau du surintendant des institutions financières Canada.  4, record 27, French, - bien%20affect%C3%A9%20en%20garantie

Record 27,  Textual support,  Spanish

Record number: 27, Textual support number: 1 DEF

Bien inmueble o mueble pignorado como garantía parcial o total de una deuda.  2, record 27, Spanish, - prenda

Record 28,  Textual support,  English

Record number: 28, Textual support number: 1 OBS

A clause in a mortgage providing that any property acquired by the borrower after the date of the loan and mortgage will automatically become additional security for the loan.  3, record 28, English, - after%2Dacquired%20property%20clause

Record 28,  Textual support,  French

Record 28,  Textual support,  Spanish

Record 29,  Textual support,  English

Record number: 29, Textual support number: 1 CONT

First introduced in 1991, the inflation-target regime has kept inflation low and stable. It has allowed households and businesses to make more accurate long-range plans and benefit from lower mortgage and loan costs. Under the renewed agreement, the inflation target will continue to be the 2 per cent mid-point of the 1 to 3 per cent inflation-control range.  2, record 29, English, - inflation%2Dtargeting%20regime

Record 29,  Textual support,  French

Record number: 29, Textual support number: 1 CONT

Depuis son adoption initiale, en 1991, le régime de cibles d'inflation a permis demaintenir l'inflation à un niveau bas et stable. Il a permis aux ménages et aux entreprises de planifier avec plus d'exactitude à long terme et de profiter de coûts moins élevés pour les hypothèques et les prêts. En vertu de l'entente renouvelée, la cible d'inflation demeure fixée à 2 %, au point médian de la fourchette demaîtrise de l'inflation, qui va de 1 % à 3 %.  2, record 29, French, - r%C3%A9gime%20de%20cibles%20d%27inflation

Record 29,  Textual support,  Spanish

Record 30,  Textual support,  English

Record number: 30, Textual support number: 1 CONT

A new first mortgage statement describes a transaction in which the buyer is obtaining a new loan from a lending institution.  1, record 30, English, - mortgage%20statement

Record 30,  Textual support,  French

Record number: 30, Textual support number: 1 CONT

État du compte de prêt hypothécaire, bail ou contrat de location pour un bien-fonds en Ontario;  1, record 30, French, - %C3%A9tat%20du%20compte%20de%20pr%C3%AAt%20hypoth%C3%A9caire

Record 30,  Textual support,  Spanish

Record 31,  Textual support,  English

Record number: 31, Textual support number: 1 DEF

Depository financial institution whose primary function is promoting personal savings(thrift) and home ownership through mortgage lending. Thrift institutions hold most of their assets in mortgages and collect most of their deposits from consumers. Savings and Loan Associations, Savings Banks, and Credit Unions are all considered thrift institutions. Thrift institutions, at one time restricted to mortgage lending, have gained parity with commercial banks over the last 20 years and many thrifts offer the same range of nonmortgage credit services-credit cards, auto loans, home equity loans, and business loans-available from commercial banks.  2, record 31, English, - thrift%20institution

Record 31,  Textual support,  French

Record number: 31, Textual support number: 1 CONT

Le terme générique «thrift institution» (institution d'épargne) est une réalité du système financier américain qui englobe les Credits Unions, les Savings Banks et les Savings and Loan Associations.  2, record 31, French, - institution%20d%27%C3%A9pargne

Record 31,  Textual support,  Spanish

Record 32,  Textual support,  English

Record number: 32, Textual support number: 1 CONT

Preauthorized mortgage: An evaluation that determines the maximum financing amount you are eligible for according to your financial situation (income, assets, liabilities) for the purchase of a primary (single-family, condo or semi-detached) residence.  3, record 32, English, - preauthorized%20mortgage

Record number: 32, Textual support number: 2 CONT

With a pre-authorized mortgage, you will know your maximum loan according to your budget and you will be able to determine your real needs. Furthermore, a pre-authorized loan offers protection against the rise in interest rates. So, your maximum mortgage payment will be protected for the given period.  4, record 32, English, - preauthorized%20mortgage

Record 32,  Textual support,  French

Record number: 32, Textual support number: 1 CONT

Prêt hypothécaire préautorisé. L'institution financière donne une autorisation préliminaire pour un prêt hypothécaire d'un montant maximal et à un taux d'intérêt protégé pour une durée donnée (par exemple, 90 jours.)  2, record 32, French, - pr%C3%AAt%20hypoth%C3%A9caire%20pr%C3%A9autoris%C3%A9

Record number: 32, Textual support number: 2 CONT

Un prêt hypothécaire préautorisé garantit votre taux d'intérêt pendant 90 jours; vous avez le temps de trouver la maison qui vous convient.  3, record 32, French, - pr%C3%AAt%20hypoth%C3%A9caire%20pr%C3%A9autoris%C3%A9

Record number: 32, Textual support number: 1 OBS

Au Canada, on trouve souvent l'emploi familier du mot «hypothèque».  4, record 32, French, - pr%C3%AAt%20hypoth%C3%A9caire%20pr%C3%A9autoris%C3%A9

Record 32,  Textual support,  Spanish

Record 33,  Textual support,  English

Record number: 33, Textual support number: 1 CONT

There are two basic types of savings accounts: savings accounts and certificates of deposit (CDs). These noncheckable deposits are relatively low-risk instruments for achieving your short- and medium-term financial goals.  5, record 33, English, - non%2Dchequable%20deposit

Record number: 33, Textual support number: 2 CONT

Checkable bank deposits also are forms of credit--they are liabilities of a bank--as well as a medium of exchange. Unlike currency, though, checking account balances, along with noncheckable deposits, finance bank assets, specifically loans and investments.  6, record 33, English, - non%2Dchequable%20deposit

Record number: 33, Textual support number: 3 CONT

Nonchequable deposits at trust companies, mortgage loan companies, credit unions, and caisses populaires.  2, record 33, English, - non%2Dchequable%20deposit

Record 33,  Textual support,  French

Record number: 33, Textual support number: 1 CONT

On calcule les recettes mensuelles en appliquant des marges de rendement précises aux différents types d'actifs et de passifs mensuels. [...] Actifs trimestriels, mesurés en millions de dollars : prêts personnels, autres prêts, résidentiels et non résidentiels, hypothèques et autres actifs. Passifs trimestriels, mesurés en millions de dollars : prêts exigibles, dépôts transférables par chèque, dépôts non transférables par chèque et dépôts à terme.  3, record 33, French, - d%C3%A9p%C3%B4t%20non%20transf%C3%A9rable%20par%20ch%C3%A8que

Record 33,  Textual support,  Spanish

Record 34,  Textual support,  English

Record number: 34, Textual support number: 1 CONT

Mortgage life insurance provides coverage for your family should you die before your mortgage is paid off. This type of insurance is often available through your lender, who then simply adds the premium to your regular mortgage payments.  4, record 34, English, - mortgage%20life%20insurance

Record number: 34, Textual support number: 1 OBS

Be careful not to confuse property or life insurance with mortgage loan insurance, which may be required for high-ratio mortgages.  4, record 34, English, - mortgage%20life%20insurance

Record 34,  Textual support,  French

Record number: 34, Textual support number: 1 DEF

Assurance vie temporaire à capital dégressif correspondant à la garantie d'un emprunt hypothécaire amortissable et dont l'objet est de régler le solde de l'emprunt en cas de décès du débiteur.  2, record 34, French, - assurance%20solde%20restant%20d%C3%BB

Record 34,  Textual support,  Spanish

Record 35,  Textual support,  English

Record number: 35, Textual support number: 1 CONT

Mortgage loan insurance was developed to address the problem home buyers have with saving enough for a down payment while addressing the concerns Canadian mortgage lenders expressed with the increased potential of payment default. By developing mortgage loan insurance, home buyers and mortgage lenders now have an alternative. Using approved Canadian lenders, mortgage loan insurance now affords home buyers the ability to purchase a home with as little as 5% down while protecting mortgage lenders against payment default.  4, record 35, English, - mortgage%20loan%20insurance

Record number: 35, Textual support number: 1 OBS

Mortgage insurance... Do not confuse this form of insurance with the life insurance offered by many lenders that repays the loan in the event that the borrower dies.  5, record 35, English, - mortgage%20loan%20insurance

Record 35,  Textual support,  French

Record number: 35, Textual support number: 1 DEF

Assurance crédit souscrite sur un prêt hypothécaire dans le but de protéger le créancier contre les défauts de paiement du débiteur.  4, record 35, French, - assurance%20pr%C3%AAt%20hypoth%C3%A9caire

Record number: 35, Textual support number: 1 CONT

L'assurance prêt hypothécaire est exigée habituellement par les prêteurs, lorsque l'emprunteur effectue une mise de fonds inférieure à 20 % du prix d'achat de l'habitation.  5, record 35, French, - assurance%20pr%C3%AAt%20hypoth%C3%A9caire

Record number: 35, Textual support number: 1 OBS

Il ne faut pas confondre l'assurance prêt hypothécaire et l'assurance-vie prêt hypothécaire, qui garantit que votre succession n'aura pas à rembourser le solde de votre prêt hypothécaire au moment de votre décès.  5, record 35, French, - assurance%20pr%C3%AAt%20hypoth%C3%A9caire

Record 35,  Textual support,  Spanish

Record 36,  Textual support,  English

Record number: 36, Textual support number: 1 CONT

A piggyback mortgage loan is a second loan that closes at the same time as the first mortgage loan. Typically the first mortgage loan is only 80 percent of the home value.... A piggyback loan is usually for 10 percent of the remaining balance, after that the purchaser has to come up with the rest as a down payment.  5, record 36, English, - piggyback%20mortgage%20loan

Record number: 36, Textual support number: 2 CONT

Homeowners who don’t have 20 percent for a down payment and don’t want to pay PMI can opt for a piggyback loan, which is essentially a home equity loan that funds a portion of the down payment.  6, record 36, English, - piggyback%20mortgage%20loan

Record number: 36, Textual support number: 3 CONT

The disadvantage of a piggyback loan is that it could take as long as 10 years to pay off your second loan.  6, record 36, English, - piggyback%20mortgage%20loan

Record number: 36, Textual support number: 1 OBS

Piggyback mortgages are also called 80-10-10 loans  5, record 36, English, - piggyback%20mortgage%20loan

Record 36,  Textual support,  French

Record number: 36, Textual support number: 1 CONT

Les prêts gigognes occupent également une part du marché importante aux États-Unis, surtout parce qu'ils sont exempts de primes d'assurance hypothécaire.  1, record 36, French, - pr%C3%AAt%20gigogne

Record number: 36, Textual support number: 1 OBS

D'après les recherches effectuées, il s'agit de deux prêts hypothécaires qui se composent ainsi : l'un représente 80% de la valeur de la maison, l'autre 10 % auquel s'ajoute un apport de 10%. Ce type de prêt est souvent appelé «prêt 80-10-10» ou «prêt 80-15-5». L'emprunteur, par conséquent évite ainsi de payer l'assurance hypothécaire privée (PMI).  2, record 36, French, - pr%C3%AAt%20gigogne

Record 36,  Textual support,  Spanish

Record 37,  Textual support,  English

Record number: 37, Textual support number: 1 CONT

A cashback mortgage loan provides a lump sum to the borrower when the mortgage is taken out. This may be a fixed amount or a percentage of the mortgage loan. Whether you’re a first timer buyer or moving home, buying a house can be an expensive time. Any extra cash to put towards a deposit, solicitor, estate agent or removal company's fees is very welcome. Whilst the cash up front may be tempting, it's important to weight up the full benefits of other types of mortgage loan, which may be better options for you in the longer term.  5, record 37, English, - cashback%20mortgage%20loan

Record number: 37, Textual support number: 2 CONT

... first-time buyers are the number one consumers of cash-back mortgages in Canada  6, record 37, English, - cashback%20mortgage%20loan

Record 37,  Textual support,  French

Record number: 37, Textual support number: 1 CONT

Dans le cadre d'un prêt hypothécaire avec remise en argent, le prêteur vous «remet» un pourcentage de la somme empruntée sous forme de montant forfaitaire, ce qui peut vous aider à assumer une foule de dépenses inhérentes à l'achat d'une maison - frais d'établissement du prêt hypothécaire, ameublement, frais de déménagement, etc.  2, record 37, French, - pr%C3%AAt%20hypoth%C3%A9caire%20avec%20remise%20en%20argent

Record 37,  Textual support,  Spanish

Record 38,  Textual support,  English

Record number: 38, Textual support number: 1 CONT

Mortgage fraud is a type of real estate fraud that most often hurts the financial institutions that lend money for purchasing property. The most common form of mortgage fraud involves fraudsters acquiring property and then artificially increasing the property’s value through a series of sales and resales between the fraudster and someone in cooperation with them.  3, record 38, English, - mortgage%20fraud

Record number: 38, Textual support number: 2 CONT

Mortgage loan fraud in 2006 rose 35 percent over the previous year, the Treasury Department's Financial Crimes Enforcement Network reports. Loan fraud can involve predatory lending schemes, inflating appraisals, property flipping or falsifying borrower income to qualify for home mortgages.  4, record 38, English, - mortgage%20fraud

Record 38,  Textual support,  French

Record number: 38, Textual support number: 1 CONT

Une fraude hypothécaire se produit lorsqu'une personne fournit intentionnellement de l'information inexacte, frauduleuse ou incomplète à un prêteur pour garantir un prêt hypothécaire qui, autrement, ne lui serait peut-être pas accordé.  2, record 38, French, - fraude%20hypoth%C3%A9caire

Record number: 38, Textual support number: 2 CONT

La fraude hypothécaire est un crime que le secteur bancaire, la police, les gouvernements et d'autres organisations participant à des transactions immobilières prennent très au sérieux.  2, record 38, French, - fraude%20hypoth%C3%A9caire

Record 38,  Textual support,  Spanish

Record 39,  Textual support,  English

Record number: 39, Textual support number: 1 DEF

A clause in legal document which excuses a party from liability for its acts other than those caused by willful neglect or gross negligence.  2, record 39, English, - exculpatory%20clause

Record number: 39, Textual support number: 1 CONT

exculpatory clause : A provision in a Mortgage allowing the borrower to surrender the property to the lender without personal liability for the loan.  2, record 39, English, - exculpatory%20clause

Record 39,  Textual support,  French

Record 39,  Textual support,  Spanish

Record 40,  Textual support,  English

Record number: 40, Textual support number: 1 DEF

Written promise to repay a mortgage loan plus interest.  2, record 40, English, - mortgage%20note

Record 40,  Textual support,  French

Record number: 40, Textual support number: 1 DEF

Titre constatant l'inscription sur un livre foncier d'une dette sur un immeuble, qui, remis au propriétaire de cet immeuble, est négociable.  1, record 40, French, - c%C3%A9dule%20hypoth%C3%A9caire

Record 40,  Textual support,  Spanish

Record 41,  Textual support,  English

Record number: 41, Textual support number: 1 DEF

A clause in a mortgage loan entitling the debtor to pay off all or part of the mortgage debt before payment becomes due.  3, record 41, English, - prepayment%20clause

Record 41,  Textual support,  French

Record number: 41, Textual support number: 1 DEF

Article du contrat hypothécaire spécifiant quand et comment les paiements par anticipation peuvent être effectués.  1, record 41, French, - option%20de%20paiement%20par%20anticipation

Record 41,  Textual support,  Spanish

Record 42,  Textual support,  English

Record number: 42, Textual support number: 1 DEF

A mortgage loan the holder of which has first claim on the proceeds from the sale of the property mortgaged.  1, record 42, English, - first%20mortgage%20loan

Record 42,  Textual support,  French

Record number: 42, Textual support number: 1 DEF

Prêt hypothécaire garantissant à celui qui l'a consenti une priorité par rapport aux autres prêteurs pour recouvrer le prêt à même le produit de la vente du bien immobilier hypothéqué.  1, record 42, French, - pr%C3%AAt%20hypoth%C3%A9caire%20de%20premier%20rang

Record 42,  Textual support,  Spanish

Record 43,  Textual support,  English

Record number: 43, Textual support number: 1 CONT

Before choosing a property loan you must ask yourself a series of questions and compare the features of a number of loans.... Is the loan at a fixed or variable rate? Is the loan flexible? What is the loan duration, and what guarantees are required(mortgage, credit guarantee) Does it entitle you to APL(personal housing assistance) or housing benefit?  3, record 43, English, - personal%20housing%20assistance

Record number: 43, Textual support number: 2 CONT

... this standpoint has an institutional answer, the extension of Personal Housing Assistance (PHA), an answer which relies on the reduction of the crisis to a problem of distribution. ... This solution amounts to using PHA (which was conceived as a transitory supplement to normal employment income, so as to give access to normal accommodation) as a public housing service, whereby the State would finance the totality of excluded and precarious people’s housing.  2, record 43, English, - personal%20housing%20assistance

Record number: 43, Textual support number: 3 CONT

All those halls of residence entitle you to the "Aide Personnalisée au Logement" (Personalized Accommodation Support) APL which is calculated in function of the student’s income and not of his parents. The conditions and the documents to be provided are the same as for the ALS.  4, record 43, English, - personal%20housing%20assistance

Record 43,  Textual support,  French

Record number: 43, Textual support number: 1 DEF

Aide dont le niveau est calculé, cas par cas, selon des barèmes faisant intervenir le revenu du ménage, la composition de la famille, le montant du loyer et la part du salaire qui doit être consacrée aux dépenses du logement.  2, record 43, French, - aide%20personnalis%C3%A9e%20au%20logement

Record number: 43, Textual support number: 1 CONT

L'aide à la personne appelle un autre type de régulation portant cette fois sur le budget du citoyen plus que sur l'espace de son logement. Il s'agit de diminuer l'inégalité financière devant le logement par une aide mensuelle : hier l'allocation-logement, aujourd'hui l'aide personnalisée au logement (Introduction à la planification urbaine, p. 116).  2, record 43, French, - aide%20personnalis%C3%A9e%20au%20logement

Record number: 43, Textual support number: 1 OBS

Il semble que les termes aide financière du côté de la demande et aide financière au revenu de l'occupant soient ceux qu'utilisent les spécialistes québécois.  2, record 43, French, - aide%20personnalis%C3%A9e%20au%20logement

Record 43,  Textual support,  Spanish

Record 44,  Textual support,  English

Record number: 44, Textual support number: 1 CONT

... the Corporation may a) purchase all right or interest of the holder of an insured loan and take an assignment of the mortgage...  1, record 44, English, - take%20an%20assignment

Record 44,  Textual support,  French

Record number: 44, Textual support number: 1 CONT

[...] la Société peut: a) acheter les droits ou intérêts du détenteur d'un prêt assuré et se faire céder l'hypothèque [...]  1, record 44, French, - se%20faire%20c%C3%A9der

Record 44,  Textual support,  Spanish

Record 45,  Textual support,  English

Record number: 45, Textual support number: 1 DEF

The cancellation by the lender of the mortgage on a property upon payment in full of the mortgage loan.  3, record 45, English, - redemption%20of%20a%20mortgage

Record number: 45, Textual support number: 1 OBS

by mortgagor.  3, record 45, English, - redemption%20of%20a%20mortgage

Record 45,  Textual support,  French

Record 45,  Textual support,  Spanish

Record 46,  Textual support,  English

Record number: 46, Textual support number: 1 OBS

See "mortgage loan".  1, record 46, English, - mortgage%20loan%20business

Record 46,  Textual support,  French

Record 46,  Textual support,  Spanish

Record 47,  Textual support,  English

Record number: 47, Textual support number: 1 OBS

The Canadian Centre for Public-Private Partnership in Housing is a community-focused, experienced team within Canada Mortgage and Housing Corporation. The Centre provides a network of housing partnership experts who have one job : to help communities make informed decisions about affordable housing development. The personnel of the Centre offers experience, information and resources such as proposal development loans and mortgage loan insurance.  2, record 47, English, - Canadian%20Centre%20for%20Public%2DPrivate%20Partnerships%20in%20Housing

Record 47,  Textual support,  French

Record number: 47, Textual support number: 1 OBS

Le Centre canadien du partenariat public-privé dans l'habitation est constitué d'un équipe expérimentée, axée sur la communauté, au sein de la Société canadienne d'hypothèques et de logement. Il offre un réseau d'experts du partenariat dans le domaine de l'habitation dont l'unique travail est d'aider des collectivités à prendre des décisions éclairées dans la réalisation d'un projet de logement abordable. Le personnel du Centre possède l'expérience, l'information et le ressources sous forme de prêts pour l'élaboration de propositions et d'assurance prêt hypothécaire.  2, record 47, French, - Centre%20canadien%20du%20partenariat%20public%2Dpriv%C3%A9%20dans%20l%27habitation

Record 47,  Textual support,  Spanish

Record 48,  Textual support,  English

Record number: 48, Textual support number: 1 DEF

Sum of seasonally adjusted M2 plus the seasonally adjusted sum of deposits at trust and mortgage loan companies, deposits at credit unions and caisses populaires, life insurance individual annuities, personal deposits at government-owned savings institutions and money market mutual funds, plus adjustment items.  1, record 48, English, - seasonally%20adjusted%20M2

Record 48,  Textual support,  French

Record number: 48, Textual support number: 1 DEF

Somme des données désaisonnalisées de M2 et des données désaisonnalisées des dépôts dans les sociétés de fiducie ou de prêt hypothécaire, des dépôts dans les caisses populaires et les "credit unions", des rentes individuelles versées par les compagnies d'assurance-vie, des dépôts des particuliers dans les caisses d'épargne publiques et des fonds communs de placement du marché monétaire, plus les ajustements.  1, record 48, French, - donn%C3%A9e%20d%C3%A9saisonnalis%C3%A9e%20de%20M2

Record 48,  Textual support,  Spanish

Record 49,  Textual support,  English

Record number: 49, Textual support number: 1 CONT

Adjustments to M2+ include continuity adjustments as well as credit union and caisse populaire share capital, less the sum of Receiver General deposits at trust and mortgage loan companies, trust and mortgage loan company holdings of currency and demand and notice deposits with other deposit-taking institutions, and credit union and caisse populaire holdings of currency and demand and notice deposits with other deposit-taking institutions(other than provincial centrals and federations).  1, record 49, English, - adjustment%20to%20M2

Record 49,  Textual support,  French

Record number: 49, Textual support number: 1 CONT

Les ajustements à M2+ englobent les corrections de continuité, le capital social des caisses populaires et des credit unions, déduction faite des dépôts du Receveur général dans les sociétés de fiducie ou de prêt hypothécaire, des avoirs en numéraire et dépôts à vue ou à préavis de ces dernières dans d'autres institutions de dépôt et des avoirs en numéraire et dépôts à vue ou à préavis détenus par les caisses populaires et les credit unions dans des institutions de dépôt autres que les centrales ou les fédérations provinciales.  1, record 49, French, - ajustement%20%C3%A0%20M2

Record 49,  Textual support,  Spanish

Record 50,  Textual support,  English

Record number: 50, Textual support number: 1 DEF

M2 plus deposits at trust and mortgage loan companies, and government savings institutions, deposits and shares at credit unions and caisses populaires, and life insurance company individual annuities and money market mutual funds plus adjustments to M2+.  1, record 50, English, - M2

Record 50,  Textual support,  French

Record number: 50, Textual support number: 1 DEF

M2 plus les dépôts dans les sociétés de fiducie ou de prêt hypothécaire et dans les caisses d'épargne publiques, les dépôts et les parts sociales dans les caisses populaires et les credit unions, les rentes individuelles offertes par les compagnies d'assurance-vie, les fonds communs de placement du marché monétaire et les corrections apportées à M2+.  1, record 50, French, - M2

Record 50,  Textual support,  Spanish

Record 51,  Textual support,  English

Record number: 51, Textual support number: 1 DEF

M1+ plus non-chequable notice deposits held at chartered banks, trust and mortgage loan companies, and credit unions and caisses populaires less interbank non-chequable notice deposits plus continuity adjustments.  1, record 51, English, - M1%2B

Record 51,  Textual support,  French

Record number: 51, Textual support number: 1 DEF

M1+ plus les dépôts à préavis non transférables par chèque dans les banques, les sociétés de fiducie ou de prêt hypothécaire, les caisses populaires et les credit unions, moins les dépôts interbancaires à préavis non transférables par chèque, auxquels s'ajoutent les corrections effectuées pour assurer la continuité des données.  1, record 51, French, - M1%2B

Record 51,  Textual support,  Spanish

Record 52,  Textual support,  English

Record number: 52, Textual support number: 1 DEF

Gross M1 plus chequable notice deposits held at chartered banks plus all chequable deposits at trust and mortgage loan companies, credit unions and caisses populaires(excluding deposits of these institutions) plus continuity adjustments.  1, record 52, English, - M1

Record 52,  Textual support,  French

Record number: 52, Textual support number: 1 DEF

M1 brut plus les dépôts à préavis transférables par chèque dans les banques, tous les dépôts transférables par chèque dans les sociétés de fiducie ou de prêt hypothécaire, les caisses populaires et les credit unions (desquels sont retranchés les dépôts de ces institutions), plus les corrections effectuées pour assurer la continuité des données.  1, record 52, French, - M1

Record 52,  Textual support,  Spanish

Record 53,  Textual support,  English

Record number: 53, Textual support number: 1 DEF

A mortgage loan for which the rate of interest is fixed for a specific period of time(the term).  3, record 53, English, - fixed%2Drate%20mortgage

Record 53,  Textual support,  French

Record 53,  Textual support,  Spanish

Record number: 53, Textual support number: 1 DEF

Préstamo otorgado por una entidad de crédito y que se encuentra garantizado con un bien inmueble, cuyo fin más habitual es la adquisición de una vivienda, y en el cual el tipo de interés aplicable durante toda la vida de la operación se mantiene constante, con lo que el importe de las cuotas no varía.  2, record 53, Spanish, - pr%C3%A9stamo%20hipotecario%20a%20tipo%20de%20inter%C3%A9s%20fijo

Record number: 53, Textual support number: 1 CONT

Los préstamos a tipo de interés fijo suelen tener un plazo de hasta doce años, aunque también se encuentran productos a quince o incluso veinte años.  1, record 53, Spanish, - pr%C3%A9stamo%20hipotecario%20a%20tipo%20de%20inter%C3%A9s%20fijo

Record number: 53, Textual support number: 2 CONT

Quienes no deben temer un aumento en la cuota que pagan por su crédito son aquellos que optaron por el tipo de interés fijo, sin embargo, desde 1985 esta modalidad de préstamo ha descendido considerablemente.  3, record 53, Spanish, - pr%C3%A9stamo%20hipotecario%20a%20tipo%20de%20inter%C3%A9s%20fijo