TERMIUM Plus®
The Government of Canada’s terminology and linguistic data bank.
SUBPRIME MORTGAGE LOAN [3 records]
Record 1 - internal organization data 2018-12-05
Record 1, English
Record 1, Subject field(s)
- Loans
- Financial and Budgetary Management
Record 1, Main entry term, English
- ninja loan
1, record 1, English, ninja%20loan
correct
Record 1, Abbreviations, English
Record 1, Synonyms, English
- NINJA loan 2, record 1, English, NINJA%20loan
correct
Record 1, Textual support, English
Record number: 1, Textual support number: 1 DEF
A subprime mortgage loan offered to borrowers without proof of income, employment, or assets. 3, record 1, English, - ninja%20loan
Record number: 1, Textual support number: 1 OBS
NINJA: no income, no job, and no assets. 4, record 1, English, - ninja%20loan
Record 1, French
Record 1, Domaine(s)
- Prêts et emprunts
- Gestion budgétaire et financière
Record 1, Main entry term, French
- prêt ninja
1, record 1, French, pr%C3%AAt%20ninja
correct, masculine noun
Record 1, Abbreviations, French
Record 1, Synonyms, French
- prêt NINJA 2, record 1, French, pr%C3%AAt%20NINJA
correct, masculine noun
Record 1, Textual support, French
Record number: 1, Textual support number: 1 DEF
[…] prêt […] accordé [...] à des personnes sans revenus suffisants, sans travail ou sans actifs. 2, record 1, French, - pr%C3%AAt%20ninja
Record number: 1, Textual support number: 1 CONT
Des produits tels que [...] l'incroyable prêt «NINJA» , accordé aux candidats ne disposant ni de revenu, ni de travail, ni d'apport personnel, ont emporté un franc succès auprès des plus modestes, notamment la clientèle du segment subprime. 3, record 1, French, - pr%C3%AAt%20ninja
Record 1, Spanish
Record 1, Textual support, Spanish
Record 2 - internal organization data 2018-09-17
Record 2, English
Record 2, Subject field(s)
- Economic Fluctuations
- Loans
- Real Estate
Record 2, Main entry term, English
- subprime mortgage crisis
1, record 2, English, subprime%20mortgage%20crisis
correct
Record 2, Abbreviations, English
Record 2, Synonyms, English
- subprime mortgage loan crisis 2, record 2, English, subprime%20mortgage%20loan%20%20crisis
correct
Record 2, Textual support, English
Record number: 2, Textual support number: 1 CONT
The subprime mortgage crisis of 2007-10 stemmed from an earlier expansion of mortgage credit, including to borrowers who previously would have had difficulty getting mortgages, which both contributed to and was facilitated by rapidly rising home prices. 3, record 2, English, - subprime%20mortgage%20crisis
Record 2, French
Record 2, Domaine(s)
- Fluctuations économiques
- Prêts et emprunts
- Immobilier
Record 2, Main entry term, French
- crise des prêts hypothécaires à risque
1, record 2, French, crise%20des%20pr%C3%AAts%20hypoth%C3%A9caires%20%C3%A0%20risque
correct, feminine noun
Record 2, Abbreviations, French
Record 2, Synonyms, French
Record 2, Textual support, French
Record number: 2, Textual support number: 1 CONT
La crise financière qui sévit actuellement dans la plupart des pays industrialisés tire son origine de l'effondrement du marché des prêts hypothécaires à risque (subprime) aux États-Unis. [...] Une crise de confiance sévère a ensuite touché les marchés financiers lorsque les titres garantis par ces créances hypothécaires ont été massivement dévalués. [...] Le Canada n'a pas vécu cette crise des prêts hypothécaires à risque, les pratiques de prêts ayant été plus prudentes ici et grâce à une meilleure réglementation. 2, record 2, French, - crise%20des%20pr%C3%AAts%20hypoth%C3%A9caires%20%C3%A0%20risque
Record 2, Spanish
Record 2, Campo(s) temático(s)
- Fluctuaciones económicas
- Préstamos
- Bienes raíces
Record 2, Main entry term, Spanish
- crisis de las hipotecas de alto riesgo
1, record 2, Spanish, crisis%20de%20las%20hipotecas%20de%20alto%20riesgo
correct, feminine noun
Record 2, Abbreviations, Spanish
Record 2, Synonyms, Spanish
- crisis de los créditos hipotecarios de alto riesgo 2, record 2, Spanish, crisis%20de%20los%20cr%C3%A9ditos%20hipotecarios%20de%20alto%20riesgo
correct, feminine noun
- crisis de las hipotecas basura 3, record 2, Spanish, crisis%20de%20las%20hipotecas%20basura
correct, feminine noun, familiar
- crisis de las hipotecas subprime 4, record 2, Spanish, crisis%20de%20las%20hipotecas%20subprime
avoid, feminine noun
Record 2, Textual support, Spanish
Record number: 2, Textual support number: 1 CONT
9 de agosto de 2007. El Banco Central Europeo (BCE) inyecta 95.000 millones de euros a 49 entidades bancarias con problemas de financiación cuyo origen había que buscar al otro lado del Atlántico. EE. UU. vive la crisis de las hipotecas basura que ya se cobraba sus primeras víctimas. 3, record 2, Spanish, - crisis%20de%20las%20hipotecas%20de%20alto%20riesgo
Record number: 2, Textual support number: 1 OBS
hipoteca de alto riesgo; hipoteca subprime: La Fundación del Español Urgente (Fundéu BBVA), con el asesoramiento de la Real Academia Española, indica que la construcción "hipoteca de alto riesgo" es una alternativa preferible a "hipoteca subprime". 5, record 2, Spanish, - crisis%20de%20las%20hipotecas%20de%20alto%20riesgo
Record 3 - internal organization data 2018-09-17
Record 3, English
Record 3, Subject field(s)
- Loans
- Real Estate
- Banking
Record 3, Main entry term, English
- subprime mortgage loan
1, record 3, English, subprime%20mortgage%20loan
correct
Record 3, Abbreviations, English
Record 3, Synonyms, English
- subprime mortgage 2, record 3, English, subprime%20mortgage
correct
Record 3, Textual support, English
Record number: 3, Textual support number: 1 CONT
Typically subprime mortgages are offered at interest rates above prime, to customers with below-average credit ratings. Subprime mortgage lenders in the U.S. tend to target lower-income Americans, the elderly, new immigrants, people with a proven record of not paying their debts on time–just about anyone who would have trouble getting a mortgage from a conventional lender such as a major bank. 3, record 3, English, - subprime%20mortgage%20loan
Record number: 3, Textual support number: 2 CONT
Subprime mortgage loans have a much higher rate of default than prime mortgage loans and are priced based on the risk assumed by the lender. 4, record 3, English, - subprime%20mortgage%20loan
Record number: 3, Textual support number: 1 OBS
"Subprime" refers to the risk associated with a borrower, not to the interest rate being charged on the mortgage. 3, record 3, English, - subprime%20mortgage%20loan
Record 3, French
Record 3, Domaine(s)
- Prêts et emprunts
- Immobilier
- Banque
Record 3, Main entry term, French
- prêt hypothécaire à risque
1, record 3, French, pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20risque
correct, masculine noun
Record 3, Abbreviations, French
Record 3, Synonyms, French
- crédit hypothécaire à risque 2, record 3, French, cr%C3%A9dit%20hypoth%C3%A9caire%20%C3%A0%20risque
correct, masculine noun
- subprime 3, record 3, French, subprime
avoid, anglicism, masculine noun
Record 3, Textual support, French
Record number: 3, Textual support number: 1 CONT
La débâcle des prêts à risque américains n'épargne personne. Depuis un mois, les Bourses tremblent. En effet, selon ce que l'on a rapporté, l'ampleur de la crise américaine du crédit hypothécaire à risque amènerait plusieurs grandes institutions financières à subir de lourdes pertes à la suite de la situation précaire dans laquelle se retrouvent bon nombre de fonds spécialisés en créances à haut risque. 2, record 3, French, - pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20risque
Record number: 3, Textual support number: 2 CONT
Wall Street a une nouvelle fois été vivement ébranlée par la crainte de voir la crise du secteur des prêts hypothécaires à risque (dits «subprimes») avoir un lourd impact sur le secteur financier. 4, record 3, French, - pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20risque
Record 3, Key term(s)
- prêt hypothécaire à risques
- crédit hypothécaire à risques
Record 3, Spanish
Record 3, Campo(s) temático(s)
- Préstamos
- Bienes raíces
- Operaciones bancarias
Record 3, Main entry term, Spanish
- hipoteca de alto riesgo
1, record 3, Spanish, hipoteca%20de%20alto%20riesgo
correct, feminine noun
Record 3, Abbreviations, Spanish
Record 3, Synonyms, Spanish
- crédito hipotecario de alto riesgo 2, record 3, Spanish, cr%C3%A9dito%20hipotecario%20de%20alto%20riesgo
correct, masculine noun
- hipoteca basura 3, record 3, Spanish, hipoteca%20basura
correct, feminine noun, familiar
- hipoteca subprime 4, record 3, Spanish, hipoteca%20subprime
avoid, feminine noun
Record 3, Textual support, Spanish
Record number: 3, Textual support number: 1 DEF
Hipoteca con evaluación crediticia menos exigente y con tasas de interés y comisiones altas que conlleva un riesgo de morosidad elevada. 5, record 3, Spanish, - hipoteca%20de%20alto%20riesgo
Record number: 3, Textual support number: 1 OBS
hipoteca de alto riesgo; hipoteca subprime: La Fundación del Español Urgente (Fundéu BBVA), con el asesoramiento de la Real Academia Española, indica que la construcción "hipoteca de alto riesgo" es una alternativa preferible a "hipoteca subprime". 2, record 3, Spanish, - hipoteca%20de%20alto%20riesgo
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