TERMIUM Plus®

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FRAIS CREDIT [3 records]

Record 1 2026-01-08

English

Subject field(s)
  • Market Prices
  • Sales (Marketing)
  • Foreign Trade
DEF

An amount included in an instalment sales contract to cover the cost of interest on the funds advanced and the costs of servicing the account, including a risk factor.

OBS

Terms usually used in the plural.

Key term(s)
  • carrying charge
  • finance charge

French

Domaine(s)
  • Prix (Commercialisation)
  • Vente
  • Commerce extérieur
DEF

Sommes (intérêts et frais d'administration) ajoutées au prix d'un article vendu à tempérament et représentant des produits financiers pour le vendeur.

OBS

Termes habituellement utilisés au pluriel.

Key term(s)
  • charge financière

Spanish

Campo(s) temático(s)
  • Precios (Comercialización)
  • Ventas (Comercialización)
  • Comercio exterior
DEF

Costos por concepto de interés y administración añadidos al precio de las mercancías vendidas por medio de un plan de pagos a plazos.

Save record 1

Record 2 2008-07-23

English

Subject field(s)
  • Banking
CONT

Credit charges are the amounts the consumer must reimburse in addition to the capital borrowed, upon termination of the contract. They must include interest charges, the premium for any insurance subscribed for, except any automobile insurance premium, the rebate, administration charges, such as brokerage fees or appraiser's fees, membership or renewal fees, the commission, the value of the rebate or of the discount given and the fees chargeable on the credit under federal or provincial law.

CONT

Credit fees were higher in 2005 as a result of increased activity in commercial and corporate lending, particularly in shorter-term facilities such as bankers' acceptances, guarantees, and letters of credit.

OBS

credit charge; credit fee: terms usually used in the plural in this context.

French

Domaine(s)
  • Banque
DEF

[...] toutes les sommes que le consommateur devra rembourser, en surplus du capital emprunté, au terme de son contrat.

CONT

[...] le crédit est basé sur deux notions : le capital et les frais de crédit. Tous les frais qui ne sont pas du capital constituent donc des frais de crédit.

OBS

Les frais de crédit sont calculés, non pas d'avance, mais au jour le jour et ce, sur le montant impayé à la date du paiement précédent.

Spanish

Save record 2

Record 3 1997-02-21

English

Subject field(s)
  • Accounting
  • Loans

French

Domaine(s)
  • Comptabilité
  • Prêts et emprunts

Spanish

Campo(s) temático(s)
  • Contabilidad
  • Préstamos
Save record 3

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