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Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 DEF

A type of property insurance that covers a dwelling for losses sustained by water damage, specifically due to flooding.  2, record 1, English, - flood%20insurance

Record number: 1, Textual support number: 1 CONT

The deductible for flood insurance is usually higher than for many other types of damage covered by insurance. The deductible may be a fixed dollar amount or a percentage of your claim amount.  3, record 1, English, - flood%20insurance

Record 1,  Textual support,  French

Record number: 1, Textual support number: 1 CONT

Règle générale, la franchise de l'assurance contre les inondations est plus élevée que celle de plusieurs autres types de dommages couverts par une assurance. La franchise peut être un montant fixe ou un pourcentage du montant de votre réclamation.  2, record 1, French, - assurance%20contre%20les%20inondations

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 OBS

Flooding is Canada's greatest climate threat. By launching the National Flood Insurance Program, the federal government can help protect the 1. 5 million households at high risk on a cost neutral basis.  2, record 2, English, - National%20Flood%20Insurance%20Program

Record 2,  Textual support,  French

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 CONT

Reconstruction: HUD [United States Department of Housing and Urban Development] guidelines regarding reconstruction are as follows: The regulation defines reconstruction as the rebuilding of housing on the same foundation. Therefore, the foundation must be used, if possible. If the building has no foundation or if it is not possible to rebuild on the foundation, then the "foundation" will be the same location as the building that is being reconstructed. Construction of housing on a different portion of the land parcel would be new construction. The reconstructed housing must be substantially similar to the structure that is being replaced, regardless of whether an existing foundation is used (i.e. a single family house must be replaced with a structure containing the same number of units). Rooms may be added to a building outside of the foundation or footprint of the original housing if needed to meet local codes. However, additional units cannot be constructed as part of a reconstruction project. A structure must be present prior to reconstruction.  2, record 3, English, - rebuilding

Record number: 3, Textual support number: 2 CONT

Buildings insurance :Insurance against the cost of rebuilding a property from scratch following structural damage, for example by fire, storm or flood.  3, record 3, English, - rebuilding

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 DEF

Travail de remise en état et de réparations d'un ouvrage qui ne remplit plus ses fonctions, suite à une dégradation ou à des malfaçons; [...]  1, record 3, French, - r%C3%A9fection

Record number: 3, Textual support number: 1 OBS

[...] le résultat d'une réfection est en principe analogue à ce qui existait ou aurait dû exister : ne pas confondre réfection avec réhabilitation, rénovation ou restauration  1, record 3, French, - r%C3%A9fection

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  English

Record number: 4, Textual support number: 1 DEF

Provision constituted to offset significant fluctuations in the loss experience of individual lines over a number of years.  2, record 4, English, - equalization%20reserve

Record number: 4, Textual support number: 1 CONT

A disastrous event such as a flood, earthquake, or fire can result in the severe depletion of an insurance company's equalization reserve. These reserves could be seen as the company's personal "rainy day fund, "compensating for unforeseen and often expensive events.  3, record 4, English, - equalization%20reserve

Record 4,  Textual support,  French

Record number: 4, Textual support number: 1 CONT

La provision pour égalisation comprend tous les montants provisionnés pour permettre d'égaliser les fluctuations des taux de sinistres pour les années à venir ou de répondre à des dispositions contractuelles.  2, record 4, French, - provision%20pour%20%C3%A9galisation

Record 4,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 DEF

A risk of an extraordinary nature such as a cyclone, flood, earthquake or political uprising, which is not normally covered by an insurance policy.  4, record 5, English, - catastrophe%20risk

Record 5,  Textual support,  French

Record number: 5, Textual support number: 1 DEF

Risque lié à la survenance d'un cataclysme tel que raz de marée, séisme, ouragan, etc., ou d'un accident majeur d'origine industrielle, et dont les conséquences financières se révèlent généralement très coûteuses.  3, record 5, French, - risque%20de%20catastrophe

Record number: 5, Textual support number: 1 CONT

Le réassureur offre aux assureurs les capacités additionnelles dont ils ont besoin et sécurise ainsi le portefeuille des assureurs, leur permettant de transférer une partie du risque, la plus pointue, auquel les exposent leurs obligations contractuelles : à titre d'exemple, un risque catastrophique, telle une catastrophe naturelle ou encore les conséquences d'un risque terroriste.  4, record 5, French, - risque%20de%20catastrophe

Record 5,  Textual support,  Spanish

Record number: 5, Textual support number: 1 DEF

Riesgo que tiene su origen en hechos o acontecimientos de carácter extraordinario, tales como fenómenos atmosféricos de elevada gravedad, movimientos sísmicos, conmociones o revoluciones militares o políticas, etc., cuya propia naturaleza anormal y la elevada intensidad y cuantía de los daños que de ellos pueden derivarse impiden que su cobertura quede garantizada en una póliza de seguro ordinario.  3, record 5, Spanish, - riesgo%20catastr%C3%B3fico

Record 6,  Textual support,  English

Record number: 6, Textual support number: 1 CONT

Flood-risk maps are the primary tool that guides the sensible use of flood-prone lands. They indicate flood-risk areas, where floodwaters are likely to spread. Municipalities can thus determine where to allow construction of floodproofed homes and other structures ....  2, record 6, English, - flood%2Dprone%20area

Record number: 6, Textual support number: 2 CONT

Programs such as the federally subsidized National Flood Insurance Program partly offset the risk of owning property in flood-prone areas.... Of the 56, 000 properties damaged in last year's flood, only 14 percent were insured under the NFIP; overall, only 6 percent of properties in flood-prone areas were covered.  4, record 6, English, - flood%2Dprone%20area

Record 6,  Textual support,  French

Record number: 6, Textual support number: 1 CONT

Les cartes des risques d'inondation constituent le principal outil servant à orienter l'utilisation judicieuse des terres inondables. Elles précisent les zones inondables, soit où l'eau de crue est susceptible de se répandre. Les municipalités peuvent donc déterminer où permettre la construction de maisons et d'autres bâtiments protégés contre les inondations [...]  2, record 6, French, - zone%20inondable

Record number: 6, Textual support number: 1 OBS

Sources : Divers dépliants d'Environnement Canada portant sur les inondations.  2, record 6, French, - zone%20inondable

Record 6,  Textual support,  Spanish

Record 7,  Textual support,  English

Record number: 7, Textual support number: 1 DEF

[A] property insurance, written on a replacement cost basis to the full replacement value for the contractor's personal property used in connection with the contract, covering all risks of direct physical loss or damage(including flood and earth movement).  2, record 7, English, - all%2Drisks%20property%20insurance

Record 7,  Textual support,  French

Record number: 7, Textual support number: 1 DEF

Assurance immobilière [...] souscrite à la valeur à neuf, pour la valeur à neuf intégrale des biens personnels de l'entrepreneur utilisés dans le cadre du contrat et prévoyant une protection contre l'ensemble des risques représentés par les pertes ou les dégâts matériels directs (y compris les inondations et les séismes).  2, record 7, French, - assurance%20immobili%C3%A8re%20tous%20risques

Record 7,  Textual support,  Spanish

Record 8,  Textual support,  English

Record number: 8, Textual support number: 1 DEF

... insurance against loss or damage caused by rain, flood, windstorm, cyclone, tornado, or other climatic conditions but does not include hail insurance;...  2, record 8, English, - weather%20insurance

Record 8,  Textual support,  French

Record number: 8, Textual support number: 1 DEF

[...] l'assurance garantissant les pertes matérielles occasionnées par la pluie, les inondations, les tempêtes de vent, les cyclones, les tornades ou les autres phénomènes atmosphériques, mais à l'exception de l'assurance contre la grêle; [...]  2, record 8, French, - assurance%20contre%20les%20intemp%C3%A9ries

Record 8,  Textual support,  Spanish

Record 9,  Textual support,  English

Record number: 9, Textual support number: 1 DEF

An overflow of water onto lands that are used or usable by man and not normally covered by water.  2, record 9, English, - flood%20waters

Record number: 9, Textual support number: 1 OBS

Floods have two essential characteristics: The inundation of land is temporary; and the land is adjacent to and inundated by overflow from a river, stream, lake, or ocean.  2, record 9, English, - flood%20waters

Record number: 9, Textual support number: 1 CONT

Willow Creek Lake is a flood control project designed to protect the city of Heppner, Oregon. In 1903, Heppner experienced one of the most devastating floods in the history of the United States. Two hundred forty-seven people perished in a flash flood. The project will prevent a recurrence of a similar disaster. Storage for irrigation is also part of the project. A lake for water conservation and irrigation is maintained at elevation 2063. When a flash flood occurs, the flood waters will be caught and stored, and slowly released until the lake returns to elevation 2063.  3, record 9, English, - flood%20waters

Record number: 9, Textual support number: 2 OBS

floods; flood waters. As defined, in part, in the Standard Flood Insurance Policy(SFIP) :"A general and temporary condition of partial or complete inundation of normally dry land areas from overflow of inland or tidal waters or from the unusual and rapid accumulation or runoff of surface waters from any source. "  2, record 9, English, - flood%20waters

Record 9,  Textual support,  French

Record number: 9, Textual support number: 1 CONT

Irrigation de surface. [...] L'épandage des eaux de ruissellement ou de crue, qui du fait de la brutalité des précipitations, coulent de façon très temporaire dans les régions à faible pluviosité annuelle, est une forme fruste de submersion, utilisée par l'homme depuis longtemps, dans la vallée du Nil ou la Mésopotamie par exemple.  2, record 9, French, - eaux%20de%20crue

Record number: 9, Textual support number: 1 OBS

eaux de crue : terme rarement employé au singulier («eau de crue»).  3, record 9, French, - eaux%20de%20crue

Record 9,  Textual support,  Spanish

Record 10,  Textual support,  English

Record number: 10, Textual support number: 1 CONT

All risks property insurance, written on a replacement cost basis to the full replacement value for the contractor's personal property used in connection with the contract, covering all risks of direct physical loss or damage(including flood and earth movement) ;...  2, record 10, English, - direct%20physical%20loss

Record 10,  Textual support,  French

Record number: 10, Textual support number: 1 CONT

Assurances immobilières tous risques, souscrites à la valeur à neuf, pour la valeur à neuf intégrale des biens personnels de l'entrepreneur utilisés dans le cadre du contrat et prévoyant une protection contre l'ensemble des risques représentés par les pertes ou les dégâts matériels directs (y compris les inondations et les séismes); [...]  3, record 10, French, - perte%20mat%C3%A9rielle%20directe

Record 10,  Textual support,  Spanish

Record 11,  Textual support,  English

Record number: 11, Textual support number: 1 OBS

All-risks builders risk(course of construction) insurance or all-risks installation floater written on a full replacement cost value basis to the full insurable value of the project delivery work to cover all risks of direct physical loss or damage(including flood and earth movement), to property destined for incorporation into the portfolio, while at the site or in transit to the site.  2, record 11, English, - builders%20all%2Drisks%20insurance

Record 11,  Textual support,  French

Record number: 11, Textual support number: 1 CONT

Assurances tous risques des constructeurs (dans le cadre des travaux de bâtiments) ou avenant d'assurances tous risques, souscrits à la valeur intégrale à neuf en fonction de la valeur assurable complète des travaux réalisés dans le cadre des projets, pour l'ensemble des risques de pertes ou de dégâts matériels directs (y compris les inondations et les séismes) pour ce qui est des biens destinés à être intégrés dans les immeubles ou les bâtiments, pendant qu'ils se trouvent sur le lieu des travaux ou qu'ils sont acheminés à destination de ce lieu.  2, record 11, French, - assurances%20tous%20risques%20des%20constructeurs

Record 11,  Textual support,  Spanish

Record 12,  Textual support,  English

Record number: 12, Textual support number: 1 DEF

[An] insurance written on a full replacement cost basis to cover all risks of direct physical loss or damage(including flood and earth movement) to machinery, equipment and other property of contractors and sub-contractors not insured under the All Risks Builders Risk(Course of Construction) insurance, while at the site.  2, record 12, English, - contractor%20equipment%20insurance

Record 12,  Textual support,  French

Record number: 12, Textual support number: 1 DEF

Assurance [...] souscrite à la valeur intégrale à neuf pour l'ensemble des risques de pertes ou de dégâts matériels directs (y compris les inondations et les séismes) relatifs aux machines, aux biens d'équipement et aux autres biens des entrepreneurs et des sous-traitants qui ne sont pas assurés en vertu de l'assurance tous risques des constructeurs (dans le cadre des travaux de bâtiments), pendant qu'ils se trouvent sur le lieu des travaux.  2, record 12, French, - assurance%2D%C3%A9quipement%20de%20l%27entrepreneur

Record 12,  Textual support,  Spanish

Record 13,  Textual support,  English

Record number: 13, Textual support number: 1 DEF

Insurance against loss due to the accidental presence of water(other than flood or surface water) in places it is not supposed to be.  1, record 13, English, - water%20damage%20insurance

Record 13,  Textual support,  French

Record number: 13, Textual support number: 1 DEF

Assurance garantissant certains dommages subis par l'assuré du fait de l'action des eaux dans les locaux assurés et, éventuellement, les conséquences pécuniaires de la responsabilité lui incombant pour les dommages matériels et immatériels subis par des tiers du fait de l'action des eaux provenant de ces locaux.  1, record 13, French, - assurance%20des%20d%C3%A9g%C3%A2ts%20des%20eaux

Record number: 13, Textual support number: 1 OBS

assurance des dégâts des eaux : terme normalisé par l'AFNOR. Extrait de la norme NF-K40-001, reproduite avec l'autorisation de l'AFNOR.  3, record 13, French, - assurance%20des%20d%C3%A9g%C3%A2ts%20des%20eaux

Record number: 13, Textual support number: 2 OBS

assurance contre les dommages causés par l'eau : loi fédérale; assurance contre les dégâts des eaux : loi du Québec.  3, record 13, French, - assurance%20des%20d%C3%A9g%C3%A2ts%20des%20eaux

Record 13,  Textual support,  Spanish

Record 14,  Textual support,  English

Record number: 14, Textual support number: 1 DEF

System for reduction of the effects of floods using non-structural means, e. g. land-use planning(flood plain zoning), advance warning systems, flood insurance.  1, record 14, English, - non%2Dstructural%20flood%20mitigation

Record 14,  Textual support,  French

Record number: 14, Textual support number: 1 DEF

Systèmes basés sur des méthodes non structurales, c'est-à-dire ne comportant pas de construction d'ouvrage, mis en place pour limiter les dégâts occasionnés par les crues; par exemple : planification de l'occupation des sols (zonage des plaines d'inondation), systèmes élaborés d'annonce des crues, assurance contre les dégâts des crues.  1, record 14, French, - att%C3%A9nuation%20des%20effets%20des%20crues%20%28m%C3%A9thodes%20non%20structurales%29

Record 14,  Textual support,  Spanish

Record number: 14, Textual support number: 1 DEF

Sistema para la reducción de los efectos de las crecidas utilizando medios no estructurales, por ejemplo planificación del uso de la tierra (zonificación de la llanura de inundación), sistemas de alerta anticipada, seguros de inundaciones.  1, record 14, Spanish, - medidas%20no%20estructurales%20para%20el%20control%20de%20avenidas

Record 15,  Textual support,  English

Record number: 15, Textual support number: 1 CONT

... the disaster-relief payments... were more than two and a half times as high as NFIP [National Flood Insurance Program] and crop-insurance payments combined.  2, record 15, English, - crop%20insurance%20payment

Record 15,  Textual support,  French

Record 15,  Textual support,  Spanish