TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 OBS

Expression used on the federal income tax return T1 forms.  2, record 1, English, - homeowner%20refund

Record 1,  Textual support,  French

Record number: 1, Textual support number: 1 OBS

Expression tirée des déclarations d'impôt T1 au niveau fédéral.  2, record 1, French, - remboursement%20%C3%A0%20titre%20de%20propri%C3%A9taire%2Doccupant

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 DEF

The process by which the holder of a mortgage seizes the property of a homeowner who has not made interest and/or principal payments on time as stipulated in the mortgage contract.  2, record 2, English, - foreclosure

Record number: 2, Textual support number: 1 CONT

Foreclosure results in a loss for the lender and is obviously quite detrimental to the borrower; as a result, it is the last resort. Most of the time, lenders attempt to work with the borrower to come up with a better solution, such as extending the repayment period in order to lower payments.  2, record 2, English, - foreclosure

Record 2,  Textual support,  French

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 OBS

Expression(s) used on the federal income tax return T1 forms.  2, record 3, English, - resident%20homeowner%20tax%20assistance

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 OBS

Expression(s) tirée(s) des déclarations d'impôt T1 au niveau fédéral.  2, record 3, French, - aide%20fiscale%20aux%20propri%C3%A9taires%2Doccupants

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  English

Record 4,  Textual support,  French

Record number: 4, Textual support number: 1 DEF

Personne qui possède en propriété, exerce à son profit exclusif le droit de propriété.  2, record 4, French, - propri%C3%A9taire

Record 4,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 CONT

A home inspector is a trained professional who comes to your home for the purposes of performing an inspection on all the major systems and components of your home... Everything from the foundation to the heating, plumbing, and interior structure is inspected. Some possible reasons a home inspection would be ordered include : the home is under consideration for the purchase and a professional' s opinion as to its condition is desired... ;the homeowner is interested in purchasing a home warranty and an inspection is required by the insurer; the homeowner is simply interested in knowing the condition of the house.  1, record 5, English, - home%20inspector

Record 5,  Textual support,  French

Record 5,  Textual support,  Spanish

Record 6,  Textual support,  English

Record number: 6, Textual support number: 1 DEF

A dwelling containing an automated system to control functions such as security systems, zone heating and cooling appliances, and entertainment system, and to facilitate communication.  6, record 6, English, - smart%20home

Record number: 6, Textual support number: 1 OBS

A smart home or building is a home or building, usually a new one, that is equipped with special structured wiring to enable occupants to remotely control or program an array of automated home electronic devices by entering a single command. For example, a homeowner on vacation can use a Touchtone phone to arm a home security system, control temperature gauges, switch appliances on or off, control lighting, program a home theater or entertainment system, and perform many other tasks.  7, record 6, English, - smart%20home

Record 6,  Textual support,  French

Record number: 6, Textual support number: 1 DEF

Habitation dotée de systèmes automatisés commandant, entre autres, le système de sécurité, le chauffage et la climatisation des zones, les appareils de divertissement, etc. et facilitant la communication.  4, record 6, French, - maison%20intelligente

Record number: 6, Textual support number: 1 OBS

Une maison intelligente, appelée aussi «maison informatisée» ou «robotisée», est en fait une maison construite de façon à contrôler les systèmes de chauffage, d'éclairage, de climatisation, de sécurité, etc. Une fois le réseau de câbles électriques installé, puis relié à un ordinateur central doté d'un modem téléphonique, on peut commander une action à distance.  3, record 6, French, - maison%20intelligente

Record 6,  Textual support,  Spanish

Record 7,  Textual support,  English

Record number: 7, Textual support number: 1 CONT

A second mortgage is another mortgage, smaller in size, that is given to the homeowner when the home or property in question already has a first mortgage.  2, record 7, English, - second%20mortgage

Record 7,  Textual support,  French

Record number: 7, Textual support number: 1 OBS

On peut dire «hypothèque de second rang», s'il n'y a que deux hypothèques en tout sur le bien.  2, record 7, French, - hypoth%C3%A8que%20de%20deuxi%C3%A8me%20rang

Record number: 7, Textual support number: 2 OBS

hypothèque de deuxième rang : terme normalisé par le Comité de normalisation, Promotion de l’accès à la justice dans les deux langues officielles (PAJLO).  3, record 7, French, - hypoth%C3%A8que%20de%20deuxi%C3%A8me%20rang

Record 7,  Textual support,  Spanish

Record 8,  Textual support,  French

Record 8,  Textual support,  Spanish

Record 9,  Textual support,  English

Record number: 9, Textual support number: 1 CONT

Some people don’t set out to botch a job. They have it thrust open to them by a homeowner looking for a deal. Tempting though it may be, don’t try to promote a junior carpenter into a project manager, no matter how good a carpenter he is and no matter how much money you think you will save.  3, record 9, English, - botch%20a%20job

Record 9,  Textual support,  French

Record number: 9, Textual support number: 1 DEF

Expédier (un travail) sans soins.  2, record 9, French, - b%C3%A2cler

Record number: 9, Textual support number: 1 OBS

Cette locution verbale comporte une nuance nettement péjorative. BÂCLER un travail, c'est le faire à la hâte et sans soins.  3, record 9, French, - b%C3%A2cler

Record number: 9, Textual support number: 2 OBS

C'est une impropriété que d'employer BÂCLER au sens neutre d'exécuter un travail, conclure un contrat, un marché.  3, record 9, French, - b%C3%A2cler

Record 9,  Textual support,  Spanish

Record 10,  Textual support,  English

Record number: 10, Textual support number: 1 CONT

Mortgage refinancing: refinancing a mortgage means paying off a current mortgage and replacing it with a new one. This can be done with the existing bank (lender) often named renewal or via another bank (lender). There are many unique reasons why homeowners refinance: to obtain a lower interest rate; to shorten the term of their mortgage; to change the type of mortgage; to access the home’s equity for other needs; mortgage refinancing when moving and buying a home; to consolidate debt; to be able to convert part or all of [the] mortgage interest to be tax-deductible in Canada.  2, record 10, English, - mortgage%20refinancing

Record number: 10, Textual support number: 2 CONT

Mortgage refinancing has costs; examples are property appraisal, legal fees and therefore it's important for a homeowner to determine whether his or her reason for refinancing offers true value.  2, record 10, English, - mortgage%20refinancing

Record 10,  Textual support,  French

Record number: 10, Textual support number: 1 CONT

Les ménages canadiens ont continué de s'endetter à un rythme soutenu, quoique légèrement inférieur au sommet enregistré au milieu de 2006. La hausse des prix des logements nourrit la demande de crédit, car les ménages recourent de plus en plus au refinancement hypothécaire pour tirer parti de l'augmentation de leur avoir propre foncier.  2, record 10, French, - refinancement%20hypoth%C3%A9caire

Record 10,  Textual support,  Spanish

Record 11,  Textual support,  English

Record number: 11, Textual support number: 1 OBS

A survey of Statistics Canada, number 3886.  1, record 11, English, - Homeowner%20Repair%20and%20Renovation%20Survey

Record 11,  Textual support,  French

Record number: 11, Textual support number: 1 OBS

Une enquête de Statistique Canada, numéro 3886.  1, record 11, French, - Enqu%C3%AAte%20sur%20les%20r%C3%A9parations%20et%20les%20r%C3%A9novations%20effectu%C3%A9es%20par%20les%20propri%C3%A9taires%2Doccupants

Record 11,  Textual support,  Spanish

Record 12,  Textual support,  English

Record number: 12, Textual support number: 1 CONT

Homeowner insurance covers the home you own and live in, as well as your personal property. If you experience a loss which is covered by insurance, such as a fire, and you cannot live in your home while it is being repaired, we’ll provide you with a benefit that will help pay your additional living expenses. This insurance also provides coverage for your personal liability for injury and damage.  2, record 12, English, - homeowners%20insurance

Record number: 12, Textual support number: 1 OBS

homeowners insurance: term standardized by the CSIO (Centre for Study of Insurance Operations).  3, record 12, English, - homeowners%20insurance

Record 12,  Textual support,  French

Record number: 12, Textual support number: 1 CONT

L'assurance des propriétaires occupants couvre la maison où vous habitez et dont vous êtes propriétaire. Vos biens personnels sont également couverts. Si votre maison subit un sinistre couvert par l'assurance, par exemple un incendie, et que vous ne pouvez plus y habiter pendant que des réparations y sont effectuées, nous vous versons une indemnité pour vous aider à régler vos frais de subsistance supplémentaires. L'assurance responsabilité, en cas de blessure ou de dommages, est également comprise.  2, record 12, French, - assurance%20des%20propri%C3%A9taires%20occupants

Record number: 12, Textual support number: 1 OBS

assurance des propriétaires occupants : terme normalisé par le CEPA (Centre d'étude de la pratique d'assurance).  3, record 12, French, - assurance%20des%20propri%C3%A9taires%20occupants

Record 12,  Textual support,  Spanish

Record 13,  Textual support,  English

Record number: 13, Textual support number: 1 CONT

Note that our homeowner has to earn enough money first to pay the tax on his income and then still have $720 left over to pay his annual term insurance premium.  1, record 13, English, - term%20insurance%20premium

Record 13,  Textual support,  French

Record number: 13, Textual support number: 1 DEF

Prime totale payable à chacune des échéances de prime successives convenues.  1, record 13, French, - prime%20suivante

Record number: 13, Textual support number: 1 OBS

prime suivante : terme normalisé par l'AFNOR; prime à terme : terme déconseillé par l'AFNOR. Extrait de la norme NF-K40-001, reproduite avec l'autorisation de l'AFNOR.  2, record 13, French, - prime%20suivante

Record 13,  Textual support,  Spanish

Record 14,  Textual support,  English

Record number: 14, Textual support number: 1 OBS

Canada Mortgage and Housing Corporation. The Homeowner Residential Rehabilitation Assistance Program offers financial assistance to households in Core Housing Need who own and occupy sub-standard housing to enable them to repair their dwellings to a minimum level of health and safety.  1, record 14, English, - Homeowner%20Residential%20Rehabilitation%20Assistance%20Program

Record 14,  Textual support,  French

Record number: 14, Textual support number: 1 OBS

Société canadienne d'hypothèques et de logement. Le Programme d'aide à la remise en état des logements (PAREL) propriétaires-occupants apporte un secours financier aux ménages en besoin impérieux de logement qui possèdent et occupent des taudis afin de leur permettre d'entreprendre des réparations qui les élèveront à un niveau minimal de salubrité et de sécurité.  1, record 14, French, - Programme%20d%27aide%20%C3%A0%20la%20remise%20en%20%C3%A9tat%20des%20logements%20propri%C3%A9taires%2Doccupants

Record 14,  Textual support,  Spanish

Record 15,  Textual support,  English

Record number: 15, Textual support number: 1 OBS

Pursuant to The Housing and Renewal Corporation Act.  1, record 15, English, - Homeowner%20Emergency%20Loan%20Program%20Regulation

Record 15,  Textual support,  French

Record number: 15, Textual support number: 1 OBS

En vertu de la Loi sur la Société d'habitation et de rénovation.  1, record 15, French, - R%C3%A8glement%20sur%20le%20Programme%20de%20pr%C3%AAts%20d%27urgence%20aux%20propri%C3%A9taires

Record 15,  Textual support,  Spanish

Record 16,  Textual support,  English

Record number: 16, Textual support number: 1 OBS

RRAP: Residential Rehabilitation Assistance Program.  2, record 16, English, - Homeowner%20RRAP

Record 16,  Textual support,  French

Record number: 16, Textual support number: 1 OBS

Source : Traduction des débats, Assemblée législative du Nouveau-Brunswick.  2, record 16, French, - PAREL%20pour%20propri%C3%A9taires%2Doccupants

Record number: 16, Textual support number: 2 OBS

PAREL : Programme d'aide à la remise en état des logements.  2, record 16, French, - PAREL%20pour%20propri%C3%A9taires%2Doccupants

Record 16,  Textual support,  Spanish

Record 17,  Textual support,  English

Record 17,  Textual support,  French

Record number: 17, Textual support number: 1 OBS

Source : Traduction des débats, Assemblée législative du Nouveau-Brunswick.  2, record 17, French, - Subvention%20d%27encouragement%20%C3%A0%20l%27accession%20%C3%A0%20la%20propri%C3%A9t%C3%A9

Record 17,  Textual support,  Spanish

Record 18,  Textual support,  English

Record number: 18, Textual support number: 1 CONT

The homeowner benefit is only available to eligible seniors(persons 65 years of age or over, widow(er) s aged 60 to 64 whose deceased spouse was 65 years or over and eligible at the time of death, or widow(er) s aged 55 to 64 who are receiving benefits under the Widows’ Pension Act).  1, record 18, English, - deceased%20spouse

Record 18,  Textual support,  French

Record number: 18, Textual support number: 1 CONT

Le Remboursement aux propriétaires âgés n'est offert qu'aux personnes âgées admissibles (65 ans et plus, veuf ou veuve de 60 à 64 ans dont le conjoint décédé était âgé de 65 ans ou plus et était admissible au moment de son décès, ou veuf ou veuve de 55 à 64 ans qui reçoit des prestations dans le cadre de la Loi sur les pensions aux personnes veuves (Widow's Pension Act).  1, record 18, French, - conjoint%20d%C3%A9c%C3%A9d%C3%A9

Record 18,  Textual support,  Spanish

Record 19,  Textual support,  English

Record number: 19, Textual support number: 1 CONT

The homeowner benefit is only available to eligible seniors(persons 65 years of age or over, widow(er) s aged 60 to 64 whose deceased spouse was 65 years or over and eligible at the time of death, or widow(er) s aged 55 to 64 who are receiving benefits under the Widows’ Pension Act).  1, record 19, English, - at%20the%20time%20of%20death

Record 19,  Textual support,  French

Record number: 19, Textual support number: 1 CONT

Le Remboursement aux propriétaires âgés n'est offert qu'aux personnes âgées admissibles (65 ans et plus, veuf ou veuve de 60 à 64 ans dont le conjoint décédé était âgé de 65 ans ou plus et était admissible au moment de son décès, ou veuf ou veuve de 55 à 64 ans qui reçoit des prestations dans le cadre de la Loi sur les pensions aux personnes veuves (Widow's Pension Act).  1, record 19, French, - au%20moment%20du%20d%C3%A9c%C3%A8s

Record 19,  Textual support,  Spanish

Record 20,  Textual support,  English

Record number: 20, Textual support number: 1 CONT

[In Manitoba,] senior homeowners and tenants with family net income less than $15,000 receive full benefits. Benefits for both the Pensioner Homeowners’ School Tax Assistance and the School Tax Assistance for Tenants 55 Plus sub-programs ... are reduced proportionately as income increases.  1, record 20, English, - senior%20homeowner

Record 20,  Textual support,  French

Record number: 20, Textual support number: 1 CONT

[Au Manitoba] les propriétaires et les locataires âgés dont le revenu familial net est inférieur à 15 000 $ reçoivent les prestations maximums. Les prestations versées dans le cadre des sous-programmes d'aide aux propriétaires pensionnés en matière de taxes scolaires et d'aide aux locataires de 55 ans et plus en matière de taxes scolaires [...] diminuent en proportion du revenu.  1, record 20, French, - propri%C3%A9taire%20%C3%A2g%C3%A9

Record 20,  Textual support,  Spanish

Record 21,  Textual support,  English

Record number: 21, Textual support number: 1 CONT

In 1993, the (British Columbia) home owner grant is reduced by $10 for every $1,000 assessed value for homes assessed at over $400,000. The grant is eliminated where the assessed value exceeds $446,000 for people entitled to the basic grant and $474,500 for those entitled to additional grants.  1, record 21, English, - home%20owner%20grant

Record 21,  Textual support,  French

Record number: 21, Textual support number: 1 CONT

En 1993, la subvention aux propriétaires (de la Colombie-Britannique) est réduite de 10 $ pour chaque tranche de 1 000 $ de la valeur estimative des propriétés évaluées à plus de 400 000 $. La subvention est éliminée lorsque la valeur estimative dépasse 446 000 $ pour les personnes qui ont droit à la subvention de base, et à 474 500 $ pour celles qui ont droit à la subvention additionnelle.  1, record 21, French, - subvention%20aux%20propri%C3%A9taires

Record 21,  Textual support,  Spanish

Record 22,  Textual support,  English

Record number: 22, Textual support number: 1 OBS

Annual. Ottawa, Statistics Canada.  1, record 22, English, - Homeowner%20repair%20and%20renovation%20expenditure%20in%20Canada

Record 22,  Textual support,  French

Record number: 22, Textual support number: 1 OBS

Annuel. Ottawa : Statistique Canada.  1, record 22, French, - D%C3%A9penses%20sur%20les%20r%C3%A9parations%20et%20les%20r%C3%A9novations%20effectu%C3%A9es%20par%20les%20propri%C3%A9taires%20occupants%20au%20Canada

Record 22,  Textual support,  Spanish

Record 23,  Textual support,  English

Record number: 23, Textual support number: 1 OBS

Manitoba, Housing. Provides interest-free loans to low income homeowners for repairs impacting the health and safety of the occupants.  1, record 23, English, - Homeowner%20Emergency%20Loan%20Program

Record 23,  Textual support,  French

Record number: 23, Textual support number: 1 OBS

Manitoba, Logement. Accorde des prêts sans intérêts aux propriétaires à faibles revenus pour les réparations nécessaires à la santé et à la sécurité des personnes occupant le logement.  1, record 23, French, - Programme%20d%27aide%20aux%20propri%C3%A9taires%20pour%20les%20r%C3%A9parations%20domiciliaires%20urgentes

Record 23,  Textual support,  Spanish

Record 24,  Textual support,  French

Record 24,  Textual support,  Spanish

Record 25,  Textual support,  English

Record number: 25, Textual support number: 1 OBS

... Leaf Blowers are designed for fast leaf clean-up for the homeowner. The rugged blowers deliver enough air to rapidly move piles of wet or dry leaves, twigs and other yard debris even from parks and cemeteries. Ideal for drying wet tennis courts, pool decks and sidewalks. Useful to paving contractors for clearing grit from driveways and parking lots before sealing.  1, record 25, English, - leaf%20blower

Record 25,  Textual support,  French

Record number: 25, Textual support number: 1 OBS

Renseignements fournis par Ritchie Feed and Seed Ltd.  2, record 25, French, - souffleuse%20%C3%A0%20feuilles

Record 25,  Textual support,  Spanish

Record 26,  Textual support,  English

Record number: 26, Textual support number: 1 CONT

Split Equity Contract similar to the en viager method used in France, involves the actual sale of the property by the homeowner. There is no mortgage. The homeowner retains the right to rent-free occupancy for a specified number of years or life. The purchase price would be determined by the expected future value of the property discounted by its rent-free use, interest, and the specific or expected time lapse before actual possession. This could be a life mortality consideration. The proceeds of the sale could be invested to yield income or, alternatively, used to buy a Life Annuity from an insurance company.  2, record 26, English, - split%20equity%20contract

Record 26,  Textual support,  French

Record 26,  Textual support,  Spanish

Record 27,  Textual support,  English

Record 27,  Textual support,  French

Record number: 27, Textual support number: 1 OBS

Titre de la formule donné par M. Bachand, Centre de la MIUF.  1, record 27, French, - Certification%20du%20propri%C3%A9taire

Record 27,  Textual support,  Spanish

Record 28,  Textual support,  English

Record 28,  Textual support,  French

Record number: 28, Textual support number: 1 OBS

Source : Traduction des débats, Assemblée législative du Nouveau-Brunswick.  2, record 28, French, - Programme%20de%20subvention%20aux%20propri%C3%A9taires%20pour%20%C3%A9conomiser%20l%27%C3%A9nergie

Record 28,  Textual support,  Spanish

Record 29,  Textual support,  English

Record number: 29, Textual support number: 1 OBS

There is automatic coverage for glass breakage under the Homeowner Policy.  1, record 29, English, - glass%20breakage

Record 29,  Textual support,  French

Record number: 29, Textual support number: 1 OBS

La couverture contre le bris de vitres est automatique dans la Police propriétaire-occupant.  1, record 29, French, - bris%20de%20vitres

Record 29,  Textual support,  Spanish