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COINSURANCE [12 records]

Record 1 2026-01-08

English

Subject field(s)
  • Insurance
  • Foreign Trade
DEF

An arrangement under which two or more insurers or reinsurers are each liable for a proportion of losses (loss sharing).

OBS

coinsurance: term reproduced from the CAPITAL Business Dictionary with the permission of LID Editorial Empresarial.

French

Domaine(s)
  • Assurances
  • Commerce extérieur
DEF

Assurance d'un même risque par plusieurs assureurs, chacun d'eux prenant en charge une quote-part de la somme assurée afin de ne pas être obligé, en cas de sinistre, de payer seul une somme élevée qui risquerait de menacer son équilibre financier.

OBS

Pour faciliter les opérations, un seul assureur, appelé l'apériteur, se charge de la gestion du contrat, c'est-à-dire des relations avec l'assuré.

OBS

coassurance : terme extrait du CAPITAL Business Dictionary et reproduit avec l'autorisation de LID Editorial Empresarial.

Spanish

Campo(s) temático(s)
  • Seguros
  • Comercio exterior
DEF

Concurrencia de dos o más entidades aseguradoras en la cobertura de un mismo riesgo.

OBS

coaseguro: término extraído del CAPITAL Business Dictionary con la autorización de LID Editorial Empresarial.

Save record 1

Record 2 2026-01-08

English

Subject field(s)
  • Insurance
  • Foreign Trade
CONT

The coinsurance factor refers to the proportion of the incurred eligible expenses which the insured must pay out of his own pocket.

OBS

group insurance.

French

Domaine(s)
  • Assurances
  • Commerce extérieur
CONT

Le facteur de coassurance a trait à la proportion des frais admissibles que l'assuré doit payer de ses propres deniers.

OBS

assurance collective.

Spanish

Campo(s) temático(s)
  • Seguros
  • Comercio exterior
Save record 2

Record 3 2009-03-18

English

Subject field(s)
  • Insurance
  • Health Insurance
  • Fire, Accidents, Miscellaneous Risks (Insur.)
CONT

Copayments and coinsurance charges are charges that beneficiaries pay when they receive a service. A copayment is a dollar amount that someone must pay when using a specific service. Coinsurance is similar to a copayment, but is expressed as a percent of the cost of the service received (rather than as a flat dollar amount).

OBS

coinsurance charge; coinsurance fee; co-insurance charge; co-insurance fee: terms usually used in the plural.

Key term(s)
  • coinsurance charges
  • coinsurance fees
  • co-insurance charges
  • co-insurance fees

French

Domaine(s)
  • Assurances
  • Assurance-maladie
  • Incendies, accidents et risques divers (Assur.)
CONT

Franchise annuelle de 50 $ pour les prestations autres que pharmaceutiques [...] et frais de coassurance de 30 % pour les ordonnances, jusqu'à concurrence de 25 $ par médicament admissible par ordonnance.

Spanish

Save record 3

Record 4 2009-03-18

English

Subject field(s)
  • Insurance
  • Health Insurance
DEF

A type of insurance copayment where the participant's share of payment is based on a percentage of total cost.

CONT

The health plan may pay 80% of the allowable charge, with the covered person responsible for the remaining 20%. The 20% amount is then referred to as the coinsurance amount.

French

Domaine(s)
  • Assurances
  • Assurance-maladie
CONT

Une fois la franchise payée, la personne assume seulement une partie (c'est-à-dire un pourcentage) du coût des médicaments couverts. C'est ce qu'on appelle la coassurance.

Spanish

Save record 4

Record 5 2008-02-12

English

Subject field(s)
  • Insurance
DEF

In property insurance, a clause requiring the insured to maintain insurance at least equal to a stipulated percentage of value in order to collect partial loss in full.

CONT

Coinsurance clauses are designed to encourage insureds to carry adequate amounts of insurance on their property by requiring an insured to bear a portion of every partial loss if underinsurance exists; if underinsurance does not exist, the insured is fully reimbursed for any loss up to the policy unit.

OBS

co-insurance: term found in the context of public auto insurance uniformity in New Brunswick.

French

Domaine(s)
  • Assurances
DEF

Règle de l'assurance de dommages suivant laquelle l'assureur n'est tenu de payer un sinistre que dans la proportion qui existe entre la somme assurée et un pourcentage ou un montant de la valeur stipulée au contrat.

CONT

Soit une maison assurée contre l'incendie pour 30 000$. Elle vaut en réalité 40 000$. Si elle brûle en totalité, l'assureur règle 30 000$ (son engagement maximal) et l'assuré supporte la part du dommage non assuré, c'est-à-dire 10 000$.

CONT

Les clauses de règle proportionnelle sont conçues pour inciter l'assuré à prendre un montant d'assurance suffisant pour la valeur de ses biens en l'obligeant à assumer une partie de n'importe quel sinistre partiel s'il est sous-assuré, il sera remboursé du montant intégral de sa perte jusqu'à concurrence de son montant d'assurance.

OBS

règle proportionnelle : terme retrouvé dans le contexte de l'uniformisation de l'assurance automobile publique au Nouveau-Brunswick.

Spanish

Save record 5

Record 6 2000-12-13

English

Subject field(s)
  • Reinsurance and Coinsurance

French

Domaine(s)
  • Réassurance et coassurance

Spanish

Campo(s) temático(s)
  • Reaseguro y coseguro
DEF

Operaciones de coaseguro realizadas por empresas domiciliadas en la Comunidad Económica Europea, siempre que los riesgos estén situados en la misma y pertenezcan a la categoría de grandes riesgos.

Save record 6

Record 7 1998-08-05

English

Subject field(s)
  • Insurance
DEF

[An] insurance involving two or more underwriters with the different underwriters underwriting different risks pertaining to the same project.

Key term(s)
  • qualitative co-insurance

French

Domaine(s)
  • Assurances
Key term(s)
  • co-assurance qualitative

Spanish

Campo(s) temático(s)
  • Seguros
Save record 7

Record 8 1998-08-05

English

Subject field(s)
  • Insurance
DEF

[An] insurance involving two or more underwriters with the different underwriters underwriting separate tranches of a single large risk.

Key term(s)
  • quantitative co-insurance

French

Domaine(s)
  • Assurances

Spanish

Campo(s) temático(s)
  • Seguros
Key term(s)
  • co-aseguro cuantitativo
Save record 8

Record 9 1989-01-20

English

Subject field(s)
  • Banking
DEF

A deposit insurance system in which only a proportion - say, 80 or 90 per cent - of eligible deposits would be insured, so that the depositor would bear some risk. Under some proposals, co-insurance would apply only to deposits above some minimum.

French

Domaine(s)
  • Banque
DEF

Système d'assurance-dépôts dans le cadre duquel une partie seulement (par exemple, 80 ou 90%) d'un dépôt admissible est assurée, de sorte que le déposant assume une certaine part de risque. Selon certaines modalités qui ont été proposées, la coassurance ne s'appliquerait qu'à des dépôts dépassant un certain seuil.

Spanish

Save record 9

Record 10 1987-12-17

English

Subject field(s)
  • Reinsurance and Coinsurance

French

Domaine(s)
  • Réassurance et coassurance

Spanish

Save record 10

Record 11 1986-02-14

English

Subject field(s)
  • Insurance

French

Domaine(s)
  • Assurances
OBS

(Lexique des assurances I.A.R.D., Office de la langue française)

Spanish

Save record 11

Record 12 1976-06-19

English

Subject field(s)
  • Insurance

French

Domaine(s)
  • Assurances
OBS

(PP-29)

Spanish

Save record 12

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