TERMIUM Plus®

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SEGURO ADICIONAL [1 record]

Record 1 2016-03-08

English

Subject field(s)
  • Fire, Accidents, Miscellaneous Risks (Insur.)
DEF

insurance covering only that part of a loss in excess of a stated amount with losses of the stated amount or less covered by another insurance or self-insurance.

Key term(s)
  • additional assurance
  • complementary assurance
  • surplus assurance

French

Domaine(s)
  • Incendies, accidents et risques divers (Assur.)
CONT

Il y a assurance de risques successifs quand, en complément d'une assurance au premier risque jugée insuffisante, l'assuré souscrit une assurance dite assurance au deuxième risque [...] L'assurance au deuxième risque est donc essentiellement une assurance complémentaire [...] l'assureur ne sera engagé que si et dans la mesure où le montant dépasse le capital assuré au premier risque.

OBS

assurance de second risque. Comme second signifie qu'il ne peut y avoir de troisième et que, par contre, il existe une assurance au troisième risque, l'expression ne semble pas très heureuse.

Key term(s)
  • assurance additionnelle

Spanish

Campo(s) temático(s)
  • Incendio, accidentes y riesgos varios (Seguros)
DEF

Aquel que se incorpora a otro preexistente para aumentar las garantías previstas con anterioridad.

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