TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 DEF

A contract or agreement by which one, who is the lender, lends to another, who is the borrower a certain sum of money, upon condition that if the thing upon which the loan has been made, should be lost by any peril of the sea, or vis major, the lender shall not be repaid, unless what remains shall be equal to the sum borrowed; and if the thing arrives in-safety, or in case it shall not have been injured, but by its own defects or the fault of the master or mariners, the borrower shall be bound to return the sum borrowed, together with a certain sum agreed upon as the price of the hazard incurred.  2, record 1, English, - maritime%20loan

Record 1,  Textual support,  French

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 CONT

Credit derivatives are swap, forward, and option contracts that transfer risk and return from one counterparty to another without actually transferring the ownership of the underlying assets.... Credit derivatives are an ideal tool for lenders who want to reduce their exposure to a particular borrower but find themselves unwilling(say, for tax-or cost-related reasons) to sell outright their claims on that borrower.  3, record 2, English, - credit%20derivative

Record 2,  Textual support,  French

Record number: 2, Textual support number: 1 DEF

Produit dérivé conçu pour permettre de séparer le risque de crédit d'un instrument financier des autres risques, et dont le résultat dépend essentiellement de la solvabilité d'une entité ou de la qualité de son crédit ressortant par exemple de la notation attribuée par une agence reconnue.  3, record 2, French, - d%C3%A9riv%C3%A9%20de%20cr%C3%A9dit

Record number: 2, Textual support number: 1 OBS

dérivé de crédit : terme publié au Journal officiel de la République française le 5 juin 2014.  4, record 2, French, - d%C3%A9riv%C3%A9%20de%20cr%C3%A9dit

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 CONT

The lender is limited to a foreclosure(a quick private sale or a judicial foreclosure along with a deficiency judgment). This is the one authorized action that a secured lender may properly take, and the entire concept is referred to as the one-action rule. If the lender violates the rule, it might find itself unable to proceed against the borrower at all, or at best it will become an unsecured creditor.  1, record 3, English, - authorized%20action

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 CONT

On demandera des ordonnances pour [...] j) ordonner que, dans les cas où une poursuite autorisée en vertu du sous-alinéa 4.06 i) est intentée, la quittance réputée prévue au paragraphe 11.01 est modifiée de façon à permettre que la poursuite se continue uniquement dans le cas de réclamations non éteintes.  1, record 3, French, - poursuite%20autoris%C3%A9e

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  English

Record number: 4, Textual support number: 1 CONT

The borrower shall pay a commitment charge on the unwithdrawn amount of the loan at the rate specified in the loan agreement. Such commitment charge shall accrue from a date sixty days after the date of the loan agreement to the respective dates on which amounts shall be withdrawn by the borrower from the loan account or shall be cancelled. The borrower shall pay an additional commitment charge at the rate of one-half of one per cent(1/2 of 1%) per annum on the principal amount outstanding from time to time of any special commitment entered into by the bank...  2, record 4, English, - commitment%20charge

Record 4,  Textual support,  French

Record number: 4, Textual support number: 1 CONT

L'emprunteur paie, sur le montant du prêt non encore retiré, une commission d'ouverture de crédit dont le taux est fixé dans l'Accord de prêt. Cette commission commence à courir soixante jours après la date de l'accord de prêt et court jusqu'aux dates auxquelles l'emprunteur procède des retraits du compte de prêt ou jusqu'à la date d'annulation des montants du prêt auxquels elle se rapporte. L'emprunteur paie une commission supplémentaire d'un demi pour cent (0,50 %) l'an sur le principal non encore remboursé de tout engagement special contracté par la banque [...]  2, record 4, French, - commission%20d%27ouverture%20de%20cr%C3%A9dit

Record 4,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 DEF

Procedure which allows a borrower to receive a loan in a currency other than the one specified, provided this currency is available on the market.  1, record 5, English, - multicurrency%20option

Record 5,  Textual support,  French

Record number: 5, Textual support number: 1 CONT

Option multidevises disponible pour facturer et comptabiliser facilement en Dollar, Livre etc. [...]  2, record 5, French, - option%20multidevises

Record 5,  Textual support,  Spanish

Record 6,  Textual support,  English

Record number: 6, Textual support number: 1 CONT

A circular letter of credit... enables the borrower to negotiate drafts at any one of a number of foreign correspondents which will pay against drafts so drawn to the borrower, thus enabling the borrower to obtain funds wherever he may be travelling.  1, record 6, English, - circular%20letter%20of%20credit

Record number: 6, Textual support number: 1 OBS

A letter requesting one person to make advances to a third person on the credit of the writer is a letter of credit.  1, record 6, English, - circular%20letter%20of%20credit

Record number: 6, Textual support number: 2 OBS

circular letter of credit: term and text reproduced from The Encyclopedia of Banking and Finance, Tenth Edition (1993), by Glenn G. Munn, F.L. Garcia and Charles J. Woelfel, with the permission of the copyright holder, The McGraw-Hill Companies Inc. In no event shall McGraw-Hill have any liability to any party for special, incidental, tort, or consequential damages arising out of or in connection with the use of this material.  2, record 6, English, - circular%20letter%20of%20credit

Record 6,  Textual support,  French

Record number: 6, Textual support number: 1 CONT

Lettre de crédit. Lettre missive par laquelle un banquier invite un de ses correspondants à verser au porteur les sommes dont il aura besoin, jusqu'à concurrence d'un chiffre déterminé. Si la lettre de crédit est valable auprès de plusieurs banquiers, elle est dite circulaire.  2, record 6, French, - lettre%20de%20cr%C3%A9dit%20circulaire

Record 6,  Textual support,  Spanish

Record number: 6, Textual support number: 1 DEF

Documento que puede ser presentado en varios bancos en el curso de su uso.  1, record 6, Spanish, - carta%20de%20cr%C3%A9dito%20circular

Record 7,  Textual support,  English

Record number: 7, Textual support number: 1 DEF

A loan to an entity where there is more than one lender-a syndicated loan. The bank is arranging this loan-lead bank or manager-obtains agreement from other banks or financial institutions to participate in the loan up to an agreed amount. The lead manager, acting for the lenders negotiates with the borrower the terms of such a loan. [Klein, Gerald. Dictionary of Banking. Pitman Publishing, 1995].  2, record 7, English, - participating%20loan

Record 7,  Textual support,  French

Record 7,  Textual support,  Spanish

Record 8,  Textual support,  English

Record number: 8, Textual support number: 1 DEF

Used in finance to indicate the drawing of part of a loan. Where a large loan has been given either by one bank or banking syndicate, it is quite likely that the borrower does not require the whole amount at once. Therefore an agreement is made for funds to be drawn at stated intervals, or when notice has been given for the withdrawal of a sum of money. [Klein, Gerald. Dictionary of Banking. Pitman Publishing, 1995].  2, record 8, English, - tranche

Record number: 8, Textual support number: 1 CONT

For certain purposes, the Fund’s holding is measured in tranches, each equal to one fourth of the quota of the member issuing the currency.  3, record 8, English, - tranche

Record 8,  Textual support,  French

Record number: 8, Textual support number: 1 CONT

À certaines fins, les avoirs du Fonds sont mesurés en tranches, chacune étant égale à un quart de la quote-part du membre qui émet la monnaie [...]  2, record 8, French, - tranche

Record 8,  Textual support,  Spanish

Record 9,  Textual support,  English

Record number: 9, Textual support number: 1 DEF

... a revolving credit underwritten by banks which offers the borrower various other borrowing options, of which euronotes may only be one. Such options might also include multicurrency loan advance, US$ bankers’ acceptances or sterling acceptances, all of which are usually offered through uncommitted tender panels where members are expected, but not obliged, to bid. The facility is designed to offer the borrower as much flexibility as possible in the options provided.  1, record 9, English, - multiple%20option%20facility

Record 9,  Textual support,  French

Record number: 9, Textual support number: 1 DEF

Facilité renouvelable à prise ferme qui donne à l'emprunteur la possibilité de se procurer des fonds de diverses manières (notamment par euro-billets, avances à court terme et acceptations bancaires), ou dans diverses devises, ou les deux.  1, record 9, French, - facilit%C3%A9%20%C3%A0%20options%20de%20tirage%20multiples

Record number: 9, Textual support number: 1 OBS

Le terme et les éléments de la définition ont été trouvés dans un document interne de la Banque des règlements internationaux.  1, record 9, French, - facilit%C3%A9%20%C3%A0%20options%20de%20tirage%20multiples

Record 9,  Textual support,  Spanish

Record 10,  Textual support,  English

Record number: 10, Textual support number: 1 OBS

The Entrepreneur Program is a provincially delivered job creation initiative to help unemployed New Brunswickers create jobs for themselves through self-employment. The Program has two distinct components : Eligible participants could receive assistance with business start-ups including loan guarantees and/or self-employment benefits. The Program is administered by the Employment Division of the Department of Labour. Under the Loan Guarantee Component, clients can receive a loan up to $10, 000. The loan is guaranteed by the government of New Brunswick for two years and is interest-free to the borrower for a period of one year.  1, record 10, English, - Entrepreneur%20Program

Record 10,  Textual support,  French

Record number: 10, Textual support number: 1 OBS

Le Programme Entrepreneur est une initiative provinciale de création d'emplois visant à aider les Néo-Brunswickois sans emploi à se créer un emploi grâce au travail indépendant. Le Programme comporte deux volets distincts. Les participants admissibles peuvent obtenir de l'assistance au démarrage d'une entreprise, y compris des garanties d'emprunt ou encore de l'aide au travail indépendant. Le Programme est administré par la Division de l'emploi du ministère du Travail. Le volet de garantie d'emprunt permet aux clients de recevoir un prêt allant jusqu'à 10,000$. Ce prêt est garanti par le gouvernement du Nouveau-Brunswick pour une période de deux ans et l'emprunteur n'a aucun intérêt à payer pour une période d'un an.  1, record 10, French, - Programme%20Entrepreneur

Record 10,  Textual support,  Spanish

Record 11,  Textual support,  English

Record number: 11, Textual support number: 1 DEF

An agreement by which the federal government or one of its agencies pledges to pay part or all of the loan principal and interest to a lender or holder of a security, in the event of default by a third party borrower.  2, record 11, English, - loan%20guarantee

Record 11,  Textual support,  French

Record number: 11, Textual support number: 1 DEF

Engagement pris par un organisme public de payer les intérêts ou de rembourser le capital emprunté par un autre organisme public ou privé, au cas où cet organisme ne les paie pas ou ne le rembourse pas lui-même; c'est juridiquement un cautionnement personnel.  3, record 11, French, - garantie%20d%27emprunt

Record number: 11, Textual support number: 1 CONT

À côté des prêts, l'aide du Trésor a pris depuis quelques années la forme de garanties d'emprunts ou de bonifications d'intérêt qui ont la particularité de constituer pour lui des charges moins lourdes que le prêt direct. Les garanties d'emprunt ont surtout bénéficié aux entreprises publiques, au Crédit foncier, aux sociétés de développement régional qui ont pu ainsi se procurer sans difficulté, par émission d'emprunts sur le marché financier, les capitaux indispensables à leur activité.  4, record 11, French, - garantie%20d%27emprunt

Record number: 11, Textual support number: 1 OBS

Ne pas employer «garantie de prêt» puisque la garantie s'applique, non pas à l'octroi du prêt, mais au remboursement de l'emprunt ou des intérêts.  3, record 11, French, - garantie%20d%27emprunt

Record 11,  Textual support,  Spanish

Record 12,  Textual support,  English

Record number: 12, Textual support number: 1 CONT

Prudential lending subject to Office of the Superintendent of Financial Institutions guidelines, limits the size of loans to one borrower. [Office of the Superintendent of Financial Institutions-Glossary].  1, record 12, English, - prudential%20lending

Record 12,  Textual support,  French

Record number: 12, Textual support number: 1 CONT

Les prêts prudentiels assujettis aux lignes directrices du Bureau du surintendant des institutions financières, limitent l'importance des prêts accordés à un emprunteur. [Bureau du surintendant des institutions financières-Glossaire].  1, record 12, French, - pr%C3%AAt%20prudentiel

Record 12,  Textual support,  Spanish

Record 13,  Textual support,  English

Record number: 13, Textual support number: 1 DEF

A date, usually one month before regular mortgage payments begin, when interest on monies advanced before that time is calculated and must be paid by the borrower.  1, record 13, English, - interest%2Dadjustment%20date

Record 13,  Textual support,  French

Record number: 13, Textual support number: 1 DEF

Date, en général fixée un mois avant que les remboursements mensuels d'hypothèque ne commencent, et où les intérêts impayés sur les fonds avancés sont payables par l'emprunteur.  1, record 13, French, - date%20d%27ajustement%20des%20int%C3%A9r%C3%AAts

Record 13,  Textual support,  Spanish

Record 14,  Textual support,  English

Record number: 14, Textual support number: 1 DEF

A company or group of companies with common ownership and related risks or a group of companies operating under the same management group with related risks.  1, record 14, English, - one%20borrower

Record number: 14, Textual support number: 1 OBS

See "Guidelines" in CMFCB.  2, record 14, English, - one%20borrower

Record 14,  Textual support,  French

Record 14,  Textual support,  Spanish