TERMIUM Plus®

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EQUALIZATION RESERVE [1 record]

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Alphabetical list of terms

Record 1 2010-06-23

English

Subject field(s)
  • Insurance
  • Actuarial Practice
DEF

Provision constituted to offset significant fluctuations in the loss experience of individual lines over a number of years.

CONT

A disastrous event such as a flood, earthquake, or fire can result in the severe depletion of an insurance company's equalization reserve. These reserves could be seen as the company's personal "rainy day fund," compensating for unforeseen and often expensive events.

French

Domaine(s)
  • Assurances
  • Actuariat
CONT

La provision pour égalisation comprend tous les montants provisionnés pour permettre d'égaliser les fluctuations des taux de sinistres pour les années à venir ou de répondre à des dispositions contractuelles.

Spanish

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