TERMIUM Plus®

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BOUNCED CHECK [2 records]

Record 1 2012-03-05

English

Subject field(s)
  • Banking
  • Investment
DEF

A cheque that a bank returns to the issuer due to insufficient funds in the issuer's account.

CONT

A check which a bank returns because it is not payable due to insufficient funds. Also called rubber check.

OBS

What do I do about a bounced cheque? A cheque can be 'bounced' for a number of reasons which include, insufficient funds in the account its being drawn on, it has been cancelled by the drawer (the person who wrote the cheque) or a technical reason (unsigned, wrong date, amount, etc.) fraud (maybe it is a stolen cheque).

French

Domaine(s)
  • Banque
  • Investissements et placements
DEF

Chèque retourné par une banque à l'émetteur en raison d'un manque de fonds dans le compte de l'émetteur.

CONT

Lorsque l’on établit un chèque sans provision, de façon volontaire ou non, les conséquences peuvent être lourdes. Alors, pour vous qui venez d’émettre un chèque sans provision par oubli il y a de cela 3 jours exactement, le mieux serait de régulariser au plus vite cette situation.

Spanish

Save record 1

Record 2 2011-12-22

English

Subject field(s)
  • Banking
CONT

Bounced-check fees: Banks charge a fee for bounced-checks, many credit card companies will also charge a fee if you send them a check that doesn't clear.

CONT

Bounced cheques can cost you a small fortune by the time you pay the merchant a bounced-cheque fee, and your bank another fee.

OBS

The preferred Canadian spelling is "cheque," and not "check."

Key term(s)
  • bounced cheque fee
  • bounced cheque charge
  • bounced check charge

French

Domaine(s)
  • Banque
CONT

Les frais pour chèque sans provision [...] Les frais pour paiements sans provision ont fait l'objet de discussions lors de l'élaboration de l'entente nationale. L'article 9 du cadre harmonisé interdit aux agences de recouvrement de recouvrer un montant supérieur à celui de la dette, sans apporter de précisions au sujet de ces frais.

OBS

Lorsqu'une banque renvoie un chèque pour insuffisance de fonds, l’émetteur du chèque paie des frais de chèque sans provision.

OBS

Selon les sources et les personnes-ressources consultées, «frais de» est la forme la plus fréquemment employée dans le domaine de la banque. On relève moins fréquemment «frais pour» dans des textes officiels du domaine.

Spanish

Save record 2

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