TERMIUM Plus®

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UNSECURED CREDIT [7 records]

Filter results by subject field Alphabetical list of terms

Filter results by subject field

Alphabetical list of terms

Record 1 2026-01-08

English

Subject field(s)
  • Banking
  • Loans
  • Foreign Trade
DEF

Credit that is granted without a pledge or deposit of collateral.

French

Domaine(s)
  • Banque
  • Prêts et emprunts
  • Commerce extérieur
DEF

Crédit qui n'est pas assorti d'une garantie.

Spanish

Campo(s) temático(s)
  • Operaciones bancarias
  • Préstamos
  • Comercio exterior
DEF

Crédito en el cual la firma del acreditado es la garantía.

Save record 1

Record 2 2012-03-07

English

Subject field(s)
  • Finance
  • Commercial and Other Bodies (Law)
  • Restrictive Practices (Law)
CONT

Acquisition of collateral or receivables, acquisition resulting from a foreclosure or default or forming part of a debt work-out.

CONT

What is the difference between a debt workout and a debt consolidation for reduction or elimination of credit card debt and other unsecured debt?

Key term(s)
  • debt work out

French

Domaine(s)
  • Finances
  • Organismes commerciaux ou non (Droit)
  • Pratiques restrictives (Droit)
CONT

Acquisition de comptes à recevoir ou de garanties, acquisition résultant d'une forclusion ou d'un défaut ou acquisition en raison du règlement d'une dette.

Key term(s)
  • règlement de dettes

Spanish

Save record 2

Record 3 2010-08-10

English

Subject field(s)
  • Financial Accounting
DEF

A credit term indicating an unsecured amount owing or receivable.

French

Domaine(s)
  • Comptabilité générale
DEF

Compte client ou compte fournisseur où sont portés des ventes ou des achats à crédit.

Spanish

Campo(s) temático(s)
  • Contabilidad general
DEF

Crédito otorgado, no sustentado por ningún documento, hipoteca o cualquier otra prueba escrita de adeudo.

Save record 3

Record 4 2007-10-25

English

Subject field(s)
  • Loans
  • Economic Co-operation and Development
CONT

... the term micro-credit, or micro-enterprise lending, generally refers to unsecured loans to very small businesses operated by people of limited means who are unable to qualify for credit from traditional financial institutions.

Key term(s)
  • micro credit
  • micro enterprise lending
  • small-scale credit

French

Domaine(s)
  • Prêts et emprunts
  • Coopération et développement économiques
CONT

[...] le micro-crédit ou le crédit à la micro-entreprise fait généralement référence à l'octroi de prêts non garantis à de très petites entreprises, dirigées par des personnes aux ressources limitées, incapables d'obtenir du crédit auprès d'une institution financière traditionnelle, parce qu'elles ne possèdent aucune garantie.

Spanish

Campo(s) temático(s)
  • Préstamos
  • Cooperación y desarrollo económicos
CONT

Los programas de microcrédito otorgan préstamos pequeños a los pobres, a fin de que puedan emprender actividades por cuenta propia que generen ingresos y les permitan mantenerse a sí mismos y a sus familias [...].

Key term(s)
  • crédito en pequeña escala
Save record 4

Record 5 2004-09-28

English

Subject field(s)
  • Loans
  • Business and Administrative Documents
DEF

Short-term instruments providing credit not supported by specific commercial transactions or the transfer of commodities. It may be unsecured or alternatively may be secured under trust indenture, usually administered by a trust company, by such assets as accounts receivable, finance company paper and supporting assets, inventories, etc.

Key term(s)
  • finance bill

French

Domaine(s)
  • Prêts et emprunts
  • Écrits commerciaux et administratifs
DEF

Effet de commerce qui constate une créance née à l'occasion d'une opération bancaire ou financière, et qu'on oppose à l'effet commercial.

Spanish

Campo(s) temático(s)
  • Préstamos
  • Documentos comerciales y administrativos
Save record 5

Record 6 2003-05-22

English

Subject field(s)
  • Banking
  • Loans
DEF

One granted on the basis of a security or collateral pledged or deposited to assure repayment, as distinguished from an unsecured credit.

French

Domaine(s)
  • Banque
  • Prêts et emprunts

Spanish

Campo(s) temático(s)
  • Operaciones bancarias
  • Préstamos
Save record 6

Record 7 1986-09-19

English

Subject field(s)
  • Banking
CONT

Mellon Bank's introduction of the "Personal Credit Line", with $2, 000 to $50, 000 of unsecured credit with a choice of fixed or variable interest rate below $15, 000, coincides with Concord Liberty Savings’ planned introduction of a variable-rate unsecured consumer loan and Union National Bank's repackaging of its unsecured credit line.

French

Domaine(s)
  • Banque
CONT

Dans le mouvement de décloisonnement des institutions financières, le Trust Général du Canada vient de lancer son premier instrument de financement personnel, la marge de crédit personnelle qui précède d'ailleurs le prêt personnel à venir au mois d'octobre prochain.

Spanish

Save record 7

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