TERMIUM Plus^®

Record 1,  Textual support,  English

Record number: 1, Textual support number: 1 DEF

A loan which is made on the signature of the borrower, i.e. which is not backed by collateral.  5, record 1, English, - unsecured%20loan

Record number: 1, Textual support number: 1 OBS

Compare with secured loan.  6, record 1, English, - unsecured%20loan

Record 1,  Textual support,  French

Record number: 1, Textual support number: 1 DEF

Prêt non couvert par une garantie.  4, record 1, French, - pr%C3%AAt%20non%20garanti

Record number: 1, Textual support number: 1 OBS

Du point de vue de la personne qui avance les fonds, il s'agit d'un prêt. Du point de vue de celle qui les reçoit, il s'agit d'un emprunt.  5, record 1, French, - pr%C3%AAt%20non%20garanti

Record 1,  Textual support,  Spanish

Record number: 1, Textual support number: 1 DEF

Hecho realizado por un banco, basado en la información crediticia de un préstamo sin seguro colateral, pero que debe estar avalado por la firma del prestatario y de su cónyuge o socio.  3, record 1, Spanish, - pr%C3%A9stamo%20no%20garantizado

Record 2,  Textual support,  English

Record number: 2, Textual support number: 1 CONT

An unsecured transaction is predicated on the borrower's promise to repay the loan or debt to the lender. In the event that the borrower defaults and is foreclosed, the lender is obliged to recoup his loss by pursuing the borrower through legal action.  2, record 2, English, - unsecured%20transaction

Record 2,  Textual support,  French

Record number: 2, Textual support number: 1 OBS

transaction non garantie : terme normalisé par le Comité de normalisation, Promotion de l’accès à la justice dans les deux langues officielles (PAJLO).  2, record 2, French, - transaction%20non%20garantie

Record 2,  Textual support,  Spanish

Record 3,  Textual support,  English

Record number: 3, Textual support number: 1 DEF

Bonds not secured by any specific property but issued against the general credit of a corporation or government.  4, record 3, English, - debenture

Record 3,  Textual support,  French

Record number: 3, Textual support number: 1 DEF

Titre de créance négociable qui n'est généralement pas garanti par des biens spécifiques mais plutôt par la réputation de crédit de l'entité qui l'a émis.  3, record 3, French, - d%C3%A9benture

Record 3,  Textual support,  Spanish

Record 4,  Textual support,  English

Record number: 4, Textual support number: 1 DEF

An arrangement or procedure under which a debtor pays to a a debt pooler money to be distributed or paid, according to a system, by that debt pooler to three or more creditors of the debtor.  2, record 4, English, - debt%20pooling

Record number: 4, Textual support number: 1 CONT

Debt pooling allows [anyone] to “pool all of your debt” and make a monthly payment to retire the full amount of the debt plus a nominal interest charge. Debt pooling is similar to a consolidation loan in that you now only ... one monthly payment [is made]. The advantage is that usually the interest is greatly reduced, you are not providing any additional collateral, and no co-signor or guarantor is required. A debt pooling repayment plan should generally only be considered if the entire obligation can be retired in a reasonable time period – usually under five years.  3, record 4, English, - debt%20pooling

Record number: 4, Textual support number: 2 CONT

Debt pooling is a flexible alternative to bankruptcy or consumer proposal, allowing [someone] to pay [their] debts in full. It is designed for people who are struggling with their debts and typically have over $10, 000 of unsecured debt and are unable to obtain a low cost unsecured loan.  4, record 4, English, - debt%20pooling

Record 4,  Textual support,  French

Record number: 4, Textual support number: 1 OBS

Il s'agit de la gestion des fonds d'un débiteur en vue du refinancement de ses dettes auprès des créditeurs.  1, record 4, French, - mise%20en%20commun%20de%20fonds%20pour%20dettes%20g%C3%A9r%C3%A9es

Record number: 4, Textual support number: 2 OBS

Aucun équivalent n'existe selon un syndic montréalais. La notion est propre à la législation de la Colombie-Britannique et de l'Alberta.  1, record 4, French, - mise%20en%20commun%20de%20fonds%20pour%20dettes%20g%C3%A9r%C3%A9es

Record 4,  Textual support,  Spanish

Record 5,  Textual support,  English

Record number: 5, Textual support number: 1 CONT

Mellon Bank's introduction of the "Personal Credit Line", with $2, 000 to $50, 000 of unsecured credit with a choice of fixed or variable interest rate below $15, 000, coincides with Concord Liberty Savings’ planned introduction of a variable-rate unsecured consumer loan and Union National Bank's repackaging of its unsecured credit line.  1, record 5, English, - personal%20credit%20line

Record 5,  Textual support,  French

Record number: 5, Textual support number: 1 CONT

Dans le mouvement de décloisonnement des institutions financières, le Trust Général du Canada vient de lancer son premier instrument de financement personnel, la marge de crédit personnelle qui précède d'ailleurs le prêt personnel à venir au mois d'octobre prochain.  1, record 5, French, - marge%20de%20cr%C3%A9dit%20personnelle

Record 5,  Textual support,  Spanish

Record 6,  Textual support,  English

Record 6,  Textual support,  French

Record number: 6, Textual support number: 1 OBS

(B. du Canada)  1, record 6, French, - pr%C3%AAt%20sans%20nantissement%20aux%20particuliers

Record 6,  Textual support,  Spanish

Record 7,  Textual support,  English

Record 7,  Textual support,  French

Record number: 7, Textual support number: 1 OBS

(rapp. au Banque du C. 1969)  1, record 7, French, - pr%C3%AAt%20personnel%20autre%20que%20sur%20titre

Record 7,  Textual support,  Spanish

Record 8,  Textual support,  French

Record 8,  Textual support,  Spanish

Record 9,  Textual support,  French

Record 9,  Textual support,  Spanish