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LENDING PRACTICE [4 records]
Record 1 - internal organization data 2023-06-16
Record 1, English
Record 1, Subject field(s)
- Loans
Record 1, Main entry term, English
- predatory lending
1, record 1, English, predatory%20lending
correct, United States
Record 1, Abbreviations, English
Record 1, Synonyms, English
- extortionate lending 2, record 1, English, extortionate%20lending
correct, Great Britain
Record 1, Textual support, English
Record number: 1, Textual support number: 1 CONT
Predatory lending is any lending practice that imposes unfair and abusive loan terms on borrowers, including high-interest rates, high fees, and terms that strip the borrower of equity. Predatory lenders often use aggressive sales tactics and deception to get borrowers to take out loans they can’t afford. 3, record 1, English, - predatory%20lending
Record number: 1, Textual support number: 1 OBS
extortionate lending; predatory lending: terms extracted from the "Glossaire de l’économie" and reproduced with permission of the Organisation for Economic Co-operation and Development. 4, record 1, English, - predatory%20lending
Record 1, French
Record 1, Domaine(s)
- Prêts et emprunts
Record 1, Main entry term, French
- prêts à des conditions abusives
1, record 1, French, pr%C3%AAts%20%C3%A0%20des%20conditions%20abusives
correct, masculine noun, plural
Record 1, Abbreviations, French
Record 1, Synonyms, French
- prêts à conditions abusives 2, record 1, French, pr%C3%AAts%20%C3%A0%20conditions%20abusives
correct, masculine noun, plural
Record 1, Textual support, French
Record number: 1, Textual support number: 1 CONT
Les prêteurs non traditionnels sont une solution de dernier recours. La vaste majorité des Canadiens – et ce ne sont pas toujours des personnes à faible revenu – se tournent vers ces prêteurs parce qu'ils n'ont pas d'autres options. Ou bien ils ne sont pas admissibles à des prêts d'institutions traditionnelles, ou bien ils ont épuisé leur crédit. Le problème est complexe et c'est une bonne chose que le gouvernement braque les projecteurs sur les prêts à conditions abusives. 3, record 1, French, - pr%C3%AAts%20%C3%A0%20des%20conditions%20abusives
Record number: 1, Textual support number: 1 OBS
prêts à des conditions abusives; prêts à conditions abusives : termes extraits du «Glossaire de l’économie» et reproduits avec l'autorisation de l'Organisation de coopération et de développement économiques. 4, record 1, French, - pr%C3%AAts%20%C3%A0%20des%20conditions%20abusives
Record 1, Spanish
Record 1, Textual support, Spanish
Record 2 - internal organization data 1999-10-07
Record 2, English
Record 2, Subject field(s)
- Loans
- Economic Co-operation and Development
Record 2, Main entry term, English
- microlending
1, record 2, English, microlending
correct
Record 2, Abbreviations, English
Record 2, Synonyms, English
- microcredit 1, record 2, English, microcredit
correct
- microfinancing 2, record 2, English, microfinancing
correct
Record 2, Textual support, English
Record number: 2, Textual support number: 1 DEF
The practice of lending small amounts of money, without collateral, to poor would-be entrepreneurs. 1, record 2, English, - microlending
Record number: 2, Textual support number: 1 CONT
Not only has microcredit proved itself as a way of helping the poor to help themselves, but it also enables public money to catalyse private dollars. 1, record 2, English, - microlending
Record 2, Key term(s)
- micro-lending
- micro-finance
Record 2, French
Record 2, Domaine(s)
- Prêts et emprunts
- Coopération et développement économiques
Record 2, Main entry term, French
- microfinancement
1, record 2, French, microfinancement
correct, see observation, masculine noun
Record 2, Abbreviations, French
Record 2, Synonyms, French
- microcrédit 2, record 2, French, microcr%C3%A9dit
correct, masculine noun
Record 2, Textual support, French
Record number: 2, Textual support number: 1 DEF
Prêt de petites sommes d'argent utilisées pour démarrer une microentreprise ou pour créer son propre emploi. 3, record 2, French, - microfinancement
Record number: 2, Textual support number: 1 CONT
Microfinancement : Combien prête-t-on? Tout dépend. Il pourrait s'agir de 2 000 $ si vous vivez au Québec et que vous ayez besoin d'équipement informatique pour créer votre propre emploi. Ou encore de quelques dizaines de dollars si vous habitez un pays d'Afrique et que vous voulez acheter des semences pour pouvoir vendre des légumes au marché. 2, record 2, French, - microfinancement
Record number: 2, Textual support number: 1 OBS
Davantage que le terme microcrédit, le terme «microfinancement» inclut la notion d'épargne qui est le fondement même du «self-help». 2, record 2, French, - microfinancement
Record 2, Spanish
Record 2, Campo(s) temático(s)
- Préstamos
- Cooperación y desarrollo económicos
Record 2, Main entry term, Spanish
- microfinanciamiento
1, record 2, Spanish, microfinanciamiento
correct, masculine noun
Record 2, Abbreviations, Spanish
Record 2, Synonyms, Spanish
Record 2, Textual support, Spanish
Record number: 2, Textual support number: 1 CONT
La Corporación Financiera Internacional aprobó por primera vez una inversión destinada a promover las actividades de microfinanciamiento ... a microempresas y empresas en pequeña escala de América Latina y el Caribe. 1, record 2, Spanish, - microfinanciamiento
Record 3 - internal organization data 1988-09-01
Record 3, English
Record 3, Subject field(s)
- Finance
Record 3, Main entry term, English
- prepayment indemnity 1, record 3, English, prepayment%20indemnity
Record 3, Abbreviations, English
Record 3, Synonyms, English
Record 3, Textual support, English
Record number: 3, Textual support number: 1 CONT
prepayment indemnity is a standard practice in terms of lending... terms and amount of such an indemnity are included in both the offer of credit and the loan document. 1, record 3, English, - prepayment%20indemnity
Record number: 3, Textual support number: 1 OBS
Source: Federal Development Bank. 1, record 3, English, - prepayment%20indemnity
Record 3, French
Record 3, Domaine(s)
- Finances
Record 3, Main entry term, French
- indemnité de paiement par anticipation
1, record 3, French, indemnit%C3%A9%20de%20paiement%20par%20anticipation
feminine noun
Record 3, Abbreviations, French
Record 3, Synonyms, French
Record 3, Textual support, French
Record 3, Spanish
Record 3, Textual support, Spanish
Record 4 - internal organization data 1987-05-12
Record 4, English
Record 4, Subject field(s)
- Loans
Record 4, Main entry term, English
- lending practice 1, record 4, English, lending%20practice
Record 4, Abbreviations, English
Record 4, Synonyms, English
Record 4, Textual support, English
Record number: 4, Textual support number: 1 OBS
Source: New Directions for the Financial Sector, p. 26. Department of Finance Canada, 1986. 1, record 4, English, - lending%20practice
Record 4, French
Record 4, Domaine(s)
- Prêts et emprunts
Record 4, Main entry term, French
- pratique d'octroi des prêts
1, record 4, French, pratique%20d%27octroi%20des%20pr%C3%AAts
feminine noun
Record 4, Abbreviations, French
Record 4, Synonyms, French
Record 4, Textual support, French
Record number: 4, Textual support number: 1 OBS
Source : Le secteur financier : nouvelles directions, p. 29. Ministère des Finances Canada, 1986. 1, record 4, French, - pratique%20d%27octroi%20des%20pr%C3%AAts
Record 4, Spanish
Record 4, Textual support, Spanish
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