TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 OBS

Luckily, the Federal government realizes the needs for graduate level study, that's why it suggests the Stafford Loans program in order to supply a diversity of graduate student loans. You should complete a free application for student assistance(FAFSA loan) and then make a decision which loan path to follow. Stafford graduate student loans are managed by the graduate schools to which you are appealing, but they are given by the government. One of the greatest benefits of Stafford graduate student loan is the fact that you will be permitted a half-year grace period that follows your graduation before you should begin your payments. If the government chooses your application, they supply you with a list of their accepted creditors. Only students who have not neglected on other loans are eligible for this kind of loan. If your income is too low, you may pretend to your graduate student loans financed by the government. It means that when you are entered in graduate school, you will not be accountable for the interest on your lend. If your income level is high enough, the interest on your loans will be joined to the principal which you should to pay off.  1, record 1, English, - Stafford%20Loans

Record 1,  Textual support,  French

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 CONT

A piggyback mortgage loan is a second loan that closes at the same time as the first mortgage loan. Typically the first mortgage loan is only 80 percent of the home value. ... A piggyback loan is usually for 10 percent of the remaining balance, after that the purchaser has to come up with the rest as a down payment.  5, record 2, English, - piggyback%20mortgage%20loan

Record number: 2, Textual support number: 2 CONT

Homeowners who don’t have 20 percent for a down payment and don’t want to pay PMI can opt for a piggyback loan, which is essentially a home equity loan that funds a portion of the down payment.  6, record 2, English, - piggyback%20mortgage%20loan

Record number: 2, Textual support number: 3 CONT

The disadvantage of a piggyback loan is that it could take as long as 10 years to pay off your second loan.  6, record 2, English, - piggyback%20mortgage%20loan

Record number: 2, Textual support number: 1 OBS

Piggyback mortgages are also called 80-10-10 loans  5, record 2, English, - piggyback%20mortgage%20loan

Record 2,  Textual support,  French

Record number: 2, Textual support number: 1 CONT

Les prêts gigognes occupent également une part du marché importante aux États-Unis, surtout parce qu'ils sont exempts de primes d'assurance hypothécaire.  1, record 2, French, - pr%C3%AAt%20gigogne

Record number: 2, Textual support number: 1 OBS

D'après les recherches effectuées, il s'agit de deux prêts hypothécaires qui se composent ainsi : l'un représente 80% de la valeur de la maison, l'autre 10 % auquel s'ajoute un apport de 10%. Ce type de prêt est souvent appelé «prêt 80-10-10» ou «prêt 80-15-5». L'emprunteur, par conséquent évite ainsi de payer l'assurance hypothécaire privée (PMI).  2, record 2, French, - pr%C3%AAt%20gigogne

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 CONT

Grants reduce the probability of poor countries experiencing debt distress. As we are seeing in the cases of Niger and Ethiopia, countries’ debt levels remain at unsustainable levels, despite HIPC [Heavily Indebted Poor Countries] debt relief and additional "topping-up" assistance. Grants free up scarce public resources, which would otherwise have been used to pay off outstanding loan commitments. These resources can be used to fund the kind of productive investments... such as infrastructure improvements and agricultural programs, which contribute to economic growth and poverty reduction.  2, record 3, English, - topping%2Dup%20debt%20relief

Record number: 3, Textual support number: 2 CONT

On April 20th Ethiopia finally reached Completion Point under the Heavily Indebted Poor Countries (HIPC) Initiative and received ’topping-up’ debt relief.  1, record 3, English, - topping%2Dup%20debt%20relief

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 CONT

Pour les pays qui ont atteint le point d'achèvement, mais continuent d'être surendettés en raison de facteurs exogènes, la communauté internationale peut envisager d'accorder un allègement de dette complémentaire («topping-up») à titre exceptionnel, au-delà du montant engagé au point de décision.  5, record 3, French, - all%C3%A8gement%20de%20dette%20compl%C3%A9mentaire

Record number: 3, Textual support number: 2 CONT

Si le cours des produits de base qu'il exporte a baissé depuis le calcul de l'allègement de la dette, un pays peut obtenir un «complément» d'allègement de la dette au «point d'achèvement», comme cela a récemment été le cas du Burkina Faso.  2, record 3, French, - all%C3%A8gement%20de%20dette%20compl%C3%A9mentaire

Record number: 3, Textual support number: 1 OBS

allègement : Cette graphie, puisée des Rectifications de l'orthographe recommandées par le Conseil supérieur de la langue française, est attestée dans le Petit Robert (2004).  4, record 3, French, - all%C3%A8gement%20de%20dette%20compl%C3%A9mentaire

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  English

Record number: 4, Textual support number: 1 DEF

A clause in a mortgage loan entitling the debtor to pay off all or part of the mortgage debt before payment becomes due.  3, record 4, English, - prepayment%20clause

Record 4,  Textual support,  French

Record number: 4, Textual support number: 1 DEF

Article du contrat hypothécaire spécifiant quand et comment les paiements par anticipation peuvent être effectués.  1, record 4, French, - option%20de%20paiement%20par%20anticipation

Record 4,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 OBS

Negative amortization occurs when regular loan payments do not meet or exceed the value of the interest on the principal. Therefore, even though the individual is making payments, the debt increases over time. New payments are then recalculated based on the higher debt, including the accumulated interest and it becomes difficult for the individual to pay off his debt.  1, record 5, English, - negative%20amortization%20of%20interest

Record 5,  Textual support,  French

Record number: 5, Textual support number: 1 OBS

L'amortissement négatif se produit lorsque les paiements réguliers ne sont pas égaux ou supérieurs au montant de l'intérêt couru sur le principal. Par conséquent, même si l'emprunteur effectue ses paiements, la dette augmente avec le temps. Les nouveaux paiements sont recalculés en fonction de la dette plus élevée, comprenant les intérêts accumulés, et il devient alors difficile pour l'emprunteur de rembourser sa dette.  1, record 5, French, - amortissement%20n%C3%A9gatif%20sur%20les%20int%C3%A9r%C3%AAts

Record 5,  Textual support,  Spanish

Record 6,  Textual support,  English

Record number: 6, Textual support number: 1 DEF

A mortgage loan requiring only interest payments during its term. A lump sum payment is made upon termination to pay off the principal.  1, record 6, English, - interest%2Donly%20mortgage

Record 6,  Textual support,  French

Record 6,  Textual support,  Spanish

Record 7,  Textual support,  English

Record number: 7, Textual support number: 1 DEF

A loan requiring only interest payments during its term. A lump sum payment is made upon termination to pay off the principal.  1, record 7, English, - interest%2Donly%20loan

Record 7,  Textual support,  French

Record 7,  Textual support,  Spanish