TERMIUM Plus®
The Government of Canada’s terminology and linguistic data bank.
CREDITO HIPOTECARIO [7 records]
Record 1 - internal organization data 2018-09-17
Record 1, English
Record 1, Subject field(s)
- Loans
- Real Estate
- Banking
Record 1, Main entry term, English
- subprime mortgage loan
1, record 1, English, subprime%20mortgage%20loan
correct
Record 1, Abbreviations, English
Record 1, Synonyms, English
- subprime mortgage 2, record 1, English, subprime%20mortgage
correct
Record 1, Textual support, English
Record number: 1, Textual support number: 1 CONT
Typically subprime mortgages are offered at interest rates above prime, to customers with below-average credit ratings. Subprime mortgage lenders in the U.S. tend to target lower-income Americans, the elderly, new immigrants, people with a proven record of not paying their debts on time–just about anyone who would have trouble getting a mortgage from a conventional lender such as a major bank. 3, record 1, English, - subprime%20mortgage%20loan
Record number: 1, Textual support number: 2 CONT
Subprime mortgage loans have a much higher rate of default than prime mortgage loans and are priced based on the risk assumed by the lender. 4, record 1, English, - subprime%20mortgage%20loan
Record number: 1, Textual support number: 1 OBS
"Subprime" refers to the risk associated with a borrower, not to the interest rate being charged on the mortgage. 3, record 1, English, - subprime%20mortgage%20loan
Record 1, French
Record 1, Domaine(s)
- Prêts et emprunts
- Immobilier
- Banque
Record 1, Main entry term, French
- prêt hypothécaire à risque
1, record 1, French, pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20risque
correct, masculine noun
Record 1, Abbreviations, French
Record 1, Synonyms, French
- crédit hypothécaire à risque 2, record 1, French, cr%C3%A9dit%20hypoth%C3%A9caire%20%C3%A0%20risque
correct, masculine noun
- subprime 3, record 1, French, subprime
avoid, anglicism, masculine noun
Record 1, Textual support, French
Record number: 1, Textual support number: 1 CONT
La débâcle des prêts à risque américains n'épargne personne. Depuis un mois, les Bourses tremblent. En effet, selon ce que l'on a rapporté, l'ampleur de la crise américaine du crédit hypothécaire à risque amènerait plusieurs grandes institutions financières à subir de lourdes pertes à la suite de la situation précaire dans laquelle se retrouvent bon nombre de fonds spécialisés en créances à haut risque. 2, record 1, French, - pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20risque
Record number: 1, Textual support number: 2 CONT
Wall Street a une nouvelle fois été vivement ébranlée par la crainte de voir la crise du secteur des prêts hypothécaires à risque (dits «subprimes») avoir un lourd impact sur le secteur financier. 4, record 1, French, - pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20risque
Record 1, Key term(s)
- prêt hypothécaire à risques
- crédit hypothécaire à risques
Record 1, Spanish
Record 1, Campo(s) temático(s)
- Préstamos
- Bienes raíces
- Operaciones bancarias
Record 1, Main entry term, Spanish
- hipoteca de alto riesgo
1, record 1, Spanish, hipoteca%20de%20alto%20riesgo
correct, feminine noun
Record 1, Abbreviations, Spanish
Record 1, Synonyms, Spanish
- crédito hipotecario de alto riesgo 2, record 1, Spanish, cr%C3%A9dito%20hipotecario%20de%20alto%20riesgo
correct, masculine noun
- hipoteca basura 3, record 1, Spanish, hipoteca%20basura
correct, feminine noun, familiar
- hipoteca subprime 4, record 1, Spanish, hipoteca%20subprime
avoid, feminine noun
Record 1, Textual support, Spanish
Record number: 1, Textual support number: 1 DEF
Hipoteca con evaluación crediticia menos exigente y con tasas de interés y comisiones altas que conlleva un riesgo de morosidad elevada. 5, record 1, Spanish, - hipoteca%20de%20alto%20riesgo
Record number: 1, Textual support number: 1 OBS
hipoteca de alto riesgo; hipoteca subprime: La Fundación del Español Urgente (Fundéu BBVA), con el asesoramiento de la Real Academia Española, indica que la construcción "hipoteca de alto riesgo" es una alternativa preferible a "hipoteca subprime". 2, record 1, Spanish, - hipoteca%20de%20alto%20riesgo
Record 2 - internal organization data 2017-01-03
Record 2, English
Record 2, Subject field(s)
- Loans
- Real Estate
Record 2, Main entry term, English
- variable rate mortgage
1, record 2, English, variable%20rate%20mortgage
correct
Record 2, Abbreviations, English
Record 2, Synonyms, English
- variable-rate mortgage 1, record 2, English, variable%2Drate%20mortgage
correct
- floating rate mortgage 1, record 2, English, floating%20rate%20mortgage
correct
- floating-rate mortgage 1, record 2, English, floating%2Drate%20mortgage
correct
- adjustable rate mortgage 2, record 2, English, adjustable%20rate%20mortgage
correct
- ARM 2, record 2, English, ARM
correct
- ARM 2, record 2, English, ARM
- adjustable-rate mortgage 3, record 2, English, adjustable%2Drate%20mortgage
correct
Record 2, Textual support, English
Record number: 2, Textual support number: 1 DEF
A mortgage that allows the interest charges on a loan to increase or decrease automatically with change with a predetermined index. 3, record 2, English, - variable%20rate%20mortgage
Record number: 2, Textual support number: 1 OBS
adjustable-rate mortgage: term and text reproduced from The Encyclopedia of Banking and Finance, Tenth Edition (1993), by Glenn G. Munn, F.L. Garcia and Charles J. Woelfel, with the permission of the copyright holder, The McGraw-Hill Companies Inc. In no event shall McGraw-Hill have any liability to any party for special, incidental, tort, or consequential damages arising out of or in connection with the use of this material. 4, record 2, English, - variable%20rate%20mortgage
Record number: 2, Textual support number: 2 OBS
adjustable rate mortgage; ARM: term and abbreviation extracted from the “Glossaire de l’économie” and reproduced with permission of the Organisation for Economic Co-operation and Development. 5, record 2, English, - variable%20rate%20mortgage
Record 2, French
Record 2, Domaine(s)
- Prêts et emprunts
- Immobilier
Record 2, Main entry term, French
- prêt hypothécaire à taux variable
1, record 2, French, pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20taux%20variable
correct, masculine noun
Record 2, Abbreviations, French
Record 2, Synonyms, French
- prêt hypothécaire à taux flottant 2, record 2, French, pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20taux%20flottant
correct, masculine noun
- prêt hypothécaire à taux révisable 3, record 2, French, pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20taux%20r%C3%A9visable
masculine noun
Record 2, Textual support, French
Record number: 2, Textual support number: 1 DEF
Prêt hypothécaire dont le taux d'intérêt suit les fluctuations du marché monétaire, et change au maximum une fois par mois. Le versement mensuel ne varie pas. Toutefois, la partie du versement appliquée au principal varie en fonction de la fluctuation du taux d'intérêt (s'il y a lieu). 4, record 2, French, - pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20taux%20variable
Record number: 2, Textual support number: 1 OBS
prêt hypothécaire à taux révisable : terme extrait du «Glossaire de l’économie» et reproduit avec l’autorisation de l’Organisation de coopération et de développement économiques. 5, record 2, French, - pr%C3%AAt%20hypoth%C3%A9caire%20%C3%A0%20taux%20variable
Record 2, Spanish
Record 2, Campo(s) temático(s)
- Préstamos
- Bienes raíces
Record 2, Main entry term, Spanish
- crédito hipotecario de tipo variable
1, record 2, Spanish, cr%C3%A9dito%20hipotecario%20de%20tipo%20variable
masculine noun
Record 2, Abbreviations, Spanish
Record 2, Synonyms, Spanish
- préstamo hipotecario a interés variable 1, record 2, Spanish, pr%C3%A9stamo%20hipotecario%20a%20inter%C3%A9s%20variable
masculine noun
Record 2, Textual support, Spanish
Record number: 2, Textual support number: 1 DEF
Préstamo que periódicamente se adapta al tipo de interés de los índices marcados por los bancos centrales de cada país. 1, record 2, Spanish, - cr%C3%A9dito%20hipotecario%20de%20tipo%20variable
Record 3 - internal organization data 2012-02-13
Record 3, English
Record 3, Subject field(s)
- Loans
Record 3, Main entry term, English
- mortgage loan
1, record 3, English, mortgage%20loan
correct
Record 3, Abbreviations, English
Record 3, Synonyms, English
- mortgage 2, record 3, English, mortgage
correct
- mortgage credit 3, record 3, English, mortgage%20credit
Record 3, Textual support, English
Record number: 3, Textual support number: 1 DEF
Loan made on real estate collateral, urban or rural, residential or business, in which a mortgage is given to secure payment of principal and interest. 4, record 3, English, - mortgage%20loan
Record number: 3, Textual support number: 1 OBS
mortgage loan: term and text reproduced from The Encyclopedia of Banking and Finance, Tenth Edition (1993), by Glenn G. Munn, F.L. Garcia and Charles J. Woelfel, with the permission of the copyright holder, The McGraw-Hill Companies Inc. In no event shall McGraw-Hill have any liability to any party for special, incidental, tort, or consequential damages arising out of or in connection with the use of this material. 5, record 3, English, - mortgage%20loan
Record 3, French
Record 3, Domaine(s)
- Prêts et emprunts
Record 3, Main entry term, French
- prêt hypothécaire
1, record 3, French, pr%C3%AAt%20hypoth%C3%A9caire
correct, masculine noun
Record 3, Abbreviations, French
Record 3, Synonyms, French
- prêt sur hypothèque 2, record 3, French, pr%C3%AAt%20sur%20hypoth%C3%A8que
correct, masculine noun
- crédit hypothécaire 1, record 3, French, cr%C3%A9dit%20hypoth%C3%A9caire
correct, masculine noun
- hypothèque 1, record 3, French, hypoth%C3%A8que
correct, see observation, feminine noun, Canada
- emprunt hypothécaire 3, record 3, French, emprunt%20hypoth%C3%A9caire
correct, see observation, masculine noun
Record 3, Textual support, French
Record number: 3, Textual support number: 1 DEF
Prêt garanti par une hypothèque. 1, record 3, French, - pr%C3%AAt%20hypoth%C3%A9caire
Record number: 3, Textual support number: 1 OBS
On trouve souvent l'emploi familier du mot «hypothèque» en ce sens, principalement au Canada; rigoureusement, l'hypothèque constitue le droit accordé au créancier sur un bien de l'emprunteur pour garantir le paiement de l'emprunt. 1, record 3, French, - pr%C3%AAt%20hypoth%C3%A9caire
Record number: 3, Textual support number: 2 OBS
Du point de vue de la personne qui avance les fonds, il s'agit d'un prêt. Du point de vue de celle qui les reçoit, il s'agit d'un emprunt. 4, record 3, French, - pr%C3%AAt%20hypoth%C3%A9caire
Record 3, Spanish
Record 3, Campo(s) temático(s)
- Préstamos
Record 3, Main entry term, Spanish
- préstamo hipotecario
1, record 3, Spanish, pr%C3%A9stamo%20hipotecario
correct, masculine noun
Record 3, Abbreviations, Spanish
Record 3, Synonyms, Spanish
- hipoteca 2, record 3, Spanish, hipoteca
correct, feminine noun
- crédito hipotecario 3, record 3, Spanish, cr%C3%A9dito%20hipotecario
correct, masculine noun
Record 3, Textual support, Spanish
Record 4 - internal organization data 2004-09-14
Record 4, English
Record 4, Subject field(s)
- Loans
Record 4, Main entry term, English
- real estate credit 1, record 4, English, real%20estate%20credit
Record 4, Abbreviations, English
Record 4, Synonyms, English
Record 4, Textual support, English
Record 4, Key term(s)
- credit on real property
- loan on real estate
Record 4, French
Record 4, Domaine(s)
- Prêts et emprunts
Record 4, Main entry term, French
- crédit foncier
1, record 4, French, cr%C3%A9dit%20foncier
correct, masculine noun
Record 4, Abbreviations, French
Record 4, Synonyms, French
- crédit immobilier 1, record 4, French, cr%C3%A9dit%20immobilier
correct, masculine noun
Record 4, Textual support, French
Record number: 4, Textual support number: 1 DEF
Crédit destiné à financer une opération immobilière (construction, acquisition, entretien d'un bien immobilier). 2, record 4, French, - cr%C3%A9dit%20foncier
Record 4, Spanish
Record 4, Campo(s) temático(s)
- Préstamos
Record 4, Main entry term, Spanish
- crédito hipotecario
1, record 4, Spanish, cr%C3%A9dito%20hipotecario
correct, masculine noun
Record 4, Abbreviations, Spanish
Record 4, Synonyms, Spanish
Record 4, Textual support, Spanish
Record 5 - internal organization data 2002-02-14
Record 5, English
Record 5, Subject field(s)
- Financial Institutions
- Loans
Record 5, Main entry term, English
- mortgage lending institution 1, record 5, English, mortgage%20lending%20institution
Record 5, Abbreviations, English
Record 5, Synonyms, English
Record 5, Textual support, English
Record number: 5, Textual support number: 1 CONT
[the private consumption growth] spurred on by temporary factors (notably windfall gains arising from the demutualisation of mortgage lending institutions). 1, record 5, English, - mortgage%20lending%20institution
Record 5, French
Record 5, Domaine(s)
- Institutions financières
- Prêts et emprunts
Record 5, Main entry term, French
- établissement de crédit hypothécaire
1, record 5, French, %C3%A9tablissement%20de%20cr%C3%A9dit%20hypoth%C3%A9caire
masculine noun
Record 5, Abbreviations, French
Record 5, Synonyms, French
- caisse hypothécaire 2, record 5, French, caisse%20hypoth%C3%A9caire
feminine noun
Record 5, Textual support, French
Record number: 5, Textual support number: 1 CONT
[l'augmentation de la consommation privée] s'explique en partie par des facteurs temporaires (notamment les revenus exceptionnels ayant résulté de la démutualisation des établissements de crédit hypothécaire). 1, record 5, French, - %C3%A9tablissement%20de%20cr%C3%A9dit%20hypoth%C3%A9caire
Record 5, Spanish
Record 5, Campo(s) temático(s)
- Instituciones financieras
- Préstamos
Record 5, Main entry term, Spanish
- instituto de crédito hipotecario
1, record 5, Spanish, instituto%20de%20cr%C3%A9dito%20hipotecario
masculine noun
Record 5, Abbreviations, Spanish
Record 5, Synonyms, Spanish
Record 5, Textual support, Spanish
Record 6 - internal organization data 1999-03-10
Record 6, English
Record 6, Subject field(s)
- Banking
Record 6, Main entry term, English
- mortgage bank
1, record 6, English, mortgage%20bank
correct
Record 6, Abbreviations, English
Record 6, Synonyms, English
Record 6, Textual support, English
Record 6, French
Record 6, Domaine(s)
- Banque
Record 6, Main entry term, French
- institution de crédit foncier
1, record 6, French, institution%20de%20cr%C3%A9dit%20foncier
correct, feminine noun
Record 6, Abbreviations, French
Record 6, Synonyms, French
- banque de crédit hypothécaire 1, record 6, French, banque%20de%20cr%C3%A9dit%20hypoth%C3%A9caire
correct, feminine noun
- banque hypothécaire 1, record 6, French, banque%20hypoth%C3%A9caire
feminine noun
Record 6, Textual support, French
Record 6, Spanish
Record 6, Campo(s) temático(s)
- Operaciones bancarias
Record 6, Main entry term, Spanish
- sociedad de crédito hipotecario
1, record 6, Spanish, sociedad%20de%20cr%C3%A9dito%20hipotecario
correct, feminine noun
Record 6, Abbreviations, Spanish
Record 6, Synonyms, Spanish
Record 6, Textual support, Spanish
Record number: 6, Textual support number: 1 DEF
Sociedad anónima creada con el único objetivo de conceder créditos hipotecarios, emitiendo títulos de renta fija con la garantía de los mismos. 1, record 6, Spanish, - sociedad%20de%20cr%C3%A9dito%20hipotecario
Record number: 6, Textual support number: 1 OBS
sociedad de crédito hipotecario: término y definición extraídos del CAPITAL Business Dictionary con la autorización de LID Editorial Empresarial. 2, record 6, Spanish, - sociedad%20de%20cr%C3%A9dito%20hipotecario
Record 7 - internal organization data 1997-04-23
Record 7, English
Record 7, Subject field(s)
- Loans
Record 7, Main entry term, English
- first mortgage credit 1, record 7, English, first%20mortgage%20credit
Record 7, Abbreviations, English
Record 7, Synonyms, English
Record 7, French
Record 7, Domaine(s)
- Prêts et emprunts
Record 7, Main entry term, French
- crédit hypothécaire en premier rang
1, record 7, French, cr%C3%A9dit%20hypoth%C3%A9caire%20en%20premier%20rang
masculine noun
Record 7, Abbreviations, French
Record 7, Synonyms, French
Record 7, Textual support, French
Record 7, Spanish
Record 7, Campo(s) temático(s)
- Préstamos
Record 7, Main entry term, Spanish
- crédito hipotecario de primer grado
1, record 7, Spanish, cr%C3%A9dito%20hipotecario%20de%20primer%20grado
masculine noun
Record 7, Abbreviations, Spanish
Record 7, Synonyms, Spanish
Record 7, Textual support, Spanish
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