TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 DEF

A fixed annual reimbursement.  1, record 1, English, - annual%20installment

Record number: 1, Textual support number: 1 OBS

Initially the percentage charged as interest is greater than principal amortization which increases in time, whereas interest decreases as the principal amount is paid off.  1, record 1, English, - annual%20installment

Record 1,  Textual support,  French

Record number: 1, Textual support number: 1 DEF

Montant annuel versé par le débiteur à son créancier dans le but d'éteindre graduellement une dette et comprenant à la fois une partie du principal et les intérêts depuis le dernier versement.  2, record 1, French, - versement%20annuel

Record number: 1, Textual support number: 1 OBS

Les annuités peuvent être constantes, c'est-à-dire d'un montant fixe, ou variables, par exemple dégressives ou progressives.  2, record 1, French, - versement%20annuel

Record 1,  Textual support,  Spanish

Record number: 1, Textual support number: 1 DEF

En un préstamo, la cuota anual fija de devolución.  1, record 1, Spanish, - anualidad

Record number: 1, Textual support number: 1 OBS

Al principio, la parte dedicada a intereses es proporcionalmente mayor que la dedicada a amortización del principal, que va aumentando según pasan los años, mientras que los intereses bajan al estar ya amortizado parte del capital inicial.  1, record 1, Spanish, - anualidad

Record number: 1, Textual support number: 2 OBS

anualidad: término y definición extraídos del CAPITAL Business Dictionary con la autorización de LID Editorial Empresarial.  2, record 1, Spanish, - anualidad

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 DEF

The ratio of the current value, in terms of the U. S. dollar, of the principal outstanding of a loan at the commencement of business of a day to the corresponding total of withdrawals from the Loan Account, net of recalls for amortization.  1, record 2, English, - amortization%20adjustment%20factor

Record number: 2, Textual support number: 1 OBS

Currency pool.  1, record 2, English, - amortization%20adjustment%20factor

Record 2,  Textual support,  French

Record number: 2, Textual support number: 1 OBS

encours : Cette graphie, puisée des Rectifications de l'orthographe recommandées par le Conseil supérieur de la langue française, est attestée dans le Petit Robert (2004).  2, record 2, French, - coefficient%20d%27ajustement%20de%20l%27encours%20de%20la%20dette

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 OBS

Negative amortization occurs when regular loan payments do not meet or exceed the value of the interest on the principal. Therefore, even though the individual is making payments, the debt increases over time. New payments are then recalculated based on the higher debt, including the accumulated interest and it becomes difficult for the individual to pay off his debt.  1, record 3, English, - negative%20amortization%20of%20interest

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 OBS

L'amortissement négatif se produit lorsque les paiements réguliers ne sont pas égaux ou supérieurs au montant de l'intérêt couru sur le principal. Par conséquent, même si l'emprunteur effectue ses paiements, la dette augmente avec le temps. Les nouveaux paiements sont recalculés en fonction de la dette plus élevée, comprenant les intérêts accumulés, et il devient alors difficile pour l'emprunteur de rembourser sa dette.  1, record 3, French, - amortissement%20n%C3%A9gatif%20sur%20les%20int%C3%A9r%C3%AAts

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  French

Record 4,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 DEF

The annual payment that will repay a loan of 1 currency unit in x years with compound interest on the unpaid balance. The reciprocal of the present worth of an annuity factor. Generally obtained from a set of compounding and discounting tables. This factor permits calculating the equal installments necessary to repay(amortize) a loan over a given period at a stated interest rate. The total payment is a varying combination of both interest and repayment(amortization) of principal.  2, record 5, English, - capital%20recovery%20factor

Record 5,  Textual support,  French

Record 5,  Textual support,  Spanish

Record number: 5, Textual support number: 1 DEF

Es el pago anual que reembolsará un préstamo de una unidad monetaria en x años, con interés compuesto sobre el saldo impagado. Es el recíproco del valor actual de una anualidad constante. Se obtiene, en general, de un conjunto de tablas de interés compuesto y de descuento. Este factor permite calcular los pagos iguales necesarios para reembolsar (amortizar) un préstamo en el curso de un período determinado a una tasa fija de interés. El pago total es una combinación variada de interés y reembolso (amortización) del principal.  1, record 5, Spanish, - factor%20de%20recuperaci%C3%B3n%20del%20capital

Record 6,  Textual support,  English

Record number: 6, Textual support number: 1 CONT

Congress had along empowered the Federal Reserve to set terms for mortgage down payments and the number of years for amortization of principal. This so-called "Regulation X" gave the Board powerful leverage over the pace of house-construction expenditure.  1, record 6, English, - regulation%20X

Record 6,  Textual support,  French

Record 6,  Textual support,  Spanish