TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 DEF

... a charge not exceeding five dollars for the creation of or increase in an overdraft, imposed by a credit union or caisse populaire the membership of which [comprises,] wholly or substantially, natural persons or a deposit-taking institution the deposits in which are insured, in whole or in part, by the Canada Deposit Insurance Corporation or guaranteed, in whole or in part, by the Quebec Deposit Insurance Board.  5, record 1, English, - overdraft%20protection%20fee

Record number: 1, Textual support number: 1 CONT

This means that the bank will simply advance the money that your account is short and allow the check to be cashed.... a fee is charged for this overdraft protection. Overdraft fees typically range between $20 and $35 per overdraft. In addition, interest may be charged on any outstanding balance(that is the money the bank had to advance) until those funds are repaid. Naturally, overdraft charges can be very expensive, particularly if you aren’t aware of your account balance at all times, or are careless with the checks you issue.  6, record 1, English, - overdraft%20protection%20fee

Record number: 1, Textual support number: 2 CONT

... If [consumer] accounts have insufficient funds, they will be subject to expensive bounced check fees or overdraft protection charges.  7, record 1, English, - overdraft%20protection%20fee

Record 1,  Textual support,  French

Record number: 1, Textual support number: 1 CONT

Les frais de services sont des frais que vous payez en contrepartie d'un service fourni par la banque. Certains services de comptes de chèques sont gratuits, mais bon nombre sont payés par les clients, selon la formule de l'utilisateur-payeur. [...] Voici certains frais courants des comptes de chèques : frais de tenue de compte mensuels (dépendent souvent du maintien d'un solde minimum); frais de retrait, de virement et de règlement de factures; [...] frais de découvert (ou frais de protection de découvert) [...]  2, record 1, French, - frais%20de%20d%C3%A9couvert

Record number: 1, Textual support number: 2 CONT

Les clients peuvent éviter les frais de découvert en faisant une demande du service de protection de découvert.  3, record 1, French, - frais%20de%20d%C3%A9couvert

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 DEF

[A] fee charged by a bank for a service that the bank provides in Canada, but does not include the interest or discount applicable to a loan made by the bank.  3, record 2, English, - bank%20fee

Record number: 2, Textual support number: 1 OBS

bank fee; bank charge: terms usually used in the plural in this field.  4, record 2, English, - bank%20fee

Record 2,  Textual support,  French

Record number: 2, Textual support number: 1 DEF

Frais exigés par une banque pour un service qu'elle fournit au Canada, à l'exception des intérêts ou de l'escompte applicables à un prêt qu'elle accorde.  4, record 2, French, - frais%20bancaires

Record number: 2, Textual support number: 1 OBS

Le terme agio(s) désigne l'ensemble des rémunérations (intérêts, commissions, change) prélevées par une banque en échange des services rendus. Il existe différentes acceptions de l'agio qui peut être bancaire, boursier ou monétaire, mais la première est la plus connue.  5, record 2, French, - frais%20bancaires

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 CONT

Domestic financing sources ... The Funds offer loans, donations, partial payment of bank interest fees, etc.  1, record 3, English, - bank%20interest%20fee

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 CONT

La Directive Européenne contre les retards de paiement [...] Est-ce que la Directive aura des effets sur les retards de paiement? [...] Effets additionnels [...] meilleures cotation de solvabilité par les banques [...] moins de frais d'intérêt bancaire [...]  1, record 3, French, - frais%20d%27int%C3%A9r%C3%AAt%20bancaire

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  English

Record number: 4, Textual support number: 1 CONT

As a Web merchant, you will pay separate merchant-bank account charges. Expect to pay setup fees of up to $200, a monthly statement fee(typically $10), a per-transaction fee(around 30 cents), and a discount rate ranging from 1% to 4% of each sale. The latter is the interest the card company charges for giving you the money up front before it debits the customer's account. A discount rate(determined by your credit history) of less than 2. 7% is considered good. Reserve fees-a portion of sales retained to cover refunds-can be as large as 15%. The bank can hold reserves for anywhere from several weeks to six months.  1, record 4, English, - reserve%20fees

Record number: 4, Textual support number: 2 CONT

Although e-commerce has its benefits, it can be costly; there may be monthly processing fees, bank fees and reserve fees associated with each sale.  2, record 4, English, - reserve%20fees

Record 4,  Textual support,  French

Record number: 4, Textual support number: 1 CONT

eBay s'apprête à augmenter aux États-Unis le niveau de ses commissions sur les transactions. À la fin du mois de janvier, les commissions seront rehaussées de 0,25 %. Pour les enchères inférieures à 25 dollars, la commission passera à 5,25 %. Sur la tranche supérieure, pour les offres de 1 000 dollars et plus, la commission atteindra 1,5 %. Les frais de réserve, pour les enchères à prix plancher, passeront d'un à deux dollars.  1, record 4, French, - frais%20de%20r%C3%A9serve

Record 4,  Textual support,  Spanish