TERMIUM Plus®
The Government of Canada’s terminology and linguistic data bank.
MORTGAGE LOAN BUSINESS [4 records]
Record 1 - internal organization data 2022-12-21
Record 1, English
Record 1, Subject field(s)
- Financial and Budgetary Management
Record 1, Main entry term, English
- good debt
1, record 1, English, good%20debt
correct
Record 1, Abbreviations, English
Record 1, Synonyms, English
Record 1, Textual support, English
Record number: 1, Textual support number: 1 CONT
Although there is nothing inherently right or wrong about borrowing, financial experts often distinguish between "good debt" and "bad debt. "Good debt is an investment in something that creates value or produces more wealth in the long run. Examples : a mortgage on a home, a student loan to pursue education for a career, a loan to launch a business, or a purchase made to accomplish your job or for your health. 1, record 1, English, - good%20debt
Record 1, French
Record 1, Domaine(s)
- Gestion budgétaire et financière
Record 1, Main entry term, French
- bonne dette
1, record 1, French, bonne%20dette
correct, feminine noun
Record 1, Abbreviations, French
Record 1, Synonyms, French
Record 1, Textual support, French
Record number: 1, Textual support number: 1 CONT
Même si ce n'est ni bon ni mauvais d'emprunter de l'argent, les experts financiers font souvent la distinction entre les «bonnes dettes» et les «mauvaises dettes». Une bonne dette est un investissement dans quelque chose qui prend de la valeur ou qui est profitable à long terme. Voici quelques exemples : un prêt hypothécaire pour une maison; un prêt pour des études en vue d'une carrière; un prêt pour lancer une entreprise; un achat bénéfique pour votre travail ou votre santé. 1, record 1, French, - bonne%20dette
Record 1, Spanish
Record 1, Textual support, Spanish
Record 2 - internal organization data 2017-03-31
Record 2, English
Record 2, Subject field(s)
- Various Proper Names
- Finance
Universal entry(ies) Record 2
Record 2, Main entry term, English
- Banking, credit and other investment managers
1, record 2, English, Banking%2C%20credit%20and%20other%20investment%20managers
correct
Record 2, Abbreviations, English
Record 2, Synonyms, English
Record 2, Textual support, English
Record number: 2, Textual support number: 1 OBS
Banking, credit and other investment managers plan, organize, direct, control and evaluate the activities of financial establishments or operational departments within such establishments, or credit departments in industrial and commercial establishments. They oversee business development and manage overall performance in accordance with established strategic directions and policies. Banking managers are employed by banks, trust companies and credit unions. Credit managers are employed by credit departments in department stores, utility companies, car dealerships, insurance companies or other industrial or commercial organizations. Other investment managers are employed by credit card companies, consumer loan companies, mutual fund investment firms, mortgage investment companies or other financial establishments concerned with extending loans and financing and investments. 1, record 2, English, - Banking%2C%20credit%20and%20other%20investment%20managers
Record number: 2, Textual support number: 2 OBS
0122: classification system code in the National Occupational Classification. 2, record 2, English, - Banking%2C%20credit%20and%20other%20investment%20managers
Record 2, French
Record 2, Domaine(s)
- Appellations diverses
- Finances
Entrée(s) universelle(s) Record 2
Record 2, Main entry term, French
- Directeurs/directrices de banque, du crédit et d'autres services de placements
1, record 2, French, Directeurs%2Fdirectrices%20de%20banque%2C%20du%20cr%C3%A9dit%20et%20d%27autres%20services%20de%20placements
correct
Record 2, Abbreviations, French
Record 2, Synonyms, French
Record 2, Textual support, French
Record number: 2, Textual support number: 1 OBS
Les directeurs de banque, du crédit et d'autres services de placements planifient, organisent, dirigent, contrôlent et évaluent les activités des établissements financiers ou les services opérationnels de ceux-ci, ou les services de crédit dans les établissements industriels ou commerciaux. Ils veillent au développement des affaires et gèrent la performance globale en fonction des orientations stratégiques et des politiques établies. Les directeurs de banque travaillent dans des banques, des sociétés de fiducie et des coopératives de crédit. Les directeurs du crédit travaillent dans le service de crédit des grands magasins, des services d'utilité publique, des concessionnaires automobiles, des compagnies d'assurances ou d'autres organismes industriels ou commerciaux. Les directeurs d'autres services de placements travaillent pour des sociétés émettrices de cartes de crédit, de prêts à la consommation, de fonds communs de placement, de placements hypothécaires ou d'autres institutions financières qui sont reliées aux prêts, au financement et aux placements. 1, record 2, French, - Directeurs%2Fdirectrices%20de%20banque%2C%20du%20cr%C3%A9dit%20et%20d%27autres%20services%20de%20placements
Record number: 2, Textual support number: 2 OBS
0122 : code du système de classification de la Classification nationale des professions. 2, record 2, French, - Directeurs%2Fdirectrices%20de%20banque%2C%20du%20cr%C3%A9dit%20et%20d%27autres%20services%20de%20placements
Record 2, Spanish
Record 2, Textual support, Spanish
Record 3 - internal organization data 2012-02-13
Record 3, English
Record 3, Subject field(s)
- Loans
Record 3, Main entry term, English
- mortgage loan
1, record 3, English, mortgage%20loan
correct
Record 3, Abbreviations, English
Record 3, Synonyms, English
- mortgage 2, record 3, English, mortgage
correct
- mortgage credit 3, record 3, English, mortgage%20credit
Record 3, Textual support, English
Record number: 3, Textual support number: 1 DEF
Loan made on real estate collateral, urban or rural, residential or business, in which a mortgage is given to secure payment of principal and interest. 4, record 3, English, - mortgage%20loan
Record number: 3, Textual support number: 1 OBS
mortgage loan: term and text reproduced from The Encyclopedia of Banking and Finance, Tenth Edition (1993), by Glenn G. Munn, F.L. Garcia and Charles J. Woelfel, with the permission of the copyright holder, The McGraw-Hill Companies Inc. In no event shall McGraw-Hill have any liability to any party for special, incidental, tort, or consequential damages arising out of or in connection with the use of this material. 5, record 3, English, - mortgage%20loan
Record 3, French
Record 3, Domaine(s)
- Prêts et emprunts
Record 3, Main entry term, French
- prêt hypothécaire
1, record 3, French, pr%C3%AAt%20hypoth%C3%A9caire
correct, masculine noun
Record 3, Abbreviations, French
Record 3, Synonyms, French
- prêt sur hypothèque 2, record 3, French, pr%C3%AAt%20sur%20hypoth%C3%A8que
correct, masculine noun
- crédit hypothécaire 1, record 3, French, cr%C3%A9dit%20hypoth%C3%A9caire
correct, masculine noun
- hypothèque 1, record 3, French, hypoth%C3%A8que
correct, see observation, feminine noun, Canada
- emprunt hypothécaire 3, record 3, French, emprunt%20hypoth%C3%A9caire
correct, see observation, masculine noun
Record 3, Textual support, French
Record number: 3, Textual support number: 1 DEF
Prêt garanti par une hypothèque. 1, record 3, French, - pr%C3%AAt%20hypoth%C3%A9caire
Record number: 3, Textual support number: 1 OBS
On trouve souvent l'emploi familier du mot «hypothèque» en ce sens, principalement au Canada; rigoureusement, l'hypothèque constitue le droit accordé au créancier sur un bien de l'emprunteur pour garantir le paiement de l'emprunt. 1, record 3, French, - pr%C3%AAt%20hypoth%C3%A9caire
Record number: 3, Textual support number: 2 OBS
Du point de vue de la personne qui avance les fonds, il s'agit d'un prêt. Du point de vue de celle qui les reçoit, il s'agit d'un emprunt. 4, record 3, French, - pr%C3%AAt%20hypoth%C3%A9caire
Record 3, Spanish
Record 3, Campo(s) temático(s)
- Préstamos
Record 3, Main entry term, Spanish
- préstamo hipotecario
1, record 3, Spanish, pr%C3%A9stamo%20hipotecario
correct, masculine noun
Record 3, Abbreviations, Spanish
Record 3, Synonyms, Spanish
- hipoteca 2, record 3, Spanish, hipoteca
correct, feminine noun
- crédito hipotecario 3, record 3, Spanish, cr%C3%A9dito%20hipotecario
correct, masculine noun
Record 3, Textual support, Spanish
Record 4 - internal organization data 2011-01-19
Record 4, English
Record 4, Subject field(s)
- Banking
Record 4, Main entry term, English
- thrift institution
1, record 4, English, thrift%20institution
correct, United States
Record 4, Abbreviations, English
Record 4, Synonyms, English
Record 4, Textual support, English
Record number: 4, Textual support number: 1 DEF
Depository financial institution whose primary function is promoting personal savings(thrift) and home ownership through mortgage lending. Thrift institutions hold most of their assets in mortgages and collect most of their deposits from consumers. Savings and Loan Associations, Savings Banks, and Credit Unions are all considered thrift institutions. Thrift institutions, at one time restricted to mortgage lending, have gained parity with commercial banks over the last 20 years and many thrifts offer the same range of nonmortgage credit services-credit cards, auto loans, home equity loans, and business loans-available from commercial banks. 2, record 4, English, - thrift%20institution
Record 4, French
Record 4, Domaine(s)
- Banque
Record 4, Main entry term, French
- institution d'épargne
1, record 4, French, institution%20d%27%C3%A9pargne
correct, feminine noun
Record 4, Abbreviations, French
Record 4, Synonyms, French
Record 4, Textual support, French
Record number: 4, Textual support number: 1 CONT
Le terme générique «thrift institution» (institution d'épargne) est une réalité du système financier américain qui englobe les Credits Unions, les Savings Banks et les Savings and Loan Associations. 2, record 4, French, - institution%20d%27%C3%A9pargne
Record 4, Spanish
Record 4, Campo(s) temático(s)
- Operaciones bancarias
Record 4, Main entry term, Spanish
- institución de ahorro
1, record 4, Spanish, instituci%C3%B3n%20de%20ahorro
correct, feminine noun
Record 4, Abbreviations, Spanish
Record 4, Synonyms, Spanish
- institución de fomento del ahorro 1, record 4, Spanish, instituci%C3%B3n%20de%20fomento%20del%20ahorro
correct, feminine noun
Record 4, Textual support, Spanish
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