TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 DEF

An independent insurance professional that a policyholder may hire to help settle an insurance claim on his or her behalf.  2, record 1, English, - public%20adjuster

Record 1,  Textual support,  French

Record number: 1, Textual support number: 1 CONT

Certains assurés peuvent aussi choisir de mandater leur propre expert en sinistre (expert mandaté par l'assuré ou «expert public»), à leurs frais, pour les représenter auprès de leur assureur et de l'expert en sinistre mandaté par celui-ci.  4, record 1, French, - expert%20public

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 OBS

Insurance adjusters investigate insurance claims and determine the amount of loss or damages covered by insurance policies. They are employed in claims departments of insurance companies or as independent adjusters. Insurance claims examiners examine claims investigated by insurance adjusters and authorize payments. They are employed at head offices or branches of insurance companies.  1, record 2, English, - Insurance%20adjusters%20and%20claims%20examiners

Record number: 2, Textual support number: 2 OBS

1312: classification system code in the National Occupational Classification.  2, record 2, English, - Insurance%20adjusters%20and%20claims%20examiners

Record 2,  Textual support,  French

Record number: 2, Textual support number: 1 OBS

Les experts en sinistres examinent les circonstances qui entourent les sinistres et déterminent la valeur des pertes ou des dommages couverts par des polices d'assurance. Ils travaillent dans les services des réclamations des compagnies d'assurance ou comme experts indépendants. Les rédacteurs sinistres examinent des demandes d'indemnisation et autorisent des paiements. Ils travaillent au siège social ou dans des succursales des compagnies d'assurance.  1, record 2, French, - Experts%2Fexpertes%20en%20sinistres%20et%20r%C3%A9dacteurs%2Fr%C3%A9dactrices%20sinistres

Record number: 2, Textual support number: 2 OBS

1312 : code du système de classification de la Classification nationale des professions.  2, record 2, French, - Experts%2Fexpertes%20en%20sinistres%20et%20r%C3%A9dacteurs%2Fr%C3%A9dactrices%20sinistres

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 OBS

Insurance agents and brokers sell life, automobile, property, health and other types of insurance to individuals, businesses and public institutions. Insurance agents are employed by individual insurance companies or are independent representatives of specific insurance companies. Insurance brokers are employed by brokerage firms, or may work in partnerships or hold sole proprietorship.  1, record 3, English, - Insurance%20agents%20and%20brokers

Record number: 3, Textual support number: 2 OBS

6231: classification system code in the National Occupational Classification.  2, record 3, English, - Insurance%20agents%20and%20brokers

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 OBS

Les agents et les courtiers d'assurance vendent de l'assurance-vie, de l'assurance automobile, de l'assurance sur les biens, de l'assurance-maladie et d'autres types d'assurance à des particuliers, des entreprises et des établissements publics. Les agents d'assurance travaillent dans des compagnies d'assurance ou travaillent comme représentant indépendant de certaines compagnies d'assurance. Les courtiers d'assurance travaillent dans des compagnies de courtage ou peuvent être associés à d'autres courtiers ou être propriétaires uniques.  1, record 3, French, - Agents%2Fagentes%20et%20courtiers%2Fcourti%C3%A8res%20d%27assurance

Record number: 3, Textual support number: 2 OBS

6231 : code du système de classification de la Classification nationale des professions.  2, record 3, French, - Agents%2Fagentes%20et%20courtiers%2Fcourti%C3%A8res%20d%27assurance

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  English

Record number: 4, Textual support number: 1 OBS

The General Insurance OmbudService is an independent organization, created in 2002, with the sole purpose of helping Canadian consumers resolve disputes or concerns with their home, auto or business insurers.  3, record 4, English, - General%20Insurance%20OmbudService

Record 4,  Textual support,  French

Record number: 4, Textual support number: 1 OBS

Le Service de conciliation en assurance de dommages (SCAD) est un organisme indépendant établi en 2002 dans le but exclusif d'aider les consommateurs canadiens à résoudre les différends qui les opposent à leur société d'assurance résidentielle, automobile ou commerciale.  3, record 4, French, - Service%20de%20conciliation%20en%20assurance%20de%20dommages

Record 4,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 OBS

Mission Statement. The Canadian Association of Independent Life Brokerage Agencies(CAILBA) will include, as its members, a majority of the country's life and health insurance brokerage agencies. Its mandate will be to lobby provincial and federal legislative issues affecting the industry, and establish uniform standards within the industry for efficient information processing. It will also provide an effective forum for networking and relationship building among members, insurance companies and industry vendors.  3, record 5, English, - Canadian%20Association%20of%20Independent%20Life%20Brokerage%20Agencies

Record 5,  Textual support,  French

Record 5,  Textual support,  Spanish

Record 6,  Textual support,  English

Record number: 6, Textual support number: 1 CONT

A financial adviser is a person that advises another on the most favourable strategy or method of investing his/her funds, bearing in mind age, finances, responsibilities, health, etc. A financial adviser can be independent, that is he/she will suggest the most favourable products from any source, or be tied to a financial institution, bank, insurance company, etc., and only recommend their products. That person must be licensed by the appropriate regulatory organisation. To give advice without the necessary authority is a criminal offence. [Klein, Gerald. Dictionary of Banking. Pitman Publishing, 1995].  3, record 6, English, - financial%20advisor

Record number: 6, Textual support number: 2 CONT

Care should be taken not to confuse the function of financial administration with organizational responsibility. Many of the matters discussed in ... [the Guide on Financial Administration] concern the responsibilities of every manager for managing financial resources; others refer to services normally provided by financial advisors or their equivalents; and still others may often be provided by staff providing other functional services.  4, record 6, English, - financial%20advisor

Record 6,  Textual support,  French

Record 6,  Textual support,  Spanish

Record 7,  Textual support,  English

Record number: 7, Textual support number: 1 OBS

The Grand Orange Lodge of British America Benefit Fund [the "Fund"] was founded in 1881 and was established for the purpose of assisting lodge members, their spouses and independent children in time of need. The Fund has since grown into a contemporary life insurance system and includes growth plans for minors and family plans providing one policy protection at a low rate.  1, record 7, English, - Grand%20Orange%20Lodge%20of%20British%20America%20Benefit%20Fund

Record 7,  Textual support,  French

Record 7,  Textual support,  Spanish

Record 8,  Textual support,  English

Record number: 8, Textual support number: 1 OBS

The Centre for Study of Insurance Operations(CSIO) was founded in 1981 as an association of property and casualty insurance companies and their distributing brokerages. CSIO provides services nationally in both official languages and has offices in Toronto and Montréal. CSIO's central mandate is to support industry standards enabling a competitive advantage for the Independent Broker Distribution Channel. The activities resulting from this mandate are diverse and are expanding as technological opportunities broaden.  3, record 8, English, - Centre%20for%20Study%20of%20Insurance%20Operations

Record 8,  Textual support,  French

Record number: 8, Textual support number: 1 OBS

Le Centre d’étude de la pratique d’assurance (CEPA) est une association nationale de normalisation regroupant des assureurs en assurance de dommages, des fournisseurs de systèmes de gestion de courtage et des courtiers d’assurance indépendants qui se sont engagés depuis 1981 à améliorer l’efficacité du réseau de distribution par courtage. Le Centre offre des services à l’échelle nationale dans les deux langues officielles et possède des bureaux à Toronto et à Montréal. Le mandat principal du Centre est de contribuer à l’avantage concurrentiel du réseau de courtage indépendant. Les activités résultant de ce mandat sont variées et changent au fur et à mesure que les innovations technologiques se développent.  3, record 8, French, - Centre%20d%27%C3%A9tude%20de%20la%20pratique%20d%27assurance

Record 8,  Textual support,  Spanish

Record 9,  Textual support,  English

Record number: 9, Textual support number: 1 DEF

An insurance company which sells its policies through salaried employees or agents who represent it exclusively, rather than through independent local agents or insurance brokers.  4, record 9, English, - direct%20insurer

Record 9,  Textual support,  French

Record number: 9, Textual support number: 1 DEF

Société d'assurance qui vend ses contrats par l'intermédiaire de préposés salariés (agents agréés) qui la représentent en exclusivité, plutôt que par l'intermédiaire de courtiers indépendants, qui représentent plusieurs assureurs.  3, record 9, French, - assureur%20direct

Record 9,  Textual support,  Spanish

Record 10,  Textual support,  English

Record number: 10, Textual support number: 1 DEF

A kind of telegram.  1, record 10, English, - tele%2Dmessage

Record number: 10, Textual support number: 1 CONT

The insurance company(Norwich Union) had prepared 9, 000 Tele-messages, the modern equivalent of the telegram, to invite independent financial advisers to become tied agents.(The Times, 14 Dec. 1989, p. 27; 2-3)  1, record 10, English, - tele%2Dmessage

Record 10,  Textual support,  French

Record 10,  Textual support,  Spanish

Record 11,  Textual support,  English

Record number: 11, Textual support number: 1 DEF

Those expenses other than the insurance costs for adjusting claims. They might include the cost of an independent adjuster, legal fees, expert fees, etc.  1, record 11, English, - claim%20expense

Record number: 11, Textual support number: 1 OBS

adjustment expenses: term found in the context of public auto insurance uniformity in New Brunswick.  5, record 11, English, - claim%20expense

Record 11,  Textual support,  French

Record number: 11, Textual support number: 1 OBS

frais de règlement : terme retrouvé dans le contexte de l'uniformisation de l'assurance automobile publique au Nouveau-Brunswick.  3, record 11, French, - frais%20d%27expertise

Record 11,  Textual support,  Spanish

Record 12,  Textual support,  English

Record number: 12, Textual support number: 1 OBS

Title and abbreviation confirmed by the association.  2, record 12, English, - Ontario%20Independent%20Insurance%20Adjusters%26rsquo%3B%20Association

Record 12,  Textual support,  French

Record number: 12, Textual support number: 1 OBS

Appellation et abréviation confirmées par l'organisme.  2, record 12, French, - Ontario%20Independent%20Insurance%20Adjusters%27%20Association

Record 12,  Textual support,  Spanish

Record 13,  Textual support,  English

Record number: 13, Textual support number: 1 OBS

First Canadian Financial Services is an Independent Broker with over 400 affiliated brokers within one central location in Quebec. The organization offers a full range of Financial Services, Investment Products, as well as, Home, Commercial, Auto, Life Insurance at incredibly competitive rates.  1, record 13, English, - First%20Canadian%20Financial%20Services

Record 13,  Textual support,  French

Record number: 13, Textual support number: 1 OBS

Les services financiers First Canadian est une firme de courtage indépendante constituée de plus de 400 courtiers affiliés à un unique centre situé au Québec. L'organisme offre toute une gamme de produits d'investissement, services financiers, d'habitation, de commerce, d'automobile, d'assurance-vie, et ce, à des prix hautement compétitifs.  1, record 13, French, - Les%20services%20financiers%20First%20Canadian

Record 13,  Textual support,  Spanish

Record 14,  Textual support,  English

Record number: 14, Textual support number: 1 OBS

The Canadian Life and Health Insurance Association and the Canadian Federation of Independent Business are members of the coalition.  2, record 14, English, - Health%20Benefits%20Coalition

Record 14,  Textual support,  French

Record number: 14, Textual support number: 1 OBS

L'Association canadienne des compagnies d'assurances de personnes inc. et la Fédération canadienne de l'entreprise indépendante sont membres de cette coalition.  1, record 14, French, - Coalition%20des%20avantages%20de%20soins%20de%20sant%C3%A9

Record 14,  Textual support,  Spanish

Record 15,  Textual support,  English

Record number: 15, Textual support number: 1 CONT

These independent truckers have their own operating authority, direct relationship with shippers and receivers(freight brokers), their own insurance, tax filing status, carrier registration numbers, and so on.  1, record 15, English, - tax%20filing%20status

Record 15,  Textual support,  French

Record 15,  Textual support,  Spanish

Record 16,  Textual support,  English

Record number: 16, Textual support number: 1 OBS

An independent statistical, rating and advisory organization that serves the insurance industry. ISO collects information on a community's public fire protection and analyzes this data. After the evaluation process, ISO will assign a Public Protection Classification number from 1 to 10. Class 1 represents the best public protection and Class 10 indicates no recognized protection... This information is used by insurance companies to establish appropriate insurance premiums for commercial and residential properties.  1, record 16, English, - Insurance%20Service%20Office

Record 16,  Textual support,  French

Record 16,  Textual support,  Spanish

Record 17,  Textual support,  English

Record number: 17, Textual support number: 1 DEF

[A certificate] issued by a pension fund or similar organisation to be signed by an independent person that the person named-the beneficiary-on the document is still alive. Frequently a bank official will sign this document on behalf of his customer, or it may be issued to the customer for delivery to the insurance company or pension fund. [Klein, Gerald. Dictionary of Banking. Pitman Publishing, 1995].  3, record 17, English, - certificate%20of%20existence

Record 17,  Textual support,  French

Record 17,  Textual support,  Spanish

Record 18,  Textual support,  English

Record 18,  Textual support,  French

Record number: 18, Textual support number: 1 OBS

Renseignements confirmés par l'organisme.  1, record 18, French, - Independent%20Life%20Insurance%20Brokers%20of%20Canada

Record 18,  Textual support,  Spanish

Record 19,  Textual support,  English

Record 19,  Textual support,  French

Record number: 19, Textual support number: 1 OBS

Source(s) : c. 47, s. 441(1)(h).  1, record 19, French, - courtier%20d%27assurances%20ind%C3%A9pendant

Record 19,  Textual support,  Spanish

Record 20,  Textual support,  French

Record 20,  Textual support,  Spanish

Record 21,  Textual support,  English

Record number: 21, Textual support number: 1 OBS

The Mutual Life Assurance of Canada, principal insurer of the GSMIP, along with three other Canadian insurance companies, has created an independent company-PREFERRED VISION SERVICES, INC.(PVS)....  2, record 21, English, - PVS%20Preferred%20Vision%20Services%20Inc%2E

Record 21,  Textual support,  French

Record number: 21, Textual support number: 1 OBS

... Premièrement, choisissez un opticien ou un optométriste qui participe au réseau PVS.  1, record 21, French, - Services%20d%27optique%20PVS%20Inc%2E

Record number: 21, Textual support number: 2 OBS

Extrait d'une note de service adressée à tous les employés, en date du 28 juillet 1989 ayant pour objet "The Group Surgical-Medical Insurance Plan (GSMIP) - Vision Care Benefits/Régime d'assurance collective chirurgicale-médicale (RACCM) - Indemnité pour les soins de la vue.  2, record 21, French, - Services%20d%27optique%20PVS%20Inc%2E

Record 21,  Textual support,  Spanish

Record 22,  Textual support,  French

Record 22,  Textual support,  Spanish

Record 23,  Textual support,  French

Record 23,  Textual support,  Spanish

Record 24,  Textual support,  English

Record 24,  Textual support,  French

Record number: 24, Textual support number: 1 OBS

Banque Royale (MTL)  1, record 24, French, - Assurance%2Dpr%C3%AAt%20aux%20PME

Record 24,  Textual support,  Spanish