TERMIUM Plus®

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LOSS RETENTION [1 record]

Record 1 2011-10-05

English

Subject field(s)
  • Fire, Accidents, Miscellaneous Risks (Insur.)
  • Transportation Insurance
  • Insurance Law
  • Foreign Trade
DEF

The amount of a loss which the insured has to pay.

OBS

A windstorm loss of $150.00 with $50.00 deductible would mean that cost of repairs being $150.00, the insurance company would pay everything beyond the $50.00 deductible paid by the insured or $100.00 whereas the insured would pay $50.00 of each loss irrespective of the amount of the loss.

French

Domaine(s)
  • Incendies, accidents et risques divers (Assur.)
  • Assurance transport
  • Droit des assurances
  • Commerce extérieur
DEF

Part d'un dommage qu'un assuré conserve à sa charge.

OBS

déductible : Anglicisme courant dans la langue des assurances pour désigner la partie des pertes et des dommages non garantis par l'assureur et qui sont à la charge de l'assuré. En français universel, on désigne cette réalité sous le nom de franchise.

OBS

franchise : terme normalisé par l'AFNOR. Extrait de la norme NF-K40-001, reproduite avec l'autorisation de l'AFNOR.

Spanish

Campo(s) temático(s)
  • Incendio, accidentes y riesgos varios (Seguros)
  • Seguro de transporte
  • Seguros (Derecho)
  • Comercio exterior
DEF

Cantidad por la que el asegurado es propio asegurador de sus riesgos y en virtud de la cual, en caso de siniestro, soportará con su patrimonio la parte de los daños que le corresponda.

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