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LENDING RATE [29 records]

Record 1 2026-01-08

English

Subject field(s)
  • Banking
  • Foreign Trade

French

Domaine(s)
  • Banque
  • Commerce extérieur
CONT

Le taux débiteur est perçu sur les prêts accordés aux organisations internationales de produit; il rémunère le prêt de la somme.

Spanish

Campo(s) temático(s)
  • Operaciones bancarias
  • Comercio exterior
Save record 1

Record 2 2017-03-15

English

Subject field(s)
  • Loans
OBS

official lending rate : term extracted from the “Glossaire de l'économie” and reproduced with permission of the Organisation for Economic Co-operation and Development.

French

Domaine(s)
  • Prêts et emprunts
OBS

Appliqué par la banque centrale.

OBS

taux de refinancement : terme extrait du «Glossaire de l’économie» et reproduit avec l’autorisation de l’Organisation de coopération et de développement économiques.

Spanish

Save record 2

Record 3 2017-01-04

English

Subject field(s)
  • Banking
OBS

banks prime lending rate : term extracted from the “Glossaire de l'économie” and reproduced with permission of the Organisation for Economic Co-operation and Development.

French

Domaine(s)
  • Banque
OBS

taux de base des banques; taux débiteur privilégié des banques : termes extraits du «Glossaire de l’économie» et reproduits avec l’autorisation de l’Organisation de coopération et de développement économiques.

Spanish

Save record 3

Record 4 2013-10-30

English

Subject field(s)
  • Banking
  • Loans
DEF

The interest rate charged by a financial institution on loans to preferential borrowers.

OBS

... the prime rate ... tends to be the lowest going interest rate and thus serves as a basis for other, higher-risk loans.

OBS

It is the rate paid to participating lenders by the Canada Student Loans Program on all outstanding Canada Student Loans on behalf of the student while attending studies.

French

Domaine(s)
  • Banque
  • Prêts et emprunts
DEF

Taux d'intérêt demandé par une banque à ses clients de premier ordre.

OBS

C'est le taux que le Programme canadien de prêts aux étudiants paie aux prêteurs participants à l'égard de tous les prêts d'études canadiens non remboursés, pendant la durée des études de l'étudiant.

OBS

Taux de base : En France et en Belgique, la banque établit un taux de base bancaire (TBB) à partir duquel elle calcule le coût des différents crédits qu'elle consent.

Key term(s)
  • taux de base bancaire
  • TBB

Spanish

Campo(s) temático(s)
  • Operaciones bancarias
  • Préstamos
Key term(s)
  • tipo de interés preferencial
Save record 4

Record 5 2011-09-13

English

Subject field(s)
  • Economics
  • Trade
DEF

General economic environment comprising of the attitude of the government and lending institutions toward businesses and business activity, attitude of labor unions toward employers, current taxation regimen, inflation rate, and such.

French

Domaine(s)
  • Économique
  • Commerce

Spanish

Campo(s) temático(s)
  • Economía
  • Comercio
Save record 5

Record 6 2008-11-20

English

Subject field(s)
  • Banking
  • Finance
  • Special-Language Phraseology
CONT

The second situation that would prompt a bank rate increase is when there is a potential loss of confidence in the Canadian dollar.

CONT

When inflation threatens, a discount rate increase tends to dampen economic activity because then banks charge higher interest rates to borrowers.

CONT

Euro-yen interest rate futures for March yielded 0.685 percent ..., compared with 0.69 percent ..., showing reduced bets on a central bank rate increase.

CONT

Several major French commercial banks raised their base lending rates to 10 percent from 9. 45 percent in anticipation of a central bank rate rise to defend the currency...

Key term(s)
  • rate of discount increase
  • rate of discount rise
  • raising of bank rate

French

Domaine(s)
  • Banque
  • Finances
  • Phraséologie des langues de spécialité
CONT

Une hausse du taux d'escompte «resserre» l'offre de monnaie et de crédit, ce qui se traduit d'office par un resserrement des éléments économiques contribuant à l'inflation et de ceux contribuant à la performance économique.

CONT

[...] le relèvement du taux d'escompte [...] visait à raffermir la confiance des marchés envers la monnaie et à annuler une montée coûteuse des taux d'intérêt à moyen et à long terme.

Key term(s)
  • relèvement du taux de la banque centrale
  • hausse du taux d'escompte de la banque centrale

Spanish

Save record 6

Record 7 2007-10-25

English

Subject field(s)
  • Banking
  • Loans
CONT

RRSP loans are generally offered at interest close to the prime lending rate, which currently sits at 4. 25 per cent.... It's a relatively low-cost way to pay for your RRSPs if you find yourself strapped for cash at the deadline. There's also a trick you can employ to lower your debt costs via an RRSP loan.... the big "catch-up" RRSP loans that some financial institutions offer are rarely a good idea. These loans, designed to allow investors who haven’t contributed much to RRSPs in past years to make up for lost time by making a big lump-sum contribution, can saddle you with a debt for years.

CONT

An RRSP loan can help you realize tax savings, increase the eventual size of your RRSP, and help you stick to your savings plan.

French

Domaine(s)
  • Banque
  • Prêts et emprunts
CONT

[...] ING Direct offre moins de services que les autres banques : comptes d'épargne, certificats de placement garantis (CPG), marges de crédit, régimes enregistrés d'épargne-retraite (REER), prêts hypothécaires et prêts REER seulement. Et tout s'effectue sur Internet ou par téléphone.

Spanish

Save record 7

Record 8 2007-04-19

English

Subject field(s)
  • Foreign Trade
  • Loans

French

Domaine(s)
  • Commerce extérieur
  • Prêts et emprunts

Spanish

Campo(s) temático(s)
  • Comercio exterior
  • Préstamos
Save record 8

Record 9 2004-09-24

English

Subject field(s)
  • Banking
OBS

[U. S. Treasury Secretary Donald T. Regan] took aim at the prime [rate]. He pointed to the Federal Reserve Board's quarterly survey of bank lending, which showed that 48 large banks made 79 per cent of their short-term business loans below the prime rate in May. In place of the prime as a borrowing benchmark, Regan proposed a new barometer he dubbed the "watch rate" or "loan rate" that would reflect the lowest rates available to the best borrowers.

French

Domaine(s)
  • Banque

Spanish

Campo(s) temático(s)
  • Operaciones bancarias
Save record 9

Record 10 2003-07-24

English

Subject field(s)
  • Loans
DEF

IBRD [International Bank for Reconstruction and Development] borrowings between July 1, 1981 and June 3, 1982, which were used to calculate the lending rate for the first years of the pool-based variable lending rate.

French

Domaine(s)
  • Prêts et emprunts

Spanish

Campo(s) temático(s)
  • Préstamos
Save record 10

Record 11 2003-03-31

English

Subject field(s)
  • Finance
  • Loans
  • Banking
DEF

A bank lending rate for its customers below which the financial institution will refrain from loaning money.

OBS

The Bank of England has announced it intends to phase this rate out gradually.

French

Domaine(s)
  • Finances
  • Prêts et emprunts
  • Banque

Spanish

Campo(s) temático(s)
  • Finanzas
  • Préstamos
  • Operaciones bancarias
Save record 11

Record 12 2003-03-28

English

Subject field(s)
  • Foreign Trade
  • Banking
Key term(s)
  • inter-bank lending rates

French

Domaine(s)
  • Commerce extérieur
  • Banque

Spanish

Save record 12

Record 13 2003-03-10

English

Subject field(s)
  • Foreign Trade
OBS

The lowest interest rate payable by borrowers having the highest credit rating. The rate may be only one-half to one per cent above minimum lending rate.

French

Domaine(s)
  • Commerce extérieur

Spanish

Save record 13

Record 14 1998-07-31

English

Subject field(s)
  • Loans
DEF

The lending of money at rates based on the prime rate. Under this system, the rate increases with increased risk of non-repayment.

French

Domaine(s)
  • Prêts et emprunts
OBS

Progressivement, également, on a vu l'émergence de crédits non plus indexés sur le taux de base de la banque, mais sur celui du marché monétaire.

Spanish

Save record 14

Record 15 1998-04-20

English

Subject field(s)
  • Loans
OBS

Under the revised system, which will apply to loans whose invitation to negotiate is sent on or after May 18, 1989, calculation of the average cost of the Bank's debt for the purpose of setting the lending rate will be done by using currency weights representing the composition of currencies in the currency pool rather than the composition of currencies in the Bank's debt, qualified borrowings will be redefined to exclude those borrowings allocated to the funding of the Bank's investment in liquid assets and two technical adjustments will be made to reduce the lag between the time period over which the Bank's average cost of debt is calculated and the period over which the lending rate is applied to balances outstanding on a given loan, with the new lending rate being calculated quarterly and new rates being applied at the start of each quarter rather than at the start of each interest period.

French

Domaine(s)
  • Prêts et emprunts

Spanish

Campo(s) temático(s)
  • Préstamos
Save record 15

Record 16 1998-04-15

English

Subject field(s)
  • Loans
OBS

Criterion used by International Development Association(IDA) to determine eligibility for IDA lending. The guideline currently defines it as per capita income of $790 or below at 1985 prices, though the effective rate(because of scarcity of IDA funds and the availability of commercial lending) has been $570 or below, except for a few very small island economies(e. g. Tonga, Grenada, Dominica).

French

Domaine(s)
  • Prêts et emprunts

Spanish

Campo(s) temático(s)
  • Préstamos
Save record 16

Record 17 1998-04-15

English

Subject field(s)
  • Loans
DEF

Borrowings by IBRD [International Bank for Reconstruction and Development] after July 1, 1982(i. e., based on the pool-based variable lending rate), using proxy borrowings.

French

Domaine(s)
  • Prêts et emprunts

Spanish

Campo(s) temático(s)
  • Préstamos
Save record 17

Record 18 1998-04-09

English

Subject field(s)
  • Loans
DEF

When the [World] Bank or other lending institution lends money to a national development institutions which, in turns, onlends the funds, the cost of the subloan is determined by the interest rate and other charges levied by the national development institution and by the foreign exchange costs.

French

Domaine(s)
  • Prêts et emprunts

Spanish

Campo(s) temático(s)
  • Préstamos
Save record 18

Record 19 1998-04-07

English

Subject field(s)
  • Loans
DEF

The pool of [the World Bank] borrowings after July 1, 1982, used to set the pool-based variable lending rate. The lending rate is 50 basis points above the Bank's average cost of the pool.

French

Domaine(s)
  • Prêts et emprunts

Spanish

Campo(s) temático(s)
  • Préstamos
Save record 19

Record 20 1998-04-07

English

Subject field(s)
  • Loans
DEF

Lending rate system using the pool-based variable lending rate.

French

Domaine(s)
  • Prêts et emprunts

Spanish

Campo(s) temático(s)
  • Préstamos
Save record 20

Record 21 1998-04-07

English

Subject field(s)
  • Loans
DEF

[The World Bank] lending rate where the lending rate on all outstanding balances is adjusted every six months to achieve a given spread above the average cost of outstanding borrowing.

French

Domaine(s)
  • Prêts et emprunts

Spanish

Campo(s) temático(s)
  • Préstamos
Save record 21

Record 22 1998-03-16

English

Subject field(s)
  • Loans
DEF

Lending at market rate and under market conditions.

French

Domaine(s)
  • Prêts et emprunts

Spanish

Campo(s) temático(s)
  • Préstamos
Save record 22

Record 23 1997-11-17

English

Subject field(s)
  • Currency and Foreign Exchange
DEF

Under the new IBRD lending rate system, currency specific cost rates from qualified borrowings will be applied to the amounts in each currency actually outstanding, thereby effectively weighting those rates in each currency by their share in the loan currency pool. These weightings are called currency weights.

French

Domaine(s)
  • Politique monétaire et marché des changes

Spanish

Campo(s) temático(s)
  • Política monetaria y mercado de cambios
Save record 23

Record 24 1997-11-17

English

Subject field(s)
  • Currency and Foreign Exchange
DEF

The situation that occurs with the Banks's lending and borrowing policy whereby loans are made in primarily low nominal interest rate currencies while investments are mainly in high nominal interest rate currencies.

French

Domaine(s)
  • Politique monétaire et marché des changes

Spanish

Campo(s) temático(s)
  • Política monetaria y mercado de cambios
Save record 24

Record 25 1989-07-12

English

Subject field(s)
  • Loans
  • Banking
CONT

... mortgage lenders and mortgage brokers have seen their skill base grow from fixed interest rate formula lending to more complex structures that factor in inflation trends, interest rate indices and the effects of growing budget deficits.

French

Domaine(s)
  • Prêts et emprunts
  • Banque

Spanish

Save record 25

Record 26 1988-12-23

English

Subject field(s)
  • Banking

French

Domaine(s)
  • Banque

Spanish

Save record 26

Record 27 1981-01-27

English

Subject field(s)
  • Laws of the Market (Economy)
  • Market Structure (Trade)
OBS

No longer is lending at interest a crime, but in most places a maximum rate is set by law. Unfortunately, the ceiling is often far below what would be set by the competitive supply-and-demand market.

French

Domaine(s)
  • Lois du marché (Économie)
  • Morphologie des marchés (Commerce)

Spanish

Save record 27

Record 28 1976-06-19

English

Subject field(s)
  • Loans

French

Domaine(s)
  • Prêts et emprunts

Spanish

Save record 28

Record 29 1976-06-19

English

Subject field(s)
  • Loans

French

Domaine(s)
  • Prêts et emprunts

Spanish

Save record 29

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