TERMIUM Plus®
The Government of Canada’s terminology and linguistic data bank.
CHIROGRAPHAIRE [8 records]
Record 1 - internal organization data 2014-10-30
Record 1, English
Record 1, Subject field(s)
- Banking
Record 1, Main entry term, English
- unsecured overdraft
1, record 1, English, unsecured%20overdraft
correct
Record 1, Abbreviations, English
Record 1, Synonyms, English
Record 1, Textual support, English
Record number: 1, Textual support number: 1 DEF
... a form of continuing credit or an ongoing loan, much the same as a credit card. 2, record 1, English, - unsecured%20overdraft
Record number: 1, Textual support number: 1 OBS
Once the outstanding amount is reduced, the customer can draw on it again. 3, record 1, English, - unsecured%20overdraft
Record 1, French
Record 1, Domaine(s)
- Banque
Record 1, Main entry term, French
- découvert non garanti
1, record 1, French, d%C3%A9couvert%20non%20garanti
correct, masculine noun
Record 1, Abbreviations, French
Record 1, Synonyms, French
Record 1, Textual support, French
Record number: 1, Textual support number: 1 CONT
Il existe deux types de découverts : les découverts garantis et non garantis. 2, record 1, French, - d%C3%A9couvert%20non%20garanti
Record 1, Key term(s)
- découvert en blanc
- découvert sans garantie
- découvert chirographaire
Record 1, Spanish
Record 1, Textual support, Spanish
Record 2 - internal organization data 2012-02-12
Record 2, English
Record 2, Subject field(s)
- Loans
- Bankruptcy
Record 2, Main entry term, English
- ordinary creditor
1, record 2, English, ordinary%20creditor
correct
Record 2, Abbreviations, English
Record 2, Synonyms, English
- general creditor 2, record 2, English, general%20creditor
correct
Record 2, Textual support, English
Record number: 2, Textual support number: 1 DEF
A person of a class of creditors who, by statute, are entitled to satisfaction of their proven claims against the estate of a bankrupt only after the claims of all other classes of creditors have been satisfied. 3, record 2, English, - ordinary%20creditor
Record 2, French
Record 2, Domaine(s)
- Prêts et emprunts
- Faillites
Record 2, Main entry term, French
- créancier ordinaire
1, record 2, French, cr%C3%A9ancier%20ordinaire
correct, masculine noun
Record 2, Abbreviations, French
Record 2, Synonyms, French
- créancier non privilégié 2, record 2, French, cr%C3%A9ancier%20non%20privil%C3%A9gi%C3%A9
masculine noun
- créancier chirographaire 3, record 2, French, cr%C3%A9ancier%20chirographaire
see observation, masculine noun
Record 2, Textual support, French
Record number: 2, Textual support number: 1 DEF
Titulaire d’une créance nullement garantie qui n’est fondée que sur un acte sous seing privé. 4, record 2, French, - cr%C3%A9ancier%20ordinaire
Record number: 2, Textual support number: 1 OBS
Le titulaire d’une créance chirographaire ne jouit pas, par rapport aux autres créanciers, d’un droit particulier sur les biens de son débiteur. En cas de faillite, les créanciers ordinaires sont payés, au prorata des sommes qui leur sont dues, à même les fonds restant après le règlement des dettes de toutes les autres catégories de créanciers. 4, record 2, French, - cr%C3%A9ancier%20ordinaire
Record number: 2, Textual support number: 2 OBS
En France, un créancier ordinaire n’ est différent d’un créancier chirographaire que s’il est prévu contractuellement, comme dans le cas des prêts participatifs ou des titres subordonnés à durée indéterminée(TSDI), qu'un créancier passera après les créanciers chirographaires. En Belgique, le mécanisme du prêt subordonné ou de la créance subordonnée introduit deux catégories de créanciers chirographaires. Ceux dont la créance est subordonnée renoncent au remboursement tant que les autres créanciers ne sont pas payés. 4, record 2, French, - cr%C3%A9ancier%20ordinaire
Record 2, Spanish
Record 2, Campo(s) temático(s)
- Préstamos
- Quiebras
Record 2, Main entry term, Spanish
- acreedor común
1, record 2, Spanish, acreedor%20com%C3%BAn
correct, masculine noun
Record 2, Abbreviations, Spanish
Record 2, Synonyms, Spanish
- acreedor quirografario 1, record 2, Spanish, acreedor%20quirografario
correct, masculine noun
Record 2, Textual support, Spanish
Record number: 2, Textual support number: 1 DEF
Acreedor que presta dinero a una empresa, un individuo u otra entidad sin obtener primeramente garantía prendaria. 1, record 2, Spanish, - acreedor%20com%C3%BAn
Record 3 - internal organization data 2002-10-29
Record 3, English
Record 3, Subject field(s)
- Investment
Record 3, Main entry term, English
- naked debenture
1, record 3, English, naked%20debenture
correct
Record 3, Abbreviations, English
Record 3, Synonyms, English
Record 3, Textual support, English
Record number: 3, Textual support number: 1 DEF
An acknowledgement of indebtedness, not accompanied by any security. [Klein, Gerald. Dictionary of Banking. Pitman Publishing, 1995]. 2, record 3, English, - naked%20debenture
Record 3, French
Record 3, Domaine(s)
- Investissements et placements
Record 3, Main entry term, French
- débenture chirographaire
1, record 3, French, d%C3%A9benture%20chirographaire
correct, feminine noun
Record 3, Abbreviations, French
Record 3, Synonyms, French
Record 3, Textual support, French
Record 3, Spanish
Record 3, Campo(s) temático(s)
- Inversiones
Record 3, Main entry term, Spanish
- obligaciones sin garantía
1, record 3, Spanish, obligaciones%20sin%20garant%C3%ADa
feminine noun
Record 3, Abbreviations, Spanish
Record 3, Synonyms, Spanish
Record 3, Textual support, Spanish
Record 4 - internal organization data 2001-01-11
Record 4, English
Record 4, Subject field(s)
- Bankruptcy
- Loans
Record 4, Main entry term, English
- unsecured
1, record 4, English, unsecured
correct, adjective
Record 4, Abbreviations, English
Record 4, Synonyms, English
Record 4, Textual support, English
Record number: 4, Textual support number: 1 DEF
Said of an obligation unbacked by any collateral. 2, record 4, English, - unsecured
Record 4, French
Record 4, Domaine(s)
- Faillites
- Prêts et emprunts
Record 4, Main entry term, French
- chirographaire
1, record 4, French, chirographaire
correct, adjective
Record 4, Abbreviations, French
Record 4, Synonyms, French
- non garanti 2, record 4, French, non%20garanti
correct, adjective
- sans garantie 3, record 4, French, sans%20garantie
correct
Record 4, Textual support, French
Record number: 4, Textual support number: 1 DEF
Qui n’est garanti par aucune sûreté sur les biens du débiteur. 4, record 4, French, - chirographaire
Record number: 4, Textual support number: 1 CONT
Une créance est chirographaire lorsque son titulaire ne jouit pas sur les biens de son débiteur d’un droit particulier par rapport aux autres créanciers. Se dit aussi du nom donné à ce créancier. 5, record 4, French, - chirographaire
Record 4, Spanish
Record 4, Campo(s) temático(s)
- Quiebras
- Préstamos
Record 4, Main entry term, Spanish
- no garantizado
1, record 4, Spanish, no%20garantizado
correct
Record 4, Abbreviations, Spanish
Record 4, Synonyms, Spanish
- sin garantía 2, record 4, Spanish, sin%20garant%C3%ADa
correct
Record 4, Textual support, Spanish
Record 5 - internal organization data 1998-10-27
Record 5, English
Record 5, Subject field(s)
- Investment
Record 5, Main entry term, English
- simple debenture
1, record 5, English, simple%20debenture
correct, Great Britain
Record 5, Abbreviations, English
Record 5, Synonyms, English
Record 5, Textual support, English
Record number: 5, Textual support number: 1 DEF
Debentures which are unsecured. [Klein, Gerald. Dictionary of Banking. Pitman Publishing, 1995]. 2, record 5, English, - simple%20debenture
Record 5, French
Record 5, Domaine(s)
- Investissements et placements
Record 5, Main entry term, French
- débenture chirographaire
1, record 5, French, d%C3%A9benture%20chirographaire
feminine noun
Record 5, Abbreviations, French
Record 5, Synonyms, French
Record 5, Textual support, French
Record 5, Spanish
Record 5, Textual support, Spanish
Record 6 - internal organization data 1988-08-08
Record 6, English
Record 6, Subject field(s)
- Reinsurance and Coinsurance
Record 6, Main entry term, English
- unsecured reinsurance 1, record 6, English, unsecured%20reinsurance
Record 6, Abbreviations, English
Record 6, Synonyms, English
Record 6, French
Record 6, Domaine(s)
- Réassurance et coassurance
Record 6, Main entry term, French
- réassurance chirographaire
1, record 6, French, r%C3%A9assurance%20chirographaire
feminine noun
Record 6, Abbreviations, French
Record 6, Synonyms, French
- réassurance sans garantie 1, record 6, French, r%C3%A9assurance%20sans%20garantie
feminine noun
- réassurance non garantie 1, record 6, French, r%C3%A9assurance%20non%20garantie
feminine noun
Record 6, Textual support, French
Record 6, Spanish
Record 6, Textual support, Spanish
Record 7 - internal organization data 1984-08-09
Record 7, English
Record 7, Subject field(s)
- Finance
Record 7, Main entry term, English
- body of contract creditors 1, record 7, English, body%20of%20contract%20creditors
Record 7, Abbreviations, English
Record 7, Synonyms, English
Record 7, French
Record 7, Domaine(s)
- Finances
Record 7, Main entry term, French
- masse chirographaire 1, record 7, French, masse%20chirographaire
Record 7, Abbreviations, French
Record 7, Synonyms, French
Record 7, Textual support, French
Record 7, Spanish
Record 7, Textual support, Spanish
Record 8 - internal organization data 1976-06-19
Record 8, English
Record 8, Subject field(s)
- Finance
Record 8, Main entry term, English
- unsecured debtor 1, record 8, English, unsecured%20debtor
Record 8, Abbreviations, English
Record 8, Synonyms, English
Record 8, French
Record 8, Domaine(s)
- Finances
Record 8, Main entry term, French
- débiteur chirographaire 1, record 8, French, d%C3%A9biteur%20chirographaire
Record 8, Abbreviations, French
Record 8, Synonyms, French
Record 8, Textual support, French
Record 8, Spanish
Record 8, Textual support, Spanish
Copyright notice for the TERMIUM Plus® data bank
© Public Services and Procurement Canada, 2025
TERMIUM Plus®, the Government of Canada's terminology and linguistic data bank
A product of the Translation Bureau
Features
Language Portal of Canada

Access a collection of Canadian resources on all aspects of English and French, including quizzes.
Writing tools

The Language Portal’s writing tools have a new look! Easy to consult, they give you access to a wealth of information that will help you write better in English and French.
Glossaries and vocabularies

Access Translation Bureau glossaries and vocabularies.
- Date Modified: