TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 CONT

Insurers and reinsurers have also been reverting to "claims-made" policies under which only claims reported during a policy's effective term will be considered, thereby eliminating the uncertainty of an IBNR(incurred but not reported) provision in their underwriting provisions.  2, record 1, English, - IBNR%20provision

Record 1,  Textual support,  French

Record number: 1, Textual support number: 1 CONT

[L'actuaire] désigné doit décrire [...] la façon dont la provision pour sinistres survenus mais non déclarés est déterminée, y compris les processus, les systèmes, les hypothèses et les méthodes[.]  1, record 1, French, - provision%20pour%20sinistres%20survenus%20mais%20non%20d%C3%A9clar%C3%A9s

Record 1,  Textual support,  Spanish

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 CONT

During a soft market, a combination of higher investment returns and a decrease in claim payouts create the perfect conditions for insurance companies to lower insurance premiums, expand coverage, and relax underwriting rules to issue more policies.  2, record 2, English, - soft%20insurance%20market

Record 2,  Textual support,  French

Record number: 2, Textual support number: 1 CONT

Le marché mou signifie que les assureurs connaissent une certaine rentabilité. Ils sont donc plus ouverts à la négociation, à offrir de nouvelles affaires et à autoriser l’assurance pour une plus vaste gamme de risques. La compétition est alors très forte.  2, record 2, French, - march%C3%A9%20mou

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 DEF

An investment dealer appointed by a corporation or government to advise in respect to financial matters and to manage the underwriting of its securities.  2, record 3, English, - fiscal%20agent

Record number: 3, Textual support number: 1 CONT

The Governor in Council may ... appoint one or more fiscal agents to perform such services in respect of loans as the Governor in Council may prescribe ...  3, record 3, English, - fiscal%20agent

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 CONT

Les courtiers font fonction «d'agents financiers» de la province; il donnent leur avis quant au prix, aux modalités et au meilleur moment pour lancer l'émission. Ils donnent suite à l'entente en achetant les obligations de la province et en les revendant aux investisseurs.  3, record 3, French, - agent%20financier

Record 3,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 OBS

The objective of [this guideline is to assist] managers and staff in departments and agencies in making decisions on underwriting risks that have financial implications.  1, record 5, English, - Guideline%20on%20Self%2DInsurance

Record 5,  Textual support,  French

Record number: 5, Textual support number: 1 OBS

[Cette norme vise à aider] les gestionnaires et les employés des ministères et organismes à prendre des décisions concernant la souscription de risques ayant des répercussions financières.  1, record 5, French, - Ligne%20directrice%20sur%20l%27auto%2Dassurance

Record 5,  Textual support,  Spanish

Record 6,  Textual support,  English

Record number: 6, Textual support number: 1 DEF

The theory and practice of monetary credit, banking, and promotion operations in the most comprehensive sense. It includes money, credit, banking, securities, investment, speculation, foreign exchange, promotion, reorganization, underwriting, brokerage, trusts, etc.  3, record 6, English, - finance

Record number: 6, Textual support number: 1 OBS

finance: term and text reproduced from The Encyclopedia of Banking and Finance, Tenth Edition (1993), by Glenn G. Munn, F.L. Garcia and Charles J. Woelfel, with the permission of the copyright holder, The McGraw-Hill Companies Inc. In no event shall McGraw-Hill have any liability to any party for special, incidental, tort, or consequential damages arising out of or in connection with the use of this material.  4, record 6, English, - finance

Record number: 6, Textual support number: 2 OBS

finance; fin: designations officially approved by the Department of National Defence and the Canadian Forces.  5, record 6, English, - finance

Record 6,  Textual support,  French

Record number: 6, Textual support number: 1 DEF

Ensemble des activités reliées aux affaires d'argent et de placement d'argent, notamment les activités d'investissement, les activités de financement, les activités boursières, les activités bancaires et les activités de crédit.  3, record 6, French, - finance

Record number: 6, Textual support number: 1 OBS

finance; fin : désignations d’usage obligatoire au ministère de la Défense nationale et les Forces canadiennes.  4, record 6, French, - finance

Record 6,  Textual support,  Spanish

Record 7,  Textual support,  French

Record 7,  Textual support,  Spanish

Record 8,  Textual support,  English

Record number: 8, Textual support number: 1 OBS

Established in 1975, the National Association of Review Appraisers and Mortgage Underwriters is an organization dedicated to maintaining professional standards and promoting ongoing education in the fields of appraisal review and mortgage underwriting.  5, record 8, English, - National%20Association%20of%20Review%20Appraisers%20and%20Mortgage%20Underwriters

Record 8,  Textual support,  French

Record 8,  Textual support,  Spanish

Record 9,  Textual support,  English

Record number: 9, Textual support number: 1 CONT

... the producer can also help to expedite the underwriting process by the prompt submission of the application, by scheduling the applicant for any necessary physical exams, and by assisting the home office underwriter with other requirements(such as obtaining an Attending Physician's Statement), as needed.  2, record 9, English, - home%20office%20underwriter

Record 9,  Textual support,  French

Record number: 9, Textual support number: 1 CONT

Votre agent ou le courtier est familier avec le processus de souscription et ont fourni des renseignements à l'assureur de bureau à domicile, alors il ou elle est en bonne position pour plaider votre cause.  1, record 9, French, - assureur%20de%20bureau%20%C3%A0%20domicile

Record 9,  Textual support,  Spanish

Record 10,  Textual support,  English

Record number: 10, Textual support number: 1 DEF

An arrangement between an issuer of securities and an investment dealer, whereby the latter, acting as an agent rather than an underwriter, undertakes to sell as many of the securities as he can on a commission basis.  2, record 10, English, - best%20efforts%20underwriting

Record 10,  Textual support,  French

Record number: 10, Textual support number: 1 DEF

Convention de placement conclue entre un émetteur de valeurs mobilières et une maison de courtage de valeurs ou un syndicat financier, appelé syndicat de placement, en vertu de laquelle la maison de courtage ou les syndicataires, agissant à titre de mandataires de l'émetteur, s'offrent à placer le plus grand nombre de valeurs émises possible auprès du public, moyennant une commission de placement que l'émetteur leur versera pour les valeurs qu'ils auront pu placer.  1, record 10, French, - convention%20de%20placement%20pour%20compte

Record 10,  Textual support,  Spanish

Record 11,  Textual support,  English

Record number: 11, Textual support number: 1 OBS

Canadian Institute of Underwriters is a long-standing insurance industry based association dedicated to the exchange of ideas on the current issues and challenges that... CIU members face in the field of underwriting.  3, record 11, English, - Canadian%20Institute%20of%20Underwriters

Record 11,  Textual support,  French

Record 11,  Textual support,  Spanish

Record 12,  Textual support,  English

Record number: 12, Textual support number: 1 OBS

BMO Capital Markets is a leading, full-service North American-based financial services provider offering equity and debt underwriting, corporate lending and project financing, merger and acquisitions advisory services, securitization, treasury management, market risk management, debt and equity research and institutional sales and trading.  2, record 12, English, - BMO%20Capital%20Markets

Record 12,  Textual support,  French

Record number: 12, Textual support number: 1 OBS

BMO Marchés des capitaux est un acteur de premier plan sur la scène nord-américaine des services financiers, notamment en ce qui a trait à la prise ferme de titres d'emprunt et de participation, aux prêts aux entreprises et au financement des projets, aux services consultatifs en matière de fusions et d'acquisitions, à la titrisation, aux services de gestion de trésorerie et de gestion des risques liés au marché, à la recherche sur les titres d'emprunt et sur les actions ainsi qu'à la vente et la négociation de placements institutionnels.  2, record 12, French, - BMO%20March%C3%A9s%20des%20capitaux

Record 12,  Textual support,  Spanish

Record 13,  Textual support,  English

Record number: 13, Textual support number: 1 OBS

Financial and investment analysts collect and analyze financial information such as economic forecasts, trading volumes and the movement of capital, financial backgrounds of companies, historical performances and future trends of stocks, bonds and other investment instruments to provide financial and investment or financing advice for their company or their company's clients. Their studies and evaluations cover areas such as takeover bids, private placements, mergers or acquisitions. Financial analysts are employed by a wide range of establishments throughout the private and public sector, such as banks, brokerage houses, insurance companies, investment companies, manufacturing firms, trust companies, utility companies and underwriting firms. Investment analysts are employed primarily by brokerage houses and fund management companies.  1, record 13, English, - Financial%20and%20investment%20analysts

Record number: 13, Textual support number: 2 OBS

1112: classification system code in the National Occupational Classification.  2, record 13, English, - Financial%20and%20investment%20analysts

Record 13,  Textual support,  French

Record number: 13, Textual support number: 1 OBS

Les analystes financiers et les analystes en placements rassemblent et analysent de l'information financière comme les prévisions économiques, le volume d'échanges et les mouvements de capitaux, les résultats financiers des entreprises, le rendement antérieur et les tendances des actions, obligations et autres titres de placements sur le marché, afin de donner des conseils financiers et de placements ou de financement aux établissements ou à leurs clients. Les études et évaluations qu'ils préparent traitent, entre autres, des sujets comme une offre d'achat publique, un placement privé, une fusion ou une acquisition. Les analystes financiers travaillent dans divers établissements privés et publics, tels que les banques, maisons de courtage, compagnies d'assurance, sociétés d'investissements, entreprises manufacturières, sociétés fiduciaires, services d'utilité publique et firmes de souscripteurs. Les analystes en placements travaillent principalement dans les maisons de courtage et les sociétés de gestion de fonds.  1, record 13, French, - Analystes%20financiers%2Fanalystes%20financi%C3%A8res%20et%20analystes%20en%20placements

Record number: 13, Textual support number: 2 OBS

1112 : code du système de classification de la Classification nationale des professions.  2, record 13, French, - Analystes%20financiers%2Fanalystes%20financi%C3%A8res%20et%20analystes%20en%20placements

Record 13,  Textual support,  Spanish

Record 14,  Textual support,  English

Record number: 14, Textual support number: 1 OBS

underwriting cycle : term extracted from the “Glossaire de l'économie” and reproduced with permission of the Organisation for Economic Co-operation and Development.  2, record 14, English, - underwriting%20cycle

Record 14,  Textual support,  French

Record number: 14, Textual support number: 1 OBS

cycle de souscription : terme extrait du «Glossaire de l’économie» et reproduit avec l’autorisation de l’Organisation de coopération et de développement économiques.  2, record 14, French, - cycle%20de%20souscription

Record 14,  Textual support,  Spanish

Record 15,  Textual support,  English

Record number: 15, Textual support number: 1 OBS

issue of notes on a roll-over basis underwriting : term extracted from the “Glossaire de l'économie” and reproduced with permission of the Organisation for Economic Co-operation and Development.  2, record 15, English, - issue%20of%20notes%20on%20a%20roll%2Dover%20basis%20underwriting

Record 15,  Textual support,  French

Record number: 15, Textual support number: 1 OBS

émission de billets à ordre sur acceptations renouvelées : terme extrait du «Glossaire de l’économie» et reproduit avec l’autorisation de l’Organisation de coopération et de développement économiques.  2, record 15, French, - %C3%A9mission%20de%20billets%20%C3%A0%20ordre%20sur%20acceptations%20renouvel%C3%A9es

Record 15,  Textual support,  Spanish

Record 16,  Textual support,  English

Record number: 16, Textual support number: 1 OBS

backstrop credit facility; backstop line facility; underwriting facility : terms extracted from the “Glossaire de l'économie” and reproduced with permission of the Organisation for Economic Co-operation and Development.  2, record 16, English, - backstrop%20credit%20facility

Record 16,  Textual support,  French

Record number: 16, Textual support number: 1 OBS

facilité de garantie : terme extrait du «Glossaire de l’économie» et reproduit avec l’autorisation de l’Organisation de coopération et de développement économiques.  2, record 16, French, - facilit%C3%A9%20de%20garantie

Record 16,  Textual support,  Spanish

Record 17,  Textual support,  English

Record number: 17, Textual support number: 1 OBS

underwriting agreement : term extracted from the “Glossaire de l'économie” and reproduced with permission of the Organisation for Economic Co-operation and Development.  2, record 17, English, - underwriting%20agreement

Record 17,  Textual support,  French

Record number: 17, Textual support number: 1 OBS

convention de garantie : terme extrait du «Glossaire de l’économie» et reproduit avec l’autorisation de l’Organisation de coopération et de développement économiques.  2, record 17, French, - convention%20de%20garantie

Record 17,  Textual support,  Spanish

Record 18,  Textual support,  English

Record number: 18, Textual support number: 1 OBS

The International Credit Insurance & Surety Association(ICISA) provides a forum for the continuous exchange of ideas and information, in order to improve and develop the specialised service its members give the business world. This includes the exchange of views and experience about trading conditions and developments in particular industrial and trade sectors as well as as markets, the exchange of information about credit risks and co-operation through reinsurance arrangements, particularly in export transactions. ICISA was established in Paris in 1928 as the International Credit Insurance Association(ICIA) In 2001 the name was changed to the International Credit Insurance & Surety Association, to reflect the fact that more than half of its members were by then(also) involved in the underwriting of surety business. ICISA commemorated its 75th anniversary in 2003. From its inception until 1999, the Association was based in Switzerland, where it is still registered under Swiss Civil Code. From 1999 until 2003 the head office of the Association was based in London, where it shared it's premises with the Berne Union. In July of 2003 the Association moved to Amsterdam.  1, record 18, English, - International%20Credit%20Insurance%20%26%20Surety%20Association

Record number: 18, Textual support number: 2 OBS

International Credit Insurance Association; ICIA: term and abbreviation extracted from the “Glossaire de l’économie” and reproduced with permission of the Organisation for Economic Co-operation and Development.  3, record 18, English, - International%20Credit%20Insurance%20%26%20Surety%20Association

Record 18,  Textual support,  French

Record number: 18, Textual support number: 1 OBS

Association internationale des assureurs-crédit et caution : appellation confirmée par l'organisme.  1, record 18, French, - Association%20internationale%20des%20assureurs%2Dcr%C3%A9dit%20et%20caution

Record number: 18, Textual support number: 2 OBS

Association internationale des assureurs-crédit : terme extrait du «Glossaire de l’économie» et reproduit avec l’autorisation de l’Organisation de coopération et de développement économiques.  3, record 18, French, - Association%20internationale%20des%20assureurs%2Dcr%C3%A9dit%20et%20caution

Record 18,  Textual support,  Spanish

Record 19,  Textual support,  English

Record number: 19, Textual support number: 1 DEF

Actuarial liabilities: the present value of estimated policy benefits and costs less the present value of future premiums (with the elements being adjusted for provision for adverse deviations).  4, record 19, English, - actuarial%20liabilities

Record number: 19, Textual support number: 1 CONT

[Actuarial liabilities] are a measure of the amounts which, together with future premiums and investment income, will be required by the enterprise in order to discharge its obligations under insurance policy and annuity contracts and to pay expenses related to the administration of those policies and contracts.  4, record 19, English, - actuarial%20liabilities

Record 19,  Textual support,  French

Record number: 19, Textual support number: 1 DEF

Provisions représentant la différence entre, d'une part, la valeur actualisée du coût estimatif des sinistres et des frais connexes et, d'autre part, la valeur actualisée des primes futures (après introduction, dans ces valeurs, d'ajustements tenant compte du risque de détérioration des résultats).  3, record 19, French, - provisions%20techniques

Record number: 19, Textual support number: 1 CONT

Les provisions techniques sont une mesure des montants dont l'entreprise devra disposer pour que, avec les primes futures et les revenus de placements futurs, elle puisse honorer les engagements qu'elle a pris dans le cadre de ses contrats d'assurance et de rentes et payer les frais d'administration relatifs à ces contrats.  3, record 19, French, - provisions%20techniques

Record number: 19, Textual support number: 2 CONT

Comme il existe nécessairement un décalage dans le temps entre l'encaissement des primes et le règlement des sinistres, les fonds correspondant à des sinistres à régler ultérieurement sont conservés sous forme de «provisions techniques» placées selon les prescriptions réglementaires.  4, record 19, French, - provisions%20techniques

Record number: 19, Textual support number: 1 OBS

[...] ce qu'on appelait autrefois, avec un caractère particulier, des réserves techniques, mais que l'on dénomme aujourd'hui [...] des provisions techniques: expression plus exacte, car les sommes ainsi mises de côté correspondent aux opérations d'assurances dont les sociétés doivent, dans un avenir plus ou moins proche, garantir la bonne exécution [...]  2, record 19, French, - provisions%20techniques

Record 19,  Textual support,  Spanish

Record 20,  Textual support,  English

Record number: 20, Textual support number: 1 DEF

... a medical or biological intervention to the body designed to improve performance, appearance, or capability besides what is necessary to achieve, sustain or restore health.  3, record 20, English, - human%20enhancement

Record number: 20, Textual support number: 1 CONT

Human enhancements have the potential to make it easier and safer for warfighters to do their job. Enhancements have a long history in the military, but recent opposition to their use in realms such as sports and academia, as well as controversy over the off-label or experimental use of certain drugs by the military, are forcing questions about the appropriateness of their use by the military. While military enhancements have largely escaped the scrutiny of the public as well as policymakers, the science and technologies underwriting human enhancements are marching ahead.  4, record 20, English, - human%20enhancement

Record 20,  Textual support,  French

Record number: 20, Textual support number: 1 CONT

L'idée de l'amélioration humaine est aussi vieille que l'humanité, et s'appuie depuis toujours sur des techniques : éducatives pour améliorer les connaissances, cosmétiques pour transformer l'apparence, sportives pour augmenter la performance, mécaniques pour accroître les capacités humaines en matière de travail et de déplacement, etc.  1, record 20, French, - am%C3%A9lioration%20humaine

Record number: 20, Textual support number: 1 OBS

[...] renvoie à un ensemble d'actions réelles ou projetées qui visent à augmenter les potentialités du corps humain, voire en créer de nouvelles. La majorité de ces actions repose sur une réorientation de techniques d'abord nées sur le terrain du soin ou de la compensation médicale [...]  1, record 20, French, - am%C3%A9lioration%20humaine

Record 20,  Textual support,  Spanish

Record 21,  Textual support,  English

Record number: 21, Textual support number: 1 CONT

A non conforming mortgage loan is one that does not conform to Federal National Mortgage Association(FNMA) or Federal Home Loan Mortgage Corporation(FHLMC) guidelines because the amount is too high or because FNMA/FHLMC underwriting or other criteria are not met.  2, record 21, English, - non%2Dconforming%20mortgage%20loan

Record 21,  Textual support,  French

Record number: 21, Textual support number: 1 CONT

Deux des plus grandes agences de crédit aux États-Unis - Fannie Mae et Freddie Mac, fixent des plafonds sur le montant des prêts qu'ils donneront à un emprunteur pour une maison. Tout prêt hypothécaire qui exige plus que cela est considéré comme un prêt hypothécaire jumbo. Ils peuvent aussi être appelé un prêt hypothécaire non-conforme.  2, record 21, French, - pr%C3%AAt%20hypoth%C3%A9caire%20non%20conforme

Record number: 21, Textual support number: 1 OBS

Prêt hypothécaire non conforme aux normes habituelles.  1, record 21, French, - pr%C3%AAt%20hypoth%C3%A9caire%20non%20conforme

Record 21,  Textual support,  Spanish

Record 22,  Textual support,  English

Record number: 22, Textual support number: 1 CONT

A conforming mortgage loan meets all the set out guidelines regarding mortgage loans. It should be contrasted with jumbo loans, which do not follow set out guidelines mostly due to stimulus legislation and other factors.  2, record 22, English, - conforming%20mortgage%20loan

Record number: 22, Textual support number: 2 CONT

A conforming mortgage loan must also meet the underwriting standards of Freddie Mac and Fannie Mae. The standards include loan-to-value limits, minimum credit scores and debt-to-income guidelines.  3, record 22, English, - conforming%20mortgage%20loan

Record 22,  Textual support,  French

Record number: 22, Textual support number: 1 CONT

Les différents types de prêts hypothécaires à taux fixes qui sont offerts comprennent prêt hypothécaire conforme, le prêt d'intérêt seulement et prêt Jumbo.  2, record 22, French, - pr%C3%AAt%20hypoth%C3%A9caire%20conforme

Record 22,  Textual support,  Spanish

Record 23,  Textual support,  English

Record number: 23, Textual support number: 1 DEF

The firm or investment banker chosen to co-ordinate the handling of the underwriting of a security issue or the granting of a loan by a group of participants.  1, record 23, English, - syndicate%20manager

Record number: 23, Textual support number: 1 CONT

The lead manager is responsible for all dealings with the issuer, as well as the preparation of the prospectus and the planning and organization of the issue, including how it will be sold and distributed.  4, record 23, English, - syndicate%20manager

Record 23,  Textual support,  French

Record number: 23, Textual support number: 1 DEF

Organisme qui assure les relations avec les autres banques et les autres institutions ou organismes intervenant dans des opérations financières.  1, record 23, French, - chef%20de%20file%20financier

Record number: 23, Textual support number: 1 OBS

chef de file : terme publié au Journal officiel par la Commission générale de terminologie et de néologie du gouvernement de la France.  4, record 23, French, - chef%20de%20file%20financier

Record 23,  Textual support,  Spanish

Record number: 23, Textual support number: 1 DEF

Institución financiera que asume el papel de principal en la organización de un crédito sindicado o en la emisión de acciones y obligaciones.  4, record 23, Spanish, - jefe%20de%20fila

Record number: 23, Textual support number: 1 CONT

El jefe de fila se compromete a un volumen de colocación o toma un riesgo mayor que el de los participantes normales, lleva la relación con el emisor y tiene un diferencial o cobra una comisión mayor por ello.  4, record 23, Spanish, - jefe%20de%20fila

Record number: 23, Textual support number: 1 OBS

jefe de fila: término y definición extraídos del CAPITAL Business Dictionary con la autorización de LID Editorial Empresarial.  5, record 23, Spanish, - jefe%20de%20fila

Record 24,  Textual support,  English

Record number: 24, Textual support number: 1 DEF

A bank or underwriting firm that coordinates the activities of an underwriting syndicate(of which it is the organizer and a member) and plays the primary role in the launch and sale of the issue of securities underwritten by the syndicate.  4, record 24, English, - lead%20underwriter

Record 24,  Textual support,  French

Record number: 24, Textual support number: 1 DEF

Membre principal, habituellement l'initiateur, d'un syndicat financier constitué lors d'un placement de titres auprès du public, qui prend charge de la gestion de l'opération de placement et s'assure de la mener à bonne fin de concert avec les autres syndicataires.  1, record 24, French, - syndicataire%20chef%20de%20file

Record 24,  Textual support,  Spanish

Record 25,  Textual support,  English

Record number: 25, Textual support number: 1 DEF

The price at which publicly issued securities are made available for purchase by the investment bank underwriting the issue.  2, record 25, English, - offering%20price

Record number: 25, Textual support number: 1 OBS

A security’s offering price includes the underwriter’s fee and any management fees applicable to the issue.  2, record 25, English, - offering%20price

Record 25,  Textual support,  French

Record number: 25, Textual support number: 1 DEF

Prix proposé par l'initiateur d'une offre publique d'achat, qui comprend généralement une prime de contrôle par rapport au cours des actions de la société visée.  1, record 25, French, - prix%20offert

Record 25,  Textual support,  Spanish

Record 26,  Textual support,  English

Record number: 26, Textual support number: 1 OBS

An actual total loss is not to be mistaken for a constructive total loss.  3, record 26, English, - actual%20total%20loss

Record number: 26, Textual support number: 2 OBS

In the context of an insurance policy a total loss may occur if :(i) the goods are completely destroyed;(ii) the owner is irretrievably deprived of the ownership of goods;(iii) goods are transformed to such an extent that they no longer can be said to be the same as those insured;(iv) the subject matter of the insurance, be it ship or goods on board the ship, is declared as "missing" by an accredited underwriting agency.  4, record 26, English, - actual%20total%20loss

Record 26,  Textual support,  French

Record number: 26, Textual support number: 1 DEF

[Perte subie lorsque] la chose assurée est détruite ou endommagée au point de cesser d'être une chose de l'espèce assurée, ou si l'assuré en est irrémédiablement privé.  3, record 26, French, - perte%20totale%20effective

Record number: 26, Textual support number: 1 OBS

La perte totale réelle ne doit pas être confondue avec la perte réputée totale.  4, record 26, French, - perte%20totale%20effective

Record 26,  Textual support,  Spanish

Record number: 26, Textual support number: 1 DEF

Tipo de cobertura que puede contraerse en el seguro marítimo. El asegurador paga el cargamento solamente si el buque queda totalmente destruido. Constituye la garantía mínima posible.  1, record 26, Spanish, - p%C3%A9rdida%20total%20efectiva

Record 27,  Textual support,  English

Record 27,  Textual support,  French

Record number: 27, Textual support number: 1 DEF

Convention de placement de valeurs prévoyant le droit pour l'émetteur d'annuler toute l'opération si la maison de courtage de valeurs ou le syndicat financier ne parvient pas à placer l'ensemble des valeurs émises auprès du public.  1, record 27, French, - placement%20%C2%ABtout%20ou%20rien%C2%BB

Record 27,  Textual support,  Spanish

Record 28,  Textual support,  French

Record 28,  Textual support,  Spanish

Record 29,  Textual support,  English

Record number: 29, Textual support number: 1 DEF

Costs incurred that are primarily related to and vary with the acquisition of new and renewal insurance policies and annuity contracts(e. g., commissions, certain underwriting and policy issue costs, medical fees).  2, record 29, English, - acquisition%20costs

Record 29,  Textual support,  French

Record number: 29, Textual support number: 1 DEF

Coûts engagés pour l'acquisition de nouveaux contrats d'assurance ou de rente ou le renouvellement de ces contrats.  1, record 29, French, - co%C3%BBts%20d%27acquisition

Record number: 29, Textual support number: 1 OBS

Il s'agit, par exemple, de commissions, de frais médicaux et de certains coûts de souscription et d'établissement des contrats.  1, record 29, French, - co%C3%BBts%20d%27acquisition

Record 29,  Textual support,  Spanish

Record number: 29, Textual support number: 1 DEF

Los derivados directa o indirectamente de la actividad comercial de la entidad aseguradora.  1, record 29, Spanish, - gastos%20de%20adquisici%C3%B3n

Record 30,  Textual support,  English

Record number: 30, Textual support number: 1 DEF

A group of investment banks which jointly underwrite and distribute a new security offering.  4, record 30, English, - underwriting%20syndicate

Record 30,  Textual support,  French

Record number: 30, Textual support number: 1 DEF

Groupe généralement constitué de plusieurs établissements financiers qui se réunissent pour mener à bien des opérations portant sur des valeurs mobilières (par exemple, le placement de titres) que les moyens financiers ou la capacité de risque de chacun ne lui permettent pas d'effectuer seul.  2, record 30, French, - syndicat%20financier

Record number: 30, Textual support number: 1 OBS

Il existe trois sortes de syndicats financiers : les «syndicats de placement» (qui ne sont que mandataires de l'émetteur), les «syndicats de prise ferme» (qui souscrivent toute l'émission et se chargent de son placement) et les «syndicats de garantie» (qui garantissent la bonne fin de l'émission en se portant eux-mêmes souscripteurs des titres non placés dans le public).  2, record 30, French, - syndicat%20financier

Record 30,  Textual support,  Spanish

Record 31,  Textual support,  English

Record number: 31, Textual support number: 1 DEF

A group of investment firms each of which individually assumes financial responsibility for part of an underwriting.  2, record 31, English, - purchase%20group

Record 31,  Textual support,  French

Record number: 31, Textual support number: 1 DEF

Syndicat financier constitué lors du placement de titres auprès du public, dans lequel les syndicataires souscrivent ferme l'ensemble des titres émis et se chargent de leur placement auprès du public.  2, record 31, French, - syndicat%20de%20prise%20ferme

Record 31,  Textual support,  Spanish

Record 32,  Textual support,  English

Record number: 32, Textual support number: 1 DEF

The costs associated with the issuance of new securities.  8, record 32, English, - flotation%20costs

Record number: 32, Textual support number: 1 OBS

Flotation costs include both the underwriting spread and the costs incurred by the issuing company from the offering.  8, record 32, English, - flotation%20costs

Record 32,  Textual support,  French

Record number: 32, Textual support number: 1 DEF

Frais (comptabilité, droit, souscription, impression, etc.) engagés lors d'une émission de titres.  3, record 32, French, - frais%20d%27%C3%A9mission

Record 32,  Textual support,  Spanish

Record 33,  Textual support,  English

Record number: 33, Textual support number: 1 OBS

underwriting : term found in the context of public auto insurance uniformity in New Brunswick.  2, record 33, English, - underwriting

Record 33,  Textual support,  French

Record number: 33, Textual support number: 1 DEF

Processus d'évaluation des risques proposés à l'assureur, par lequel on sélectionne ceux que l'on accepte de prendre en charge et on détermine les conditions auxquelles les garanties seront offertes.  2, record 33, French, - s%C3%A9lection%20des%20risques

Record number: 33, Textual support number: 1 OBS

sélection des risques : terme retrouvé dans le contexte de l'uniformisation de l'assurance automobile publique au Nouveau-Brunswick.  3, record 33, French, - s%C3%A9lection%20des%20risques

Record 33,  Textual support,  Spanish

Record 34,  Textual support,  English

Record number: 34, Textual support number: 1 OBS

underwriting guidelines : term found in the context of public auto insurance uniformity in New Brunswick.  2, record 34, English, - underwriting%20guidelines

Record 34,  Textual support,  French

Record number: 34, Textual support number: 1 OBS

lignes directrices sur la sélection des risques : terme retrouvé dans le contexte de l'uniformisation de l'assurance automobile publique au Nouveau-Brunswick.  2, record 34, French, - lignes%20directrices%20sur%20la%20s%C3%A9lection%20des%20risques

Record 34,  Textual support,  Spanish

Record 35,  Textual support,  English

Record number: 35, Textual support number: 1 OBS

Fire Underwriter Survey is a national organization administered by CGI Insurance Business Services. Utilizing our technical staff, the Survey provides data on public fire protection for fire insurance statistical work and underwriting by most of the member companies of the Insurance Bureau of Canada. It also advises municipalities on deficiencies in their fire defences and recommends improvements to enable them to better deal with fire protection problems.  1, record 35, English, - Fire%20Underwriters%20Survey

Record 35,  Textual support,  French

Record 35,  Textual support,  Spanish

Record 36,  Textual support,  English

Record number: 36, Textual support number: 1 DEF

A payment to the issuer of a guarantee that represents the issuer’s compensation for the risk involved in the commitment made under the guarantee.  4, record 36, English, - guarantee%20fee

Record 36,  Textual support,  French

Record number: 36, Textual support number: 1 DEF

Commission perçue par l'établissement de crédit en rémunération de la garantie de bonne fin d'une opération de crédit consentie à son client.  2, record 36, French, - commission%20de%20garantie

Record number: 36, Textual support number: 1 OBS

Commission de garantie : terme normalisé par le gouvernement de la France.  3, record 36, French, - commission%20de%20garantie

Record 36,  Textual support,  Spanish

Record number: 36, Textual support number: 1 DEF

Pago al emisor de una garantía que representa la compensación al emisor por el riesgo que surge del compromiso hecho bajo tal garantía.  3, record 36, Spanish, - comisi%C3%B3n%20de%20garant%C3%ADa

Record 37,  Textual support,  English

Record number: 37, Textual support number: 1 DEF

Revolving credit arrangement in the Euromarket, whereby the borrower issues short-term promissory notes (Euronotes) in its own name, generally with maturities of three to six months.  3, record 37, English, - note%20issuance%20facility

Record number: 37, Textual support number: 1 OBS

A group of underwriting banks guarantees the availability of funds by agreeing to purchase any unsold notes at each rollover date, or by writing a standby line of credit. NIFs offer companies the flexibility of short-term financing, and give lenders an opportunity to meet credit needs of borrowers without being required to purchase any unsold notes. The revolving line of credit is often negotiated through a single bank that in turn sells participations to other members of the underwriting syndicate.  3, record 37, English, - note%20issuance%20facility

Record number: 37, Textual support number: 1 CONT

NIF: Note issuance facility. It is difficult to determine when this term was first used but, like "RUF", has become for many the generic term for all manner of euronote issuance facilities irrespective of distribution method. It refers in its accepted sense to a facility using the tender panel distribution method.  4, record 37, English, - note%20issuance%20facility

Record number: 37, Textual support number: 2 OBS

RUFs and NIFs are considered by many as generic terms for any Euronote issuance facility. However, the banks which provide such facilities use varying designations to differentiate their product from those of competitors.  5, record 37, English, - note%20issuance%20facility

Record 37,  Textual support,  French

Record number: 37, Textual support number: 1 DEF

Ouverture de crédit à moyen terme par un établissement financier (ou un groupe d'établissements financiers) qui assure à son client la disponibilité de fonds à court terme moyennant une commission.  1, record 37, French, - facilit%C3%A9%20d%27%C3%A9mission%20garantie

Record number: 37, Textual support number: 1 OBS

l'emprunteur émet, pour placement auprès de tiers, jusqu'à concurrence du montant convenu, des billets à court terme ayant en général une échéance de trois à six mois, successivement pendant une période donnée plus longue, habituellement de cinq à sept ans. L'établissement financier s'engage à acheter les billets que l'emprunteur ne réussit pas à se placer, ou encore à lui fournir un crédit de confirmation.  1, record 37, French, - facilit%C3%A9%20d%27%C3%A9mission%20garantie

Record number: 37, Textual support number: 2 OBS

La facilité d'émission d'effets est accordée à l'emprunteur par un établissement financier (ou un groupe d'établissements financiers) moyennant une commission, ce dernier s'engageant à acheter les billets que l'emprunteur ne réussit pas à placer, ou encore à lui fournir un crédit de soutien.  1, record 37, French, - facilit%C3%A9%20d%27%C3%A9mission%20garantie

Record 37,  Textual support,  Spanish

Record number: 37, Textual support number: 1 DEF

Convenio de mediano plazo que permite a los deudores emitir papel a corto plazo (de tres a seis meses) bajo su propia garantía.  3, record 37, Spanish, - contrato%20de%20emisi%C3%B3n

Record 38,  Textual support,  English

Record number: 38, Textual support number: 1 OBS

The African Reinsurance Corporation(AFRICA RE) was established on 24th February, 1976. The purpose of AFRICA RE is to foster the development of the insurance and reinsurance industry in Africa, to promote the growth of the national regional and sub-regional underwriting and retention capacities and to support African economic development.  1, record 38, English, - African%20Reinsurance%20Corporation

Record 38,  Textual support,  French

Record number: 38, Textual support number: 1 OBS

La Société Africaine de Réassurance (AFRICA RE) a été créée le 24 février 1976. L'objectif de l'AFRICA RE est de promouvoir le développement des activités nationales d'assurance et de réassurance dans les pays africains, favoriser la croissance des capacités de souscription et de rétention nationales, régionales et sous-régionales, et soutenir le développement économique de l'Afrique.  1, record 38, French, - Soci%C3%A9t%C3%A9%20Africaine%20de%20R%C3%A9assurance

Record 38,  Textual support,  Spanish

Record 39,  Textual support,  English

Record number: 39, Textual support number: 1 DEF

Institution that accepts new issues of stocks from a corporation and attempts to sell them to the public at a profit. In the U.S., they have a separate legal status from commercial banks.  3, record 39, English, - investment%20bank

Record number: 39, Textual support number: 1 CONT

Merchant banks are of two kinds known as accepting houses and issuing houses. Present day activities of the merchant banks include acceptance, deposit banking, raising of capital, participation in consortia, underwriting, management of clients funds, advice to companies, management of mergers and take-over bids, dealings in foreign exchange, the issue and placing of shares and debentures, and marine and other insurance business.  4, record 39, English, - investment%20bank

Record 39,  Textual support,  French

Record 39,  Textual support,  Spanish

Record 40,  Textual support,  English

Record number: 40, Textual support number: 1 DEF

The act of passing on, or assigning part of the commission received by a bank to another bank or to an agent (intermediary) which has participated in the transaction.  2, record 40, English, - retrocession

Record number: 40, Textual support number: 1 CONT

Retrocessions are common on bond underwriting or syndicate and consortium operations.  2, record 40, English, - retrocession

Record 40,  Textual support,  French

Record number: 40, Textual support number: 1 DEF

Transfert d'une partie des commissions encaissées par la banque à une autre banque ou à un intermédiaire dans le cadre d'émissions ou d'opérations en consortium.  2, record 40, French, - r%C3%A9trocession

Record 40,  Textual support,  Spanish

Record 41,  Textual support,  English

Record number: 41, Textual support number: 1 DEF

A denial of insurance, a termination of coverage, or the failure of an agent to apply for a coverage that the applicant requested.  2, record 41, English, - adverse%20underwriting%20decision

Record number: 41, Textual support number: 1 CONT

Under property and casualty insurance, [an] adverse underwriting decision also includes the placing of coverage with a residual market mechanism or with an insurer specializing in substandard risks, or the charging of a higher rate on the basis of information that differs from the information provided by the applicant or policyholder. Under life, health and disability insurance, an adverse underwriting decision also includes [an] offering to insure the applicant at a higher than standard rate.  2, record 41, English, - adverse%20underwriting%20decision

Record 41,  Textual support,  French

Record number: 41, Textual support number: 1 CONT

Voici des exemples de situations où la déchéance représenterait un intérêt perçu d'un titulaire de polices en santé : [...] une décision de souscription défavorable pour une assurance temporaire sujette à réadmission [...]  1, record 41, French, - d%C3%A9cision%20de%20souscription%20d%C3%A9favorable

Record 41,  Textual support,  Spanish

Record 42,  Textual support,  English

Record number: 42, Textual support number: 1 DEF

Insurance based on a process of underwriting which involves differentiating between individuals on the basis of the risk that they would bring to the insurance pool.  1, record 42, English, - mutually%20rated%20insurance

Record number: 42, Textual support number: 1 CONT

Mutually rated insurance in effect "discriminates" against insureds in so far as it makes distinctions among people based on individual circumstances.  2, record 42, English, - mutually%20rated%20insurance

Record 42,  Textual support,  French

Record number: 42, Textual support number: 1 OBS

assurance à tarification personnelle : proposition de l'Association canadienne des compagnies d'assurance de personnes (l'ACCAP).  1, record 42, French, - assurance%20%C3%A0%20tarification%20personnelle

Record 42,  Textual support,  Spanish

Record 43,  Textual support,  English

Record number: 43, Textual support number: 1 DEF

A one-time-only charge for underwriting a financing facility.  1, record 43, English, - management%20fee

Record 43,  Textual support,  French

Record number: 43, Textual support number: 1 OBS

pour l'emprunteur.  1, record 43, French, - frais%20de%20montage

Record 43,  Textual support,  Spanish

Record 44,  Textual support,  English

Record number: 44, Textual support number: 1 DEF

Profit obtained as a result of real losses being lower than foreseen losses as calculated by technical statistics, or by internal or external management costs being lower than foreseen costs as calculated by actuarial statistics or formulae. It is common to operate at a technical loss compensated for by financial profits produced as a result of excess financial income in real terms obtained in the market with technical interest rates used in actuarial formulae.  5, record 44, English, - underwriting%20profit

Record number: 44, Textual support number: 1 CONT

The excess of earned pre miums over incurred losses and expenses shows the underwriting profit.  6, record 44, English, - underwriting%20profit

Record number: 44, Textual support number: 1 OBS

Definition reproduced from the CAPITAL Business Dictionary with the permission of LID Editorial Empresarial.  7, record 44, English, - underwriting%20profit

Record 44,  Textual support,  French

Record number: 44, Textual support number: 1 DEF

Bénéfice obtenu lorsque le montant des pertes est inférieur à celui prévu, calculé conformément aux statistiques utilisées dans les bases techniques. Il peut aussi être obtenu quand les frais de gestion interne et externe sont inférieurs à ceux prévus par les statistiques actuarielles. Normalement, une compagnie d'assurances travaille avec des pertes techniques, qui sont compensées par les bénéfices financiers produits par un excès de rentabilité financière réelle obtenue sur le marché, grâce à des taux d'intérêt technique utilisés dans les formules actuarielles.  2, record 44, French, - b%C3%A9n%C3%A9fice%20technique

Record number: 44, Textual support number: 1 OBS

Définition extraite du CAPITAL Business Dictionary et reproduite avec l'autorisation de LID Editorial Empresarial.  3, record 44, French, - b%C3%A9n%C3%A9fice%20technique

Record 44,  Textual support,  Spanish

Record number: 44, Textual support number: 1 DEF

Beneficio obtenido por una siniestralidad real inferior a la prevista de acuerdo con las estadísticas utilizadas en las bases técnicas, o por gastos de gestión interna y externa inferiores a los previstos en las fórmulas estadístico-actuariales. Frecuentemente se opera a pérdida técnica, compensada por beneficios financieros producidos por exceso de la rentabilidad financiera real obtenida en el mercado, sobre el tipo de interés técnico utilizado en las fórmulas actuariales.  1, record 44, Spanish, - beneficio%20t%C3%A9cnico

Record number: 44, Textual support number: 1 OBS

beneficio técnico: término y definición extraídos del CAPITAL Business Dictionary con la autorización de LID Editorial Empresarial.  3, record 44, Spanish, - beneficio%20t%C3%A9cnico

Record 45,  Textual support,  French

Record 45,  Textual support,  Spanish

Record 46,  Textual support,  English

Record number: 46, Textual support number: 1 DEF

An insurance company employee who examines physical risks and reports on them for underwriting purposes.  2, record 46, English, - inspector

Record number: 46, Textual support number: 1 OBS

In some companies this is done in some areas by the agency supervisor, while calling upon the agents in his territory. Such agency supervisors are sometimes called inspectors.  2, record 46, English, - inspector

Record 46,  Textual support,  French

Record number: 46, Textual support number: 1 DEF

Personne appartenant aux services extérieurs d'une entreprise d'assurance, ayant, généralement dans les limites d'une circonscription, des responsabilités en matière d'organisation commerciale, de production et de gestion des contrats.  3, record 46, French, - inspecteur%20du%20cadre

Record number: 46, Textual support number: 1 OBS

Fonction type d'une compagnie d'assurance sur la vie, qui fait partie de la Direction commerciale/Production.  4, record 46, French, - inspecteur%20du%20cadre

Record number: 46, Textual support number: 2 OBS

inspecteur du cadre : terme normalisé par l'AFNOR. Extrait de la norme NF-K40-001, reproduite avec l'autorisation de l'AFNOR.  5, record 46, French, - inspecteur%20du%20cadre

Record 46,  Textual support,  Spanish

Record 47,  Textual support,  English

Record number: 47, Textual support number: 1 DEF

Commission payable to the underwriter of an issue of securities.  5, record 47, English, - underwriting%20commission

Record number: 47, Textual support number: 1 OBS

placement fee: term reproduced from the CAPITAL Business Dictionary with the permission of LID Editorial Empresarial.  6, record 47, English, - underwriting%20commission

Record 47,  Textual support,  French

Record number: 47, Textual support number: 1 DEF

Commission versée par un émetteur à un placeur en rémunération de l'opération de placement de valeurs mobilières à laquelle celui-ci contribue, seul ou comme membre d'un syndicat financier, selon les termes de la convention de placement.  2, record 47, French, - commission%20de%20placement

Record number: 47, Textual support number: 1 OBS

commission de placement : terme extrait du CAPITAL Business Dictionary et reproduit avec l'autorisation de LID Editorial Empresarial.  3, record 47, French, - commission%20de%20placement

Record 47,  Textual support,  Spanish

Record number: 47, Textual support number: 1 DEF

Comisión que se paga al intermediario financiero en una colocación por la venta de títulos-valores.  1, record 47, Spanish, - comisi%C3%B3n%20de%20colocaci%C3%B3n

Record number: 47, Textual support number: 1 OBS

comisión de colocación: término y definición extraídos del CAPITAL Business Dictionary con la autorización de LID Editorial Empresarial.  3, record 47, Spanish, - comisi%C3%B3n%20de%20colocaci%C3%B3n

Record 48,  Textual support,  French

Record 48,  Textual support,  Spanish

Record 49,  Textual support,  English

Record number: 49, Textual support number: 1 CONT

The follow-the-fortunes doctrine provides generally that a reinsurer must follow the underwriting fortunes of its reinsured and, therefore, is bound by the claims handling decisions of its reinsured so long as there is no evidence of fraud, collusion with the insured, or bad faith. It is a burden-shifting doctrine that allows the reinsured the freedom of making good faith claims decisions without the fear of having to relitigate those decisions with its reinsurer.  2, record 49, English, - follow%2Dthe%2Dfortunes

Record 49,  Textual support,  French

Record number: 49, Textual support number: 1 OBS

En matière de réassurance, le réassureur doit respecter les règlements des sinistres des compagnies cédantes.  2, record 49, French, - respect%20du%20contrat%20de%20r%C3%A9assurance

Record 49,  Textual support,  Spanish

Record 50,  Textual support,  English

Record number: 50, Textual support number: 1 CONT

... the occasional lead underwriting fee [Wit Capital] could win may be eclipsed by a steady stream of co-management rules...  1, record 50, English, - lead%20underwriting%20fee

Record 50,  Textual support,  French

Record number: 50, Textual support number: 1 DEF

Commission versée par les coassureurs à l'apériteur d'un contrat d'assurance en rémunération de ses services.  1, record 50, French, - commission%20d%27ap%C3%A9rition

Record number: 50, Textual support number: 1 OBS

commission d'apérition : terme normalisé par l'AFNOR. Extrait de la norme NF-K40-001, reproduite avec l'autorisation de l'AFNOR.  2, record 50, French, - commission%20d%27ap%C3%A9rition

Record 50,  Textual support,  Spanish

Record 51,  Textual support,  English

Record number: 51, Textual support number: 1 CONT

We have found two complex monopoly situations to exist. The first concerns the supply of lead underwriting services at standard fees and is in favour of lead underwriters who use those fees. The second concerns the supply of sub-underwriting services at standard fees and is in favour of lead underwriters, brokers and sub-underwriters who use those fees.  1, record 51, English, - lead%20underwriting%20services

Record 51,  Textual support,  French

Record number: 51, Textual support number: 1 DEF

Opérations exécutées par une entreprise d'assurance pour exercer la fonction [...] de l'entreprise qui joue à l'égard de l'assuré et des tiers le rôle de chef de file des coassureurs, consistant lors de la création du contrat à fixer les conditions de garantie et à rédiger la police d'assurance, puis, par délégation totale ou partielle des coassureurs, et pour leur compte, à assumer tout ou partie de la gestion du contrat.  1, record 51, French, - ap%C3%A9rition

Record number: 51, Textual support number: 1 OBS

apérition : terme normalisé par l'AFNOR. Extrait de la norme NF-K40-001, reproduite avec l'autorisation de l'AFNOR.  2, record 51, French, - ap%C3%A9rition

Record 51,  Textual support,  Spanish

Record 52,  Textual support,  English

Record number: 52, Textual support number: 1 CONT

The agent's Marketing Underwriter is a multi-disciplined insurance professional with all lines underwriting authority who will call on the agent to solicit new commercial accounts and serve as... lead underwriting contact.  1, record 52, English, - lead%20underwriting

Record 52,  Textual support,  French

Record number: 52, Textual support number: 1 DEF

Fonction exercée par une entreprise d'assurance qui joue à l'égard de l'assuré et des tiers le rôle de chef de file des coassureurs, consistant lors de la création du contrat à fixer les conditions de garantie et à rédiger la police d'assurance, puis, par délégation totale ou partielle des coassureurs, et pour leur compte, à assumer tout ou partie de la gestion du contrat.  1, record 52, French, - ap%C3%A9rition

Record number: 52, Textual support number: 1 OBS

apérition : terme normalisé par l'AFNOR. Extrait de la norme NF-K40-001, reproduite avec l'autorisation de l'AFNOR.  2, record 52, French, - ap%C3%A9rition

Record 52,  Textual support,  Spanish

Record 53,  Textual support,  English

Record number: 53, Textual support number: 1 DEF

The person having an underwriting agreement with the issuing company, as distinct from the sub-underwriter, who has an agreement with the lead underwriter.  2, record 53, English, - leading%20underwriter

Record 53,  Textual support,  French

Record number: 53, Textual support number: 1 DEF

Personne qui, parce qu'elle paraît en tête des assureurs engagés par une police d'assurance collective, a compétence pour représenter le groupe d'assureurs.  1, record 53, French, - ap%C3%A9riteur

Record number: 53, Textual support number: 1 OBS

Du latin aperire, ouvrir, inaugurer.  1, record 53, French, - ap%C3%A9riteur

Record 53,  Textual support,  Spanish

Record 54,  Textual support,  English

Record number: 54, Textual support number: 1 CONT

Production of disclosure information-Underwriting-Maintenance & management of an insurance contract such as cancellation of an insurance contract...  1, record 54, English, - management%20of%20a%20contract

Record 54,  Textual support,  French

Record number: 54, Textual support number: 1 DEF

Ensemble des opérations administratives et techniques intervenant après la souscription d'un contrat d'assurance et liées à celui-ci.  1, record 54, French, - gestion%20d%27un%20contrat

Record number: 54, Textual support number: 1 OBS

gestion d'un contrat : terme normalisé par l'AFNOR. Extrait de la norme NF-K40-001, reproduite avec l'autorisation de l'AFNOR.  2, record 54, French, - gestion%20d%27un%20contrat

Record 54,  Textual support,  Spanish

Record 55,  Textual support,  French

Record 55,  Textual support,  Spanish