TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 DEF

The amount billed to the carholder in the currency of the cardholder account exclusive of cardholder billing fees.  1, record 1, English, - carholder%20billing%20amount

Record number: 1, Textual support number: 1 OBS

cardholder billing amount: term and definition standardized by the International Organization for Standardization (ISO) in 1993.  2, record 1, English, - carholder%20billing%20amount

Record 1,  Textual support,  French

Record number: 1, Textual support number: 1 DEF

Montant facturé au titulaire de carte dans la monnaie du compte du titulaire de carte, à l'exclusion des frais de facturation du titulaire de carte.  1, record 1, French, - montant%20de%20la%20facture%20du%20titulaire%20de%20carte

Record number: 1, Textual support number: 1 OBS

montant de la facture du titulaire de carte : terme et définition normalisés par l'Organisation internationale de normalisation (ISO) en 1993.  2, record 1, French, - montant%20de%20la%20facture%20du%20titulaire%20de%20carte

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 DEF

A deposit account held at a bank or other financial institution that provides principal security and a modest interest rate.  4, record 2, English, - savings%20account

Record number: 2, Textual support number: 1 OBS

Depending on the specific type of savings account, the account holder may not be able to write checks from the account(without incurring extra fees or expenses) and the account is likely to have a limited number of free transfers/transactions.  4, record 2, English, - savings%20account

Record 2,  Textual support,  French

Record number: 2, Textual support number: 1 DEF

Compte bancaire portant habituellement intérêt et dans lequel le titulaire verse en dépôt les sommes qu'il a économisées ou mises en réserve.  1, record 2, French, - compte%20d%27%C3%A9pargne

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 DEF

... a charge not exceeding five dollars for the creation of or increase in an overdraft, imposed by a credit union or caisse populaire the membership of which [comprises,] wholly or substantially, natural persons or a deposit-taking institution the deposits in which are insured, in whole or in part, by the Canada Deposit Insurance Corporation or guaranteed, in whole or in part, by the Quebec Deposit Insurance Board.  5, record 3, English, - overdraft%20protection%20fee

Record number: 3, Textual support number: 1 CONT

This means that the bank will simply advance the money that your account is short and allow the check to be cashed.... a fee is charged for this overdraft protection. Overdraft fees typically range between $20 and $35 per overdraft. In addition, interest may be charged on any outstanding balance(that is the money the bank had to advance) until those funds are repaid. Naturally, overdraft charges can be very expensive, particularly if you aren’t aware of your account balance at all times, or are careless with the checks you issue.  6, record 3, English, - overdraft%20protection%20fee

Record number: 3, Textual support number: 2 CONT

... If [consumer] accounts have insufficient funds, they will be subject to expensive bounced check fees or overdraft protection charges.  7, record 3, English, - overdraft%20protection%20fee

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 CONT

Les frais de services sont des frais que vous payez en contrepartie d'un service fourni par la banque. Certains services de comptes de chèques sont gratuits, mais bon nombre sont payés par les clients, selon la formule de l'utilisateur-payeur. [...] Voici certains frais courants des comptes de chèques : frais de tenue de compte mensuels (dépendent souvent du maintien d'un solde minimum); frais de retrait, de virement et de règlement de factures; [...] frais de découvert (ou frais de protection de découvert) [...]  2, record 3, French, - frais%20de%20d%C3%A9couvert

Record number: 3, Textual support number: 2 CONT

Les clients peuvent éviter les frais de découvert en faisant une demande du service de protection de découvert.  3, record 3, French, - frais%20de%20d%C3%A9couvert

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  English

Record number: 4, Textual support number: 1 DEF

A fee charged to a client whose account has shown no customer-initiated activity for a set period of time.  3, record 4, English, - inactive%20account%20fee

Record number: 4, Textual support number: 1 CONT

... one deposit annually will prevent a dormant account from incurring any dormant account fees.  4, record 4, English, - inactive%20account%20fee

Record number: 4, Textual support number: 1 OBS

The inactivity period varies from bank to bank for banks that specify the duration of the inactivity period especially in cases involving "dormant" accounts.  3, record 4, English, - inactive%20account%20fee

Record 4,  Textual support,  French

Record number: 4, Textual support number: 1 DEF

Frais facturés à un client dont le compte bancaire n'a pas enregistré de mouvements (dépôts, retraits, etc. ) au cours d'une période donnée.  3, record 4, French, - frais%20de%20compte%20inactif

Record number: 4, Textual support number: 1 CONT

Frais de compte dormant [...] prélèvement initial [...] ensuite prélèvement mensuel (jusqu'à ce que le compte soit réactivé) [...]  2, record 4, French, - frais%20de%20compte%20inactif

Record number: 4, Textual support number: 2 CONT

La nouvelle ressource Internet de [l'Agence de la consommation en matière financière du Canada] décrit notamment les frais de service associés à certaines transactions effectuées par carte de crédit, y compris les frais d'avance de fonds, les frais de dépassement de limite, les frais de compte inactif et les frais de conversion en devises étrangères.  4, record 4, French, - frais%20de%20compte%20inactif

Record number: 4, Textual support number: 1 OBS

La période d'inactivité varie d'une banque à l'autre selon certaines banques qui précisent la durée de la période d'inactivité surtout dans les cas de comptes considérés comme étant «dormants».  3, record 4, French, - frais%20de%20compte%20inactif

Record 4,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 CONT

Super Checking accounts earn interest from the first dollar, and include many complimentary services : free unlimited ATM withdrawals; one free box of checks per year; free notary service; and one free money order or free teller's check per business day. Standard fees for these services apply to additional order volumes and to customers without a Super Checking Account.  2, record 5, English, - standard%20fees

Record number: 5, Textual support number: 1 OBS

standard fees: term usually used in the plural in this field.  3, record 5, English, - standard%20fees

Record 5,  Textual support,  French

Record number: 5, Textual support number: 1 CONT

Pour les particuliers, au Canada, les frais moyens sont de 10 $ par mois.  2, record 5, French, - frais%20moyens

Record number: 5, Textual support number: 1 OBS

Les frais moyens par transaction perçus par les banques ont chuté d'environ 26 % [...]  3, record 5, French, - frais%20moyens

Record 5,  Textual support,  Spanish

Record 6,  Textual support,  English

Record number: 6, Textual support number: 1 DEF

A fee charged when there are not enough funds in an account to cover a given transaction.  7, record 6, English, - non%2Dsufficient%20funds%20fee

Record number: 6, Textual support number: 1 CONT

NSF fees and overdraft-protection fees both stem from a customer's overextension of his checking account, there is one big difference. NSF fees are more old-fashioned : If the account doesn’t have enough money to cover a check, the bank rejects it and charges a fee usually between $25 and $35 per check.  8, record 6, English, - non%2Dsufficient%20funds%20fee

Record 6,  Textual support,  French

Record number: 6, Textual support number: 1 CONT

S'il reçoit un chèque sans provision, le locateur peut demander au locataire d'assumer les frais d'insuffisance de provision que lui réclame son institution bancaire, plus des frais administratifs d'au plus 20 $.  2, record 6, French, - frais%20d%27insuffisance%20de%20fonds

Record number: 6, Textual support number: 1 OBS

Le client comprend qu'il a la responsabilité de s'assurer que le montant du solde à payer par débit est disponible dans son compte, faute de quoi des frais d'insuffisance de fonds seront exigés.  3, record 6, French, - frais%20d%27insuffisance%20de%20fonds

Record 6,  Textual support,  Spanish

Record 7,  Textual support,  English

Record number: 7, Textual support number: 1 CONT

The best way to use the transaction account is via electronic transactions because there are no electronic transaction fees.  7, record 7, English, - electronic%20transaction%20fee

Record number: 7, Textual support number: 1 OBS

Electronic transactions include debit and credit.  4, record 7, English, - electronic%20transaction%20fee

Record 7,  Textual support,  French

Record number: 7, Textual support number: 1 CONT

Un compte-chèques économique et facile à gérer conçu en fonction de la commodité, de la flexibilité et des coûts réduits que recherchent les étudiants. [...] Épargnez avec un tarif inférieur aux frais de transaction électronique réguliers [...]  4, record 7, French, - frais%20de%20transaction%20%C3%A9lectronique

Record number: 7, Textual support number: 1 OBS

Les transactions électroniques comprennent les débits et les crédits.  2, record 7, French, - frais%20de%20transaction%20%C3%A9lectronique

Record 7,  Textual support,  Spanish

Record 8,  Textual support,  English

Record number: 8, Textual support number: 1 DEF

A fee usually charged at regular intervals (for example, monthly) on some account transactions.  4, record 8, English, - account%20transaction%20fee

Record number: 8, Textual support number: 1 CONT

All general service fees... are in addition to the account related transaction fees... For example, funds withdrawn from an account for services or products such as a bank cheque, telegraphic transfer, automated payment or bank draft will be counted as an account transaction, and the account transaction fee will apply.  5, record 8, English, - account%20transaction%20fee

Record number: 8, Textual support number: 2 CONT

Account service fees may include : A cash deposit fee... Electronic banking fees...  6, record 8, English, - account%20transaction%20fee

Record 8,  Textual support,  French

Record number: 8, Textual support number: 1 DEF

Frais habituellement facturés à intervalles réguliers (par exemple mensuellement) pour certaines transactions de comptes.  2, record 8, French, - frais%20de%20transaction%20aux%20comptes

Record number: 8, Textual support number: 1 CONT

Les frais de transaction aux comptes [...] s'appliquent à tous les comptes de particulier, sauf si ces derniers sont liés à un programme de services bancaires courants.  1, record 8, French, - frais%20de%20transaction%20aux%20comptes

Record 8,  Textual support,  Spanish

Record 9,  Textual support,  English

Record number: 9, Textual support number: 1 CONT

Account service fees may include : A cash deposit fee... ATM related fees; Electronic banking fees...  5, record 9, English, - online%20banking%20fee

Record number: 9, Textual support number: 1 OBS

The service fee incurred for everyday banking (online, using telephone banking or at a branch) depends on the type of account you hold, the service package you’ve subscribed to (if any) and the balance maintained.  6, record 9, English, - online%20banking%20fee

Record 9,  Textual support,  French

Record number: 9, Textual support number: 1 DEF

Frais facturés par une banque à son client lorsque celui-ci se sert de l'Internet pour effectuer des transactions bancaires quotidiennes.  1, record 9, French, - frais%20de%20services%20bancaires%20sur%20Internet

Record 9,  Textual support,  Spanish

Record 10,  Textual support,  English

Record number: 10, Textual support number: 1 CONT

Overdraft interest :... The total fees are calculated daily and... charged monthly in arrears to your account on the first business day of the following month.  2, record 10, English, - overdraft%20interest

Record 10,  Textual support,  French

Record number: 10, Textual support number: 1 CONT

L'intérêt sur découvert est calculé sur le montant quotidien du découvert et imputé mensuellement.  2, record 10, French, - int%C3%A9r%C3%AAt%20sur%20d%C3%A9couvert

Record 10,  Textual support,  Spanish

Record 11,  Textual support,  English

Record number: 11, Textual support number: 1 CONT

Since 2000, checking and savings account fees have increased for some transactions and services and declined for others.  2, record 11, English, - savings%20account%20fee

Record 11,  Textual support,  French

Record number: 11, Textual support number: 1 OBS

Habituellement, les institutions financières n'exigent pas de frais mensuels pour les comptes d'épargne. Vous pourriez par contre devoir payer des frais pour les transactions effectuées, par exemple lorsque vous retirez de l'argent.  2, record 11, French, - frais%20de%20compte%20d%27%C3%A9pargne

Record 11,  Textual support,  Spanish

Record 12,  Textual support,  English

Record number: 12, Textual support number: 1 DEF

The unpaid balance of the debt outstanding in a cardholder's account that is made up of any combination of interest-bearing purchases and interest-bearing fees and cash advances.  2, record 12, English, - interest%2Dbearing%20balance

Record 12,  Textual support,  French

Record number: 12, Textual support number: 1 DEF

Le solde du découvert sur le compte d'un titulaire, constitué des achats, des frais et des avances de fonds portant intérêt.  2, record 12, French, - solde%20portant%20int%C3%A9r%C3%AAt

Record 12,  Textual support,  Spanish

Record 14,  Textual support,  English

Record number: 14, Textual support number: 1 CONT

As a Web merchant, you will pay separate merchant-bank account charges. Expect to pay setup fees of up to $200, a monthly statement fee(typically $10), a per-transaction fee(around 30 cents), and a discount rate ranging from 1% to 4% of each sale. The latter is the interest the card company charges for giving you the money up front before it debits the customer's account. A discount rate(determined by your credit history) of less than 2. 7% is considered good. Reserve fees-a portion of sales retained to cover refunds-can be as large as 15%. The bank can hold reserves for anywhere from several weeks to six months.  1, record 14, English, - reserve%20fees

Record number: 14, Textual support number: 2 CONT

Although e-commerce has its benefits, it can be costly; there may be monthly processing fees, bank fees and reserve fees associated with each sale.  2, record 14, English, - reserve%20fees

Record 14,  Textual support,  French

Record number: 14, Textual support number: 1 CONT

eBay s'apprête à augmenter aux États-Unis le niveau de ses commissions sur les transactions. À la fin du mois de janvier, les commissions seront rehaussées de 0,25 %. Pour les enchères inférieures à 25 dollars, la commission passera à 5,25 %. Sur la tranche supérieure, pour les offres de 1 000 dollars et plus, la commission atteindra 1,5 %. Les frais de réserve, pour les enchères à prix plancher, passeront d'un à deux dollars.  1, record 14, French, - frais%20de%20r%C3%A9serve

Record 14,  Textual support,  Spanish

Record 15,  Textual support,  English

Record number: 15, Textual support number: 1 OBS

Received by sheriffs and marshals.  1, record 15, English, - account%20for%20fees

Record 15,  Textual support,  French

Record 15,  Textual support,  Spanish

Record 16,  Textual support,  English

Record number: 16, Textual support number: 1 DEF

Brokerage account placing assets managed by several investment advisors under a single account relationship. Administrative and asset management fees are wrapped into one comprehensive fee, which is ususally paid quarterly.  1, record 16, English, - wrap%20account

Record 16,  Textual support,  French

Record number: 16, Textual support number: 1 CONT

Les comptes intégrés existent sous trois formes. Le compte intégré le plus simple, permet à l'investisseur d'avoir accès à une gestion professionnelle en payant uniquement un pourcentage fixe de son actif en guise de frais. Le deuxième type de compte intégré confie la gestion de l'actif au service de gestion de portefeuille de la firme de courtage, qui le gère selon la politique de placement de la firme. Le troisième, le plus populaire aux États-Unis, confie l'argent à des gestionnaires professionnels externes; la firme de courtage est plutôt l'intermédiaire entre ses clients et les gestionnaires. (Renseignements extraits du journal Les Affaires, 1992, no 35)  2, record 16, French, - compte%20int%C3%A9gr%C3%A9

Record 16,  Textual support,  Spanish

Record 17,  Textual support,  English

Record number: 17, Textual support number: 1 OBS

This account was established pursuant to sections 160 to 164 of the Land Titles Act, to indemnify title holders who suffer loss through misdescriptions in titles, and from other causes specified in the Land Titles Act. Fees are collected from the parties who register deeds with the Registrar of Land Titles in the Northwest Territories and the Yukon Territory, Interest is added to the Fund annually, the present rate being 3 percent per annum.  2, record 17, English, - Land%20Assurance%20Fund

Record 17,  Textual support,  French

Record number: 17, Textual support number: 1 OBS

Ce compte a été établi en vertu des articles 160 à 164 de la Loi sur les titres de biens-fonds, pour indemniser les propriétaires qui ont éprouvé des pertes par suite de désignations inexactes, ou d'autres causes désignées dans la Loi sur les titres de biens-fonds. On perçoit des honoraires auprès de ceux qui font enregistrer tout acte chez le greffier des titres de biens-fonds dans les Territories du Nord-Ouest et le Territoire du Yukon. L'intérêt s'ajoute au fonds annuellement, le taux actuel étant de 3 pour cent par année.  2, record 17, French, - Fonds%20d%27assurance%20de%20biens%2Dfonds

Record 17,  Textual support,  Spanish

Record 18,  Textual support,  English

Record number: 18, Textual support number: 1 DEF

A member's account with a private club for use of the club's facilities and services, apart from membership fees.  2, record 18, English, - house%20account

Record 18,  Textual support,  French

Record number: 18, Textual support number: 1 DEF

Pour le membre d'un club social, sportif, etc., compte où sont portées les dépenses (repas, consommations, etc.) qu'il y effectue.  1, record 18, French, - compte%20de%20membre

Record 18,  Textual support,  Spanish

Record 19,  Textual support,  French

Record 19,  Textual support,  Spanish