TERMIUM Plus®

The Government of Canada’s terminology and linguistic data bank.

UNDERWRITING GUIDELINES [3 records]

Record 1 2014-04-28

English

Subject field(s)
  • Loans
  • Real Estate
CONT

A non conforming mortgage loan is one that does not conform to Federal National Mortgage Association(FNMA) or Federal Home Loan Mortgage Corporation(FHLMC) guidelines because the amount is too high or because FNMA/FHLMC underwriting or other criteria are not met.

French

Domaine(s)
  • Prêts et emprunts
  • Immobilier
CONT

Deux des plus grandes agences de crédit aux États-Unis - Fannie Mae et Freddie Mac, fixent des plafonds sur le montant des prêts qu'ils donneront à un emprunteur pour une maison. Tout prêt hypothécaire qui exige plus que cela est considéré comme un prêt hypothécaire jumbo. Ils peuvent aussi être appelé un prêt hypothécaire non-conforme.

OBS

Prêt hypothécaire non conforme aux normes habituelles.

Spanish

Save record 1

Record 2 2013-09-10

English

Subject field(s)
  • Loans
  • Real Estate
CONT

A conforming mortgage loan meets all the set out guidelines regarding mortgage loans. It should be contrasted with jumbo loans, which do not follow set out guidelines mostly due to stimulus legislation and other factors.

CONT

A conforming mortgage loan must also meet the underwriting standards of Freddie Mac and Fannie Mae. The standards include loan-to-value limits, minimum credit scores and debt-to-income guidelines.

French

Domaine(s)
  • Prêts et emprunts
  • Immobilier
CONT

Les différents types de prêts hypothécaires à taux fixes qui sont offerts comprennent prêt hypothécaire conforme, le prêt d'intérêt seulement et prêt Jumbo.

Spanish

Save record 2

Record 3 2008-01-25

English

Subject field(s)
  • Transportation Insurance
OBS

underwriting guidelines : term found in the context of public auto insurance uniformity in New Brunswick.

French

Domaine(s)
  • Assurance transport
OBS

lignes directrices sur la sélection des risques : terme retrouvé dans le contexte de l'uniformisation de l'assurance automobile publique au Nouveau-Brunswick.

Spanish

Save record 3

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