TERMIUM Plus®

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POOLING INTEREST [3 records]

Filter results by subject field Alphabetical list of terms

Filter results by subject field

Alphabetical list of terms

Record 1 2011-12-22

English

Subject field(s)
  • Loans
DEF

An arrangement or procedure under which a debtor pays to a a debt pooler money to be distributed or paid, according to a system, by that debt pooler to three or more creditors of the debtor.

CONT

Debt pooling allows [anyone] to “pool all of your debt” and make a monthly payment to retire the full amount of the debt plus a nominal interest charge. Debt pooling is similar to a consolidation loan in that you now only... one monthly payment [is made]. The advantage is that usually the interest is greatly reduced, you are not providing any additional collateral, and no co-signor or guarantor is required. A debt pooling repayment plan should generally only be considered if the entire obligation can be retired in a reasonable time period – usually under five years.

CONT

Debt pooling is a flexible alternative to bankruptcy or consumer proposal, allowing [someone] to pay [their] debts in full. It is designed for people who are struggling with their debts and typically have over $10,000 of unsecured debt and are unable to obtain a low cost unsecured loan.

French

Domaine(s)
  • Prêts et emprunts
OBS

Il s'agit de la gestion des fonds d'un débiteur en vue du refinancement de ses dettes auprès des créditeurs.

OBS

Aucun équivalent n'existe selon un syndic montréalais. La notion est propre à la législation de la Colombie-Britannique et de l'Alberta.

Spanish

Save record 1

Record 2 1998-04-30

English

Subject field(s)
  • Stock Exchange
  • Investment
  • Amalgamation and Partnerships (Finance)
DEF

Situation that occurs when a company issues treasury shares for the assets of another company so that the latter becomes a division or subsidiary of the acquiring company.

Key term(s)
  • pooling of interests

French

Domaine(s)
  • Bourse
  • Investissements et placements
  • Fusion, absorption et coparticipation (Finances)
DEF

Regroupement d'entreprises qui se produit lorsqu'une société émet des actions de trésorerie pour acquérir des éléments de l'actif d'une autre société; cette dernière devenant ainsi une filiale de la société absorbante.

Spanish

Save record 2

Record 3 1998-04-15

English

Subject field(s)
  • Loans
DEF

Sale of loans by pooling together a group of loans(or other forms of receivables) and issuing securities backed by an interest in this pool of loans. The creditworthiness of the pool is enhanced through the provision of partial guarantees and/or over-collateralization.

French

Domaine(s)
  • Prêts et emprunts

Spanish

Campo(s) temático(s)
  • Préstamos
Save record 3

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TERMIUM Plus®, the Government of Canada's terminology and linguistic data bank
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