TERMIUM Plus®

The Government of Canada’s terminology and linguistic data bank.

LIFE INSURANCE RISKS [8 records]

Record 1 2018-07-12

English

Subject field(s)
  • Occupation Names (General)
  • Actuarial Practice
  • Life Insurance
CONT

Most traditional actuarial disciplines fall into two main categories :life and non-life. Life actuaries, which include health and pension actuaries, primarily deal with mortality risk, morbidity risk, and investment risk. Products prominent in their work include life insurance, annuities, pensions, short and long term disability insurance, health insurance, health savings accounts, and long-term care insurance... Non-life actuaries, also known as property and casualty or general insurance actuaries, deal with both physical and legal risks that affect people or their property.

French

Domaine(s)
  • Désignations des emplois (Généralités)
  • Actuariat
  • Assurance sur la vie

Spanish

Save record 1

Record 2 2018-02-26

English

Subject field(s)
  • Insurance Companies
  • Transportation Insurance
DEF

A mutual insurance organization formed by a group of shipowners in order to secure cover for various risks that are not covered by the policies such as the first 3 per cent of damages, liability for loss of life and injury, and so on.

OBS

These clubs are maintained by a levy based upon the amount of tonnage owned by the members of the club, each making a proportionate contribution to the fund of the club.

French

Domaine(s)
  • Sociétés mutualistes et d'assurance
  • Assurance transport

Spanish

Campo(s) temático(s)
  • Compañías de seguros
  • Seguro de transporte
Save record 2

Record 3 2004-05-19

English

Subject field(s)
  • Insurance
DEF

A denial of insurance, a termination of coverage, or the failure of an agent to apply for a coverage that the applicant requested.

CONT

Under property and casualty insurance, [an] adverse underwriting decision also includes the placing of coverage with a residual market mechanism or with an insurer specializing in substandard risks, or the charging of a higher rate on the basis of information that differs from the information provided by the applicant or policyholder. Under life, health and disability insurance, an adverse underwriting decision also includes [an] offering to insure the applicant at a higher than standard rate.

French

Domaine(s)
  • Assurances
CONT

Voici des exemples de situations où la déchéance représenterait un intérêt perçu d'un titulaire de polices en santé : [...] une décision de souscription défavorable pour une assurance temporaire sujette à réadmission [...]

Spanish

Save record 3

Record 4 2000-10-27

English

Subject field(s)
  • Insurance
DEF

"Assets" means, in respect of a foreign insurance company that is authorized under Part XIII of the Insurance Companies Act to insure(a) risks in Canada falling within the class of life insurance, and(b) risks in Canada falling within some other class of insurance, other than accident and sickness insurance, accident insurance, personal accident insurance and sickness insurance, as the circumstances require, either the funds maintained in respect of the insurance by the foreign insurance company of risks falling within the classes of life insurance and accident and sickness insurance, accident insurance, personal accident insurance and sickness insurance or the funds maintained in respect of the insurance by the foreign insurance company of risks falling within some other class of insurance. [Insurance Companies Act].

French

Domaine(s)
  • Assurances
DEF

«Actif» s'entend, à l'égard de la société étrangère autorisée au titre de la partie XIII de la Loi sur les sociétés d'assurances à garantir des risques au Canada dans la branche d'assurance-vie et dans les branches d'assurance autres que l'assurance accidents et maladie, l'assurance-accidents, l'assurance accidents corporels et l'assurance-maladie, eu égard aux circonstances, soit des fonds gardés à l'égard de la garantie par la société étrangère de risques dans les branches d'assurance-vie, assurance accidents et maladie, assurance-accidents, assurance accidents corporels et assurance-maladie, soit des fonds gardés à l'égard de la garantie par la société étrangère de risques dans d'autres branches d'assurance. [Loi sur les sociétés d'assurances].

Spanish

Campo(s) temático(s)
  • Seguros
CONT

En una sociedad de seguros, los conceptos que, con carácter general, constituyen su activo son los siguientes: desembolsos pendientes de los accionistas; tesorería (Caja y Bancos); valores mobiliarios e inmobiliarios; recibos de primas pendientes de cobro; deudores diversos; efectos al cobro; fianzas; mobiliario e instalaciones; reservas y saldos activos de reaseguradores; gastos de constitución y comisiones descontadas, etc.

Save record 4

Record 5 1994-12-06

English

Subject field(s)
  • Life Insurance
DEF

A company or a provincial company that is permitted to insure risks falling within the class of life insurance, other than a company or a provincial company that is also permitted to insure risks falling within any other class of insurance, other than accident and sickness insurance, accident insurance, personal accident insurance and sickness insurance [Insurance Companies Act].

French

Domaine(s)
  • Assurance sur la vie
DEF

Société ou société provinciale autorisée à garantir des risques dans la branche assurance-vie, à l'exclusion de celle qui est également autorisée à garantir des risques dans toute branche autre que l'assurance accidents et maladie, l'assurance-accidents, l'assurance accidents corporels et l'assurance-maladie [Loi sur les sociétés d'assurance].

Spanish

Save record 5

Record 6 1994-11-17

English

Subject field(s)
  • Insurance
DEF

Policy in Canada means(a) with respect to life insurance, a policy on the life of a person resident in Canada at the time the policy was issued,(b) with respect it fire insurance, a policy in property in Canada, and(c) with respect to any other class of insurance, a policy where the risks covered by the policy were ordinarily in Canada at the time the policy was issued. [Insurance Companies Act].

French

Domaine(s)
  • Assurances
DEF

Selon qu'il s'agit d'assurance-vie, d'assurance-incendie ou de toute autre branche d'assurance, respectivement : a) une police sur la vie d'une personne résidant au Canada à la date de l'émission; b) une police sur des biens situés au Canada; c) une police couvrant des risques situés habituellement au Canada à la date de l'émission. [Loi sur les sociétés d'assurance].

Spanish

Save record 6

Record 7 1994-10-19

English

Subject field(s)
  • Life Insurance
  • Insurance Companies
DEF

a foreign company that is authorized by order of the Superintendent to insure risks in Canada that fall within the class of life insurance. [Insurance Companies Act].

French

Domaine(s)
  • Assurance sur la vie
  • Sociétés mutualistes et d'assurance
DEF

Société étrangère agréée par le surintendant pour garantir au Canada des risques dans la branche assurance-vie. [Loi sur les sociétés d'assurances].

OBS

Terme et équivalent tirés d'un Avant-projet de lexique anglais-français de l'Institut canadien des actuaires.

Spanish

Save record 7

Record 8 1987-01-27

English

Subject field(s)
  • Life Insurance

French

Domaine(s)
  • Assurance sur la vie

Spanish

Save record 8

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