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REFINANCING BANK [4 records]

Record 1 2019-01-24

English

Subject field(s)
  • Loans
CONT

During the European sovereign debt crisis, the acronym LTRO was coined to represent "long-term refinancing operations, "which were used by the European Central Bank(ECB) to lend money at very low interest rates to eurozone banks.

French

Domaine(s)
  • Prêts et emprunts
DEF

Opération d'octroi de liquidités aux banques par une banque centrale, dont le remboursement est fixé à une échéance plus éloignée que celle des opérations conventionnelles.

OBS

La durée usuelle des prêts accordés lors d'une opération de refinancement à long terme est de trois mois à quelques années.

OBS

opération de refinancement à long terme : désignation et définition publiées au Journal officiel de la République française le 7 décembre 2018.

Spanish

Save record 1

Record 2 2012-06-13

English

Subject field(s)
  • Corporate Economics
  • Corporate Management (General)
DEF

To recover the profitability of a company in a desperate situation.

CONT

The process of turning the results of a company around tends to include an increase in own funds, refinancing of bank debt and supplier credits, the sale or closure of marginal businesses and concentration of production in the most profitable areas, all of which may imply a reduction in the workforce.

French

Domaine(s)
  • Économie de l'entreprise
  • Gestion de l'entreprise (Généralités)
DEF

Rétablir la rentabilité d'une entreprise qui se trouve dans une situation fâcheuse.

Spanish

Campo(s) temático(s)
  • Economía empresarial
  • Gestión de la empresa (Generalidades)
DEF

Recuperar la rentabilidad de una empresa que se encontraba en situación desesperada. El proceso de dar la vuelta a la cuenta de resultados suele incluir el aumento de los fondos propios, la refinanciación de la deuda bancaria y con proveedores, la venta o cierre de negocios marginales y la concentración de la producción en los segmentos más rentables, lo que a veces acarrea la disminución de la plantilla. Como sustantivo se usa rescate.

OBS

rescatar: término y definición extraídos del CAPITAL Business Dictionary con la autorización de LID Editorial Empresarial.

Save record 2

Record 3 2010-08-11

English

Subject field(s)
  • Financial Institutions
  • Banking

French

Domaine(s)
  • Institutions financières
  • Banque

Spanish

Save record 3

Record 4 2007-10-03

English

Subject field(s)
  • Real Estate
  • Banking
  • Loans
CONT

Mortgage refinancing :refinancing a mortgage means paying off a current mortgage and replacing it with a new one. This can be done with the existing bank(lender) often named renewal or via another bank(lender). There are many unique reasons why homeowners refinance : to obtain a lower interest rate; to shorten the term of their mortgage; to change the type of mortgage; to access the home's equity for other needs; mortgage refinancing when moving and buying a home; to consolidate debt; to be able to convert part or all of [the] mortgage interest to be tax-deductible in Canada.

CONT

Mortgage refinancing has costs; examples are property appraisal, legal fees and therefore it’s important for a homeowner to determine whether his or her reason for refinancing offers true value.

French

Domaine(s)
  • Immobilier
  • Banque
  • Prêts et emprunts
CONT

Les ménages canadiens ont continué de s'endetter à un rythme soutenu, quoique légèrement inférieur au sommet enregistré au milieu de 2006. La hausse des prix des logements nourrit la demande de crédit, car les ménages recourent de plus en plus au refinancement hypothécaire pour tirer parti de l'augmentation de leur avoir propre foncier.

Key term(s)
  • refinancement de l'hypothèque

Spanish

Save record 4

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