TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 CONT

Before choosing a property loan you must ask yourself a series of questions and compare the features of a number of loans.... Is the loan at a fixed or variable rate? Is the loan flexible? What is the loan duration, and what guarantees are required(mortgage, credit guarantee) Does it entitle you to APL(personal housing assistance) or housing benefit?  3, record 1, English, - personal%20housing%20assistance

Record number: 1, Textual support number: 2 CONT

... this standpoint has an institutional answer, the extension of Personal Housing Assistance (PHA), an answer which relies on the reduction of the crisis to a problem of distribution. ... This solution amounts to using PHA (which was conceived as a transitory supplement to normal employment income, so as to give access to normal accommodation) as a public housing service, whereby the State would finance the totality of excluded and precarious people’s housing.  2, record 1, English, - personal%20housing%20assistance

Record number: 1, Textual support number: 3 CONT

All those halls of residence entitle you to the "Aide Personnalisée au Logement" (Personalized Accommodation Support) APL which is calculated in function of the student’s income and not of his parents. The conditions and the documents to be provided are the same as for the ALS.  4, record 1, English, - personal%20housing%20assistance

Record 1,  Textual support,  French

Record number: 1, Textual support number: 1 DEF

Aide dont le niveau est calculé, cas par cas, selon des barèmes faisant intervenir le revenu du ménage, la composition de la famille, le montant du loyer et la part du salaire qui doit être consacrée aux dépenses du logement.  2, record 1, French, - aide%20personnalis%C3%A9e%20au%20logement

Record number: 1, Textual support number: 1 CONT

L'aide à la personne appelle un autre type de régulation portant cette fois sur le budget du citoyen plus que sur l'espace de son logement. Il s'agit de diminuer l'inégalité financière devant le logement par une aide mensuelle : hier l'allocation-logement, aujourd'hui l'aide personnalisée au logement (Introduction à la planification urbaine, p. 116).  2, record 1, French, - aide%20personnalis%C3%A9e%20au%20logement

Record number: 1, Textual support number: 1 OBS

Il semble que les termes aide financière du côté de la demande et aide financière au revenu de l'occupant soient ceux qu'utilisent les spécialistes québécois.  2, record 1, French, - aide%20personnalis%C3%A9e%20au%20logement

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 DEF

A mortgage loan for which the rate of interest is fixed for a specific period of time(the term).  3, record 2, English, - fixed%2Drate%20mortgage

Record 2,  Textual support,  French

Record 2,  Textual support,  Spanish

Record number: 2, Textual support number: 1 DEF

Préstamo otorgado por una entidad de crédito y que se encuentra garantizado con un bien inmueble, cuyo fin más habitual es la adquisición de una vivienda, y en el cual el tipo de interés aplicable durante toda la vida de la operación se mantiene constante, con lo que el importe de las cuotas no varía.  2, record 2, Spanish, - pr%C3%A9stamo%20hipotecario%20a%20tipo%20de%20inter%C3%A9s%20fijo

Record number: 2, Textual support number: 1 CONT

Los préstamos a tipo de interés fijo suelen tener un plazo de hasta doce años, aunque también se encuentran productos a quince o incluso veinte años.  1, record 2, Spanish, - pr%C3%A9stamo%20hipotecario%20a%20tipo%20de%20inter%C3%A9s%20fijo

Record number: 2, Textual support number: 2 CONT

Quienes no deben temer un aumento en la cuota que pagan por su crédito son aquellos que optaron por el tipo de interés fijo, sin embargo, desde 1985 esta modalidad de préstamo ha descendido considerablemente.  3, record 2, Spanish, - pr%C3%A9stamo%20hipotecario%20a%20tipo%20de%20inter%C3%A9s%20fijo

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 DEF

Offer of an ownership position in a deal that involves loans. For instance, a mortgage real estate limited partnership that lends to real estate developers might receive as an equity kicker a small ownership position in a building that can appreciate over time. When the building is sold, limited partners receive the appreciation payout. In return for that equity kicker, the lender is likely to charge a lower interest rate on the loan.  2, record 3, English, - equity%20kicker

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 DEF

Disposition particulière d'un contrat de prêt accordant au prêteur une certaine participation dans l'entreprise du débiteur. En échange, il est probable que le prêteur aura consenti un taux d'intérêt plus faible.  1, record 3, French, - clause%20de%20participation

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  English

Record number: 4, Textual support number: 1 DEF

An arrangement whereby the seller of a property agrees with the lender to prepay a portion of the interest on the purchaser's loan. This allows the purchaser to assume a mortgage debt at an interest rate lower than the current or stated rate.  6, record 4, English, - interest%20rate%20buy%2Ddown

Record 4,  Textual support,  French

Record number: 4, Textual support number: 1 OBS

«achat d'une réduction d'intérêt» : Terme utilisé par la Société canadienne d'hypothèques et de logements depuis 1979.  2, record 4, French, - achat%20d%27une%20r%C3%A9duction%20d%27int%C3%A9r%C3%AAt

Record 4,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 DEF

A form of mortgage loan in which the lender gives the borrower a low interest rate in return for sharing in the ownership of a house(shared equity) or in the expected increase in value of a property(shared appreciation). The lender takes his share when the house is sold or refinanced.  1, record 5, English, - shared%20equity%20mortgage

Record 5,  Textual support,  French

Record 5,  Textual support,  Spanish