TERMIUM Plus®

The Government of Canada’s terminology and linguistic data bank.

ING DIRECT [4 records]

Record 1 2010-12-02

English

Subject field(s)
  • National Bodies and Committees (Canadian)
  • Banking
OBS

[An institution] added to the list of members of the Canada Deposit Insurance Corporation (CDIC).

OBS

ING Direct is the operating name of ING Bank of Canada, a member of ING. ING Bank of Canada is a Schedule II chartered Canadian bank, which means [that it has] to follow the same rules and regulations as other Canadian banks. "ING" stands for "Internationale Nederlanden Group."

French

Domaine(s)
  • Organismes et comités nationaux canadiens
  • Banque
OBS

[Établissement devenu membre de] la Société d’assurance-dépôts du Canada (SADC).

OBS

ING DIRECT est le nom commercial de la Banque ING du Canada, membre du groupe d’entreprise ING. La Banque ING [du Canada] est une banque à charte canadienne établie en vertu de l'annexe II, ce qui signifie qu'elle doit se conformer aux mêmes règles et règlements que les autres banques canadiennes. «ING» signifie «Internationale Nederlanden Group».

Spanish

Save record 1

Record 2 2007-10-25

English

Subject field(s)
  • Banking
  • Loans
CONT

RRSP loans are generally offered at interest close to the prime lending rate, which currently sits at 4.25 per cent. ... It's a relatively low-cost way to pay for your RRSPs if you find yourself strapped for cash at the deadline. There's also a trick you can employ to lower your debt costs via an RRSP loan. ... the big "catch-up" RRSP loans that some financial institutions offer are rarely a good idea. These loans, designed to allow investors who haven't contributed much to RRSPs in past years to make up for lost time by making a big lump-sum contribution, can saddle you with a debt for years.

CONT

An RRSP loan can help you realize tax savings, increase the eventual size of your RRSP, and help you stick to your savings plan.

French

Domaine(s)
  • Banque
  • Prêts et emprunts
CONT

[...] ING Direct offre moins de services que les autres banques : comptes d’épargne, certificats de placement garantis(CPG), marges de crédit, régimes enregistrés d’épargne-retraite(REER), prêts hypothécaires et prêts REER seulement. Et tout s’effectue sur Internet ou par téléphone.

Spanish

Save record 2

Record 3 2007-10-25

English

Subject field(s)
  • Financial Institutions
  • Banking
  • Finance
CONT

Branchless banks eliminate brick-and-mortar branches, reduce operating costs, and pass the savings back to consumers as premium rates and no low fees on accounts.

CONT

In early [sic] in 1997, Citizens Bank of Canada, based in Vancouver, became the first totally branchless bank in Canada, with no lineups, no waiting, no tellers, and no branches. Instead, customers do all their banking over the telephone or computer, or by using television or an automated teller machine to conduct their transactions.

French

Domaine(s)
  • Institutions financières
  • Banque
  • Finances
DEF

Institution bancaire et financière virtuelle offrant des services par Internet, par téléphone et par courrier à sa clientèle afin de réduire le coût de ses opérations.

CONT

[...] La Banque ING du Canada est connue sous la raison commerciale ING Direct. [...] Elle n’ a pas de succursales. Elle a des bureaux électroniques et traite ses affaires par Internet, par téléphone et au moyen des guichets automatiques. [...] ce que l'on appelle une banque virtuelle ou une banque sans succursale.

OBS

La banque sans succursale offre les mêmes services qu’une institution financière classique mais elle ne possède pas de bureaux.

Spanish

Save record 3

Record 4 2007-10-25

English

Subject field(s)
  • Financial Institutions
  • Banking
CONT

Driven by a user focus and cost-efficiencies (which means more choice and competitive pricing for the user), enabled by advances in communications and information technologies, the virtual financial institution assembles financing products from a number of different sources and delivers them as a complete package of services to the user. ... it is the era of "mass customization" in financial products.

French

Domaine(s)
  • Institutions financières
  • Banque
CONT

Très populaires dans le reste du Canada, les comptes à haut rendement séduisent moins les Québécois qui, pourtant, ne peuvent plaider l'ignorance. Qui n’ a pas vu une publicité d’ING Direct, cette institution financière virtuelle qui a remporté, il y a trois ans, le concept de ce type de compte?

Spanish

Save record 4

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