TERMIUM Plus®

The Government of Canada’s terminology and linguistic data bank.

TRADE CREDIT [24 records]

Filter results by subject field Alphabetical list of terms

Filter results by subject field

Alphabetical list of terms

Record 1 2025-02-28

English

Subject field(s)
  • Stock Exchange
  • Investment
CONT

The credit spread is an options strategy where [one buys] and [sells] options of the same class — that is, the same underlying asset, expiration date and option type — with different strike prices. This trade initially produces a net credit to [the] trading account.

French

Domaine(s)
  • Bourse
  • Investissements et placements
CONT

L'écart créditeur est une stratégie d'options selon laquelle [une personne achète] et [vend] des options de la même catégorie, c'est-à-dire ayant le même actif sous-jacent, la même date d'expiration et le même type, avec des prix d'exercice différents. Cette opération produit initialement un crédit net pour [le] compte de négociation.

Spanish

Save record 1

Record 2 2019-10-28

English

Subject field(s)
  • National Bodies and Committees (Canadian)
  • Financial Institutions
OBS

The Canadian Credit Union Association(CCUA) is the national credit union trade association, representing Canada's credit unions, caisses populaires(outside of Quebec), and regional credit union central organizations.

OBS

In January 2016, the company formerly known as Credit Union Central of Canada launched a new name—CCUA ...

Key term(s)
  • Canadian Cooperative Credit Society

French

Domaine(s)
  • Organismes et comités nationaux canadiens
  • Institutions financières
OBS

L'Association canadienne des coopératives financières (ACCF) est l'association commerciale nationale des credit unions, des caisses populaires (hors Québec) et des centrales régionales des coopératives financières.

OBS

En janvier 2016, l'organisme connu sous le nom de Centrale des caisses de crédit du Canada s'est donné un nouveau nom, l'ACCF, et une nouvelle image afin de mieux représenter [les] changements et le rôle en évolution qu'elle joue dans la promotion d'une industrie des coopératives financières plus forte, plus prospère et plus concurrentielle.

Spanish

Save record 2

Record 3 2017-12-01

English

Subject field(s)
  • Organizations, Administrative Units and Committees
  • Banking
OBS

As the primary liquidity manager, payments processor and trade association for... member credit unions in B. C. and Ontario, [Central 1 provides] financial products, payment processing solutions and direct banking services, as well as leadership and advocacy on behalf of the credit unions [they] represent.

OBS

Effective June 30, 2008, Credit Union Central of British Columbia changed its name to Central 1 Credit Union (Central 1). On July 1, 2008, Central 1 purchased substantially all of the assets and assumed substantially all of the liabilities of Credit Union Central of Ontario Limited (CUCO). As of that date, Central 1 manages the liquidity reserves of member credit unions in both British Columbia and Ontario.

French

Domaine(s)
  • Organismes, unités administratives et comités
  • Banque

Spanish

Save record 3

Record 4 2017-01-27

English

Subject field(s)
  • National Bodies and Committees (Canadian)
  • Insurance
OBS

The Receivables Insurance Association of Canada promotes the business opportunity for receivables insurance, also known as trade credit insurance, to Canadian insurance brokers, the banking industry and businesses engaged in domestic trade and exporting.

French

Domaine(s)
  • Organismes et comités nationaux canadiens
  • Assurances

Spanish

Save record 4

Record 5 2017-01-03

English

Subject field(s)
  • Foreign Trade
CONT

These results derive from models in which expansionary fiscal and credit policies lead to higher demand for traded goods(which causes a deterioration of the trade balance) and nontraded goods(which causes an increase in the relative price of these goods and, thus, a real appreciation of the currency).

OBS

traded goods; traded commodities: terms extracted from the “Glossaire de l’économie” and reproduced with permission of the Organisation for Economic Co-operation and Development.

Key term(s)
  • traded commodity

French

Domaine(s)
  • Commerce extérieur
DEF

Biens faisant l'objet d'échanges internationaux.

OBS

biens échangés : terme extrait du «Glossaire de l’économie» et reproduit avec l’autorisation de l’Organisation de coopération et de développement économiques.

Key term(s)
  • bien échangé
  • produit échangé

Spanish

Campo(s) temático(s)
  • Comercio exterior
DEF

Bienes que son objeto de intercambio.

Key term(s)
  • bien comerciado
  • bien comercializado
Save record 5

Record 6 2017-01-03

English

Subject field(s)
  • International Bodies and Committees
  • Insurance
  • Finance
OBS

The International Credit Insurance & Surety Association(ICISA) provides a forum for the continuous exchange of ideas and information, in order to improve and develop the specialised service its members give the business world. This includes the exchange of views and experience about trading conditions and developments in particular industrial and trade sectors as well as as markets, the exchange of information about credit risks and co-operation through reinsurance arrangements, particularly in export transactions. ICISA was established in Paris in 1928 as the International Credit Insurance Association(ICIA) In 2001 the name was changed to the International Credit Insurance & Surety Association, to reflect the fact that more than half of its members were by then(also) involved in the underwriting of surety business. ICISA commemorated its 75th anniversary in 2003. From its inception until 1999, the Association was based in Switzerland, where it is still registered under Swiss Civil Code. From 1999 until 2003 the head office of the Association was based in London, where it shared it's premises with the Berne Union. In July of 2003 the Association moved to Amsterdam.

OBS

International Credit Insurance Association; ICIA: term and abbreviation extracted from the “Glossaire de l’économie” and reproduced with permission of the Organisation for Economic Co-operation and Development.

French

Domaine(s)
  • Organismes et comités internationaux
  • Assurances
  • Finances
OBS

Association internationale des assureurs-crédit et caution : appellation confirmée par l'organisme.

OBS

Association internationale des assureurs-crédit : terme extrait du «Glossaire de l’économie» et reproduit avec l’autorisation de l’Organisation de coopération et de développement économiques.

Spanish

Save record 6

Record 7 2015-11-16

English

Subject field(s)
  • PAJLO
  • Tort Law (common law)
  • Law of Contracts (common law)
CONT

Some uncertainty remains regarding the position of commercial credit agencies and trade protection societies which supply information concerning the financial credit of others at the request of trade subscribers.(It has been held that) a defendant's contractual duty to supply the information desired by customers could not by itself create a social duty recognized by law for the welfare of the general public.

French

Domaine(s)
  • PAJLO
  • Droit des délits (common law)
  • Droit des contrats (common law)
OBS

obligation contractuelle : terme normalisé par le Comité de normalisation, Promotion de l'accès à la justice dans les deux langues officielles (PAJLO).

Spanish

Save record 7

Record 8 2011-03-25

English

Subject field(s)
  • Economic Conditions and Forecasting
  • National and International Economics
CONT

Macroeconomic indicators characterize the level of economic development and indicate either economic growth or a decline. They are also used for price tendency forecasting purposes.

OBS

The main macroeconomic indicators are : consumer credit, consumer price index(CPI), current account balance, export, gold and foreign currency reserves, gross domestic product(GDP), import, industrial production, producer price index(PPI), retail, trade balance and unemployment rate.

Key term(s)
  • macro-economic indicator
  • macro-economic variable

French

Domaine(s)
  • Prévisions et conjonctures économiques
  • Économie nationale et internationale
CONT

Au nombre des indicateurs macroéconomiques pertinents figurent les données sur la croissance [économique], les tendances de la balance des paiements, le niveau et la volatilité de l'inflation, les taux d'intérêt et de change, l'augmentation du crédit et les variations du prix des actifs [...]

OBS

macroéconomique : Cette graphie, puisée des Rectifications de l'orthographe recommandées par le Conseil supérieur de la langue française, est attestée dans le Petit Robert (2004).

Key term(s)
  • indicateur macro-économique
  • variable macro-économique

Spanish

Campo(s) temático(s)
  • Previsiones y condiciones económicas
  • Economía nacional e internacional
CONT

Entre los indicadores macroeconómicos pertinentes, figuran los datos sobre el crecimiento [económico], las tendencias de la balanza de pagos, el nivel y la inestabilidad de la inflación, las tasas de interés y los tipos de cambio, el aumento del crédito y la variación de los precios de los activos [...]

Save record 8

Record 9 - external organization data 2007-01-15

English

Subject field(s)
  • Translation
  • Environmental Economics
  • Anti-pollution Measures
  • Compartment - Agriculture and Agri-Food Canada
OBS

Canada's climate change plan calls for a 55 million tonne(Mt) cap on Large Final Emitters and the creation of a carbon offset trading system to achieve these levels. A target price of $15 has been set as the maximum that industry will have to pay to offset one tonne of carbon.... All Canadian companies will have the opportunity to capitalize on reducing carbon emissions starting in 2008, but the credit process and eventual market potential are still unclear. As the system unfolds, it will be important for Large Final Emitters and other companies or individuals to maximize their potential gain.... If companies are able to achieve improve efficiency and share best practices by looking for ways to reduce emissions and trade credits, then the market should expand. Likewise, if firms see a social benefit from minimizing their climate footprint, they will be encouraged to continue.

OBS

Approved by the Terminology Committee of Agriculture and Agri-Food Canada.

French

Domaine(s)
  • Traduction
  • Économie environnementale
  • Mesures antipollution
  • Tiroir - Agriculture et Agroalimentaire Canada
OBS

Ce système veut que les grandes entreprises vendent des parts de pollution aux petites entreprises qui ne pourraient pas survivre autrement ce qui forcerait en même temps les grandes entreprises à investir dans des solutions antipollution pour compenser pour les crédits vendues. Une étude faite il y a des années à ce sujet a conclu que ce système diminuerait l'émission totale de carbone.

OBS

La notion de «carbon offset» se rend aussi par «droits d'émission de carbone» et par «compensation des émissions de carbone», selon le contexte. Ne pas oublier de mettre le pluriel à «crédits».

OBS

Traduction adoptée par le Comité de terminologie d'Agriculture et Agro-alimentaire Canada.

Spanish

Save record 9

Record 10 2004-09-22

English

Subject field(s)
  • Domestic Trade
  • National Accounting
DEF

Tradable goods that for economic or policy reasons are neither imported nor exported, or inherently non-tradable goods.

CONT

These results derive from models in which expansionary fiscal and credit policies lead to higher demand for traded goods(which causes a deterioration of the trade balance) and nontraded goods(which causes an increase in the relative price of these goods and, thus, a real appreciation of the currency).

Key term(s)
  • non-traded good
  • nontraded good
  • non-traded goods
  • nontraded commodity
  • non-traded commodity
  • non traded commodity

French

Domaine(s)
  • Commerce intérieur
  • Comptabilité nationale
DEF

Biens ne faisant pas l'objet d'échanges internationaux. Ils sont destinés à la consommation intérieure.

Key term(s)
  • bien non échangé
  • produit non échangé
  • produit non commercialisé

Spanish

Campo(s) temático(s)
  • Comercio interno
  • Contabilidad nacional
DEF

Bienes no exportados o importados.

Key term(s)
  • bien no comerciado
  • bien no comercializado
Save record 10

Record 11 2002-04-03

English

Subject field(s)
  • Trade
DEF

An organization whose major purpose is to gather and circulate among its subscribers or members information about the credit position of individuals, firms, and corporations engaged in trade.

French

Domaine(s)
  • Commerce

Spanish

Campo(s) temático(s)
  • Comercio
Save record 11

Record 12 2001-06-19

English

Subject field(s)
  • National Bodies and Committees (Canadian)
  • Grain Growing
OBS

In direct negotiations a government buying agency can take advantage of government-to-government credit agreements, trade agreements or other forms of diplomatic assistance. Purchases negotiated on a government-to-government basis imply a commitment by both governments. Buying negotiations may be carried out by senior government ministers and grain purchases may be a part of a trade agreement. The size of a government agency's purchases may give it leverage in its negotiations with a selling agency. Buying agencies may be able to get a supply commitment covering several years.

French

Domaine(s)
  • Organismes et comités nationaux canadiens
  • Culture des céréales
OBS

Dans les négociations directes, un organisme d'achat gouvernement peut s'appuyer sur des accords de crédit intergouvernementaux, des traités de commerce ou d'autres formes d'aide diplomatique. Les achats négociés de gouvernement à gouvernement impliquent des engagements réciproques. Les négociations peuvent être menées par des ministres importants et s'insérer dans le cadre d'accords commerciaux. L'importance des achats d'un organisme gouvernemental peut donner à celui-ci plus de poids dans ses négociations avec une agence de vente et lui permettre d'obtenir plus facilement des promesses d'approvisionnement pour plusieurs années.

Spanish

Save record 12

Record 13 2000-01-26

English

Subject field(s)
  • Titles of Federal Government Programs (Canadian)
  • Agriculture - General
  • Loans
OBS

Farm Credit Corporation sponsored the Grand Jeu de la mondialisation du commerce agroalimentaire, a trade game which is designed to trigger strategic thinking in the advent of upcoming trade talks which will establish the Americas as a free trade zone for agricultural products.

French

Domaine(s)
  • Titres de programmes fédéraux (Gouvernement canadien)
  • Agriculture - Généralités
  • Prêts et emprunts
OBS

La Société du crédit agricole a commandité le Grand Jeu de la mondialisation du commerce agroalimentaire, jeu conçu pour favoriser la réflexion stratégique en prévision de négociations commerciales imminentes qui doivent faire des Amériques une zone de libre-échange de produits agricoles.

Spanish

Save record 13

Record 14 1999-09-27

English

Subject field(s)
  • Loans
DEF

Credit from banks, usually by way of personal loan, or hire-purchase finance. ... credit sale agreements, credit cards, private loans and mortgages. [Klein, Gerald. Dictionary of Banking. Pitman Publishing, 1995].

OBS

Compare to "trade credit".

French

Domaine(s)
  • Prêts et emprunts
DEF

Expression qui recouvre la plupart des formes de crédit consenti aux particuliers, à l'exception des crédits immobiliers, généralement pour l'achat de biens de consommation ou de services.

Spanish

Campo(s) temático(s)
  • Préstamos
DEF

Crédito personal concedido a las economías familiares y ligado a algún tipo de consumo no hipotecario (compra de un automóvil, electrodomésticos, etc.).

OBS

crédito al consumo: término y definición extraídos del CAPITAL Business Dictionary con la autorización de LID Editorial Empresarial.

Save record 14

Record 15 1998-10-27

English

Subject field(s)
  • Loans
DEF

In the case of the liquidation of a company, this loan ranks behind all other creditors, but in front of those of the ordinary shareholders. Such a loan may be a bank loan or a loan given by the directors. Such loans are arranged when a business is in its infancy and is intended to reassure the trade and other creditors, so that there is no liquidity problem and credit terms are available. [Klein, Gerald. Dictionary of Banking. Pitman Publishing, 1995].

French

Domaine(s)
  • Prêts et emprunts
DEF

Emprunt qui, en cas de liquidation, occupe le rang d'exigibilité juste avant le capital, donc après toutes les dettes privilégiées et autres.

Spanish

Save record 15

Record 16 1998-05-14

English

Subject field(s)
  • Finance
CONT

Variables that receive ample statistical support as useful indicators of currency crises include declining international reserves, currency appreciation, credit growth, and increasing domestic inflation. Deterioration in trade balances, export performance, and real GDP growth are also statistically significant, as are increases in money growth, the ratio of broad money to gross international reserves, and the fiscal deficit.

OBS

Equivalent to M3, i.e. M2 plus the average of the beginning - and end-of-month deposits of non-bank thrift institutions.

French

Domaine(s)
  • Finances

Spanish

Campo(s) temático(s)
  • Finanzas
CONT

En una crisis económica el deterioro de la balanza comercial, el comportamiento de las exportaciones, el crecimiento de la base monetaria, la razón entre el dinero en sentido amplio y las reservas internacionales brutas, el crecimiento del PIB y el déficit fiscal son también estadísticamente significativos.

Save record 16

Record 17 1996-03-07

English

Subject field(s)
  • Taxation
  • Banking
CONT

Asset securitization involves pooling groups of assets, such as mortgages, trade or credit card receivables, automobile leases, and consumer loans, and financing them with securities that are sold to investors. [Office of the Superintendent of Financial Institutions].

French

Domaine(s)
  • Fiscalité
  • Banque
CONT

La titrisation de l'actif consiste à former des blocs d'actifs, par exemple des hypothèques, des comptes clients, des comptes débiteurs de cartes de crédit ou de contrats de crédit-bail d'automobiles, ou encore des prêts à la consommation, et à les financer en émettant des titres qui sont achetés par des investisseurs. [Bureau du surintendant des institutions financières].

Spanish

Save record 17

Record 18 1994-12-05

English

Subject field(s)
  • Foreign Trade
CONT

The credit terms offered by the exporter to its foreign client should not exceed international trade terms normal for its product or service.

Key term(s)
  • international terms of trade

French

Domaine(s)
  • Commerce extérieur
CONT

Les modalités de crédit offertes par l'exportateur à un client étranger ne doivent pas excéder celles normalement pratiquées dans le commerce international pour ces produits ou ces services.

Spanish

Save record 18

Record 19 1994-04-06

English

Subject field(s)
  • Industrial and Economic Psychology
CONT

Championed by a group of biologists led by John Tooby and Leda Cosmides, the emerging discipline of evolutionary psychology sees the human mind as a set of specific instincts that are trained by experience and learning, but are triggered by outside stimuli. This is very different from the old view that instinct and learning were mutually exclusive. These instincts are what constitutes human nature : for instance, the instinct to like sweet food... whatever form it comes in; the instinct to learn language with a specifically human grammar, whatever its vocabulary; the instinct to trade favors with other trusted individuals, a sense of social credit and debt; an instinct to form interpretations of what is going on in other human minds....

CONT

Economics and evolutionary psychology both focus on the similarities among individuals of all races: the fact that humans of all colors and creeds are motivated by the same preferences, desires and goals - to accumulate the means to consume, find a mate, have children, be famous or popular, and so on. This view holds that the differences between people are the result of different environmental triggers acting on the same genetic nature.

French

Domaine(s)
  • Psychologie industrielle et économique

Spanish

Save record 19

Record 20 1990-10-10

English

Subject field(s)
  • Currency and Foreign Exchange
  • Insurance
CONT

Certain Canadian banks operate specialized trade finance subsidiaries who utilize EDC credit insurance policy, which provides 90 percent insurance coverage for both short and medium-term credits.

French

Domaine(s)
  • Politique monétaire et marché des changes
  • Assurances
CONT

Certaines banques canadiennes exploitent des filiales spécialisées dans le financement du commerce, qui utilisent la police d'assurance-crédit de la Société pour l'expansion des exportations (SEE), laquelle assure à 90% les crédits à court et à moyen termes.

Spanish

Save record 20

Record 21 1988-02-22

English

Subject field(s)
  • Banking
  • Translation (General)
CONT

A study of the relative credit risks of varying occupations and employment categories furnishes creditors with useful information for assessing loan applicants.... It was found that loans made to individuals in some industries, such as manufacturing and retail and wholesale trade, tended to be better than average risks. Loans made to government employees were a significantly better than average credit risk, while loans made to drivers and laborers were among the most risky.(Term and context extracted from the ABI/INFORM bibliographic data base.)

French

Domaine(s)
  • Banque
  • Traduction (Généralités)
OBS

Expression fournie par le Service de traduction, Banque de Montréal (Montréal).

Spanish

Save record 21

Record 22 1986-12-05

English

Subject field(s)
  • System Names
  • Banking
CONT

A the end of 1985, the Bank introduced a new electronic trade finance service in Canada-Called LC Direct, it is capable of increasing customer productivity in applying for letters of credit by as much as 75 per cent. LD Direct is designed to link the customer's personal computer directly with a Royal Bank processing centre.

French

Domaine(s)
  • Noms de systèmes
  • Banque
CONT

A la fin de 1985, la Banque a lancé au Canada un nouveau service électronique de financement des opérations commerciales. Ce système appelé LC Direct, améliore dans une proportion pouvant atteindre 75 pour cent l'efficacité des demandes de lettre de crédit des clients. Le LC Direct relie directement un micro-ordinateur du client à un centre de traitement de la Banque Royale.

Spanish

Save record 22

Record 23 1986-12-05

English

Subject field(s)
  • Banking
CONT

At the end of 1985, the [Royal] Bank introduced a new electronic trade finance service in Canada-Called LC Direct, it is capable of increasing customer productivity in applying for letters of credit by as much as 75 per cent.

French

Domaine(s)
  • Banque
CONT

A la fin de 1985, la Banque [Royale] a lancé au Canada un nouveau service électronique de financement des opérations commerciales. Ce système appelé LC Direct, améliore dans une proportion pouvant atteindre 75 pour cent l'efficacité des demandes de lettre de crédit des clients.

Spanish

Save record 23

Record 24 1981-01-21

English

Subject field(s)
  • Financial Accounting
OBS

Our balance of international payments then will slow an import trade surplus, balanced by the invisible credit item, interest, royalties, and dividends.

French

Domaine(s)
  • Comptabilité générale

Spanish

Save record 24

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