TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 CONT

A payday loan is a short-term loan with high fees ...  2, record 1, English, - payday%20loan

Record number: 1, Textual support number: 2 CONT

A payday loan typically has to be paid back on your next payday. But you have the right to pay the loan back early or prepay the outstanding balance at any time without additional charges or penalties.  3, record 1, English, - payday%20loan

Record 1,  Textual support,  French

Record number: 1, Textual support number: 1 CONT

Un prêt sur salaire est un prêt à court terme avec des frais élevés.  2, record 1, French, - pr%C3%AAt%20sur%20salaire

Record number: 1, Textual support number: 2 CONT

Généralement, vous devez rembourser le prêt sur salaire à votre prochaine paie. Cependant, vous avez le droit de payer d'avance ou de prépayer le solde impayé en tout temps, sans frais supplémentaires ni pénalités.  3, record 1, French, - pr%C3%AAt%20sur%20salaire

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 CONT

Building term loans are also available to finance the purchase of land and the purchase, construction or major renovation of an outlet. The amount of the loan cannot exceed 75% of the appraised market value of the land and buildings less the amount of any outstanding mortgage. These loans are normally repaid over a period of ten years or longer. Under special circumstances interest-only payments may be arranged for the first year.  1, record 2, English, - building%20term%20loan

Record 2,  Textual support,  French

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 CONT

The borrower shall pay a commitment charge on the unwithdrawn amount of the loan at the rate specified in the loan agreement. Such commitment charge shall accrue from a date sixty days after the date of the loan agreement to the respective dates on which amounts shall be withdrawn by the borrower from the loan account or shall be cancelled. The borrower shall pay an additional commitment charge at the rate of one-half of one per cent(1/2 of 1%) per annum on the principal amount outstanding from time to time of any special commitment entered into by the bank...  2, record 3, English, - commitment%20charge

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 CONT

L'emprunteur paie, sur le montant du prêt non encore retiré, une commission d'ouverture de crédit dont le taux est fixé dans l'Accord de prêt. Cette commission commence à courir soixante jours après la date de l'accord de prêt et court jusqu'aux dates auxquelles l'emprunteur procède des retraits du compte de prêt ou jusqu'à la date d'annulation des montants du prêt auxquels elle se rapporte. L'emprunteur paie une commission supplémentaire d'un demi pour cent (0,50 %) l'an sur le principal non encore remboursé de tout engagement special contracté par la banque [...]  2, record 3, French, - commission%20d%27ouverture%20de%20cr%C3%A9dit

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  English

Record number: 4, Textual support number: 1 DEF

In the assignment process, the lender to which a student's outstanding loan agreements are assigned in accordance with the Canada Student Financial Assistance Regulations.  1, record 4, English, - assignee%20lender

Record number: 4, Textual support number: 1 OBS

Compare to "assignor lender"(the lender that assigns a borrower's outstanding risk-shared loan agreements in accordance with section 13 of the Canada Student Financial Assistance Regulations).  3, record 4, English, - assignee%20lender

Record 4,  Textual support,  French

Record number: 4, Textual support number: 1 DEF

Destinataire d'un prêt cédé. Il s'agit du prêteur auquel les contrats de prêt impayé d'un étudiant sont cédés conformément au Règlement fédéral sur l'aide financière aux étudiants.  1, record 4, French, - pr%C3%AAteur%20cessionnaire

Record number: 4, Textual support number: 1 OBS

Terminologie spécifique au contrat qui prend fin le 31 juillet 2000 (Programme canadien de prêts aux étudiants).  2, record 4, French, - pr%C3%AAteur%20cessionnaire

Record 4,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 DEF

The amount of principal outstanding on a term loan that is due on the final maturity date, which is either the total amount of the loan or an amount significantly larger than any previous capital repayment.  4, record 5, English, - balloon%20payment

Record 5,  Textual support,  French

Record number: 5, Textual support number: 1 DEF

Paiement d'un montant significatif représentant la dernière tranche de remboursement d'un crédit ballon, formule de financement dont les versements périodiques prévus sont relativement peu importants et qui exige le paiement d'une forte somme à l'échéance pour le remboursement final du solde à la date où la dette doit être éteinte.  1, record 5, French, - ballon

Record 5,  Textual support,  Spanish

Record 6,  Textual support,  English

Record number: 6, Textual support number: 1 DEF

A covenant in a loan agreement that obliges the borrower not to grant security in favour of a subsequent creditor unless notes or debentures outstanding under the agreement are equally secured.  5, record 6, English, - negative%20pledge%20clause

Record 6,  Textual support,  French

Record number: 6, Textual support number: 1 DEF

Clause d'un contrat de prêt par laquelle le débiteur, qui a emprunté des fonds sans fournir de garantie, s'interdit de constituer toute sûreté sur son patrimoine; dans le cadre d'une émission d'obligations, clause d'un acte de fiducie par laquelle la société débitrice s'interdit de constituer des sûretés sur ses actifs si cela a pour effet de porter préjudice à la garantie dont jouissent les obligataires.  4, record 6, French, - clause%20de%20s%C3%BBret%C3%A9%20n%C3%A9gative

Record number: 6, Textual support number: 1 OBS

On prête parfois à l'expression «sûreté négative» un sens plus large que «negative pledge» pour en faire l'équivalent du terme «covenant» lorsque celui-ci correspond à une obligation de ne pas faire.  4, record 6, French, - clause%20de%20s%C3%BBret%C3%A9%20n%C3%A9gative

Record 6,  Textual support,  Spanish

Record number: 6, Textual support number: 1 DEF

Se estipula en convenios financieros de grandes sumas, mediante la cual el deudor se compromete a no empeñar, hipotecar, ceder o pignorar activos o ganancias como garantía de nuevos préstamos, sin antes ofrecer una participación de ese valor sobre una base de igualdad.  1, record 6, Spanish, - cl%C3%A1usula%20de%20obligaci%C3%B3n%20negativa

Record 7,  Textual support,  English

Record number: 7, Textual support number: 1 DEF

The ratio of the current value, in terms of the U. S. dollar, of the principal outstanding of a loan at the commencement of business of a day to the corresponding total of withdrawals from the Loan Account, net of recalls for amortization.  1, record 7, English, - amortization%20adjustment%20factor

Record number: 7, Textual support number: 1 OBS

Currency pool.  1, record 7, English, - amortization%20adjustment%20factor

Record 7,  Textual support,  French

Record number: 7, Textual support number: 1 OBS

encours : Cette graphie, puisée des Rectifications de l'orthographe recommandées par le Conseil supérieur de la langue française, est attestée dans le Petit Robert (2004).  2, record 7, French, - coefficient%20d%27ajustement%20de%20l%27encours%20de%20la%20dette

Record 7,  Textual support,  Spanish

Record 8,  Textual support,  English

Record number: 8, Textual support number: 1 CONT

Grants reduce the probability of poor countries experiencing debt distress. As we are seeing in the cases of Niger and Ethiopia, countries’ debt levels remain at unsustainable levels, despite HIPC [Heavily Indebted Poor Countries] debt relief and additional "topping-up" assistance. Grants free up scarce public resources, which would otherwise have been used to pay off outstanding loan commitments. These resources can be used to fund the kind of productive investments... such as infrastructure improvements and agricultural programs, which contribute to economic growth and poverty reduction.  2, record 8, English, - topping%2Dup%20debt%20relief

Record number: 8, Textual support number: 2 CONT

On April 20th Ethiopia finally reached Completion Point under the Heavily Indebted Poor Countries (HIPC) Initiative and received ’topping-up’ debt relief.  1, record 8, English, - topping%2Dup%20debt%20relief

Record 8,  Textual support,  French

Record number: 8, Textual support number: 1 CONT

Pour les pays qui ont atteint le point d'achèvement, mais continuent d'être surendettés en raison de facteurs exogènes, la communauté internationale peut envisager d'accorder un allègement de dette complémentaire («topping-up») à titre exceptionnel, au-delà du montant engagé au point de décision.  5, record 8, French, - all%C3%A8gement%20de%20dette%20compl%C3%A9mentaire

Record number: 8, Textual support number: 2 CONT

Si le cours des produits de base qu'il exporte a baissé depuis le calcul de l'allègement de la dette, un pays peut obtenir un «complément» d'allègement de la dette au «point d'achèvement», comme cela a récemment été le cas du Burkina Faso.  2, record 8, French, - all%C3%A8gement%20de%20dette%20compl%C3%A9mentaire

Record number: 8, Textual support number: 1 OBS

allègement : Cette graphie, puisée des Rectifications de l'orthographe recommandées par le Conseil supérieur de la langue française, est attestée dans le Petit Robert (2004).  4, record 8, French, - all%C3%A8gement%20de%20dette%20compl%C3%A9mentaire

Record 8,  Textual support,  Spanish

Record 9,  Textual support,  English

Record number: 9, Textual support number: 1 DEF

Interest on a loan that has already been collected but has not yet been earned because the principal has not been outstanding long enough.  2, record 9, English, - unearned%20interest

Record number: 9, Textual support number: 1 CONT

Loans are stated net of unearned interest and provisions for losses.  3, record 9, English, - unearned%20interest

Record 9,  Textual support,  French

Record 9,  Textual support,  Spanish

Record 10,  Textual support,  English

Record number: 10, Textual support number: 1 DEF

In the assignment process, the lender that assigns a borrower's outstanding risk-shared loan agreements in accordance with section 13 of the Canada Student Financial Assistance Regulations.  1, record 10, English, - assignor%20lender

Record 10,  Textual support,  French

Record number: 10, Textual support number: 1 DEF

Auteur de la cession d'un prêt. Essentiellement, ce prêteur vend le compte au prêteur cessionnaire.  2, record 10, French, - pr%C3%AAteur%20c%C3%A9dant

Record number: 10, Textual support number: 1 OBS

Terminologie spécifique au contrat qui prend fin le 31 juillet 2000 (Programme canadien de prêts aux étudiants).  2, record 10, French, - pr%C3%AAteur%20c%C3%A9dant

Record 10,  Textual support,  Spanish

Record 11,  Textual support,  English

Record number: 11, Textual support number: 1 DEF

A branch of the lender that transfers a student's outstanding loan agreements in accordance with the Canada Student Financial Assistance Regulations.  1, record 11, English, - transferor%20branch

Record number: 11, Textual support number: 1 OBS

Term used within the framework of the risk-sharing agreement between the government of Canada and the lenders (1995-2000).  1, record 11, English, - transferor%20branch

Record 11,  Textual support,  French

Record number: 11, Textual support number: 1 DEF

Succursale du prêteur qui transfère les contrats de prêts impayés d'un étudiant conformément au Règlement fédéral sur l'aide financière aux étudiants.  1, record 11, French, - auteur%20du%20transfert

Record number: 11, Textual support number: 1 OBS

auteur du transfert : terme utilisé dans le cadre de l'entente à risques partagés entre le gouvernement fédéral et les prêteurs de 1995 à 2000.  1, record 11, French, - auteur%20du%20transfert

Record 11,  Textual support,  Spanish

Record 12,  Textual support,  English

Record number: 12, Textual support number: 1 DEF

A branch of the lender that holds a student's outstanding CSLs(Canada Student Loans) that agrees to accept the student's outstanding loan agreements that are transferred in accordance with the Regulations.  1, record 12, English, - receiving%20branch

Record number: 12, Textual support number: 1 OBS

receiving branch; transferee branch: terms used within the framework of the risk-sharing agreement between the government of Canada and the lenders (1995-2000).  1, record 12, English, - receiving%20branch

Record 12,  Textual support,  French

Record number: 12, Textual support number: 1 DEF

Succursale du prêteur à qui un étudiant est redevable de ses PEC (prêts d'études canadiens) impayés, qui accepte que les contrats de ces prêts lui soient transférés conformément au Règlement.  1, record 12, French, - succursale%20destinataire

Record number: 12, Textual support number: 1 OBS

succursale destinataire : terme utilisé dans le cadre de l'entente à risques partagés entre le gouvernement fédéral et les prêteurs de 1995 à 2000.  1, record 12, French, - succursale%20destinataire

Record 12,  Textual support,  Spanish

Record 13,  Textual support,  English

Record number: 13, Textual support number: 1 DEF

A contract that is entered into between a qualifying student and a lender pursuant to paragraph 5(1)(d) or 6(1)(f) of the Canada Student Financial Assistance Regulations and that is in the prescribed form that includes the student's SIN and where the contract is entered into pursuant to paragraph 6(1)(f)-that replaces any previous loan agreements entered into by the student as a full-time student provided that the contract so provides and-in which the principal amount is the aggregate of the outstanding principal amounts under the agreements referred to in subparagraph(1) and the principal amount of the further student loan received pursuant to section 6 provided that the contract so provides.  1, record 13, English, - Full%2DTime%20Student%20Loan%20Agreement

Record 13,  Textual support,  French

Record number: 13, Textual support number: 1 DEF

Contrat conclu entre un étudiant admissible et un prêteur aux termes de l'alinéa 5(1)(d) ou 6(1)(f) du Règlement fédéral sur l'aide financière aux étudiants et qui est en la forme prescrite; indique le NAS de l'étudiant; dans le cas où il a été conclu conformément à l'alinéa 6(1)(f) - remplace tout contrat de prêt déjà conclu par l'étudiant en qualité d'étudiant à temps plein à la condition que cela soit prévu au contrat; - prévoit comme principal le total des montants au titre du principal impayé des contrats mentionnés au sous-alinéa (1) et le principal du nouveau prêt d'études obtenu en vertu de l'article 6 pourvu que cela soit prévu au contrat.  1, record 13, French, - Contrat%20de%20pr%C3%AAt%20d%27%C3%A9tudes%20%C3%A0%20temps%20plein

Record 13,  Textual support,  Spanish

Record 14,  Textual support,  English

Record number: 14, Textual support number: 1 DEF

Situation in which a student is refused both a Certificate of Eligibility and any outstanding disbursements authorized on previously issued certificates. The student is either ineligible for new CSL(Canada Student Loan) disbursements on future or current certificates; or will not be issued a Confirmation of Enrolment beyond the assessed period on a current Certificate of Eligibility.  1, record 14, English, - denial

Record 14,  Textual support,  French

Record number: 14, Textual support number: 1 DEF

Situation dans laquelle l'étudiant se voit refuser un Certificat d'admissibilité et tout versement autorisé qui reste à faire à l'égard des certificats qui lui ont déjà été délivrés. L'étudiant perd soit son admissibilité à un nouveau PEC (prêt d'études canadien) ou à de nouveaux versements, soit son droit à une confirmation d'inscription pour une période dépassant la période évaluée sur le Certificat d'admissibilité qui lui a été délivré.  1, record 14, French, - refus

Record 14,  Textual support,  Spanish

Record 15,  Textual support,  English

Record number: 15, Textual support number: 1 DEF

Central record of a bank's outstanding loans and discounts to all borrowers, maintained in a bank's loan department.  2, record 15, English, - liability%20ledger

Record number: 15, Textual support number: 1 CONT

The liability ledger can be a sub-ledger to a bank’s computerized general ledger accounting system, or in nonautomated systems, individual ledger cards for each borrower.  2, record 15, English, - liability%20ledger

Record 15,  Textual support,  French

Record 15,  Textual support,  Spanish

Record 16,  Textual support,  English

Record number: 16, Textual support number: 1 DEF

The average rate of interest applied to an outstanding loan, based on the rates applied on all previous disbursements, weighted, where necessary, to allow for different levels of disbursement.  1, record 16, English, - running%20weighted%20average

Record 16,  Textual support,  French

Record 16,  Textual support,  Spanish

Record 17,  Textual support,  English

Record number: 17, Textual support number: 1 DEF

Recovery of currency used in lending operations subject to maintenance of value.  1, record 17, English, - deferred%20recovery

Record number: 17, Textual support number: 1 OBS

Recovery is deferred for any currency outstanding on loan since June 30, 1987.  1, record 17, English, - deferred%20recovery

Record 17,  Textual support,  French

Record 17,  Textual support,  Spanish

Record 18,  Textual support,  English

Record number: 18, Textual support number: 1 DEF

Loan made to borrower whose ability to service outstanding indebtedness has become doubtful.  1, record 18, English, - bailout%20loan

Record 18,  Textual support,  French

Record 18,  Textual support,  Spanish

Record 19,  Textual support,  English

Record number: 19, Textual support number: 1 OBS

Under the revised system, which will apply to loans whose invitation to negotiate is sent on or after May 18, 1989, calculation of the average cost of the Bank's debt for the purpose of setting the lending rate will be done by using currency weights representing the composition of currencies in the currency pool rather than the composition of currencies in the Bank's debt, qualified borrowings will be redefined to exclude those borrowings allocated to the funding of the Bank's investment in liquid assets and two technical adjustments will be made to reduce the lag between the time period over which the Bank's average cost of debt is calculated and the period over which the lending rate is applied to balances outstanding on a given loan, with the new lending rate being calculated quarterly and new rates being applied at the start of each quarter rather than at the start of each interest period.  1, record 19, English, - variable%20lending%20rate%20system

Record 19,  Textual support,  French

Record 19,  Textual support,  Spanish

Record 20,  Textual support,  English

Record number: 20, Textual support number: 1 DEF

The amount of capital requirement per dollar of annual lending, equivalent to the average number of years a loan remains disbursed and outstanding.  1, record 20, English, - gross%20capital%20coefficient

Record 20,  Textual support,  French

Record 20,  Textual support,  Spanish

Record 21,  Textual support,  English

Record number: 21, Textual support number: 1 DEF

Analysis carried out by World Bank staff of countries in non accrual status to determine the likelihood of them repaying some or all of their outstanding debt to the Bank and therefore of the need for loan loss provisioning by the Bank.  1, record 21, English, - country%20collectibility%20analysis

Record 21,  Textual support,  French

Record number: 21, Textual support number: 1 OBS

Des prêts à un pays.  1, record 21, French, - analyse%20des%20probabilit%C3%A9s%20de%20recouvrement

Record 21,  Textual support,  Spanish

Record number: 21, Textual support number: 1 OBS

De los préstamos otorgados a un país.  1, record 21, Spanish, - an%C3%A1lisis%20de%20las%20probabilidades%20de%20recuperaci%C3%B3n

Record 22,  Textual support,  English

Record number: 22, Textual support number: 1 DEF

Under the new IBRD lending rate system, currency specific cost rates from qualified borrowings will be applied to the amounts in each currency actually outstanding, thereby effectively weighting those rates in each currency by their share in the loan currency pool. These weightings are called currency weights.  1, record 22, English, - currency%20weight

Record 22,  Textual support,  French

Record 22,  Textual support,  Spanish

Record 23,  Textual support,  English

Record number: 23, Textual support number: 1 DEF

A system set up by the World Bank to equalize among all borrowers, at any time, the risks inherent in fluctuations in the exchange rates of the currencies disbursed and repayable on all Bank loans included in the system. Equalization is achieved by pooling all currencies disbursed and outstanding on participating loans and by expressing the outstanding principal amount of each such loan as a share of the pool. As a result, loan-service obligations on each participating loan are related to all amounts in various currencies disbursed and outstanding on all loans in the system.  1, record 23, English, - currency%20pooling%20system

Record 23,  Textual support,  French

Record 23,  Textual support,  Spanish

Record 24,  Textual support,  English

Record number: 24, Textual support number: 1 DEF

Declaration by a lender that the outstanding principal is due and payable immediately, together with the interest due, following non-compliance with loan covenants.  1, record 24, English, - acceleration%20of%20maturity

Record 24,  Textual support,  French

Record 24,  Textual support,  Spanish

Record 25,  Textual support,  English

Record number: 25, Textual support number: 1 DEF

An account showing the principal outstanding on a borrower's loan.  1, record 25, English, - borrower%27s%20indebtedness%20subaccount

Record number: 25, Textual support number: 1 OBS

currency pool.  1, record 25, English, - borrower%27s%20indebtedness%20subaccount

Record 25,  Textual support,  French

Record 25,  Textual support,  Spanish

Record 26,  Textual support,  English

Record number: 26, Textual support number: 1 CONT

The percentage of expected losses is calculated by dividing the amount of allowances for loan guarantees by the amount of the corresponding outstanding guarantees computed as at March 31, 1994.  2, record 26, English, - allowance%20for%20loan%20guarantees

Record 26,  Textual support,  French

Record number: 26, Textual support number: 1 CONT

Le pourcentage des pertes probables est calculé en divisant le montant de la provision pour garanties d'emprunt par le solde du montant de la garantie correspondante enregistrée au 31 mars 1994.  2, record 26, French, - provision%20pour%20garanties%20d%27emprunt

Record number: 26, Textual support number: 1 OBS

Terme adopté par le Comité de terminologie des finances publiques.  3, record 26, French, - provision%20pour%20garanties%20d%27emprunt

Record 26,  Textual support,  Spanish

Record 27,  Textual support,  English

Record number: 27, Textual support number: 1 CONT

Total provisions in this guideline include outstanding specific and general country risk provisions charged to Loan Loss Experience, the Special Provision for Losses on Transborder Claims, and the Provisions for Credit Losses, and any related hedging gains or losses. [Office of the Superintendent of Financial Institutions].  1, record 27, English, - total%20provision

Record 27,  Textual support,  French

Record number: 27, Textual support number: 1 CONT

Dans la présente ligne directrice, les provisions totales comprennent les provisions spécifiques et générales en cours à l'égard des risque-pays imputées aux pertes sur prêts, à la provision spéciale pour pertes relatives aux créances hors frontières et aux provisions pour pertes sur prêts et tous gains ou pertes résultant d'opérations de couverture. [Bureau du surintendant des institutions financières].  1, record 27, French, - provision%20totale

Record 27,  Textual support,  Spanish

Record 28,  Textual support,  English

Record number: 28, Textual support number: 1 CONT

A bank shall not make a loan in Canada on the security of residential property in Canada for the purpose of purchasing, renovating or improving that property, or refinance such a loan, if the amount of the loan, together with the amount then outstanding of any mortgage having an equal or prior claim against the property, would exceed 75 per cent of the value of the property at the time of the loan. [This paragraph] does not apply in respect of... a loan if repayment of the amount of the loan... is guaranteed or insured by a government agency or a private insurer approved by the Superintendent;.... [Bank Act].  1, record 28, English, - private%20insurer

Record 28,  Textual support,  French

Record number: 28, Textual support number: 1 CONT

Il est interdit à la banque de faire garantir par un immeuble résidentiel situé au Canada un prêt consenti au Canada pour l'achat, la rénovation ou l'amélioration de cet immeuble, ou de renouveler un tel prêt, si la somme de celui-ci et du solde impayé de toute hypothèque de rang égal ou supérieur excède soixante-quinze pour cent de la valeur de l'immeuble au moment du prêt. [Ce] paragraphe [...] ne s'applique pas [...] au prêt dont le remboursement, [...] est garanti ou assuré par un organisme gouvernemental ou par un assureur privé agréé par le surintendant; [...] [Loi sur les banques].  1, record 28, French, - assureur%20priv%C3%A9

Record 28,  Textual support,  Spanish

Record 29,  Textual support,  English

Record number: 29, Textual support number: 1 DEF

To apply money to a loan to reduce the outstanding principal.  1, record 29, English, - pay%20down%20a%20loan

Record 29,  Textual support,  French

Record number: 29, Textual support number: 1 DEF

Réduire le montant du capital impayé d'un emprunt en remboursant partiellement le capital.  1, record 29, French, - effectuer%20un%20versement%20forfaitaire%20sur%20un%20pr%C3%AAt

Record 29,  Textual support,  Spanish